Signature Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Signature Federal Credit Union 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Signature Federal Credit Union 12 Herbert St. Alexandria, VA 22313 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 272 |
| Total Mortgage Loan Application Amount | $22,801,000 |
| Average Mortgage Loan Application Amount | $80,666 |
| Highest Mortgage Loan Application Amount | $660,000 |
| Average Applicant Income | $75,333 |
| Highest Applicant Income | $219,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Signature Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Signature Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Signature Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Signature Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Signature Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Signature Federal Credit Union's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pima County Arizona | 4 | $ 209,000 | $ 52,000 | $ 61,000 |
| Jefferson County Arkansas | 3 | $ 150,000 | $ 50,000 | $ 34,000 |
| Litchfield County Connecticut | 3 | $ 282,000 | $ 94,000 | $ 95,000 |
| Windham County Connecticut | 3 | $ 125,000 | $ 41,000 | $ 66,000 |
| Rock Island County Illinois | 3 | $ 300,000 | $ 100,000 | $ 81,000 |
| Worcester County Massachusetts | 3 | $ 90,000 | $ 30,000 | $ 143,000 |
| Sussex County New Jersey | 3 | $ 698,000 | $ 232,000 | $ 83,000 |
| Union County New Jersey | 3 | $ 195,000 | $ 65,000 | $ 43,000 |
| Tioga County Pennsylvania | 3 | $ 182,000 | $ 60,000 | $ 91,000 |
| Greenbrier County West Virginia | 3 | $ 225,000 | $ 75,000 | $ 76,000 |
| Chambers County Alabama | 2 | $ 200,000 | $ 100,000 | $ 125,000 |
| Pickens County Alabama | 2 | $ 142,000 | $ 71,000 | $ 114,000 |
| Tallapoosa County Alabama | 2 | $ 70,000 | $ 35,000 | $ 53,000 |
| El Dorado County California | 2 | $ 100,000 | $ 50,000 | $ 112,000 |
| Los Angeles County California | 2 | $ 60,000 | $ 30,000 | $ 108,000 |
| Riverside County California | 2 | $ 260,000 | $ 130,000 | $ 34,000 |
| Lake County Colorado | 2 | $ 116,000 | $ 58,000 | $ 41,000 |
| Hillsborough County Florida | 2 | $ 226,000 | $ 113,000 | $ 156,000 |
| Hall County Georgia | 2 | $ 189,000 | $ 94,000 | $ 91,000 |
| Jackson County Illinois | 2 | $ 92,000 | $ 46,000 | $ 50,000 |
| Johnson County Kansas | 2 | $ 180,000 | $ 90,000 | $ 43,000 |
| Graves County Kentucky | 2 | $ 42,000 | $ 21,000 | $ 79,000 |
| Marshall County Kentucky | 2 | $ 60,000 | $ 30,000 | $ 105,000 |
| St. Tammany County Louisiana | 2 | $ 60,000 | $ 30,000 | $ 119,000 |
| Charles County Maryland | 2 | $ 600,000 | $ 300,000 | $ 114,000 |
| St. Mary's County Maryland | 2 | $ 453,000 | $ 226,000 | $ 110,000 |
| Kent County Michigan | 2 | $ 255,000 | $ 127,000 | $ 62,000 |
| Rock County Minnesota | 2 | $ 34,000 | $ 17,000 | $ 57,000 |
| St. Louis County Minnesota | 2 | $ 95,000 | $ 47,000 | $ 51,000 |
| Greene County Missouri | 2 | $ 48,000 | $ 24,000 | $ 85,000 |
| Jackson County Missouri | 2 | $ 56,000 | $ 28,000 | $ 93,000 |
| Grafton County New Hampshire | 2 | $ 105,000 | $ 52,000 | $ 113,000 |
| Hillsborough County New Hampshire | 2 | $ 341,000 | $ 170,000 | $ 111,000 |
| Rockingham County New Hampshire | 2 | $ 131,000 | $ 65,000 | $ 48,000 |
| Gloucester County New Jersey | 2 | $ 311,000 | $ 155,000 | $ 98,000 |
| Monmouth County New Jersey | 2 | $ 274,000 | $ 137,000 | $ 104,000 |
| Passaic County New Jersey | 2 | $ 360,000 | $ 180,000 | $ 141,000 |
| Clinton County New York | 2 | $ 29,000 | $ 14,000 | $ 71,000 |
| St. Lawrence County New York | 2 | $ 272,000 | $ 136,000 | $ 81,000 |
| Suffolk County New York | 2 | $ 268,000 | $ 134,000 | $ 43,000 |
| Ulster County New York | 2 | $ 10,000 | $ 5,000 | $ 19,000 |
| Caldwell County North Carolina | 2 | $ 82,000 | $ 41,000 | $ 69,000 |
| Chatham County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 82,000 |
| Moore County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 28,000 |
| Columbiana County Ohio | 2 | $ 37,000 | $ 18,000 | $ 63,000 |
| Monroe County Ohio | 2 | $ 107,000 | $ 53,000 | $ 40,000 |
| Canadian County Oklahoma | 2 | $ 222,000 | $ 111,000 | $ 34,000 |
| Douglas County Oregon | 2 | $ 150,000 | $ 75,000 | $ 73,000 |
| Allegheny County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 62,000 |
| Bedford County Pennsylvania | 2 | $ 148,000 | $ 74,000 | $ 49,000 |
| Huntingdon County Pennsylvania | 2 | $ 60,000 | $ 30,000 | $ 60,000 |
| Montgomery County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 117,000 |
| Richland County South Carolina | 2 | $ 129,000 | $ 64,000 | $ 100,000 |
| Comanche County Texas | 2 | $ 80,000 | $ 40,000 | $ 70,000 |
| Caledonia County Vermont | 2 | $ 146,000 | $ 73,000 | $ 56,000 |
| Amherst County Virginia | 2 | $ 185,000 | $ 92,000 | $ 84,000 |
| Fairfax County Virginia | 2 | $ 309,000 | $ 154,000 | $ 121,000 |
| Loudoun County Virginia | 2 | $ 803,000 | $ 401,000 | $ 115,000 |
| New Kent County Virginia | 2 | $ 116,000 | $ 58,000 | $ 82,000 |
| Pleasants County West Virginia | 2 | $ 280,000 | $ 140,000 | $ 70,000 |
| Vilas County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 59,000 |
| Dallas County Alabama | 1 | $ 30,000 | $ 30,000 | $ 126,000 |
| DeKalb County Alabama | 1 | $ 34,000 | $ 34,000 | $ 122,000 |
| Lawrence County Alabama | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Marengo County Alabama | 1 | $ 68,000 | $ 68,000 | $ 90,000 |
| Shelby County Alabama | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Arkansas County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 56,000 |
| Baxter County Arkansas | 1 | $ 44,000 | $ 44,000 | $ 155,000 |
| Clay County Arkansas | 1 | $ 20,000 | $ 20,000 | $ 93,000 |
| Lonoke County Arkansas | 1 | $ 17,000 | $ 17,000 | $ 66,000 |
| Perry County Arkansas | 1 | $ 33,000 | $ 33,000 | $ 61,000 |
| Trinity County California | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Chaffee County Colorado | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Douglas County Colorado | 1 | $ 430,000 | $ 430,000 | $ 111,000 |
| Routt County Colorado | 1 | $ 104,000 | $ 104,000 | $ 118,000 |
| Weld County Colorado | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Kent County Delaware | 1 | $ 321,000 | $ 321,000 | $ 64,000 |
| Alachua County Florida | 1 | $ 81,000 | $ 81,000 | $ 91,000 |
| Lee County Florida | 1 | $ 37,000 | $ 37,000 | $ 31,000 |
| Palm Beach County Florida | 1 | $ 660,000 | $ 660,000 | $ 154,000 |
| Polk County Florida | 1 | $ 40,000 | $ 40,000 | $ 87,000 |
| Boise County Idaho | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Latah County Idaho | 1 | $ 143,000 | $ 143,000 | $ 78,000 |
| Cook County Illinois | 1 | $ 100,000 | $ 100,000 | $ 117,000 |
| DuPage County Illinois | 1 | $ 10,000 | $ 10,000 | $ 75,000 |
| Iroquois County Illinois | 1 | $ 30,000 | $ 30,000 | $ 117,000 |
| Livingston County Illinois | 1 | $ 20,000 | $ 20,000 | $ 96,000 |
| Marion County Illinois | 1 | $ 38,000 | $ 38,000 | $ 69,000 |
| Washington County Illinois | 1 | $ 27,000 | $ 27,000 | $ 56,000 |
| Clay County Indiana | 1 | $ 42,000 | $ 42,000 | $ 58,000 |
| Spencer County Indiana | 1 | $ 38,000 | $ 38,000 | $ 100,000 |
| Dallas County Iowa | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Hardin County Iowa | 1 | $ 22,000 | $ 22,000 | $ 76,000 |
| Pottawattamie County Iowa | 1 | $ 31,000 | $ 31,000 | $ 30,000 |
| Wapello County Iowa | 1 | $ 143,000 | $ 143,000 | $ 50,000 |
| Anderson County Kansas | 1 | $ 186,000 | $ 186,000 | $ 95,000 |
| Harper County Kansas | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| Magoffin County Kentucky | 1 | $ 14,000 | $ 14,000 | $ 51,000 |
| Plaquemines County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 102,000 |
| Hancock County Maine | 1 | $ 70,000 | $ 70,000 | $ 101,000 |
| Frederick County Maryland | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Blue Earth County Minnesota | 1 | $ 14,000 | $ 14,000 | $ 95,000 |
| Cass County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 77,000 |
| Crow Wing County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Dakota County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 118,000 |
| Grant County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| Redwood County Minnesota | 1 | $ 121,000 | $ 121,000 | $ 80,000 |
| Clay County Mississippi | 1 | $ 62,000 | $ 62,000 | $ 51,000 |
| Monroe County Mississippi | 1 | $ 84,000 | $ 84,000 | $ 67,000 |
| Pearl River County Mississippi | 1 | $ 118,000 | $ 118,000 | $ 101,000 |
| Perry County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Sunflower County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
| Benton County Missouri | 1 | $ 192,000 | $ 192,000 | $ 71,000 |
| Clark County Missouri | 1 | $ 20,000 | $ 20,000 | $ 62,000 |
| Crawford County Missouri | 1 | $ 20,000 | $ 20,000 | $ 46,000 |
| Randolph County Missouri | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| St. Charles County Missouri | 1 | $ 110,000 | $ 110,000 | $ 37,000 |
| Liberty County Montana | 1 | $ 34,000 | $ 34,000 | $ 30,000 |
| Mineral County Montana | 1 | $ 118,000 | $ 118,000 | $ 195,000 |
| Missoula County Montana | 1 | $ 190,000 | $ 190,000 | $ 88,000 |
| Ravalli County Montana | 1 | $ 30,000 | $ 30,000 | $ 72,000 |
| Teton County Montana | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Cherry County Nebraska | 1 | $ 23,000 | $ 23,000 | $ 19,000 |
| Grant County Nebraska | 1 | $ 14,000 | $ 14,000 | $ 100,000 |
| Hamilton County Nebraska | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Clark County Nevada | 1 | $ 44,000 | $ 44,000 | $ 42,000 |
| Humboldt County Nevada | 1 | $ 30,000 | $ 30,000 | $ 66,000 |
| Merrimack County New Hampshire | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Bergen County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 167,000 |
| Bernalillo County New Mexico | 1 | $ 13,000 | $ 13,000 | $ 136,000 |
| Taos County New Mexico | 1 | $ 53,000 | $ 53,000 | $ 65,000 |
| Erie County New York | 1 | $ 48,000 | $ 48,000 | $ 30,000 |
| Franklin County New York | 1 | $ 30,000 | $ 30,000 | $ 70,000 |
| Fulton County New York | 1 | $ 70,000 | $ 70,000 | $ 27,000 |
| Oswego County New York | 1 | $ 51,000 | $ 51,000 | $ 90,000 |
| Schoharie County New York | 1 | $ 10,000 | $ 10,000 | $ 130,000 |
| Washington County New York | 1 | $ 5,000 | $ 5,000 | $ 15,000 |
| Burke County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 67,000 |
| Dare County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Granville County North Carolina | 1 | $ 42,000 | $ 42,000 | $ 69,000 |
| Henderson County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Burleigh County North Dakota | 1 | $ 116,000 | $ 116,000 | $ 111,000 |
| Logan County North Dakota | 1 | $ 50,000 | $ 50,000 | $ 100,000 |
| Stutsman County North Dakota | 1 | $ 150,000 | $ 150,000 | $ 111,000 |
| Jackson County Ohio | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Lake County Ohio | 1 | $ 23,000 | $ 23,000 | $ 67,000 |
| Tuscarawas County Ohio | 1 | $ 18,000 | $ 18,000 | $ 57,000 |
| Washington County Ohio | 1 | $ 194,000 | $ 194,000 | $ 103,000 |
| Alfalfa County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Clackamas County Oregon | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Umatilla County Oregon | 1 | $ 199,000 | $ 199,000 | $ 69,000 |
| Washington County Oregon | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| Berks County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 45,000 |
| Bradford County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 47,000 |
| Lackawanna County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 146,000 |
| Lebanon County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Susquehanna County Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 31,000 |
| Westmoreland County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 26,000 |
| Kershaw County South Carolina | 1 | $ 42,000 | $ 42,000 | $ 32,000 |
| Lexington County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 76,000 |
| Corson County South Dakota | 1 | $ 28,000 | $ 28,000 | $ 54,000 |
| Meade County South Dakota | 1 | $ 56,000 | $ 56,000 | $ 52,000 |
| Moody County South Dakota | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| Dyer County Tennessee | 1 | $ 27,000 | $ 27,000 | $ 219,000 |
| Shelby County Tennessee | 1 | $ 14,000 | $ 14,000 | $ 111,000 |
| Williamson County Tennessee | 1 | $ 248,000 | $ 248,000 | $ 106,000 |
| Bandera County Texas | 1 | $ 120,000 | $ 120,000 | $ 93,000 |
| Bexar County Texas | 1 | $ 247,000 | $ 247,000 | $ 99,000 |
| Blanco County Texas | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Burnet County Texas | 1 | $ 37,000 | $ 37,000 | $ 76,000 |
| Crosby County Texas | 1 | $ 100,000 | $ 100,000 | $ 129,000 |
| Fannin County Texas | 1 | $ 53,000 | $ 53,000 | $ 183,000 |
| Goliad County Texas | 1 | $ 40,000 | $ 40,000 | $ 126,000 |
| Henderson County Texas | 1 | $ 88,000 | $ 88,000 | $ 50,000 |
| Lee County Texas | 1 | $ 22,000 | $ 22,000 | $ 65,000 |
| Montague County Texas | 1 | $ 103,000 | $ 103,000 | $ 63,000 |
| Potter County Texas | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Rains County Texas | 1 | $ 70,000 | $ 70,000 | $ 108,000 |
| Shelby County Texas | 1 | $ 60,000 | $ 60,000 | $ 88,000 |
| Van Zandt County Texas | 1 | $ 88,000 | $ 88,000 | $ 117,000 |
| Garfield County Utah | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Bennington County Vermont | 1 | $ 10,000 | $ 10,000 | $ 93,000 |
| Franklin County Vermont | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Windsor County Vermont | 1 | $ 129,000 | $ 129,000 | $ 89,000 |
| Arlington County Virginia | 1 | $ 298,000 | $ 298,000 | $ 67,000 |
| Buchanan County Virginia | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Prince William County Virginia | 1 | $ 28,000 | $ 28,000 | $ 55,000 |
| Richmond City County Virginia | 1 | $ 36,000 | $ 36,000 | $ 172,000 |
| Washington County Virginia | 1 | $ 73,000 | $ 73,000 | $ 34,000 |
| Grays Harbor County Washington | 1 | $ 144,000 | $ 144,000 | $ 49,000 |
| Lewis County Washington | 1 | $ 36,000 | $ 36,000 | $ 116,000 |
| Lincoln County Washington | 1 | $ 137,000 | $ 137,000 | $ 97,000 |
| Barbour County West Virginia | 1 | $ 39,000 | $ 39,000 | $ 42,000 |
| Grant County West Virginia | 1 | $ 8,000 | $ 8,000 | $ 39,000 |
| Jefferson County West Virginia | 1 | $ 394,000 | $ 394,000 | $ 201,000 |
| Ohio County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Adams County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Marquette County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for Signature Federal Credit Union in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 140 | $14,865,000 | $106,000 | $448,000 | $78,000 | $219,000 |
| Home Improvement | 91 | $4,245,000 | $46,000 | $190,000 | $82,000 | $183,000 |
| Home Purchase | 41 | $3,691,000 | $90,000 | $660,000 | $66,000 | $154,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 239 | $17,916,000 | $74,000 | $660,000 | $77,000 | $219,000 |
| White | 29 | $4,171,000 | $143,000 | $448,000 | $79,000 | $167,000 |
| American Indian or Alaskan Native | 1 | $141,000 | $141,000 | $141,000 | $164,000 | $164,000 |
| Asian | 1 | $298,000 | $298,000 | $298,000 | $67,000 | $67,000 |
| Black or African American | 1 | $145,000 | $145,000 | $145,000 | $85,000 | $85,000 |
| Hispanic | 1 | $130,000 | $130,000 | $130,000 | $91,000 | $91,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 272 | $22,801,000 | $83,000 | $660,000 | $78,000 | $219,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 226 | $18,981,000 | $83,000 | $660,000 | $77,000 | $201,000 |
| Application Denied By Financial Institution | 20 | $1,483,000 | $74,000 | $197,000 | $75,000 | $164,000 |
| Application Withdrawn By Applicant | 18 | $1,972,000 | $109,000 | $321,000 | $98,000 | $219,000 |
| Application Approved But Not Accepted | 8 | $365,000 | $45,000 | $129,000 | $60,000 | $89,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9 | $242,000 | $26,000 | $65,000 | $67,000 | $155,000 |
| Debt-To-Income Ratio | 4 | $392,000 | $98,000 | $186,000 | $55,000 | $95,000 |
| Collateral | 1 | $25,000 | $25,000 | $25,000 | $69,000 | $69,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Signature Federal Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Signature Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.