Signature Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Signature Federal Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Signature Federal Credit Union 12 Herbert St. Alexandria, VA 22313 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 192 |
| Total Mortgage Loan Application Amount | $19,171,000 |
| Average Mortgage Loan Application Amount | $99,000 |
| Highest Mortgage Loan Application Amount | $825,000 |
| Average Applicant Income | $113,000 |
| Highest Applicant Income | $920,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Signature Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Signature Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Signature Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Signature Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Signature Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Signature Federal Credit Union's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Calcasieu County Louisiana | 15 | $ 1,233,000 | $ 82,000 | $ 254,000 |
| East Baton Rouge County Louisiana | 12 | $ 1,050,000 | $ 87,000 | $ 115,000 |
| Pinellas County Florida | 3 | $ 160,000 | $ 53,000 | $ 81,000 |
| San Diego County California | 2 | $ 401,000 | $ 200,000 | $ 93,000 |
| Volusia County Florida | 2 | $ 158,000 | $ 79,000 | $ 29,000 |
| Cook County Illinois | 2 | $ 338,000 | $ 169,000 | $ 99,000 |
| Harford County Maryland | 2 | $ 122,000 | $ 61,000 | $ 130,000 |
| Hampshire County Massachusetts | 2 | $ 332,000 | $ 166,000 | $ 145,000 |
| Lawrence County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 39,000 |
| Hunterdon County New Jersey | 2 | $ 400,000 | $ 200,000 | $ 72,000 |
| Ocean County New Jersey | 2 | $ 225,000 | $ 112,000 | $ 84,000 |
| Bucks County Pennsylvania | 2 | $ 163,000 | $ 81,000 | $ 74,000 |
| Carbon County Pennsylvania | 2 | $ 38,000 | $ 19,000 | $ 62,000 |
| Indiana County Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 17,000 |
| Lexington County South Carolina | 2 | $ 175,000 | $ 87,000 | $ 86,000 |
| Alexandria County Virginia | 2 | $ 800,000 | $ 400,000 | $ 587,000 |
| Loudoun County Virginia | 2 | $ 85,000 | $ 42,000 | $ 72,000 |
| Prince William County Virginia | 2 | $ 110,000 | $ 55,000 | $ 175,000 |
| Kenosha County Wisconsin | 2 | $ 202,000 | $ 101,000 | $ 65,000 |
| Tallapoosa County Alabama | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Cochise County Arizona | 1 | $ 50,000 | $ 50,000 | $ 99,000 |
| Yavapai County Arizona | 1 | $ 7,000 | $ 7,000 | $ 102,000 |
| Sharp County Arkansas | 1 | $ 79,000 | $ 79,000 | $ 65,000 |
| Contra Costa County California | 1 | $ 380,000 | $ 380,000 | $ 81,000 |
| El Dorado County California | 1 | $ 134,000 | $ 134,000 | $ 151,000 |
| Imperial County California | 1 | $ 250,000 | $ 250,000 | $ 405,000 |
| Kern County California | 1 | $ 107,000 | $ 107,000 | $ 59,000 |
| Los Angeles County California | 1 | $ 423,000 | $ 423,000 | $ 91,000 |
| San Bernardino County California | 1 | $ 10,000 | $ 10,000 | $ 24,000 |
| Tulare County California | 1 | $ 93,000 | $ 93,000 | $ 57,000 |
| Adams County Colorado | 1 | $ 146,000 | $ 146,000 | $ 76,000 |
| Costilla County Colorado | 1 | $ 60,000 | $ 60,000 | $ 57,000 |
| Teller County Colorado | 1 | $ 220,000 | $ 220,000 | $ 86,000 |
| Kent County Delaware | 1 | $ 99,000 | $ 99,000 | $ 117,000 |
| Sussex County Delaware | 1 | $ 825,000 | $ 825,000 | $ 553,000 |
| District of Columbia County District Of Columbia | 1 | $ 125,000 | $ 125,000 | $ 112,000 |
| Escambia County Florida | 1 | $ 337,000 | $ 337,000 | $ 122,000 |
| Hillsborough County Florida | 1 | $ 34,000 | $ 34,000 | $ 80,000 |
| Lee County Florida | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
| Santa Rosa County Florida | 1 | $ 192,000 | $ 192,000 | $ 52,000 |
| Cherokee County Georgia | 1 | $ 80,000 | $ 80,000 | $ 96,000 |
| Clinch County Georgia | 1 | $ 63,000 | $ 63,000 | $ 43,000 |
| McIntosh County Georgia | 1 | $ 48,000 | $ 48,000 | $ 61,000 |
| Idaho County Idaho | 1 | $ 112,000 | $ 112,000 | $ 74,000 |
| Champaign County Illinois | 1 | $ 158,000 | $ 158,000 | $ 46,000 |
| Cumberland County Illinois | 1 | $ 14,000 | $ 14,000 | $ 60,000 |
| Livingston County Illinois | 1 | $ 47,000 | $ 47,000 | $ 136,000 |
| McHenry County Illinois | 1 | $ 40,000 | $ 40,000 | $ 76,000 |
| McLean County Illinois | 1 | $ 81,000 | $ 81,000 | $ 37,000 |
| Decatur County Indiana | 1 | $ 96,000 | $ 96,000 | $ 67,000 |
| Franklin County Indiana | 1 | $ 31,000 | $ 31,000 | $ 103,000 |
| Fulton County Indiana | 1 | $ 29,000 | $ 29,000 | $ 68,000 |
| Kosciusko County Indiana | 1 | $ 24,000 | $ 24,000 | $ 68,000 |
| Kossuth County Iowa | 1 | $ 47,000 | $ 47,000 | $ 70,000 |
| Mitchell County Iowa | 1 | $ 26,000 | $ 26,000 | $ 78,000 |
| Sac County Iowa | 1 | $ 13,000 | $ 13,000 | $ 25,000 |
| Winnebago County Iowa | 1 | $ 96,000 | $ 96,000 | $ 80,000 |
| Ellsworth County Kansas | 1 | $ 35,000 | $ 35,000 | $ 168,000 |
| Norton County Kansas | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Christian County Kentucky | 1 | $ 143,000 | $ 143,000 | $ 46,000 |
| Hardin County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 117,000 |
| Jefferson County Kentucky | 1 | $ 31,000 | $ 31,000 | $ 96,000 |
| Kenton County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 112,000 |
| Nelson County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 82,000 |
| Assumption County Louisiana | 1 | $ 20,000 | $ 20,000 | $ 135,000 |
| Morehouse County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 92,000 |
| Knox County Maine | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| Montgomery County Maryland | 1 | $ 126,000 | $ 126,000 | $ 65,000 |
| Prince George's County Maryland | 1 | $ 10,000 | $ 10,000 | $ 106,000 |
| Worcester County Maryland | 1 | $ 30,000 | $ 30,000 | $ 34,000 |
| Franklin County Massachusetts | 1 | $ 68,000 | $ 68,000 | $ 68,000 |
| Lapeer County Michigan | 1 | $ 50,000 | $ 50,000 | $ 151,000 |
| Menominee County Michigan | 1 | $ 73,000 | $ 73,000 | $ 74,000 |
| Ottawa County Michigan | 1 | $ 235,000 | $ 235,000 | $ 173,000 |
| Freeborn County Minnesota | 1 | $ 96,000 | $ 96,000 | $ 127,000 |
| Itasca County Minnesota | 1 | $ 158,000 | $ 158,000 | $ 68,000 |
| Marshall County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Mille Lacs County Minnesota | 1 | $ 44,000 | $ 44,000 | $ 84,000 |
| Hinds County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 86,000 |
| Lee County Mississippi | 1 | $ 147,000 | $ 147,000 | $ 107,000 |
| Lowndes County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 124,000 |
| Hickory County Missouri | 1 | $ 114,000 | $ 114,000 | $ 70,000 |
| Jackson County Missouri | 1 | $ 33,000 | $ 33,000 | $ 157,000 |
| Ralls County Missouri | 1 | $ 50,000 | $ 50,000 | $ 116,000 |
| Madison County Montana | 1 | $ 147,000 | $ 147,000 | $ 36,000 |
| Rosebud County Montana | 1 | $ 160,000 | $ 160,000 | $ 114,000 |
| Howard County Nebraska | 1 | $ 39,000 | $ 39,000 | $ 73,000 |
| Clark County Nevada | 1 | $ 150,000 | $ 150,000 | $ 78,000 |
| Belknap County New Hampshire | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Cheshire County New Hampshire | 1 | $ 56,000 | $ 56,000 | $ 110,000 |
| Merrimack County New Hampshire | 1 | $ 310,000 | $ 310,000 | $ 115,000 |
| Cape May County New Jersey | 1 | $ 316,000 | $ 316,000 | $ 191,000 |
| Monmouth County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 207,000 |
| Chaves County New Mexico | 1 | $ 67,000 | $ 67,000 | $ 32,000 |
| Mora County New Mexico | 1 | $ 120,000 | $ 120,000 | $ 71,000 |
| Chautauqua County New York | 1 | $ 15,000 | $ 15,000 | $ 133,000 |
| Essex County New York | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| Steuben County New York | 1 | $ 162,000 | $ 162,000 | $ 89,000 |
| Sullivan County New York | 1 | $ 94,000 | $ 94,000 | $ 81,000 |
| Yates County New York | 1 | $ 17,000 | $ 17,000 | $ 47,000 |
| Haywood County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 73,000 |
| Stokes County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 75,000 |
| McLean County North Dakota | 1 | $ 20,000 | $ 20,000 | $ 80,000 |
| Geauga County Ohio | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Morrow County Ohio | 1 | $ 72,000 | $ 72,000 | $ 51,000 |
| Stark County Ohio | 1 | $ 64,000 | $ 64,000 | $ 61,000 |
| Wood County Ohio | 1 | $ 79,000 | $ 79,000 | $ 73,000 |
| Wyandot County Ohio | 1 | $ 63,000 | $ 63,000 | $ 33,000 |
| Cherokee County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 65,000 |
| Noble County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 69,000 |
| Oklahoma County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 124,000 |
| Payne County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 69,000 |
| Woods County Oklahoma | 1 | $ 42,000 | $ 42,000 | $ 83,000 |
| Linn County Oregon | 1 | $ 93,000 | $ 93,000 | $ 109,000 |
| Crawford County Pennsylvania | 1 | $ 27,000 | $ 27,000 | $ 59,000 |
| Greenville County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 126,000 |
| Horry County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 38,000 |
| Spartanburg County South Carolina | 1 | $ 54,000 | $ 54,000 | $ 37,000 |
| Union County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 26,000 |
| Brown County South Dakota | 1 | $ 20,000 | $ 20,000 | $ 93,000 |
| Hawkins County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Brazos County Texas | 1 | $ 220,000 | $ 220,000 | $ 111,000 |
| Coleman County Texas | 1 | $ 116,000 | $ 116,000 | $ 163,000 |
| Collin County Texas | 1 | $ 120,000 | $ 120,000 | $ 93,000 |
| Eastland County Texas | 1 | $ 48,000 | $ 48,000 | $ 44,000 |
| Hale County Texas | 1 | $ 170,000 | $ 170,000 | $ 91,000 |
| Harris County Texas | 1 | $ 60,000 | $ 60,000 | $ 108,000 |
| Matagorda County Texas | 1 | $ 80,000 | $ 80,000 | $ 29,000 |
| Nueces County Texas | 1 | $ 86,000 | $ 86,000 | $ 42,000 |
| Shackelford County Texas | 1 | $ 50,000 | $ 50,000 | $ 113,000 |
| Travis County Texas | 1 | $ 156,000 | $ 156,000 | $ 86,000 |
| Williamson County Texas | 1 | $ 150,000 | $ 150,000 | $ 99,000 |
| Sevier County Utah | 1 | $ 70,000 | $ 70,000 | $ 93,000 |
| Tooele County Utah | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Windham County Vermont | 1 | $ 54,000 | $ 54,000 | $ 98,000 |
| Culpeper County Virginia | 1 | $ 484,000 | $ 484,000 | $ 670,000 |
| Essex County Virginia | 1 | $ 152,000 | $ 152,000 | $ 65,000 |
| Montgomery County Virginia | 1 | $ 185,000 | $ 185,000 | $ 171,000 |
| Russell County Virginia | 1 | $ 68,000 | $ 68,000 | $ 79,000 |
| Clark County Washington | 1 | $ 56,000 | $ 56,000 | $ 116,000 |
| Franklin County Washington | 1 | $ 46,000 | $ 46,000 | $ 78,000 |
| Lincoln County Washington | 1 | $ 15,000 | $ 15,000 | $ 105,000 |
| Skagit County Washington | 1 | $ 35,000 | $ 35,000 | $ 87,000 |
| Clay County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| Gilmer County West Virginia | 1 | $ 48,000 | $ 48,000 | $ 61,000 |
| Douglas County Wisconsin | 1 | $ 224,000 | $ 224,000 | $ 116,000 |
| Marinette County Wisconsin | 1 | $ 86,000 | $ 86,000 | $ 91,000 |
| Uinta County Wyoming | 1 | $ 39,000 | $ 39,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Signature Federal Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 72 | $8,489,000 | $117,000 | $484,000 | $95,000 | $670,000 |
| Home Improvement | 62 | $2,920,000 | $47,000 | $130,000 | $93,000 | $285,000 |
| Home Purchase | 58 | $7,762,000 | $133,000 | $825,000 | $151,000 | $920,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 149 | $14,460,000 | $97,000 | $825,000 | $115,000 | $670,000 |
| Not Provided | 29 | $3,620,000 | $124,000 | $500,000 | $104,000 | $920,000 |
| Black or African American | 11 | $889,000 | $80,000 | $152,000 | $89,000 | $124,000 |
| Hispanic | 2 | $127,000 | $63,000 | $120,000 | $86,000 | $102,000 |
| Not applicable | 1 | $75,000 | $75,000 | $75,000 | $102,000 | $102,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 192 | $19,171,000 | $99,000 | $825,000 | $111,000 | $920,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 168 | $15,326,000 | $91,000 | $825,000 | $116,000 | $920,000 |
| Application Denied By Financial Institution | 13 | $2,038,000 | $156,000 | $380,000 | $69,000 | $114,000 |
| Application Withdrawn By Applicant | 10 | $1,714,000 | $171,000 | $423,000 | $85,000 | $126,000 |
| Application Approved But Not Accepted | 1 | $93,000 | $93,000 | $93,000 | $109,000 | $109,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Mortgage Insurance Denied | 5 | $698,000 | $139,000 | $162,000 | $70,000 | $114,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Signature Federal Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Signature Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.