Signature Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Signature Federal Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Signature Federal Credit Union 12 Herbert St. Alexandria, VA 22313 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 207 |
| Total Mortgage Loan Application Amount | $20,767,000 |
| Average Mortgage Loan Application Amount | $94,333 |
| Highest Mortgage Loan Application Amount | $375,000 |
| Average Applicant Income | $96,666 |
| Highest Applicant Income | $552,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Signature Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Signature Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Signature Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Signature Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Signature Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Signature Federal Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Calcasieu County Louisiana | 16 | $ 1,380,000 | $ 86,000 | $ 145,000 |
| East Baton Rouge County Louisiana | 7 | $ 662,000 | $ 94,000 | $ 100,000 |
| Alexandria County Virginia | 4 | $ 909,000 | $ 227,000 | $ 347,000 |
| Pinellas County Florida | 3 | $ 207,000 | $ 69,000 | $ 76,000 |
| Cook County Illinois | 3 | $ 421,000 | $ 140,000 | $ 49,000 |
| Independence County Arkansas | 2 | $ 424,000 | $ 212,000 | $ 171,000 |
| Fairfield County Connecticut | 2 | $ 50,000 | $ 25,000 | $ 153,000 |
| Charlotte County Florida | 2 | $ 257,000 | $ 128,000 | $ 92,000 |
| Miami-Dade County Florida | 2 | $ 187,000 | $ 93,000 | $ 88,000 |
| Christian County Kentucky | 2 | $ 85,000 | $ 42,000 | $ 74,000 |
| Hardin County Kentucky | 2 | $ 295,000 | $ 147,000 | $ 74,000 |
| Montgomery County Maryland | 2 | $ 231,000 | $ 115,000 | $ 103,000 |
| Prince George's County Maryland | 2 | $ 75,000 | $ 37,000 | $ 155,000 |
| Middlesex County Massachusetts | 2 | $ 214,000 | $ 107,000 | $ 158,000 |
| Iosco County Michigan | 2 | $ 78,000 | $ 39,000 | $ 73,000 |
| Orange County New York | 2 | $ 210,000 | $ 105,000 | $ 99,000 |
| Horry County South Carolina | 2 | $ 168,000 | $ 84,000 | $ 47,000 |
| Newberry County South Carolina | 2 | $ 160,000 | $ 80,000 | $ 94,000 |
| Fairfax County Virginia | 2 | $ 431,000 | $ 215,000 | $ 105,000 |
| Franklin County Washington | 2 | $ 324,000 | $ 162,000 | $ 56,000 |
| Spokane County Washington | 2 | $ 124,000 | $ 62,000 | $ 83,000 |
| Mobile County Alabama | 1 | $ 90,000 | $ 90,000 | $ 41,000 |
| Pickens County Alabama | 1 | $ 40,000 | $ 40,000 | $ 76,000 |
| Shelby County Alabama | 1 | $ 22,000 | $ 22,000 | $ 40,000 |
| Maricopa County Arizona | 1 | $ 60,000 | $ 60,000 | $ 117,000 |
| Pinal County Arizona | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| Baxter County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Boone County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 113,000 |
| Craighead County Arkansas | 1 | $ 63,000 | $ 63,000 | $ 46,000 |
| Lonoke County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 39,000 |
| Placer County California | 1 | $ 300,000 | $ 300,000 | $ 151,000 |
| Riverside County California | 1 | $ 162,000 | $ 162,000 | $ 105,000 |
| San Bernardino County California | 1 | $ 12,000 | $ 12,000 | $ 25,000 |
| Lake County Colorado | 1 | $ 97,000 | $ 97,000 | $ 50,000 |
| Middlesex County Connecticut | 1 | $ 70,000 | $ 70,000 | $ 69,000 |
| District of Columbia County District Of Columbia | 1 | $ 200,000 | $ 200,000 | $ 552,000 |
| Brevard County Florida | 1 | $ 68,000 | $ 68,000 | $ 39,000 |
| Marion County Florida | 1 | $ 182,000 | $ 182,000 | $ 120,000 |
| Pasco County Florida | 1 | $ 79,000 | $ 79,000 | $ 80,000 |
| Polk County Florida | 1 | $ 84,000 | $ 84,000 | $ 61,000 |
| St. Lucie County Florida | 1 | $ 141,000 | $ 141,000 | $ 119,000 |
| Chatham County Georgia | 1 | $ 25,000 | $ 25,000 | $ 10,000 |
| Cobb County Georgia | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Taylor County Georgia | 1 | $ 18,000 | $ 18,000 | $ 53,000 |
| Benewah County Idaho | 1 | $ 48,000 | $ 48,000 | $ 85,000 |
| Calhoun County Illinois | 1 | $ 152,000 | $ 152,000 | $ 125,000 |
| Cumberland County Illinois | 1 | $ 29,000 | $ 29,000 | $ 80,000 |
| Greene County Illinois | 1 | $ 40,000 | $ 40,000 | $ 76,000 |
| Kane County Illinois | 1 | $ 183,000 | $ 183,000 | $ 225,000 |
| Winnebago County Illinois | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Boone County Indiana | 1 | $ 30,000 | $ 30,000 | $ 82,000 |
| Clark County Indiana | 1 | $ 66,000 | $ 66,000 | $ 30,000 |
| Dearborn County Indiana | 1 | $ 20,000 | $ 20,000 | $ 91,000 |
| Shelby County Indiana | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Starke County Indiana | 1 | $ 57,000 | $ 57,000 | $ 33,000 |
| Buchanan County Iowa | 1 | $ 131,000 | $ 131,000 | $ 62,000 |
| Madison County Iowa | 1 | $ 17,000 | $ 17,000 | $ 17,000 |
| Tama County Iowa | 1 | $ 122,000 | $ 122,000 | $ 27,000 |
| Crawford County Kansas | 1 | $ 128,000 | $ 128,000 | $ 82,000 |
| Kearny County Kansas | 1 | $ 29,000 | $ 29,000 | $ 43,000 |
| Seward County Kansas | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Madison County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 290,000 |
| Morgan County Kentucky | 1 | $ 129,000 | $ 129,000 | $ 46,000 |
| Pendleton County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 150,000 |
| Pulaski County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 85,000 |
| Jefferson County Louisiana | 1 | $ 114,000 | $ 114,000 | $ 62,000 |
| Lafourche County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Livingston County Louisiana | 1 | $ 74,000 | $ 74,000 | $ 141,000 |
| Penobscot County Maine | 1 | $ 81,000 | $ 81,000 | $ 38,000 |
| Washington County Maine | 1 | $ 7,000 | $ 7,000 | $ 36,000 |
| York County Maine | 1 | $ 18,000 | $ 18,000 | $ 80,000 |
| Anne Arundel County Maryland | 1 | $ 353,000 | $ 353,000 | $ 191,000 |
| Calvert County Maryland | 1 | $ 15,000 | $ 15,000 | $ 119,000 |
| Harford County Maryland | 1 | $ 17,000 | $ 17,000 | $ 118,000 |
| Kent County Maryland | 1 | $ 157,000 | $ 157,000 | $ 62,000 |
| St. Mary's County Maryland | 1 | $ 10,000 | $ 10,000 | $ 61,000 |
| Wicomico County Maryland | 1 | $ 18,000 | $ 18,000 | $ 75,000 |
| Barnstable County Massachusetts | 1 | $ 350,000 | $ 350,000 | $ 131,000 |
| Hampshire County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Clinton County Michigan | 1 | $ 260,000 | $ 260,000 | $ 73,000 |
| Jackson County Michigan | 1 | $ 46,000 | $ 46,000 | $ 134,000 |
| Montcalm County Michigan | 1 | $ 43,000 | $ 43,000 | $ 19,000 |
| Chisago County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 62,000 |
| Dakota County Minnesota | 1 | $ 213,000 | $ 213,000 | $ 164,000 |
| Lyon County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 116,000 |
| Redwood County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 87,000 |
| Stevens County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 21,000 |
| Wright County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 126,000 |
| Lamar County Mississippi | 1 | $ 138,000 | $ 138,000 | $ 70,000 |
| Pearl River County Mississippi | 1 | $ 142,000 | $ 142,000 | $ 91,000 |
| Jackson County Missouri | 1 | $ 50,000 | $ 50,000 | $ 154,000 |
| Marion County Missouri | 1 | $ 87,000 | $ 87,000 | $ 77,000 |
| Morgan County Missouri | 1 | $ 110,000 | $ 110,000 | $ 79,000 |
| Stone County Missouri | 1 | $ 62,000 | $ 62,000 | $ 126,000 |
| Roosevelt County Montana | 1 | $ 17,000 | $ 17,000 | $ 34,000 |
| Howard County Nebraska | 1 | $ 49,000 | $ 49,000 | $ 76,000 |
| Hillsborough County New Hampshire | 1 | $ 180,000 | $ 180,000 | $ 136,000 |
| Ocean County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 140,000 |
| Albany County New York | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Dutchess County New York | 1 | $ 40,000 | $ 40,000 | $ 41,000 |
| Erie County New York | 1 | $ 60,000 | $ 60,000 | $ 116,000 |
| Monroe County New York | 1 | $ 46,000 | $ 46,000 | $ 44,000 |
| Nassau County New York | 1 | $ 200,000 | $ 200,000 | $ 175,000 |
| Oneida County New York | 1 | $ 61,000 | $ 61,000 | $ 27,000 |
| Schenectady County New York | 1 | $ 91,000 | $ 91,000 | $ 92,000 |
| Sullivan County New York | 1 | $ 99,000 | $ 99,000 | $ 160,000 |
| Ulster County New York | 1 | $ 150,000 | $ 150,000 | $ 44,000 |
| Davidson County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 68,000 |
| Henderson County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 44,000 |
| Martin County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Montgomery County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Randolph County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 53,000 |
| Rockingham County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 67,000 |
| Allen County Ohio | 1 | $ 84,000 | $ 84,000 | $ 65,000 |
| Franklin County Ohio | 1 | $ 126,000 | $ 126,000 | $ 35,000 |
| Wayne County Ohio | 1 | $ 123,000 | $ 123,000 | $ 71,000 |
| Dewey County Oklahoma | 1 | $ 142,000 | $ 142,000 | $ 30,000 |
| Logan County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 95,000 |
| Washita County Oklahoma | 1 | $ 56,000 | $ 56,000 | $ 46,000 |
| Curry County Oregon | 1 | $ 197,000 | $ 197,000 | $ 45,000 |
| Lane County Oregon | 1 | $ 50,000 | $ 50,000 | $ 129,000 |
| Linn County Oregon | 1 | $ 6,000 | $ 6,000 | $ 82,000 |
| Bucks County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 121,000 |
| Butler County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 202,000 |
| Cambria County Pennsylvania | 1 | $ 27,000 | $ 27,000 | $ 71,000 |
| Columbia County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 136,000 |
| Indiana County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 17,000 |
| Lancaster County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| Lehigh County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 70,000 |
| Wayne County Pennsylvania | 1 | $ 280,000 | $ 280,000 | $ 111,000 |
| Calhoun County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Greenville County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Hutchinson County South Dakota | 1 | $ 8,000 | $ 8,000 | $ 49,000 |
| Davidson County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 55,000 |
| Lawrence County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 91,000 |
| Obion County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 69,000 |
| Brazoria County Texas | 1 | $ 20,000 | $ 20,000 | $ 118,000 |
| Fort Bend County Texas | 1 | $ 63,000 | $ 63,000 | $ 76,000 |
| Grayson County Texas | 1 | $ 150,000 | $ 150,000 | $ 79,000 |
| Johnson County Texas | 1 | $ 83,000 | $ 83,000 | $ 64,000 |
| Matagorda County Texas | 1 | $ 161,000 | $ 161,000 | $ 64,000 |
| Nueces County Texas | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Real County Texas | 1 | $ 102,000 | $ 102,000 | $ 97,000 |
| Sherman County Texas | 1 | $ 148,000 | $ 148,000 | $ 131,000 |
| Wise County Texas | 1 | $ 137,000 | $ 137,000 | $ 130,000 |
| Millard County Utah | 1 | $ 164,000 | $ 164,000 | $ 68,000 |
| Washington County Vermont | 1 | $ 168,000 | $ 168,000 | $ 72,000 |
| Windsor County Vermont | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Amherst County Virginia | 1 | $ 78,000 | $ 78,000 | $ 91,000 |
| Augusta County Virginia | 1 | $ 226,000 | $ 226,000 | $ 82,000 |
| James City County Virginia | 1 | $ 150,000 | $ 150,000 | $ 79,000 |
| Northumberland County Virginia | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Kittitas County Washington | 1 | $ 30,000 | $ 30,000 | $ 66,000 |
| Pacific County Washington | 1 | $ 278,000 | $ 278,000 | $ 88,000 |
| Pierce County Washington | 1 | $ 277,000 | $ 277,000 | $ 123,000 |
| Whatcom County Washington | 1 | $ 90,000 | $ 90,000 | $ 85,000 |
| Yakima County Washington | 1 | $ 90,000 | $ 90,000 | $ 55,000 |
| Barbour County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 44,000 |
| Boone County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Greenbrier County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 142,000 |
| Taylor County West Virginia | 1 | $ 30,000 | $ 30,000 | $ 15,000 |
| Adams County Wisconsin | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
| Washburn County Wisconsin | 1 | $ 66,000 | $ 66,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Signature Federal Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 84 | $9,503,000 | $113,000 | $375,000 | $91,000 | $411,000 |
| Home Purchase | 74 | $8,529,000 | $115,000 | $350,000 | $98,000 | $527,000 |
| Home Improvement | 49 | $2,735,000 | $55,000 | $200,000 | $101,000 | $552,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 167 | $16,366,000 | $98,000 | $353,000 | $98,000 | $552,000 |
| Not Provided | 21 | $2,335,000 | $111,000 | $350,000 | $88,000 | $290,000 |
| Black or African American | 13 | $1,102,000 | $84,000 | $260,000 | $92,000 | $207,000 |
| Hispanic | 3 | $598,000 | $199,000 | $375,000 | $88,000 | $160,000 |
| American Indian or Alaskan Native | 2 | $310,000 | $155,000 | $168,000 | $51,000 | $72,000 |
| Asian | 1 | $56,000 | $56,000 | $56,000 | $50,000 | $50,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 207 | $20,767,000 | $100,000 | $375,000 | $96,000 | $552,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 191 | $18,764,000 | $98,000 | $375,000 | $98,000 | $552,000 |
| Application Denied By Financial Institution | 10 | $963,000 | $96,000 | $194,000 | $65,000 | $97,000 |
| Application Withdrawn By Applicant | 6 | $1,040,000 | $173,000 | $350,000 | $77,000 | $125,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $35,000 | $35,000 | $35,000 | $57,000 | $57,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Signature Federal Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Signature Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.