Signature Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Signature Federal Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Signature Federal Credit Union 12 Herbert St. Alexandria, VA 22313 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 161 |
| Total Mortgage Loan Application Amount | $14,825,000 |
| Average Mortgage Loan Application Amount | $98,250 |
| Highest Mortgage Loan Application Amount | $445,000 |
| Average Applicant Income | $110,250 |
| Highest Applicant Income | $340,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Signature Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Signature Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Signature Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Signature Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Signature Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Signature Federal Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Calcasieu County Louisiana | 4 | $ 360,000 | $ 90,000 | $ 188,000 |
| Ocean County New Jersey | 4 | $ 190,000 | $ 47,000 | $ 99,000 |
| Maricopa County Arizona | 3 | $ 125,000 | $ 41,000 | $ 132,000 |
| Cook County Illinois | 3 | $ 415,000 | $ 138,000 | $ 95,000 |
| Mecklenburg County North Carolina | 3 | $ 125,000 | $ 41,000 | $ 202,000 |
| Fairfax County Virginia | 3 | $ 295,000 | $ 98,000 | $ 143,000 |
| Prince William County Virginia | 3 | $ 535,000 | $ 178,000 | $ 179,000 |
| Linn County Iowa | 2 | $ 170,000 | $ 85,000 | $ 139,000 |
| Uvalde County Texas | 2 | $ 100,000 | $ 50,000 | $ 73,000 |
| Utah County Utah | 2 | $ 30,000 | $ 15,000 | $ 91,000 |
| Berkeley County West Virginia | 2 | $ 50,000 | $ 25,000 | $ 75,000 |
| Calhoun County Alabama | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Chilton County Alabama | 1 | $ 75,000 | $ 75,000 | $ 117,000 |
| St. Clair County Alabama | 1 | $ 25,000 | $ 25,000 | $ 94,000 |
| Mohave County Arizona | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Pinal County Arizona | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Boone County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 195,000 |
| Alameda County California | 1 | $ 155,000 | $ 155,000 | $ 220,000 |
| Kern County California | 1 | $ 75,000 | $ 75,000 | $ 122,000 |
| Los Angeles County California | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Madera County California | 1 | $ 65,000 | $ 65,000 | $ 10,000 |
| Monterey County California | 1 | $ 75,000 | $ 75,000 | $ 163,000 |
| Orange County California | 1 | $ 155,000 | $ 155,000 | $ 171,000 |
| Riverside County California | 1 | $ 75,000 | $ 75,000 | $ 83,000 |
| San Diego County California | 1 | $ 75,000 | $ 75,000 | $ 105,000 |
| Adams County Colorado | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
| Denver County Colorado | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| La Plata County Colorado | 1 | $ 65,000 | $ 65,000 | $ 93,000 |
| Larimer County Colorado | 1 | $ 15,000 | $ 15,000 | $ 81,000 |
| Otero County Colorado | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Fairfield County Connecticut | 1 | $ 385,000 | $ 385,000 | $ 271,000 |
| Hartford County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 122,000 |
| New Haven County Connecticut | 1 | $ 205,000 | $ 205,000 | $ 138,000 |
| New Castle County Delaware | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Charlotte County Florida | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Collier County Florida | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Orange County Florida | 1 | $ 105,000 | $ 105,000 | $ 152,000 |
| Osceola County Florida | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Pasco County Florida | 1 | $ 45,000 | $ 45,000 | $ 112,000 |
| Pinellas County Florida | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Catoosa County Georgia | 1 | $ 75,000 | $ 75,000 | $ 86,000 |
| Fulton County Georgia | 1 | $ 125,000 | $ 125,000 | $ 259,000 |
| St. Clair County Illinois | 1 | $ 95,000 | $ 95,000 | $ 330,000 |
| Will County Illinois | 1 | $ 75,000 | $ 75,000 | $ 144,000 |
| Fayette County Indiana | 1 | $ 75,000 | $ 75,000 | $ 110,000 |
| Hamilton County Indiana | 1 | $ 365,000 | $ 365,000 | $ 274,000 |
| Johnson County Indiana | 1 | $ 215,000 | $ 215,000 | $ 125,000 |
| Pottawattamie County Iowa | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Winnebago County Iowa | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Harper County Kansas | 1 | $ 75,000 | $ 75,000 | $ 8,000 |
| Bullitt County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 118,000 |
| Clinton County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| Greenup County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| St. Charles County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| West Baton Rouge County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 213,000 |
| York County Maine | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Baltimore City County Maryland | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Howard County Maryland | 1 | $ 45,000 | $ 45,000 | $ 200,000 |
| Montgomery County Maryland | 1 | $ 125,000 | $ 125,000 | $ 174,000 |
| Wicomico County Maryland | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Bristol County Massachusetts | 1 | $ 85,000 | $ 85,000 | $ 11,000 |
| Essex County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 119,000 |
| Clinton County Michigan | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Livingston County Michigan | 1 | $ 95,000 | $ 95,000 | $ 110,000 |
| Newaygo County Michigan | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Ontonagon County Michigan | 1 | $ 5,000 | $ 5,000 | $ 63,000 |
| Chisago County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Fillmore County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 103,000 |
| Kittson County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Marshall County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Rankin County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Sunflower County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Cooper County Missouri | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Mercer County Missouri | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Webster County Missouri | 1 | $ 35,000 | $ 35,000 | $ 87,000 |
| Fergus County Montana | 1 | $ 115,000 | $ 115,000 | $ 114,000 |
| Flathead County Montana | 1 | $ 305,000 | $ 305,000 | $ 179,000 |
| Yellowstone County Montana | 1 | $ 165,000 | $ 165,000 | $ 125,000 |
| Antelope County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 116,000 |
| Howard County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Cape May County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 282,000 |
| Hudson County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 115,000 |
| Monmouth County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 209,000 |
| Passaic County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Erie County New York | 1 | $ 105,000 | $ 105,000 | $ 194,000 |
| Nassau County New York | 1 | $ 115,000 | $ 115,000 | $ 130,000 |
| Onondaga County New York | 1 | $ 135,000 | $ 135,000 | $ 119,000 |
| Otsego County New York | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Warren County New York | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Carteret County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Montgomery County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Wake County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Williams County North Dakota | 1 | $ 215,000 | $ 215,000 | $ 155,000 |
| Cuyahoga County Ohio | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| Highland County Ohio | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Madison County Ohio | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Portage County Ohio | 1 | $ 35,000 | $ 35,000 | $ 111,000 |
| Summit County Ohio | 1 | $ 25,000 | $ 25,000 | $ 87,000 |
| Washington County Oregon | 1 | $ 315,000 | $ 315,000 | $ 121,000 |
| Bedford County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Bucks County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 162,000 |
| Carbon County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 43,000 |
| Chester County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 157,000 |
| Delaware County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 191,000 |
| Washington County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Greenville County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 292,000 |
| Horry County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Corson County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Kingsbury County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Montgomery County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Sumner County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 156,000 |
| Collin County Texas | 1 | $ 85,000 | $ 85,000 | $ 145,000 |
| Gregg County Texas | 1 | $ 35,000 | $ 35,000 | $ 119,000 |
| Harris County Texas | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Henderson County Texas | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Hunt County Texas | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Stonewall County Texas | 1 | $ 35,000 | $ 35,000 | $ 150,000 |
| Zavala County Texas | 1 | $ 75,000 | $ 75,000 | $ 107,000 |
| Alexandria County Virginia | 1 | $ 155,000 | $ 155,000 | $ 260,000 |
| Chesterfield County Virginia | 1 | $ 55,000 | $ 55,000 | $ 175,000 |
| Goochland County Virginia | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| Loudoun County Virginia | 1 | $ 205,000 | $ 205,000 | $ 272,000 |
| Page County Virginia | 1 | $ 35,000 | $ 35,000 | $ 147,000 |
| Roanoke County Virginia | 1 | $ 105,000 | $ 105,000 | $ 340,000 |
| Washington County Virginia | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| King County Washington | 1 | $ 155,000 | $ 155,000 | $ 171,000 |
| Lewis County Washington | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Lincoln County Washington | 1 | $ 15,000 | $ 15,000 | $ 86,000 |
| Mineral County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Dodge County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Sawyer County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Washburn County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Natrona County Wyoming | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for Signature Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 82 | $5,550,000 | $67,000 | $385,000 | $116,000 | $340,000 |
| Home Purchase | 39 | $5,605,000 | $143,000 | $445,000 | $115,000 | $296,000 |
| Cash-out Refinancing | 21 | $1,805,000 | $85,000 | $365,000 | $115,000 | $330,000 |
| Refinancing | 19 | $1,865,000 | $98,000 | $305,000 | $95,000 | $245,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 127 | $10,625,000 | $83,000 | $385,000 | $112,000 | $340,000 |
| Not Provided | 16 | $2,010,000 | $125,000 | $445,000 | $119,000 | $292,000 |
| Black or African American | 9 | $1,525,000 | $169,000 | $295,000 | $100,000 | $200,000 |
| Hispanic | 7 | $395,000 | $56,000 | $75,000 | $120,000 | $284,000 |
| Asian | 2 | $270,000 | $135,000 | $205,000 | $272,000 | $272,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 160 | $14,750,000 | $92,000 | $445,000 | $113,000 | $340,000 |
| FHA-insured (Federal Housing Administration) | 1 | $75,000 | $75,000 | $75,000 | $134,000 | $134,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 154 | $13,650,000 | $88,000 | $445,000 | $115,000 | $340,000 |
| Application Denied By Financial Institution | 7 | $1,175,000 | $167,000 | $295,000 | $77,000 | $110,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 154 | $13,650,000 | $88,000 | $445,000 | $115,000 | $340,000 |
| Credit History | 7 | $1,175,000 | $167,000 | $295,000 | $77,000 | $110,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Signature Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Signature Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.