National Bank Of Commerce
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Tennessee.
The mortgage statistics and data below are specific to mortgage loan applications for National Bank Of Commerce.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | National Bank Of Commerce One Commerce Square, 4Th Floor Memphis, TN 38150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 27,208 |
| Total Mortgage Loan Application Amount | $4,046,983,000 |
| Average Mortgage Loan Application Amount | $246,639 |
| Highest Mortgage Loan Application Amount | $6,100,000 |
| Average Applicant Income | $108,209 |
| Highest Applicant Income | $6,760,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County Massachusetts | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Mackinac County Michigan | 1 | $ 158,000 | $ 158,000 | $ 64,000 |
| Macomb County Michigan | 1 | $ 299,000 | $ 299,000 | $ 158,000 |
| Muskegon County Michigan | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
| Washtenaw County Michigan | 1 | $ 232,000 | $ 232,000 | $ 57,000 |
| Sherburne County Minnesota | 1 | $ 181,000 | $ 181,000 | $ 64,000 |
| Clay County Mississippi | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 665,000 | $ 665,000 | $ 163,000 |
| Lauderdale County Mississippi | 1 | $ 132,000 | $ 132,000 | $ 85,000 |
| Noxubee County Mississippi | 1 | $ 22,000 | $ 22,000 | $ 45,000 |
| Panola County Mississippi | 1 | $ 37,000 | $ 37,000 | $ 52,000 |
| Quitman County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 35,000 |
| Rankin County Mississippi | 1 | $ 201,000 | $ 201,000 | $ 88,000 |
| Tunica County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Franklin County Missouri | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Jackson County Missouri | 1 | $ 107,000 | $ 107,000 | $ 35,000 |
| Ray County Missouri | 1 | $ 93,000 | $ 93,000 | $ 54,000 |
| Gallatin County Montana | 1 | $ 455,000 | $ 455,000 | $ 500,000 |
| Adams County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Douglas County Nebraska | 1 | $ 69,000 | $ 69,000 | $ 68,000 |
| Hamilton County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Lancaster County Nebraska | 1 | $ 220,000 | $ 220,000 | $ 94,000 |
| Clark County Nevada | 1 | $ 156,000 | $ 156,000 | $ 60,000 |
| Rockingham County New Hampshire | 1 | $ 334,000 | $ 334,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 1,400,000 | $ 1,400,000 | $ 475,000 |
| Erie County New York | 1 | $ 304,000 | $ 304,000 | $ 92,000 |
| Saratoga County New York | 1 | $ 280,000 | $ 280,000 | $ 110,000 |
| Schenectady County New York | 1 | $ 198,000 | $ 198,000 | $ 52,000 |
| Suffolk County New York | 1 | $ 292,000 | $ 292,000 | $ 71,000 |
| Ulster County New York | 1 | $ 200,000 | $ 200,000 | $ 220,000 |
| Washington County New York | 1 | $ 1,550,000 | $ 1,550,000 | $ 147,000 |
| Graham County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 31,000 |
| Greene County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 33,000 |
| Hertford County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 76,000 |
| Hoke County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 19,000 |
| Hyde County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 68,000 |
| Mitchell County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 185,000 |
| Northampton County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 169,000 |
| Pamlico County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 22,000 |
| Washington County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 39,000 |
| Cuyahoga County Ohio | 1 | $ 74,000 | $ 74,000 | $ 41,000 |
| Miami County Ohio | 1 | $ 65,000 | $ 65,000 | $ 73,000 |
| Cleveland County Oklahoma | 1 | $ 96,000 | $ 96,000 | $ 57,000 |
| Woodward County Oklahoma | 1 | $ 134,000 | $ 134,000 | $ 74,000 |
| Crook County Oregon | 1 | $ 90,000 | $ 90,000 | $ 70,000 |
| Multnomah County Oregon | 1 | $ 132,000 | $ 132,000 | $ 48,000 |
| Allegheny County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Columbia County Pennsylvania | 1 | $ 230,000 | $ 230,000 | $ 200,000 |
| Franklin County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 30,000 |
| Lancaster County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Northumberland County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Somerset County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 322,000 |
| York County Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 30,000 |
| Kershaw County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 37,000 |
| Marlboro County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| Benton County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 42,000 |
| Chester County Tennessee | 1 | $ 44,000 | $ 44,000 | $ 11,000 |
| DeKalb County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 39,000 |
| Dyer County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 85,000 |
| Greene County Tennessee | 1 | $ 306,000 | $ 306,000 | $ 145,000 |
| Henry County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Hickman County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Lauderdale County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Marion County Tennessee | 1 | $ 10,000 | $ 10,000 | $ 34,000 |
| McNairy County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 76,000 |
| Moore County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 95,000 |
| Scott County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 30,000 |
| Warren County Tennessee | 1 | $ 21,000 | $ 21,000 | $ 30,000 |
| Washington County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 31,000 |
| Wayne County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 25,000 |
| Brazoria County Texas | 1 | $ 170,000 | $ 170,000 | $ 380,000 |
| Hood County Texas | 1 | $ 99,000 | $ 99,000 | $ 56,000 |
| Montgomery County Texas | 1 | $ 139,000 | $ 139,000 | $ 66,000 |
| Williamson County Texas | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Salt Lake County Utah | 1 | $ 142,000 | $ 142,000 | $ 50,000 |
| Tooele County Utah | 1 | $ 228,000 | $ 228,000 | $ 48,000 |
| Weber County Utah | 1 | $ 112,000 | $ 112,000 | $ 44,000 |
| Accomack County Virginia | 1 | $ 113,000 | $ 113,000 | $ 102,000 |
| Amherst County Virginia | 1 | $ 18,000 | $ 18,000 | $ 42,000 |
| Carroll County Virginia | 1 | $ 137,000 | $ 137,000 | $ 59,000 |
| Charles City County Virginia | 1 | $ 284,000 | $ 284,000 | $ 104,000 |
| Charlotte County Virginia | 1 | $ 251,000 | $ 251,000 | $ 300,000 |
| Charlottesville County Virginia | 1 | $ 338,000 | $ 338,000 | $ 137,000 |
| Chesapeake County Virginia | 1 | $ 118,000 | $ 118,000 | $ 57,000 |
| Covington County Virginia | 1 | $ 82,000 | $ 82,000 | $ 26,000 |
| Cumberland County Virginia | 1 | $ 64,000 | $ 64,000 | $ 93,000 |
| Dinwiddie County Virginia | 1 | $ 144,000 | $ 144,000 | $ 61,000 |
| Essex County Virginia | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Fairfax City County Virginia | 1 | $ 274,000 | $ 274,000 | $ 56,000 |
| Galax County Virginia | 1 | $ 110,000 | $ 110,000 | $ 59,000 |
| Grayson County Virginia | 1 | $ 120,000 | $ 120,000 | $ 102,000 |
| Harrisonburg County Virginia | 1 | $ 21,000 | $ 21,000 | $ 61,000 |
| Henry County Virginia | 1 | $ 268,000 | $ 268,000 | $ 105,000 |
| Hopewell County Virginia | 1 | $ 59,000 | $ 59,000 | $ 30,000 |
| Isle of Wight County Virginia | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Lancaster County Virginia | 1 | $ 473,000 | $ 473,000 | $ 240,000 |
| Middlesex County Virginia | 1 | $ 625,000 | $ 625,000 | $ 223,000 |
| Nelson County Virginia | 1 | $ 185,000 | $ 185,000 | $ 260,000 |
| Patrick County Virginia | 1 | $ 224,000 | $ 224,000 | $ 130,000 |
| York County Virginia | 1 | $ 84,000 | $ 84,000 | $ 68,000 |
| Berkeley County West Virginia | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Lincoln County West Virginia | 1 | $ 121,000 | $ 121,000 | $ 37,000 |
| Mercer County West Virginia | 1 | $ 111,000 | $ 111,000 | $ 64,000 |
| Monongalia County West Virginia | 1 | $ 140,000 | $ 140,000 | $ 30,000 |
| Morgan County West Virginia | 1 | $ 340,000 | $ 340,000 | $ 116,000 |
| Pocahontas County West Virginia | 1 | $ 76,000 | $ 76,000 | $ 166,000 |
| Raleigh County West Virginia | 1 | $ 270,000 | $ 270,000 | $ 140,000 |
| Upshur County West Virginia | 1 | $ 30,000 | $ 30,000 | $ 128,000 |
| Milwaukee County Wisconsin | 1 | $ 63,000 | $ 63,000 | $ 95,000 |
| Albany County Wyoming | 1 | $ 56,000 | $ 56,000 | $ 121,000 |
| Teton County Wyoming | 1 | $ 800,000 | $ 800,000 | $ 485,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Tennessee,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for National Bank Of Commerce in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 14,264 | $2,446,575,000 | $296,000 | $4,160,000 | $133,526 | $6,760,000 |
| Refinancing | 10,910 | $1,541,123,000 | $263,805 | $6,100,000 | $96,111 | $4,116,000 |
| Home Improvement | 2,034 | $59,285,000 | $38,833 | $2,700,000 | $64,333 | $2,162,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,896 | $3,134,283,000 | $316,225 | $6,100,000 | $136,250 | $6,760,000 |
| Black or African American | 3,119 | $389,295,000 | $149,521 | $3,500,000 | $87,608 | $1,628,000 |
| Not Provided | 2,007 | $175,959,000 | $177,625 | $2,000,000 | $91,458 | $1,920,000 |
| Hispanic | 871 | $113,674,000 | $141,818 | $1,100,000 | $68,181 | $619,000 |
| Asian | 571 | $95,004,000 | $215,714 | $1,500,000 | $111,095 | $1,196,000 |
| Not applicable | 555 | $109,846,000 | $190,307 | $4,200,000 | $28,538 | $1,500,000 |
| American Indian or Alaskan Native | 108 | $16,363,000 | $155,000 | $567,000 | $59,333 | $581,000 |
| Native Hawaiian or Other Pacific Islander | 81 | $12,559,000 | $161,285 | $1,120,000 | $74,857 | $943,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,426 | $3,829,147,000 | $278,595 | $6,100,000 | $121,023 | $6,760,000 |
| FHA-insured (Federal Housing Administration) | 1,554 | $186,979,000 | $110,333 | $231,000 | $43,333 | $456,000 |
| VA-guaranteed (Veterans Administration) | 202 | $28,439,000 | $136,428 | $251,000 | $50,142 | $129,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $2,418,000 | $107,250 | $166,000 | $26,750 | $51,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 18,918 | $3,055,353,000 | $336,026 | $6,100,000 | $151,710 | $2,496,000 |
| Application Denied By Financial Institution | 4,031 | $364,048,000 | $175,962 | $1,500,000 | $65,777 | $1,500,000 |
| Application Withdrawn By Applicant | 2,737 | $437,259,000 | $265,789 | $3,500,000 | $87,315 | $4,116,000 |
| Application Approved But Not Accepted | 1,360 | $153,197,000 | $125,956 | $1,234,000 | $66,608 | $6,760,000 |
| Loan Purchased By The Institution | 146 | $34,218,000 | $205,450 | $1,500,000 | $72,800 | $480,000 |
| File Closed For Incompleteness | 16 | $2,908,000 | $172,666 | $549,000 | $87,500 | $304,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,844 | $127,157,000 | $122,857 | $830,000 | $51,714 | $1,500,000 |
| Debt-To-Income Ratio | 906 | $77,326,000 | $149,357 | $715,000 | $44,357 | $354,000 |
| Other | 721 | $80,548,000 | $128,850 | $1,000,000 | $58,700 | $895,000 |
| Collateral | 316 | $36,855,000 | $145,833 | $1,500,000 | $71,416 | $1,140,000 |
| Unverifiable Information | 128 | $24,716,000 | $228,100 | $1,500,000 | $91,000 | $588,000 |
| Employment History | 57 | $8,382,000 | $198,142 | $671,000 | $65,428 | $300,000 |
| Credit Application Incomplete | 36 | $5,753,000 | $160,285 | $665,000 | $52,857 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $3,311,000 | $108,200 | $1,000,000 | $53,000 | $416,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Tennessee, and search similar information at your convenience.