National Cooperative Bank, N.A.
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for National Cooperative Bank, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | National Cooperative Bank, N.A. 139 South High Street Hillsboro, OH 45133 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,520 |
| Total Mortgage Loan Application Amount | $800,637,000 |
| Average Mortgage Loan Application Amount | $469,000 |
| Highest Mortgage Loan Application Amount | $46,000,000 |
| Average Applicant Income | $84,666 |
| Highest Applicant Income | $900,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 203 | $ 161,066,000 | $ 793,000 | $ 71,000 |
| Orange County California | 202 | $ 31,049,000 | $ 153,000 | $ 89,000 |
| Contra Costa County California | 121 | $ 23,124,000 | $ 191,000 | $ 115,000 |
| Queens County New York | 99 | $ 92,211,000 | $ 931,000 | $ 73,000 |
| Highland County Ohio | 92 | $ 7,777,000 | $ 84,000 | $ 59,000 |
| Kings County New York | 84 | $ 78,081,000 | $ 929,000 | $ 62,000 |
| Los Angeles County California | 80 | $ 16,591,000 | $ 207,000 | $ 78,000 |
| Westchester County New York | 71 | $ 86,317,000 | $ 1,215,000 | $ 40,000 |
| District of Columbia County District Of Columbia | 69 | $ 24,990,000 | $ 362,000 | $ 126,000 |
| San Francisco County California | 67 | $ 42,513,000 | $ 634,000 | $ 234,000 |
| King County Washington | 58 | $ 12,142,000 | $ 209,000 | $ 97,000 |
| Bronx County New York | 45 | $ 44,118,000 | $ 980,000 | $ 68,000 |
| Macomb County Michigan | 35 | $ 1,151,000 | $ 32,000 | $ 39,000 |
| Nassau County New York | 32 | $ 37,924,000 | $ 1,185,000 | $ 36,000 |
| Alameda County California | 24 | $ 6,384,000 | $ 266,000 | $ 112,000 |
| Prince George's County Maryland | 22 | $ 2,595,000 | $ 117,000 | $ 82,000 |
| Wayne County Michigan | 20 | $ 2,174,000 | $ 108,000 | $ 97,000 |
| Cook County Illinois | 19 | $ 2,152,000 | $ 113,000 | $ 76,000 |
| Fairfield County Connecticut | 17 | $ 2,275,000 | $ 133,000 | $ 108,000 |
| Marin County California | 11 | $ 3,251,000 | $ 295,000 | $ 101,000 |
| Baltimore City County Maryland | 10 | $ 1,277,000 | $ 127,000 | $ 114,000 |
| Hennepin County Minnesota | 10 | $ 1,085,000 | $ 108,000 | $ 80,000 |
| Santa Clara County California | 8 | $ 2,617,000 | $ 327,000 | $ 131,000 |
| Hampden County Massachusetts | 8 | $ 218,000 | $ 27,000 | $ 34,000 |
| Washtenaw County Michigan | 8 | $ 393,000 | $ 49,000 | $ 75,000 |
| Hudson County New Jersey | 8 | $ 2,095,000 | $ 261,000 | $ 139,000 |
| Montgomery County Maryland | 7 | $ 4,548,000 | $ 649,000 | $ 67,000 |
| Clinton County Ohio | 7 | $ 541,000 | $ 77,000 | $ 65,000 |
| San Mateo County California | 6 | $ 2,379,000 | $ 396,000 | $ 159,000 |
| Brown County Ohio | 6 | $ 528,000 | $ 88,000 | $ 29,000 |
| Miami-Dade County Florida | 4 | $ 744,000 | $ 186,000 | $ 119,000 |
| Oakland County Michigan | 4 | $ 329,000 | $ 82,000 | $ 83,000 |
| Olmsted County Minnesota | 4 | $ 675,000 | $ 168,000 | $ 53,000 |
| Suffolk County New York | 4 | $ 47,054,000 | $ 11,763,000 | $ 14,000 |
| Fairfax County Virginia | 4 | $ 2,131,000 | $ 532,000 | $ 6,000 |
| Kitsap County Washington | 4 | $ 1,115,000 | $ 278,000 | $ 102,000 |
| Charles County Maryland | 3 | $ 146,000 | $ 48,000 | $ 52,000 |
| Suffolk County Massachusetts | 3 | $ 6,127,000 | $ 2,042,000 | $ 62,000 |
| Ramsey County Minnesota | 3 | $ 194,000 | $ 64,000 | $ 116,000 |
| Middlesex County New Jersey | 3 | $ 6,549,000 | $ 2,183,000 | $ 20,000 |
| Norfolk County Virginia | 3 | $ 283,000 | $ 94,000 | $ 103,000 |
| Virginia Beach County Virginia | 3 | $ 516,000 | $ 172,000 | $ 105,000 |
| Fulton County Georgia | 2 | $ 5,916,000 | $ 2,958,000 | $ 0 |
| Bergen County New Jersey | 2 | $ 1,050,000 | $ 525,000 | $ 323,000 |
| Morris County New Jersey | 2 | $ 347,000 | $ 173,000 | $ 122,000 |
| Passaic County New Jersey | 2 | $ 7,750,000 | $ 3,875,000 | $ 0 |
| Richmond County New York | 2 | $ 5,125,000 | $ 2,562,000 | $ 51,000 |
| Hamilton County Ohio | 2 | $ 388,000 | $ 194,000 | $ 30,000 |
| Denver County Colorado | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Broward County Florida | 1 | $ 2,750,000 | $ 2,750,000 | $ 0 |
| Johnson County Kansas | 1 | $ 8,000,000 | $ 8,000,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Camden County New Jersey | 1 | $ 38,000 | $ 38,000 | $ 24,000 |
| Hunterdon County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 59,000 | $ 59,000 | $ 75,000 |
| Rockland County New York | 1 | $ 3,790,000 | $ 3,790,000 | $ 0 |
| Adams County Ohio | 1 | $ 137,000 | $ 137,000 | $ 76,000 |
| Fayette County Ohio | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Ross County Ohio | 1 | $ 129,000 | $ 129,000 | $ 129,000 |
| Warren County Ohio | 1 | $ 114,000 | $ 114,000 | $ 180,000 |
| Montgomery County Pennsylvania | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Arlington County Virginia | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Prince William County Virginia | 1 | $ 1,250,000 | $ 1,250,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for National Cooperative Bank, N.A. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 718 | $612,057,000 | $852,000 | $46,000,000 | $60,000 | $900,000 |
| Home Purchase | 678 | $146,518,000 | $216,000 | $1,600,000 | $116,000 | $832,000 |
| Home Improvement | 124 | $42,062,000 | $339,000 | $3,000,000 | $78,000 | $622,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 759 | $148,607,000 | $195,000 | $1,247,000 | $109,000 | $900,000 |
| Not applicable | 334 | $560,827,000 | $1,679,000 | $46,000,000 | $0 | $0 |
| Not Provided | 208 | $42,823,000 | $205,000 | $1,600,000 | $106,000 | $489,000 |
| Asian | 100 | $27,403,000 | $274,000 | $1,346,000 | $148,000 | $560,000 |
| Black or African American | 56 | $7,900,000 | $141,000 | $413,000 | $83,000 | $241,000 |
| Hispanic | 56 | $11,464,000 | $204,000 | $680,000 | $114,000 | $346,000 |
| American Indian or Alaskan Native | 4 | $873,000 | $218,000 | $350,000 | $129,000 | $160,000 |
| Native Hawaiin or Other Pacific Islander | 3 | $740,000 | $246,000 | $342,000 | $183,000 | $354,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,520 | $800,637,000 | $526,000 | $46,000,000 | $86,000 | $900,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,077 | $708,392,000 | $657,000 | $46,000,000 | $77,000 | $832,000 |
| Application Denied By Financial Institution | 186 | $36,339,000 | $195,000 | $3,000,000 | $92,000 | $553,000 |
| Application Withdrawn By Applicant | 185 | $41,989,000 | $226,000 | $2,750,000 | $125,000 | $733,000 |
| File Closed For Incompleteness | 61 | $11,278,000 | $184,000 | $1,190,000 | $126,000 | $900,000 |
| Application Approved But Not Accepted | 11 | $2,639,000 | $239,000 | $750,000 | $75,000 | $324,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 73 | $13,033,000 | $178,000 | $1,000,000 | $63,000 | $322,000 |
| Collateral | 52 | $11,838,000 | $227,000 | $3,000,000 | $119,000 | $553,000 |
| Credit History | 43 | $7,409,000 | $172,000 | $700,000 | $95,000 | $495,000 |
| Employment History | 8 | $1,611,000 | $201,000 | $428,000 | $78,000 | $132,000 |
| Unverifiable Information | 4 | $670,000 | $167,000 | $300,000 | $171,000 | $235,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $281,000 | $140,000 | $243,000 | $41,000 | $65,000 |
| Other | 2 | $1,223,000 | $611,000 | $1,200,000 | $199,000 | $356,000 |
| Credit Application Incomplete | 2 | $274,000 | $137,000 | $154,000 | $224,000 | $343,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.