National Institutes Of Health Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
National Institutes Of Health Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | National Institutes Of Health Federal Credit Union 111 Rockville Pike, Suite 500 Rockville, MD 20850 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 711 |
| Total Mortgage Loan Application Amount | $213,405,000 |
| Average Mortgage Loan Application Amount | $219,400 |
| Highest Mortgage Loan Application Amount | $1,265,000 |
| Average Applicant Income | $141,800 |
| Highest Applicant Income | $450,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with National Institutes Of Health Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing National Institutes Of Health Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down National Institutes Of Health Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how National Institutes Of Health Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by National Institutes Of Health Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at National Institutes Of Health Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 290 | $ 90,650,000 | $ 312,000 | $ 146,000 |
| Prince George's County Maryland | 53 | $ 9,885,000 | $ 186,000 | $ 101,000 |
| Frederick County Maryland | 42 | $ 10,990,000 | $ 261,000 | $ 132,000 |
| District of Columbia County District Of Columbia | 36 | $ 10,610,000 | $ 294,000 | $ 127,000 |
| Fairfax County Virginia | 33 | $ 10,505,000 | $ 318,000 | $ 175,000 |
| Howard County Maryland | 26 | $ 8,300,000 | $ 319,000 | $ 147,000 |
| Anne Arundel County Maryland | 14 | $ 2,820,000 | $ 201,000 | $ 162,000 |
| Loudoun County Virginia | 14 | $ 5,040,000 | $ 360,000 | $ 187,000 |
| Baltimore City County Maryland | 9 | $ 1,215,000 | $ 135,000 | $ 125,000 |
| Wake County North Carolina | 9 | $ 2,335,000 | $ 259,000 | $ 107,000 |
| Arlington County Virginia | 9 | $ 2,095,000 | $ 232,000 | $ 171,000 |
| Alexandria County Virginia | 7 | $ 1,185,000 | $ 169,000 | $ 111,000 |
| Sussex County Delaware | 6 | $ 2,530,000 | $ 421,000 | $ 230,000 |
| Durham County North Carolina | 6 | $ 1,870,000 | $ 311,000 | $ 156,000 |
| Mecklenburg County North Carolina | 5 | $ 985,000 | $ 197,000 | $ 213,000 |
| Prince William County Virginia | 5 | $ 565,000 | $ 113,000 | $ 113,000 |
| Baltimore County Maryland | 4 | $ 1,120,000 | $ 280,000 | $ 124,000 |
| Washington County Maryland | 4 | $ 790,000 | $ 197,000 | $ 105,000 |
| Calvert County Maryland | 3 | $ 545,000 | $ 181,000 | $ 163,000 |
| Carroll County Maryland | 3 | $ 1,175,000 | $ 391,000 | $ 154,000 |
| Harford County Maryland | 3 | $ 855,000 | $ 285,000 | $ 122,000 |
| Henrico County Virginia | 3 | $ 405,000 | $ 135,000 | $ 258,000 |
| Charles County Maryland | 2 | $ 470,000 | $ 235,000 | $ 111,000 |
| Brunswick County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 201,000 |
| Chatham County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 91,000 |
| Forsyth County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 113,000 |
| New Hanover County North Carolina | 2 | $ 810,000 | $ 405,000 | $ 107,000 |
| Chesterfield County Virginia | 2 | $ 600,000 | $ 300,000 | $ 113,000 |
| Fairfax City County Virginia | 2 | $ 490,000 | $ 245,000 | $ 129,000 |
| Frederick County Virginia | 2 | $ 490,000 | $ 245,000 | $ 176,000 |
| Greene County Virginia | 2 | $ 670,000 | $ 335,000 | $ 146,000 |
| Kent County Delaware | 1 | $ 235,000 | $ 235,000 | $ 165,000 |
| Queen Anne's County Maryland | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| St. Mary's County Maryland | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| Worcester County Maryland | 1 | $ 35,000 | $ 35,000 | $ 167,000 |
| Buncombe County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 49,000 |
| Lincoln County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 157,000 |
| Orange County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Allegheny County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 190,000 |
| Montgomery County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 181,000 |
| Culpeper County Virginia | 1 | $ 15,000 | $ 15,000 | $ 109,000 |
| Louisa County Virginia | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Manassas Park County Virginia | 1 | $ 555,000 | $ 555,000 | $ 170,000 |
| Montgomery County Virginia | 1 | $ 225,000 | $ 225,000 | $ 167,000 |
| Page County Virginia | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Roanoke City County Virginia | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Stafford County Virginia | 1 | $ 205,000 | $ 205,000 | $ 108,000 |
| Berkeley County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Jefferson County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for National Institutes Of Health Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 298 | $109,740,000 | $368,000 | $1,265,000 | $139,000 | $450,000 |
| Refinancing | 191 | $64,785,000 | $339,000 | $935,000 | $143,000 | $389,000 |
| Cash-out Refinancing | 124 | $32,620,000 | $263,000 | $725,000 | $154,000 | $403,000 |
| Home Improvement | 49 | $3,065,000 | $62,000 | $255,000 | $141,000 | $439,000 |
| Other Purpose | 49 | $3,195,000 | $65,000 | $305,000 | $132,000 | $330,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 265 | $82,285,000 | $310,000 | $1,265,000 | $156,000 | $439,000 |
| Not Provided | 121 | $35,125,000 | $290,000 | $1,125,000 | $153,000 | $407,000 |
| Asian | 119 | $39,435,000 | $331,000 | $1,125,000 | $135,000 | $332,000 |
| Black or African American | 117 | $27,145,000 | $232,000 | $635,000 | $107,000 | $291,000 |
| Hispanic | 38 | $11,460,000 | $301,000 | $685,000 | $140,000 | $320,000 |
| American Indian or Alaskan Native | 1 | $675,000 | $675,000 | $675,000 | $272,000 | $272,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 711 | $213,405,000 | $300,000 | $1,265,000 | $143,000 | $450,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 383 | $108,615,000 | $283,000 | $1,265,000 | $144,000 | $439,000 |
| Application Withdrawn By Applicant | 135 | $40,305,000 | $298,000 | $925,000 | $149,000 | $390,000 |
| Preapproval Approved but not Accepted | 88 | $37,850,000 | $430,000 | $1,125,000 | $146,000 | $450,000 |
| File Closed For Incompleteness | 53 | $13,715,000 | $258,000 | $645,000 | $133,000 | $332,000 |
| Application Denied By Financial Institution | 44 | $10,860,000 | $246,000 | $635,000 | $116,000 | $403,000 |
| Application Approved But Not Accepted | 5 | $1,235,000 | $247,000 | $365,000 | $95,000 | $137,000 |
| Preapproval Denied by Financial Institution | 3 | $825,000 | $275,000 | $565,000 | $175,000 | $291,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 664 | $201,720,000 | $303,000 | $1,265,000 | $144,000 | $450,000 |
| Credit History | 15 | $3,315,000 | $221,000 | $565,000 | $112,000 | $291,000 |
| Debt-To-Income Ratio | 12 | $3,520,000 | $293,000 | $635,000 | $88,000 | $243,000 |
| Credit Application Incomplete | 11 | $3,195,000 | $290,000 | $575,000 | $169,000 | $403,000 |
| Other | 6 | $1,320,000 | $220,000 | $365,000 | $104,000 | $156,000 |
| Collateral | 2 | $150,000 | $75,000 | $115,000 | $163,000 | $199,000 |
| Employment History | 1 | $185,000 | $185,000 | $185,000 | $47,000 | $47,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into National Institutes Of Health Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess National Institutes Of Health Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.