National Institutes Of Health Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
National Institutes Of Health Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | National Institutes Of Health Federal Credit Union 111 Rockville Pike, Suite 500 Rockville, MD 20850 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 868 |
| Total Mortgage Loan Application Amount | $277,790,000 |
| Average Mortgage Loan Application Amount | $240,600 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $145,400 |
| Highest Applicant Income | $706,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with National Institutes Of Health Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing National Institutes Of Health Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down National Institutes Of Health Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how National Institutes Of Health Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by National Institutes Of Health Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at National Institutes Of Health Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 333 | $ 111,775,000 | $ 335,000 | $ 161,000 |
| Prince George's County Maryland | 98 | $ 23,910,000 | $ 243,000 | $ 119,000 |
| District of Columbia County District Of Columbia | 48 | $ 15,660,000 | $ 326,000 | $ 161,000 |
| Frederick County Maryland | 48 | $ 13,610,000 | $ 283,000 | $ 153,000 |
| Howard County Maryland | 44 | $ 14,900,000 | $ 338,000 | $ 173,000 |
| Fairfax County Virginia | 32 | $ 12,120,000 | $ 378,000 | $ 167,000 |
| Anne Arundel County Maryland | 24 | $ 7,900,000 | $ 329,000 | $ 142,000 |
| Baltimore County Maryland | 10 | $ 1,850,000 | $ 185,000 | $ 138,000 |
| Charles County Maryland | 9 | $ 2,285,000 | $ 253,000 | $ 119,000 |
| Baltimore City County Maryland | 8 | $ 1,160,000 | $ 145,000 | $ 94,000 |
| Wake County North Carolina | 7 | $ 2,045,000 | $ 292,000 | $ 163,000 |
| Arlington County Virginia | 6 | $ 2,300,000 | $ 383,000 | $ 181,000 |
| Loudoun County Virginia | 5 | $ 1,975,000 | $ 395,000 | $ 234,000 |
| Carroll County Maryland | 4 | $ 1,050,000 | $ 262,000 | $ 146,000 |
| Washington County Maryland | 4 | $ 960,000 | $ 240,000 | $ 108,000 |
| Worcester County Maryland | 4 | $ 810,000 | $ 202,000 | $ 141,000 |
| Alexandria County Virginia | 4 | $ 760,000 | $ 190,000 | $ 149,000 |
| Prince William County Virginia | 4 | $ 1,180,000 | $ 295,000 | $ 157,000 |
| Kent County Delaware | 2 | $ 470,000 | $ 235,000 | $ 154,000 |
| Sussex County Delaware | 2 | $ 520,000 | $ 260,000 | $ 168,000 |
| Garrett County Maryland | 2 | $ 620,000 | $ 310,000 | $ 189,000 |
| Kent County Maryland | 2 | $ 460,000 | $ 230,000 | $ 192,000 |
| Buncombe County North Carolina | 2 | $ 720,000 | $ 360,000 | $ 201,000 |
| Durham County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 116,000 |
| Mecklenburg County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 175,000 |
| York County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 120,000 |
| Chesterfield County Virginia | 2 | $ 590,000 | $ 295,000 | $ 237,000 |
| Richmond City County Virginia | 2 | $ 560,000 | $ 280,000 | $ 527,000 |
| New Castle County Delaware | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Calvert County Maryland | 1 | $ 375,000 | $ 375,000 | $ 348,000 |
| Cecil County Maryland | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Harford County Maryland | 1 | $ 155,000 | $ 155,000 | $ 173,000 |
| Queen Anne's County Maryland | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| St. Mary's County Maryland | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Wicomico County Maryland | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Chatham County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 130,000 |
| Dare County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 214,000 |
| Granville County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Johnston County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 128,000 |
| Adams County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Allegheny County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Chester County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 177,000 |
| Cumberland County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Lehigh County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Philadelphia County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Westmoreland County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
| Accomack County Virginia | 1 | $ 245,000 | $ 245,000 | $ 189,000 |
| Falls Church County Virginia | 1 | $ 635,000 | $ 635,000 | $ 336,000 |
| Henrico County Virginia | 1 | $ 235,000 | $ 235,000 | $ 124,000 |
| Louisa County Virginia | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Manassas Park County Virginia | 1 | $ 265,000 | $ 265,000 | $ 174,000 |
| Montgomery County Virginia | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| Roanoke City County Virginia | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| Stafford County Virginia | 1 | $ 295,000 | $ 295,000 | $ 121,000 |
| Virginia Beach County Virginia | 1 | $ 545,000 | $ 545,000 | $ 151,000 |
| Berkeley County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 104,000 |
| Hampshire County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 172,000 |
| Hardy County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 389,000 |
| Jefferson County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 218,000 |
| Morgan County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 151,000 |
Mortgage Loan Application Detail Totals for National Institutes Of Health Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 343 | $110,095,000 | $320,000 | $1,415,000 | $160,000 | $564,000 |
| Home Purchase | 250 | $94,100,000 | $376,000 | $905,000 | $143,000 | $706,000 |
| Cash-out Refinancing | 210 | $67,700,000 | $322,000 | $1,505,000 | $156,000 | $501,000 |
| Home Improvement | 37 | $2,805,000 | $75,000 | $405,000 | $140,000 | $413,000 |
| Other Purpose | 28 | $3,090,000 | $110,000 | $595,000 | $128,000 | $283,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 305 | $93,035,000 | $305,000 | $945,000 | $163,000 | $706,000 |
| Black or African American | 198 | $57,240,000 | $289,000 | $875,000 | $123,000 | $310,000 |
| Not Provided | 150 | $52,020,000 | $346,000 | $1,505,000 | $157,000 | $564,000 |
| Asian | 103 | $38,805,000 | $376,000 | $885,000 | $168,000 | $432,000 |
| Hispanic | 59 | $18,375,000 | $311,000 | $715,000 | $149,000 | $427,000 |
| American Indian or Alaskan Native | 3 | $835,000 | $278,000 | $335,000 | $104,000 | $111,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 868 | $277,790,000 | $320,000 | $1,505,000 | $152,000 | $706,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 464 | $146,100,000 | $314,000 | $1,505,000 | $160,000 | $706,000 |
| Application Withdrawn By Applicant | 113 | $34,195,000 | $302,000 | $805,000 | $153,000 | $450,000 |
| Preapproval Approved but not Accepted | 111 | $44,775,000 | $403,000 | $905,000 | $144,000 | $409,000 |
| File Closed For Incompleteness | 94 | $28,630,000 | $304,000 | $825,000 | $142,000 | $427,000 |
| Application Denied By Financial Institution | 71 | $19,425,000 | $273,000 | $1,355,000 | $128,000 | $468,000 |
| Preapproval Denied by Financial Institution | 12 | $4,000,000 | $333,000 | $475,000 | $104,000 | $432,000 |
| Application Approved But Not Accepted | 3 | $665,000 | $221,000 | $305,000 | $179,000 | $336,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 868 | $277,790,000 | $320,000 | $1,505,000 | $152,000 | $706,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into National Institutes Of Health Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess National Institutes Of Health Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.