National Penn Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
National Penn Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | National Penn Bank Po Box 547 Boyertown, PA 19512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,020 |
| Total Mortgage Loan Application Amount | $691,169,000 |
| Average Mortgage Loan Application Amount | $122,333 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $85,000 |
| Highest Applicant Income | $2,495,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with National Penn Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing National Penn Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down National Penn Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how National Penn Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by National Penn Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at National Penn Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berks County Pennsylvania | 828 | $ 88,754,000 | $ 107,000 | $ 74,000 |
| Northampton County Pennsylvania | 766 | $ 97,129,000 | $ 126,000 | $ 87,000 |
| Lehigh County Pennsylvania | 719 | $ 95,683,000 | $ 133,000 | $ 84,000 |
| Chester County Pennsylvania | 463 | $ 71,754,000 | $ 154,000 | $ 96,000 |
| Centre County Pennsylvania | 370 | $ 70,999,000 | $ 191,000 | $ 110,000 |
| Lancaster County Pennsylvania | 305 | $ 48,826,000 | $ 160,000 | $ 78,000 |
| Luzerne County Pennsylvania | 300 | $ 26,359,000 | $ 87,000 | $ 70,000 |
| Montgomery County Pennsylvania | 297 | $ 43,792,000 | $ 147,000 | $ 100,000 |
| Bucks County Pennsylvania | 183 | $ 31,470,000 | $ 171,000 | $ 119,000 |
| Schuylkill County Pennsylvania | 151 | $ 10,052,000 | $ 66,000 | $ 61,000 |
| Philadelphia County Pennsylvania | 135 | $ 29,798,000 | $ 220,000 | $ 100,000 |
| Monroe County Pennsylvania | 121 | $ 12,891,000 | $ 106,000 | $ 71,000 |
| Carbon County Pennsylvania | 112 | $ 9,198,000 | $ 82,000 | $ 70,000 |
| Delaware County Pennsylvania | 50 | $ 8,422,000 | $ 168,000 | $ 123,000 |
| Cape May County New Jersey | 25 | $ 9,483,000 | $ 379,000 | $ 191,000 |
| Cecil County Maryland | 16 | $ 2,818,000 | $ 176,000 | $ 142,000 |
| Lebanon County Pennsylvania | 16 | $ 2,292,000 | $ 143,000 | $ 102,000 |
| Columbia County Pennsylvania | 13 | $ 1,403,000 | $ 107,000 | $ 72,000 |
| Huntingdon County Pennsylvania | 13 | $ 2,530,000 | $ 194,000 | $ 97,000 |
| New Castle County Delaware | 10 | $ 1,737,000 | $ 173,000 | $ 78,000 |
| Clearfield County Pennsylvania | 10 | $ 785,000 | $ 78,000 | $ 57,000 |
| Sussex County Delaware | 9 | $ 2,027,000 | $ 225,000 | $ 179,000 |
| Atlantic County New Jersey | 8 | $ 2,620,000 | $ 327,000 | $ 291,000 |
| Wayne County Pennsylvania | 7 | $ 1,170,000 | $ 167,000 | $ 263,000 |
| Dauphin County Pennsylvania | 6 | $ 1,210,000 | $ 201,000 | $ 290,000 |
| York County Pennsylvania | 6 | $ 1,043,000 | $ 173,000 | $ 48,000 |
| Hunterdon County New Jersey | 4 | $ 761,000 | $ 190,000 | $ 120,000 |
| Blair County Pennsylvania | 4 | $ 493,000 | $ 123,000 | $ 136,000 |
| Clinton County Pennsylvania | 4 | $ 581,000 | $ 145,000 | $ 147,000 |
| Cumberland County Pennsylvania | 4 | $ 509,000 | $ 127,000 | $ 108,000 |
| Lycoming County Pennsylvania | 4 | $ 639,000 | $ 159,000 | $ 99,000 |
| Pike County Pennsylvania | 4 | $ 417,000 | $ 104,000 | $ 78,000 |
| Camden County New Jersey | 3 | $ 742,000 | $ 247,000 | $ 105,000 |
| Ocean County New Jersey | 3 | $ 1,042,000 | $ 347,000 | $ 283,000 |
| Lackawanna County Pennsylvania | 3 | $ 455,000 | $ 151,000 | $ 85,000 |
| Susquehanna County Pennsylvania | 3 | $ 541,000 | $ 180,000 | $ 127,000 |
| Fairfax County Virginia | 3 | $ 670,000 | $ 223,000 | $ 101,000 |
| Worcester County Maryland | 2 | $ 414,000 | $ 207,000 | $ 105,000 |
| Burlington County New Jersey | 2 | $ 495,000 | $ 247,000 | $ 246,000 |
| Morris County New Jersey | 2 | $ 730,000 | $ 365,000 | $ 89,000 |
| Mifflin County Pennsylvania | 2 | $ 232,000 | $ 116,000 | $ 103,000 |
| Northumberland County Pennsylvania | 2 | $ 44,000 | $ 22,000 | $ 88,000 |
| Arlington County Virginia | 2 | $ 857,000 | $ 428,000 | $ 116,000 |
| Hartford County Connecticut | 1 | $ 235,000 | $ 235,000 | $ 290,000 |
| Kent County Delaware | 1 | $ 277,000 | $ 277,000 | $ 70,000 |
| District of Columbia County District Of Columbia | 1 | $ 354,000 | $ 354,000 | $ 265,000 |
| Sarasota County Florida | 1 | $ 204,000 | $ 204,000 | $ 233,000 |
| Baltimore City County Maryland | 1 | $ 678,000 | $ 678,000 | $ 1,800,000 |
| Harford County Maryland | 1 | $ 100,000 | $ 100,000 | $ 216,000 |
| Montgomery County Maryland | 1 | $ 248,000 | $ 248,000 | $ 94,000 |
| Somerset County Maryland | 1 | $ 350,000 | $ 350,000 | $ 253,000 |
| Talbot County Maryland | 1 | $ 464,000 | $ 464,000 | $ 503,000 |
| Hudson County New Jersey | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 185,000 |
| Middlesex County New Jersey | 1 | $ 346,000 | $ 346,000 | $ 103,000 |
| New York County New York | 1 | $ 523,000 | $ 523,000 | $ 942,000 |
| Suffolk County New York | 1 | $ 358,000 | $ 358,000 | $ 623,000 |
| Currituck County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 143,000 |
| Allegheny County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 25,000 |
| Armstrong County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 85,000 |
| Cambria County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Fulton County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Perry County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 41,000 |
| Somerset County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 545,000 |
| Tioga County Pennsylvania | 1 | $ 174,000 | $ 174,000 | $ 254,000 |
| Accomack County Virginia | 1 | $ 417,000 | $ 417,000 | $ 250,000 |
| Bedford County Virginia | 1 | $ 333,000 | $ 333,000 | $ 105,000 |
| Chesapeake County Virginia | 1 | $ 138,000 | $ 138,000 | $ 137,000 |
| Clarke County Virginia | 1 | $ 391,000 | $ 391,000 | $ 120,000 |
| Stafford County Virginia | 1 | $ 108,000 | $ 108,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for National Penn Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,858 | $453,151,000 | $158,000 | $6,000,000 | $97,000 | $2,495,000 |
| Home Purchase | 1,186 | $183,673,000 | $154,000 | $1,240,000 | $87,000 | $1,800,000 |
| Home Improvement | 976 | $54,345,000 | $55,000 | $2,545,000 | $71,000 | $960,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,346 | $608,170,000 | $139,000 | $1,600,000 | $93,000 | $2,495,000 |
| Hispanic | 259 | $21,839,000 | $84,000 | $417,000 | $50,000 | $560,000 |
| Not Provided | 178 | $13,832,000 | $77,000 | $810,000 | $91,000 | $969,000 |
| Black or African American | 96 | $12,897,000 | $134,000 | $678,000 | $100,000 | $1,800,000 |
| Not applicable | 83 | $27,099,000 | $326,000 | $6,000,000 | $0 | $33,000 |
| Asian | 50 | $6,729,000 | $134,000 | $1,026,000 | $84,000 | $471,000 |
| American Indian or Alaskan Native | 7 | $400,000 | $57,000 | $133,000 | $62,000 | $109,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $203,000 | $203,000 | $203,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,741 | $646,609,000 | $136,000 | $6,000,000 | $91,000 | $2,495,000 |
| FHA-insured (Federal Housing Administration) | 279 | $44,560,000 | $159,000 | $440,000 | $54,000 | $159,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,906 | $565,707,000 | $144,000 | $6,000,000 | $91,000 | $2,495,000 |
| Application Denied By Financial Institution | 585 | $59,663,000 | $101,000 | $1,000,000 | $65,000 | $569,000 |
| Application Withdrawn By Applicant | 308 | $46,171,000 | $149,000 | $1,026,000 | $103,000 | $1,200,000 |
| Application Approved But Not Accepted | 200 | $19,423,000 | $97,000 | $523,000 | $103,000 | $960,000 |
| Loan Purchased By The Institution | 19 | $62,000 | $3,000 | $5,000 | $32,000 | $66,000 |
| Preapproval Denied by Financial Institution | 2 | $143,000 | $71,000 | $75,000 | $35,000 | $38,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 222 | $30,325,000 | $136,000 | $417,000 | $87,000 | $569,000 |
| Credit History | 182 | $8,676,000 | $47,000 | $235,000 | $49,000 | $173,000 |
| Debt-To-Income Ratio | 138 | $15,787,000 | $114,000 | $1,000,000 | $50,000 | $170,000 |
| Employment History | 13 | $993,000 | $76,000 | $400,000 | $49,000 | $188,000 |
| Other | 11 | $922,000 | $83,000 | $193,000 | $104,000 | $463,000 |
| Unverifiable Information | 7 | $1,098,000 | $156,000 | $490,000 | $67,000 | $120,000 |
| Mortgage Insurance Denied | 7 | $805,000 | $115,000 | $200,000 | $46,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $832,000 | $166,000 | $528,000 | $89,000 | $300,000 |
| Credit Application Incomplete | 2 | $368,000 | $184,000 | $235,000 | $112,000 | $180,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into National Penn Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess National Penn Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.