National Penn Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
National Penn Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | National Penn Bank Po Box 547 Boyertown, PA 19512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,857 |
| Total Mortgage Loan Application Amount | $622,588,000 |
| Average Mortgage Loan Application Amount | $119,333 |
| Highest Mortgage Loan Application Amount | $18,900,000 |
| Average Applicant Income | $85,000 |
| Highest Applicant Income | $3,051,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with National Penn Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing National Penn Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down National Penn Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how National Penn Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by National Penn Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at National Penn Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Northampton County Pennsylvania | 858 | $ 114,015,000 | $ 132,000 | $ 85,000 |
| Berks County Pennsylvania | 672 | $ 64,256,000 | $ 95,000 | $ 68,000 |
| Lehigh County Pennsylvania | 654 | $ 78,284,000 | $ 119,000 | $ 86,000 |
| Chester County Pennsylvania | 423 | $ 64,094,000 | $ 151,000 | $ 111,000 |
| Luzerne County Pennsylvania | 361 | $ 29,010,000 | $ 80,000 | $ 70,000 |
| Lancaster County Pennsylvania | 336 | $ 52,022,000 | $ 154,000 | $ 71,000 |
| Centre County Pennsylvania | 329 | $ 59,445,000 | $ 180,000 | $ 110,000 |
| Montgomery County Pennsylvania | 299 | $ 40,206,000 | $ 134,000 | $ 86,000 |
| Schuylkill County Pennsylvania | 210 | $ 12,379,000 | $ 58,000 | $ 61,000 |
| Bucks County Pennsylvania | 169 | $ 30,394,000 | $ 179,000 | $ 117,000 |
| Carbon County Pennsylvania | 140 | $ 12,385,000 | $ 88,000 | $ 76,000 |
| Monroe County Pennsylvania | 129 | $ 13,711,000 | $ 106,000 | $ 81,000 |
| Philadelphia County Pennsylvania | 63 | $ 12,388,000 | $ 196,000 | $ 193,000 |
| Delaware County Pennsylvania | 40 | $ 7,686,000 | $ 192,000 | $ 144,000 |
| Cecil County Maryland | 27 | $ 2,898,000 | $ 107,000 | $ 80,000 |
| Cape May County New Jersey | 24 | $ 9,481,000 | $ 395,000 | $ 324,000 |
| Columbia County Pennsylvania | 15 | $ 2,391,000 | $ 159,000 | $ 72,000 |
| New Castle County Delaware | 13 | $ 2,798,000 | $ 215,000 | $ 117,000 |
| Lebanon County Pennsylvania | 9 | $ 1,102,000 | $ 122,000 | $ 89,000 |
| Mifflin County Pennsylvania | 9 | $ 1,016,000 | $ 112,000 | $ 46,000 |
| Huntingdon County Pennsylvania | 7 | $ 924,000 | $ 132,000 | $ 79,000 |
| Clinton County Pennsylvania | 5 | $ 569,000 | $ 113,000 | $ 44,000 |
| Lackawanna County Pennsylvania | 5 | $ 666,000 | $ 133,000 | $ 107,000 |
| Pike County Pennsylvania | 5 | $ 789,000 | $ 157,000 | $ 93,000 |
| Sussex County Delaware | 4 | $ 557,000 | $ 139,000 | $ 53,000 |
| York County Pennsylvania | 4 | $ 647,000 | $ 161,000 | $ 55,000 |
| Atlantic County New Jersey | 3 | $ 895,000 | $ 298,000 | $ 130,000 |
| Lycoming County Pennsylvania | 3 | $ 570,000 | $ 190,000 | $ 147,000 |
| Montour County Pennsylvania | 3 | $ 565,000 | $ 188,000 | $ 161,000 |
| Northumberland County Pennsylvania | 3 | $ 201,000 | $ 67,000 | $ 73,000 |
| Perry County Pennsylvania | 3 | $ 458,000 | $ 152,000 | $ 58,000 |
| Worcester County Maryland | 2 | $ 318,000 | $ 159,000 | $ 119,000 |
| Cumberland County New Jersey | 2 | $ 125,000 | $ 62,000 | $ 92,000 |
| Hudson County New Jersey | 2 | $ 390,000 | $ 195,000 | $ 303,000 |
| Union County New Jersey | 2 | $ 485,000 | $ 242,000 | $ 162,000 |
| Dauphin County Pennsylvania | 2 | $ 207,000 | $ 103,000 | $ 95,000 |
| Tioga County Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 78,000 |
| Wayne County Pennsylvania | 2 | $ 104,000 | $ 52,000 | $ 92,000 |
| Citrus County Florida | 1 | $ 237,000 | $ 237,000 | $ 1,264,000 |
| Manatee County Florida | 1 | $ 50,000 | $ 50,000 | $ 180,000 |
| Orange County Florida | 1 | $ 300,000 | $ 300,000 | $ 675,000 |
| Camden County New Jersey | 1 | $ 311,000 | $ 311,000 | $ 170,000 |
| Middlesex County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Morris County New Jersey | 1 | $ 263,000 | $ 263,000 | $ 94,000 |
| Ocean County New Jersey | 1 | $ 412,000 | $ 412,000 | $ 387,000 |
| Warren County New Jersey | 1 | $ 89,000 | $ 89,000 | $ 31,000 |
| Adams County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 127,000 |
| Blair County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 138,000 |
| Juniata County Pennsylvania | 1 | $ 560,000 | $ 560,000 | $ 258,000 |
| Fairfax County Virginia | 1 | $ 178,000 | $ 178,000 | $ 92,000 |
| Loudoun County Virginia | 1 | $ 467,000 | $ 467,000 | $ 0 |
| Prince William County Virginia | 1 | $ 223,000 | $ 223,000 | $ 65,000 |
| Stafford County Virginia | 1 | $ 106,000 | $ 106,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for National Penn Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,679 | $410,473,000 | $153,000 | $18,900,000 | $96,000 | $3,051,000 |
| Home Improvement | 1,204 | $60,740,000 | $50,000 | $601,000 | $72,000 | $595,000 |
| Home Purchase | 974 | $151,375,000 | $155,000 | $999,000 | $87,000 | $2,295,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,285 | $541,852,000 | $126,000 | $1,500,000 | $91,000 | $3,051,000 |
| Hispanic | 254 | $17,698,000 | $69,000 | $678,000 | $46,000 | $338,000 |
| Not Provided | 133 | $18,910,000 | $142,000 | $1,500,000 | $109,000 | $975,000 |
| Black or African American | 76 | $7,823,000 | $102,000 | $546,000 | $64,000 | $192,000 |
| Not applicable | 47 | $28,210,000 | $600,000 | $18,900,000 | $1,000 | $70,000 |
| Asian | 47 | $6,663,000 | $141,000 | $775,000 | $105,000 | $347,000 |
| American Indian or Alaskan Native | 12 | $1,166,000 | $97,000 | $285,000 | $44,000 | $113,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $266,000 | $88,000 | $156,000 | $42,000 | $55,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,676 | $593,439,000 | $126,000 | $18,900,000 | $89,000 | $3,051,000 |
| FHA-insured (Federal Housing Administration) | 179 | $28,865,000 | $161,000 | $467,000 | $59,000 | $417,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $125,000 | $125,000 | $125,000 | $42,000 | $42,000 |
| VA-guaranteed (Veterans Administration) | 1 | $159,000 | $159,000 | $159,000 | $65,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,610 | $487,905,000 | $135,000 | $18,900,000 | $88,000 | $2,211,000 |
| Application Denied By Financial Institution | 689 | $75,545,000 | $109,000 | $1,297,000 | $76,000 | $2,800,000 |
| Application Withdrawn By Applicant | 333 | $42,150,000 | $126,000 | $1,300,000 | $120,000 | $3,051,000 |
| Application Approved But Not Accepted | 178 | $16,206,000 | $91,000 | $720,000 | $89,000 | $975,000 |
| Loan Purchased By The Institution | 44 | $354,000 | $8,000 | $24,000 | $33,000 | $56,000 |
| Preapproval Denied by Financial Institution | 3 | $428,000 | $142,000 | $171,000 | $36,000 | $53,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 225 | $21,887,000 | $97,000 | $1,297,000 | $46,000 | $175,000 |
| Collateral | 213 | $35,765,000 | $167,000 | $770,000 | $127,000 | $2,800,000 |
| Credit History | 179 | $6,971,000 | $38,000 | $300,000 | $51,000 | $259,000 |
| Mortgage Insurance Denied | 24 | $4,346,000 | $181,000 | $515,000 | $103,000 | $384,000 |
| Unverifiable Information | 18 | $2,422,000 | $134,000 | $600,000 | $100,000 | $408,000 |
| Employment History | 16 | $1,554,000 | $97,000 | $417,000 | $48,000 | $101,000 |
| Other | 12 | $2,205,000 | $183,000 | $687,000 | $78,000 | $152,000 |
| Credit Application Incomplete | 3 | $212,000 | $70,000 | $155,000 | $74,000 | $122,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $611,000 | $305,000 | $417,000 | $107,000 | $120,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into National Penn Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess National Penn Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.