Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Nbt Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Nbt Bank, National Association 52 S Broad St Norwich, NY 13815 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 4,182 |
Total Mortgage Loan Application Amount | $1,025,260,000 |
Average Mortgage Loan Application Amount | $195,800 |
Highest Mortgage Loan Application Amount | $55,265,000 |
Average Applicant Income | $126,800 |
Highest Applicant Income | $3,720,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Onondaga County New York | 314 | $ 49,470,000 | $ 157,000 | $ 127,000 |
Oneida County New York | 309 | $ 57,015,000 | $ 184,000 | $ 122,000 |
Lackawanna County Pennsylvania | 246 | $ 31,580,000 | $ 128,000 | $ 93,000 |
Chenango County New York | 209 | $ 23,045,000 | $ 110,000 | $ 83,000 |
Otsego County New York | 204 | $ 30,760,000 | $ 150,000 | $ 100,000 |
Broome County New York | 187 | $ 22,775,000 | $ 121,000 | $ 105,000 |
Fulton County New York | 183 | $ 24,645,000 | $ 134,000 | $ 115,000 |
Cortland County New York | 156 | $ 20,900,000 | $ 133,000 | $ 96,000 |
Madison County New York | 154 | $ 20,390,000 | $ 132,000 | $ 110,000 |
Delaware County New York | 124 | $ 16,690,000 | $ 134,000 | $ 98,000 |
Oswego County New York | 114 | $ 14,250,000 | $ 125,000 | $ 77,000 |
St. Lawrence County New York | 114 | $ 13,020,000 | $ 114,000 | $ 99,000 |
Montgomery County New York | 111 | $ 12,225,000 | $ 110,000 | $ 99,000 |
Saratoga County New York | 109 | $ 36,855,000 | $ 338,000 | $ 150,000 |
Luzerne County Pennsylvania | 102 | $ 15,990,000 | $ 156,000 | $ 95,000 |
Susquehanna County Pennsylvania | 93 | $ 11,965,000 | $ 128,000 | $ 92,000 |
Essex County New York | 89 | $ 25,545,000 | $ 287,000 | $ 155,000 |
Herkimer County New York | 85 | $ 14,625,000 | $ 172,000 | $ 118,000 |
Pike County Pennsylvania | 80 | $ 14,020,000 | $ 175,000 | $ 122,000 |
Wayne County Pennsylvania | 76 | $ 9,410,000 | $ 123,000 | $ 103,000 |
Albany County New York | 70 | $ 20,630,000 | $ 294,000 | $ 163,000 |
Warren County New York | 68 | $ 18,000,000 | $ 264,000 | $ 167,000 |
Clinton County New York | 66 | $ 12,650,000 | $ 191,000 | $ 96,000 |
Hillsborough County New Hampshire | 65 | $ 34,715,000 | $ 534,000 | $ 230,000 |
Schoharie County New York | 61 | $ 7,115,000 | $ 116,000 | $ 92,000 |
Monroe County Pennsylvania | 60 | $ 10,860,000 | $ 181,000 | $ 78,000 |
Berkshire County Massachusetts | 58 | $ 18,670,000 | $ 321,000 | $ 98,000 |
Franklin County New York | 56 | $ 9,170,000 | $ 163,000 | $ 154,000 |
Greene County New York | 51 | $ 21,015,000 | $ 412,000 | $ 488,000 |
Chittenden County Vermont | 45 | $ 18,905,000 | $ 420,000 | $ 164,000 |
Schenectady County New York | 37 | $ 5,595,000 | $ 151,000 | $ 103,000 |
Washington County New York | 29 | $ 6,895,000 | $ 237,000 | $ 276,000 |
Cayuga County New York | 28 | $ 4,340,000 | $ 155,000 | $ 98,000 |
Rensselaer County New York | 27 | $ 5,715,000 | $ 211,000 | $ 129,000 |
Hamilton County New York | 26 | $ 4,260,000 | $ 163,000 | $ 100,000 |
Cheshire County New Hampshire | 22 | $ 8,030,000 | $ 365,000 | $ 118,000 |
Tioga County New York | 22 | $ 2,200,000 | $ 100,000 | $ 70,000 |
Tompkins County New York | 19 | $ 44,335,000 | $ 2,333,000 | $ 75,000 |
Rutland County Vermont | 19 | $ 7,025,000 | $ 369,000 | $ 113,000 |
Middlesex County Massachusetts | 18 | $ 19,410,000 | $ 1,078,000 | $ 180,000 |
Merrimack County New Hampshire | 15 | $ 5,205,000 | $ 347,000 | $ 96,000 |
Rockingham County New Hampshire | 15 | $ 7,865,000 | $ 524,000 | $ 241,000 |
Hartford County Connecticut | 11 | $ 7,795,000 | $ 708,000 | $ 91,000 |
Wyoming County Pennsylvania | 11 | $ 1,845,000 | $ 167,000 | $ 72,000 |
Cumberland County Maine | 10 | $ 134,920,000 | $ 13,492,000 | $ 112,000 |
Strafford County New Hampshire | 10 | $ 5,330,000 | $ 533,000 | $ 119,000 |
York County Maine | 9 | $ 4,125,000 | $ 458,000 | $ 207,000 |
Norfolk County Massachusetts | 7 | $ 5,885,000 | $ 840,000 | $ 0 |
Belknap County New Hampshire | 7 | $ 13,795,000 | $ 1,970,000 | $ 472,000 |
Fairfield County Connecticut | 6 | $ 4,780,000 | $ 796,000 | $ 0 |
Bristol County Massachusetts | 6 | $ 3,310,000 | $ 551,000 | $ 701,000 |
Ulster County New York | 6 | $ 1,500,000 | $ 250,000 | $ 158,000 |
Columbia County New York | 5 | $ 5,655,000 | $ 1,131,000 | $ 654,000 |
Jefferson County New York | 5 | $ 1,155,000 | $ 231,000 | $ 174,000 |
Nassau County New York | 5 | $ 5,105,000 | $ 1,021,000 | $ 0 |
Orange County New York | 5 | $ 975,000 | $ 195,000 | $ 232,000 |
Westchester County New York | 5 | $ 4,265,000 | $ 853,000 | $ 1,274,000 |
Franklin County Vermont | 5 | $ 1,255,000 | $ 251,000 | $ 76,000 |
Windham County Vermont | 5 | $ 1,775,000 | $ 355,000 | $ 573,000 |
Essex County Massachusetts | 4 | $ 2,620,000 | $ 655,000 | $ 170,000 |
Suffolk County Massachusetts | 4 | $ 3,060,000 | $ 765,000 | $ 0 |
Worcester County Massachusetts | 4 | $ 1,780,000 | $ 445,000 | $ 238,000 |
Lewis County New York | 4 | $ 420,000 | $ 105,000 | $ 98,000 |
Monroe County New York | 4 | $ 280,000 | $ 70,000 | $ 87,000 |
Sullivan County New York | 4 | $ 390,000 | $ 97,000 | $ 86,000 |
New London County Connecticut | 3 | $ 1,845,000 | $ 615,000 | $ 0 |
Sullivan County New Hampshire | 3 | $ 1,295,000 | $ 431,000 | $ 0 |
Berks County Pennsylvania | 3 | $ 2,955,000 | $ 985,000 | $ 290,000 |
Columbia County Pennsylvania | 3 | $ 1,465,000 | $ 488,000 | $ 139,000 |
Addison County Vermont | 3 | $ 425,000 | $ 141,000 | $ 133,000 |
Lamoille County Vermont | 3 | $ 1,845,000 | $ 615,000 | $ 0 |
Washington County Vermont | 3 | $ 495,000 | $ 165,000 | $ 125,000 |
Middlesex County Connecticut | 2 | $ 4,900,000 | $ 2,450,000 | $ 0 |
Tolland County Connecticut | 2 | $ 510,000 | $ 255,000 | $ 117,000 |
Anne Arundel County Maryland | 2 | $ 1,720,000 | $ 860,000 | $ 0 |
Baltimore County Maryland | 2 | $ 1,380,000 | $ 690,000 | $ 0 |
Howard County Maryland | 2 | $ 1,270,000 | $ 635,000 | $ 0 |
Montgomery County Maryland | 2 | $ 2,090,000 | $ 1,045,000 | $ 0 |
Hampden County Massachusetts | 2 | $ 430,000 | $ 215,000 | $ 64,000 |
Grafton County New Hampshire | 2 | $ 620,000 | $ 310,000 | $ 95,000 |
Chemung County New York | 2 | $ 120,000 | $ 60,000 | $ 70,000 |
Schuyler County New York | 2 | $ 350,000 | $ 175,000 | $ 76,000 |
Bradford County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 46,000 |
Bucks County Pennsylvania | 2 | $ 1,300,000 | $ 650,000 | $ 0 |
Carbon County Pennsylvania | 2 | $ 1,040,000 | $ 520,000 | $ 463,000 |
Chester County Pennsylvania | 2 | $ 1,230,000 | $ 615,000 | $ 0 |
Lehigh County Pennsylvania | 2 | $ 6,010,000 | $ 3,005,000 | $ 0 |
Montgomery County Pennsylvania | 2 | $ 1,970,000 | $ 985,000 | $ 0 |
Bennington County Vermont | 2 | $ 350,000 | $ 175,000 | $ 47,000 |
Caledonia County Vermont | 2 | $ 290,000 | $ 145,000 | $ 144,000 |
Grand Isle County Vermont | 2 | $ 580,000 | $ 290,000 | $ 113,000 |
Orange County Vermont | 2 | $ 420,000 | $ 210,000 | $ 165,000 |
Santa Clara County California | 1 | $ 405,000 | $ 405,000 | $ 3,672,000 |
Litchfield County Connecticut | 1 | $ 175,000 | $ 175,000 | $ 144,000 |
New Haven County Connecticut | 1 | $ 865,000 | $ 865,000 | $ 0 |
Bay County Florida | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
Brevard County Florida | 1 | $ 455,000 | $ 455,000 | $ 0 |
Hillsborough County Florida | 1 | $ 105,000 | $ 105,000 | $ 357,000 |
Pinellas County Florida | 1 | $ 455,000 | $ 455,000 | $ 2,016,000 |
Sumter County Florida | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
Johnson County Kansas | 1 | $ 45,000 | $ 45,000 | $ 2,349,000 |
Androscoggin County Maine | 1 | $ 305,000 | $ 305,000 | $ 0 |
Sagadahoc County Maine | 1 | $ 325,000 | $ 325,000 | $ 86,000 |
Somerset County Maine | 1 | $ 325,000 | $ 325,000 | $ 0 |
Worcester County Maryland | 1 | $ 555,000 | $ 555,000 | $ 0 |
Plymouth County Massachusetts | 1 | $ 875,000 | $ 875,000 | $ 0 |
Carroll County New Hampshire | 1 | $ 565,000 | $ 565,000 | $ 280,000 |
Camden County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
Cape May County New Jersey | 1 | $ 1,495,000 | $ 1,495,000 | $ 0 |
Essex County New Jersey | 1 | $ 865,000 | $ 865,000 | $ 0 |
Monmouth County New Jersey | 1 | $ 845,000 | $ 845,000 | $ 0 |
Ocean County New Jersey | 1 | $ 725,000 | $ 725,000 | $ 0 |
Somerset County New Jersey | 1 | $ 935,000 | $ 935,000 | $ 0 |
Erie County New York | 1 | $ 655,000 | $ 655,000 | $ 0 |
New York County New York | 1 | $ 165,000 | $ 165,000 | $ 160,000 |
Rockland County New York | 1 | $ 275,000 | $ 275,000 | $ 250,000 |
Suffolk County New York | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
Wayne County New York | 1 | $ 645,000 | $ 645,000 | $ 281,000 |
Northampton County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
Philadelphia County Pennsylvania | 1 | $ 715,000 | $ 715,000 | $ 0 |
Schuylkill County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 186,000 |
Newport County Rhode Island | 1 | $ 605,000 | $ 605,000 | $ 0 |
Greenville County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 83,000 |
Windsor County Vermont | 1 | $ 1,125,000 | $ 1,125,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,721 | $590,945,000 | $343,000 | $55,265,000 | $117,000 | $2,335,000 |
Refinancing | 934 | $219,450,000 | $234,000 | $15,305,000 | $117,000 | $2,016,000 |
Cash-out Refinancing | 596 | $122,810,000 | $206,000 | $1,255,000 | $122,000 | $2,160,000 |
Other Purpose | 468 | $51,440,000 | $109,000 | $755,000 | $169,000 | $3,720,000 |
Home Improvement | 463 | $40,615,000 | $87,000 | $4,005,000 | $109,000 | $2,940,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 3,040 | $462,230,000 | $152,000 | $1,965,000 | $119,000 | $3,720,000 |
Not Provided | 689 | $146,295,000 | $212,000 | $2,505,000 | $144,000 | $3,672,000 |
Not applicable | 253 | $376,815,000 | $1,489,000 | $55,265,000 | $0 | $0 |
Hispanic | 71 | $10,005,000 | $140,000 | $1,585,000 | $89,000 | $844,000 |
Black or African American | 51 | $6,825,000 | $133,000 | $345,000 | $70,000 | $247,000 |
Asian | 42 | $11,280,000 | $268,000 | $975,000 | $148,000 | $540,000 |
American Indian or Alaskan Native | 10 | $1,750,000 | $175,000 | $435,000 | $102,000 | $238,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,037 | $1,005,755,000 | $249,000 | $55,265,000 | $125,000 | $3,720,000 |
FHA-insured (Federal Housing Administration) | 116 | $14,870,000 | $128,000 | $345,000 | $61,000 | $540,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $3,695,000 | $160,000 | $365,000 | $50,000 | $85,000 |
VA-guaranteed (Veterans Administration) | 6 | $940,000 | $156,000 | $285,000 | $73,000 | $128,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,498 | $704,360,000 | $281,000 | $55,265,000 | $125,000 | $2,863,000 |
Application Denied By Financial Institution | 840 | $109,310,000 | $130,000 | $1,965,000 | $93,000 | $3,672,000 |
Application Withdrawn By Applicant | 292 | $68,110,000 | $233,000 | $15,305,000 | $155,000 | $3,720,000 |
File Closed For Incompleteness | 216 | $36,180,000 | $167,000 | $1,495,000 | $187,000 | $3,600,000 |
Application Approved But Not Accepted | 201 | $37,155,000 | $184,000 | $1,805,000 | $116,000 | $844,000 |
Loan Purchased By The Institution | 95 | $58,845,000 | $619,000 | $1,645,000 | $63,000 | $155,000 |
Preapproval Denied by Financial Institution | 36 | $10,710,000 | $297,000 | $1,925,000 | $87,000 | $466,000 |
Preapproval Approved but not Accepted | 4 | $590,000 | $147,000 | $255,000 | $49,000 | $84,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 3,306 | $905,240,000 | $273,000 | $55,265,000 | $131,000 | $3,720,000 |
Debt-To-Income Ratio | 412 | $58,680,000 | $142,000 | $1,925,000 | $55,000 | $611,000 |
Credit History | 213 | $19,095,000 | $89,000 | $715,000 | $83,000 | $1,884,000 |
Other | 96 | $16,410,000 | $170,000 | $1,045,000 | $237,000 | $3,672,000 |
Collateral | 73 | $9,725,000 | $133,000 | $725,000 | $142,000 | $1,322,000 |
Employment History | 27 | $2,855,000 | $105,000 | $625,000 | $74,000 | $328,000 |
Unverifiable Information | 22 | $4,150,000 | $188,000 | $1,925,000 | $127,000 | $473,000 |
Credit Application Incomplete | 20 | $5,890,000 | $294,000 | $1,965,000 | $152,000 | $682,000 |
Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,555,000 | $283,000 | $825,000 | $57,000 | $133,000 |
Mortgage Insurance Denied | 4 | $660,000 | $165,000 | $255,000 | $75,000 | $114,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.