Customers Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Customers Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Customers Bank 99 Bridge Street Phoenixville, PA 19460 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,308 |
| Total Mortgage Loan Application Amount | $1,025,780,000 |
| Average Mortgage Loan Application Amount | $1,048,800 |
| Highest Mortgage Loan Application Amount | $53,005,000 |
| Average Applicant Income | $99,200 |
| Highest Applicant Income | $9,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Customers Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Customers Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Customers Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Customers Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Customers Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Customers Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berks County Pennsylvania | 284 | $ 28,840,000 | $ 101,000 | $ 81,000 |
| Cuyahoga County Ohio | 268 | $ 54,850,000 | $ 204,000 | $ 0 |
| Philadelphia County Pennsylvania | 218 | $ 53,170,000 | $ 243,000 | $ 45,000 |
| Franklin County Ohio | 148 | $ 31,650,000 | $ 213,000 | $ 0 |
| Queens County New York | 123 | $ 56,515,000 | $ 459,000 | $ 0 |
| Lorain County Ohio | 100 | $ 20,640,000 | $ 206,000 | $ 0 |
| Medina County Ohio | 100 | $ 20,350,000 | $ 203,000 | $ 0 |
| Summit County Ohio | 94 | $ 19,230,000 | $ 204,000 | $ 0 |
| Lake County Ohio | 87 | $ 17,695,000 | $ 203,000 | $ 0 |
| Hamilton County Ohio | 77 | $ 16,065,000 | $ 208,000 | $ 0 |
| Richmond County New York | 66 | $ 32,440,000 | $ 491,000 | $ 0 |
| Delaware County Ohio | 65 | $ 14,825,000 | $ 228,000 | $ 0 |
| Kings County New York | 55 | $ 99,525,000 | $ 1,809,000 | $ 0 |
| Geauga County Ohio | 53 | $ 11,565,000 | $ 218,000 | $ 0 |
| Butler County Ohio | 34 | $ 7,590,000 | $ 223,000 | $ 0 |
| Warren County Ohio | 32 | $ 6,770,000 | $ 211,000 | $ 0 |
| Bronx County New York | 31 | $ 134,255,000 | $ 4,330,000 | $ 63,000 |
| Portage County Ohio | 30 | $ 6,050,000 | $ 201,000 | $ 0 |
| Delaware County Pennsylvania | 27 | $ 4,435,000 | $ 164,000 | $ 64,000 |
| Clermont County Ohio | 25 | $ 5,655,000 | $ 226,000 | $ 0 |
| Montgomery County Pennsylvania | 23 | $ 6,205,000 | $ 269,000 | $ 99,000 |
| Pinellas County Florida | 18 | $ 4,040,000 | $ 224,000 | $ 0 |
| Palm Beach County Florida | 17 | $ 3,585,000 | $ 210,000 | $ 0 |
| Union County Ohio | 16 | $ 3,760,000 | $ 235,000 | $ 0 |
| Fairfield County Ohio | 15 | $ 3,255,000 | $ 217,000 | $ 0 |
| Lee County Florida | 14 | $ 2,940,000 | $ 210,000 | $ 0 |
| Licking County Ohio | 14 | $ 3,030,000 | $ 216,000 | $ 0 |
| Sarasota County Florida | 13 | $ 2,635,000 | $ 202,000 | $ 0 |
| Mercer County New Jersey | 13 | $ 965,000 | $ 74,000 | $ 42,000 |
| Bucks County Pennsylvania | 13 | $ 16,715,000 | $ 1,285,000 | $ 287,000 |
| Chester County Pennsylvania | 13 | $ 5,935,000 | $ 456,000 | $ 154,000 |
| Essex County New Jersey | 12 | $ 43,850,000 | $ 3,654,000 | $ 0 |
| Boone County Kentucky | 11 | $ 2,205,000 | $ 200,000 | $ 0 |
| Hillsborough County Florida | 10 | $ 2,720,000 | $ 272,000 | $ 0 |
| Stark County Ohio | 10 | $ 1,900,000 | $ 190,000 | $ 0 |
| New York County New York | 9 | $ 28,395,000 | $ 3,155,000 | $ 696,000 |
| Nassau County New York | 8 | $ 21,700,000 | $ 2,712,000 | $ 0 |
| Westchester County New York | 8 | $ 2,130,000 | $ 266,000 | $ 0 |
| Kenton County Kentucky | 7 | $ 1,605,000 | $ 229,000 | $ 0 |
| Burlington County New Jersey | 7 | $ 4,145,000 | $ 592,000 | $ 64,000 |
| Hudson County New Jersey | 7 | $ 17,185,000 | $ 2,455,000 | $ 0 |
| Middlesex County New Jersey | 6 | $ 1,710,000 | $ 285,000 | $ 148,000 |
| Collier County Florida | 5 | $ 965,000 | $ 193,000 | $ 0 |
| Miami-Dade County Florida | 5 | $ 1,255,000 | $ 251,000 | $ 0 |
| Campbell County Kentucky | 5 | $ 885,000 | $ 177,000 | $ 0 |
| Barnstable County Massachusetts | 5 | $ 1,475,000 | $ 295,000 | $ 0 |
| Suffolk County New York | 5 | $ 2,065,000 | $ 413,000 | $ 0 |
| Broward County Florida | 4 | $ 940,000 | $ 235,000 | $ 0 |
| Atlantic County New Jersey | 4 | $ 1,840,000 | $ 460,000 | $ 186,000 |
| Camden County New Jersey | 4 | $ 4,990,000 | $ 1,247,000 | $ 34,000 |
| Passaic County New Jersey | 4 | $ 3,790,000 | $ 947,000 | $ 0 |
| Union County New Jersey | 4 | $ 14,020,000 | $ 3,505,000 | $ 0 |
| Ashtabula County Ohio | 4 | $ 690,000 | $ 172,000 | $ 0 |
| Greene County Ohio | 4 | $ 810,000 | $ 202,000 | $ 0 |
| Montgomery County Ohio | 4 | $ 900,000 | $ 225,000 | $ 0 |
| Wayne County Ohio | 4 | $ 810,000 | $ 202,000 | $ 0 |
| Northampton County Pennsylvania | 4 | $ 740,000 | $ 185,000 | $ 76,000 |
| Pasco County Florida | 3 | $ 525,000 | $ 175,000 | $ 0 |
| Pickaway County Ohio | 3 | $ 615,000 | $ 205,000 | $ 0 |
| Lehigh County Pennsylvania | 3 | $ 14,565,000 | $ 4,855,000 | $ 0 |
| Hartford County Connecticut | 2 | $ 30,060,000 | $ 15,030,000 | $ 0 |
| Manatee County Florida | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Orange County Florida | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Monmouth County New Jersey | 2 | $ 880,000 | $ 440,000 | $ 168,000 |
| Erie County Ohio | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Lucas County Ohio | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Madison County Ohio | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Dauphin County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 43,000 |
| Northumberland County Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 57,000 |
| Fairfield County Connecticut | 1 | $ 665,000 | $ 665,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 865,000 | $ 865,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 30,455,000 | $ 30,455,000 | $ 0 |
| Charlotte County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Decatur County Indiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Miami County Indiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Cecil County Maryland | 1 | $ 16,675,000 | $ 16,675,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 52,005,000 | $ 52,005,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 124,000 |
| Cumberland County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 116,000 |
| Morris County New Jersey | 1 | $ 3,075,000 | $ 3,075,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 545,000 | $ 545,000 | $ 175,000 |
| Salem County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| Somerset County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Erie County New York | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Schenectady County New York | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Auglaize County Ohio | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Knox County Ohio | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Marion County Ohio | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Ottawa County Ohio | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Perry County Ohio | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Scioto County Ohio | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 8,405,000 | $ 8,405,000 | $ 0 |
| Washington County Rhode Island | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Loudoun County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
Mortgage Loan Application Detail Totals for Customers Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Applicable | 1,379 | $314,805,000 | $228,000 | $14,055,000 | $0 | $0 |
| Home Purchase | 775 | $266,465,000 | $343,000 | $30,455,000 | $72,000 | $9,000,000 |
| Cash-out Refinancing | 116 | $405,390,000 | $3,494,000 | $53,005,000 | $154,000 | $558,000 |
| Refinancing | 35 | $38,915,000 | $1,111,000 | $8,405,000 | $113,000 | $264,000 |
| Home Improvement | 3 | $205,000 | $68,000 | $135,000 | $157,000 | $159,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,817 | $952,945,000 | $524,000 | $53,005,000 | $0 | $0 |
| Hispanic | 324 | $28,970,000 | $89,000 | $525,000 | $37,000 | $236,000 |
| White | 93 | $31,335,000 | $336,000 | $8,405,000 | $250,000 | $9,000,000 |
| Black or African American | 59 | $8,845,000 | $149,000 | $805,000 | $48,000 | $175,000 |
| Asian | 14 | $3,610,000 | $257,000 | $535,000 | $63,000 | $113,000 |
| American Indian or Alaskan Native | 1 | $75,000 | $75,000 | $75,000 | $101,000 | $101,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,075 | $1,002,025,000 | $482,000 | $53,005,000 | $109,000 | $9,000,000 |
| FHA-insured (Federal Housing Administration) | 227 | $22,425,000 | $98,000 | $345,000 | $39,000 | $236,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,110,000 | $277,000 | $495,000 | $125,000 | $314,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $220,000 | $110,000 | $125,000 | $57,000 | $57,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,646 | $371,800,000 | $225,000 | $905,000 | $0 | $0 |
| Loan Originated | 496 | $489,760,000 | $987,000 | $53,005,000 | $80,000 | $9,000,000 |
| Application Denied By Financial Institution | 71 | $38,825,000 | $546,000 | $6,505,000 | $60,000 | $696,000 |
| Application Withdrawn By Applicant | 46 | $25,300,000 | $550,000 | $9,605,000 | $45,000 | $120,000 |
| Application Approved But Not Accepted | 32 | $97,350,000 | $3,042,000 | $31,915,000 | $73,000 | $408,000 |
| File Closed For Incompleteness | 12 | $2,170,000 | $180,000 | $385,000 | $115,000 | $592,000 |
| Preapproval Denied by Financial Institution | 4 | $480,000 | $120,000 | $165,000 | $24,000 | $35,000 |
| Preapproval Approved but not Accepted | 1 | $95,000 | $95,000 | $95,000 | $27,000 | $27,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,233 | $986,475,000 | $441,000 | $53,005,000 | $77,000 | $9,000,000 |
| Debt-To-Income Ratio | 30 | $6,810,000 | $227,000 | $905,000 | $39,000 | $101,000 |
| Credit History | 10 | $4,970,000 | $497,000 | $2,805,000 | $69,000 | $113,000 |
| Other | 9 | $5,895,000 | $655,000 | $3,605,000 | $29,000 | $73,000 |
| Unverifiable Information | 9 | $7,435,000 | $826,000 | $6,505,000 | $40,000 | $99,000 |
| Collateral | 8 | $9,970,000 | $1,246,000 | $3,505,000 | $178,000 | $696,000 |
| Employment History | 4 | $870,000 | $217,000 | $375,000 | $70,000 | $111,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $3,300,000 | $825,000 | $2,955,000 | $29,000 | $42,000 |
| Credit Application Incomplete | 1 | $55,000 | $55,000 | $55,000 | $16,000 | $16,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Customers Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Customers Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.