Newbridge Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Newbridge Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Newbridge Bank 1501 Highwoods Blvd, Suite 400 Greensboro, NC 27410 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 960 |
| Total Mortgage Loan Application Amount | $128,050,000 |
| Average Mortgage Loan Application Amount | $102,333 |
| Highest Mortgage Loan Application Amount | $1,140,000 |
| Average Applicant Income | $92,333 |
| Highest Applicant Income | $6,556,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Newbridge Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Newbridge Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Newbridge Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Newbridge Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Newbridge Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Newbridge Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County North Carolina | 500 | $ 57,621,000 | $ 115,000 | $ 82,000 |
| Forsyth County North Carolina | 210 | $ 29,361,000 | $ 139,000 | $ 142,000 |
| Guilford County North Carolina | 60 | $ 8,539,000 | $ 142,000 | $ 130,000 |
| Stokes County North Carolina | 49 | $ 6,729,000 | $ 137,000 | $ 99,000 |
| Davie County North Carolina | 24 | $ 4,065,000 | $ 169,000 | $ 59,000 |
| Randolph County North Carolina | 20 | $ 1,702,000 | $ 85,000 | $ 74,000 |
| Wake County North Carolina | 13 | $ 6,167,000 | $ 474,000 | $ 153,000 |
| Surry County North Carolina | 11 | $ 1,613,000 | $ 146,000 | $ 558,000 |
| Yadkin County North Carolina | 10 | $ 1,325,000 | $ 132,000 | $ 36,000 |
| Horry County South Carolina | 10 | $ 1,767,000 | $ 176,000 | $ 110,000 |
| Rockingham County North Carolina | 9 | $ 1,533,000 | $ 170,000 | $ 79,000 |
| Mecklenburg County North Carolina | 8 | $ 900,000 | $ 112,000 | $ 111,000 |
| Iredell County North Carolina | 5 | $ 709,000 | $ 141,000 | $ 54,000 |
| Cabarrus County North Carolina | 4 | $ 660,000 | $ 165,000 | $ 78,000 |
| Brunswick County North Carolina | 3 | $ 800,000 | $ 266,000 | $ 217,000 |
| Rowan County North Carolina | 3 | $ 618,000 | $ 206,000 | $ 81,000 |
| Wilkes County North Carolina | 3 | $ 207,000 | $ 69,000 | $ 41,000 |
| Durham County North Carolina | 2 | $ 459,000 | $ 229,000 | $ 76,000 |
| New Hanover County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 144,000 |
| Watauga County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 234,000 |
| Avery County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 480,000 |
| Chatham County North Carolina | 1 | $ 256,000 | $ 256,000 | $ 94,000 |
| Craven County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 123,000 |
| Dare County North Carolina | 1 | $ 862,000 | $ 862,000 | $ 194,000 |
| Duplin County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 12,000 |
| Montgomery County North Carolina | 1 | $ 127,000 | $ 127,000 | $ 26,000 |
| Pamlico County North Carolina | 1 | $ 572,000 | $ 572,000 | $ 415,000 |
| Pender County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 92,000 |
| Georgetown County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| Carroll County Virginia | 1 | $ 76,000 | $ 76,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for Newbridge Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 512 | $87,640,000 | $171,000 | $1,140,000 | $130,000 | $6,556,000 |
| Refinancing | 330 | $37,798,000 | $114,000 | $862,000 | $81,000 | $3,775,000 |
| Home Improvement | 118 | $2,612,000 | $22,000 | $390,000 | $66,000 | $1,175,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 864 | $118,156,000 | $136,000 | $1,140,000 | $81,000 | $3,775,000 |
| Not applicable | 37 | $4,540,000 | $122,000 | $880,000 | $760,000 | $6,556,000 |
| Black or African American | 24 | $2,048,000 | $85,000 | $380,000 | $66,000 | $198,000 |
| Hispanic | 23 | $2,073,000 | $90,000 | $290,000 | $40,000 | $126,000 |
| Asian | 11 | $1,225,000 | $111,000 | $242,000 | $43,000 | $92,000 |
| American Indian or Alaskan Native | 1 | $8,000 | $8,000 | $8,000 | $51,000 | $51,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 960 | $128,050,000 | $133,000 | $1,140,000 | $106,000 | $6,556,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 682 | $94,385,000 | $138,000 | $1,140,000 | $126,000 | $6,556,000 |
| Application Denied By Financial Institution | 158 | $14,981,000 | $94,000 | $380,000 | $42,000 | $222,000 |
| Application Approved But Not Accepted | 110 | $17,373,000 | $157,000 | $872,000 | $71,000 | $489,000 |
| File Closed For Incompleteness | 6 | $1,051,000 | $175,000 | $400,000 | $75,000 | $185,000 |
| Application Withdrawn By Applicant | 4 | $260,000 | $65,000 | $125,000 | $153,000 | $480,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 96 | $7,932,000 | $82,000 | $380,000 | $40,000 | $122,000 |
| Debt-To-Income Ratio | 24 | $2,102,000 | $87,000 | $365,000 | $44,000 | $136,000 |
| Collateral | 18 | $2,032,000 | $112,000 | $290,000 | $50,000 | $222,000 |
| Other | 8 | $936,000 | $117,000 | $225,000 | $27,000 | $83,000 |
| Credit Application Incomplete | 7 | $1,427,000 | $203,000 | $370,000 | $58,000 | $131,000 |
| Unverifiable Information | 2 | $186,000 | $93,000 | $127,000 | $56,000 | $59,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $149,000 | $74,000 | $88,000 | $39,000 | $60,000 |
| Employment History | 1 | $217,000 | $217,000 | $217,000 | $92,000 | $92,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Newbridge Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Newbridge Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.