New Day Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

New Day Financial, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address New Day Financial, Llc
8160 Maple Lawn Blvd.
Dover, DE 20759
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 119,826
Total Mortgage Loan Application Amount $30,188,920,000
Average Mortgage Loan Application Amount $232,250
Highest Mortgage Loan Application Amount $4,345,000
Average Applicant Income $79,000
Highest Applicant Income $5,008,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with New Day Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing New Day Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down New Day Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how New Day Financial, Llc serves its applicants.

Each category highlights the total number of mortgage applications processed by New Day Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at New Day Financial, Llc's mortgage activity for 2021.

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Mortgage Loan Application Detail Totals for New Day Financial, Llc in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 57,685 $15,744,665,000 $272,000 $4,345,000 $84,000 $5,008,000
Refinancing 57,346 $13,386,920,000 $233,000 $2,555,000 $84,000 $1,801,000
Home Purchase 2,623 $785,085,000 $299,000 $1,915,000 $88,000 $884,000
Other Purpose 2,172 $272,250,000 $125,000 $2,705,000 $60,000 $737,000
Not Applicable 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 73,377 $17,860,155,000 $243,000 $4,345,000 $83,000 $5,008,000
Not Provided 21,078 $5,608,500,000 $266,000 $2,985,000 $90,000 $1,801,000
Black or African American 14,609 $3,651,385,000 $249,000 $2,285,000 $79,000 $1,205,000
Hispanic 6,715 $1,885,665,000 $280,000 $2,135,000 $87,000 $850,000
American Indian or Alaskan Native 1,870 $432,250,000 $231,000 $1,305,000 $77,000 $387,000
Asian 1,687 $593,375,000 $351,000 $1,705,000 $94,000 $1,012,000
Native Hawaiian or Other Pacific Islander 489 $157,335,000 $321,000 $1,155,000 $91,000 $516,000
Not applicable 1 $255,000 $255,000 $255,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 113,573 $29,044,285,000 $255,000 $4,345,000 $85,000 $5,008,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,369 $702,845,000 $208,000 $1,865,000 $81,000 $1,013,000
FHA-insured (Federal Housing Administration) 2,884 $441,790,000 $153,000 $2,705,000 $62,000 $1,284,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 40,009 $9,982,255,000 $249,000 $4,345,000 $73,000 $1,284,000
Application Withdrawn By Applicant 38,415 $9,994,595,000 $260,000 $2,475,000 $91,000 $3,045,000
Loan Originated 24,163 $5,826,685,000 $241,000 $1,915,000 $85,000 $1,003,000
File Closed For Incompleteness 13,979 $3,495,715,000 $250,000 $2,625,000 $93,000 $5,008,000
Application Approved But Not Accepted 2,200 $562,340,000 $255,000 $1,165,000 $86,000 $365,000
Preapproval Approved but not Accepted 975 $311,225,000 $319,000 $1,875,000 $84,000 $693,000
Preapproval Denied by Financial Institution 84 $15,850,000 $188,000 $1,255,000 $62,000 $238,000
Loan Purchased By The Institution 1 $255,000 $255,000 $255,000 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 79,733 $20,190,815,000 $253,000 $2,625,000 $89,000 $5,008,000
Credit History 26,060 $6,520,390,000 $250,000 $2,985,000 $79,000 $1,265,000
Other 5,612 $1,531,990,000 $272,000 $2,285,000 $88,000 $664,000
Debt-To-Income Ratio 5,146 $1,131,670,000 $219,000 $2,105,000 $37,000 $336,000
Collateral 3,099 $773,255,000 $249,000 $4,345,000 $85,000 $1,284,000
Unverifiable Information 106 $23,240,000 $219,000 $615,000 $86,000 $497,000
Employment History 70 $17,560,000 $250,000 $785,000 $61,000 $206,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into New Day Financial, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess New Day Financial, Llc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet with aggregated HMDA statistics today.

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