North State Bank
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for North State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | North State Bank 6200 Falls Of The Neuse Road Raleigh, NC 27609 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 4,288 |
| Total Mortgage Loan Application Amount | $967,699,000 |
| Average Mortgage Loan Application Amount | $222,333 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $116,000 |
| Highest Applicant Income | $8,588,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 1,689 | $ 430,887,000 | $ 255,000 | $ 126,000 |
| New Hanover County North Carolina | 223 | $ 54,151,000 | $ 242,000 | $ 138,000 |
| Durham County North Carolina | 196 | $ 39,127,000 | $ 199,000 | $ 105,000 |
| Forsyth County North Carolina | 189 | $ 37,558,000 | $ 198,000 | $ 102,000 |
| Johnston County North Carolina | 148 | $ 29,641,000 | $ 200,000 | $ 80,000 |
| Orange County North Carolina | 136 | $ 35,301,000 | $ 259,000 | $ 198,000 |
| Cumberland County North Carolina | 128 | $ 20,288,000 | $ 158,000 | $ 70,000 |
| Dare County North Carolina | 114 | $ 29,533,000 | $ 259,000 | $ 148,000 |
| Chatham County North Carolina | 111 | $ 27,869,000 | $ 251,000 | $ 117,000 |
| Brunswick County North Carolina | 102 | $ 20,608,000 | $ 202,000 | $ 120,000 |
| Guilford County North Carolina | 81 | $ 15,997,000 | $ 197,000 | $ 94,000 |
| Franklin County North Carolina | 77 | $ 15,728,000 | $ 204,000 | $ 100,000 |
| Mecklenburg County North Carolina | 67 | $ 16,020,000 | $ 239,000 | $ 130,000 |
| Catawba County North Carolina | 65 | $ 9,891,000 | $ 152,000 | $ 66,000 |
| Moore County North Carolina | 64 | $ 14,887,000 | $ 232,000 | $ 124,000 |
| Granville County North Carolina | 57 | $ 12,816,000 | $ 224,000 | $ 95,000 |
| Davidson County North Carolina | 53 | $ 9,080,000 | $ 171,000 | $ 95,000 |
| Alamance County North Carolina | 49 | $ 9,226,000 | $ 188,000 | $ 94,000 |
| Harnett County North Carolina | 49 | $ 8,695,000 | $ 177,000 | $ 79,000 |
| Randolph County North Carolina | 44 | $ 6,093,000 | $ 138,000 | $ 77,000 |
| Carteret County North Carolina | 38 | $ 8,968,000 | $ 236,000 | $ 165,000 |
| Cleveland County North Carolina | 28 | $ 4,854,000 | $ 173,000 | $ 92,000 |
| Gaston County North Carolina | 28 | $ 5,285,000 | $ 188,000 | $ 94,000 |
| Rowan County North Carolina | 27 | $ 4,903,000 | $ 181,000 | $ 73,000 |
| Rockingham County North Carolina | 26 | $ 3,658,000 | $ 140,000 | $ 51,000 |
| Currituck County North Carolina | 24 | $ 7,364,000 | $ 306,000 | $ 173,000 |
| Iredell County North Carolina | 23 | $ 7,359,000 | $ 319,000 | $ 131,000 |
| Hoke County North Carolina | 22 | $ 2,875,000 | $ 130,000 | $ 64,000 |
| Pender County North Carolina | 22 | $ 5,717,000 | $ 259,000 | $ 125,000 |
| Alexander County North Carolina | 21 | $ 3,674,000 | $ 174,000 | $ 71,000 |
| Henry County Virginia | 20 | $ 2,405,000 | $ 120,000 | $ 50,000 |
| Caldwell County North Carolina | 19 | $ 2,950,000 | $ 155,000 | $ 64,000 |
| Henderson County North Carolina | 18 | $ 3,685,000 | $ 204,000 | $ 73,000 |
| Franklin County Virginia | 18 | $ 3,333,000 | $ 185,000 | $ 87,000 |
| Greenville County South Carolina | 15 | $ 2,792,000 | $ 186,000 | $ 82,000 |
| Cabarrus County North Carolina | 14 | $ 2,795,000 | $ 199,000 | $ 92,000 |
| Davie County North Carolina | 14 | $ 2,228,000 | $ 159,000 | $ 105,000 |
| Onslow County North Carolina | 13 | $ 3,082,000 | $ 237,000 | $ 149,000 |
| Richmond County North Carolina | 13 | $ 1,471,000 | $ 113,000 | $ 52,000 |
| Burke County North Carolina | 12 | $ 1,864,000 | $ 155,000 | $ 62,000 |
| Person County North Carolina | 12 | $ 2,287,000 | $ 190,000 | $ 86,000 |
| Pitt County North Carolina | 12 | $ 1,920,000 | $ 160,000 | $ 126,000 |
| Nash County North Carolina | 11 | $ 1,858,000 | $ 168,000 | $ 96,000 |
| Buncombe County North Carolina | 10 | $ 1,648,000 | $ 164,000 | $ 85,000 |
| Lee County North Carolina | 10 | $ 2,102,000 | $ 210,000 | $ 88,000 |
| Warren County North Carolina | 10 | $ 2,877,000 | $ 287,000 | $ 253,000 |
| Horry County South Carolina | 10 | $ 1,685,000 | $ 168,000 | $ 145,000 |
| Ashe County North Carolina | 8 | $ 1,362,000 | $ 170,000 | $ 94,000 |
| Stokes County North Carolina | 8 | $ 1,088,000 | $ 136,000 | $ 69,000 |
| Vance County North Carolina | 8 | $ 1,770,000 | $ 221,000 | $ 111,000 |
| Wilson County North Carolina | 7 | $ 1,321,000 | $ 188,000 | $ 86,000 |
| Anderson County South Carolina | 7 | $ 1,487,000 | $ 212,000 | $ 83,000 |
| Montgomery County North Carolina | 6 | $ 775,000 | $ 129,000 | $ 76,000 |
| Wayne County North Carolina | 6 | $ 1,206,000 | $ 201,000 | $ 114,000 |
| Caswell County North Carolina | 5 | $ 630,000 | $ 126,000 | $ 69,000 |
| Lincoln County North Carolina | 5 | $ 1,110,000 | $ 222,000 | $ 78,000 |
| Sampson County North Carolina | 5 | $ 766,000 | $ 153,000 | $ 51,000 |
| Watauga County North Carolina | 5 | $ 815,000 | $ 163,000 | $ 110,000 |
| Wilkes County North Carolina | 4 | $ 723,000 | $ 180,000 | $ 141,000 |
| Spartanburg County South Carolina | 4 | $ 614,000 | $ 153,000 | $ 68,000 |
| Martinsville County Virginia | 4 | $ 322,000 | $ 80,000 | $ 39,000 |
| Bladen County North Carolina | 3 | $ 882,000 | $ 294,000 | $ 113,000 |
| Duplin County North Carolina | 3 | $ 424,000 | $ 141,000 | $ 87,000 |
| Rutherford County North Carolina | 3 | $ 592,000 | $ 197,000 | $ 160,000 |
| Surry County North Carolina | 3 | $ 411,000 | $ 137,000 | $ 80,000 |
| Transylvania County North Carolina | 3 | $ 501,000 | $ 167,000 | $ 40,000 |
| Union County North Carolina | 3 | $ 427,000 | $ 142,000 | $ 51,000 |
| Chester County South Carolina | 3 | $ 642,000 | $ 214,000 | $ 101,000 |
| York County South Carolina | 3 | $ 527,000 | $ 175,000 | $ 82,000 |
| Craven County North Carolina | 2 | $ 426,000 | $ 213,000 | $ 88,000 |
| Halifax County North Carolina | 2 | $ 396,000 | $ 198,000 | $ 227,000 |
| Hyde County North Carolina | 2 | $ 834,000 | $ 417,000 | $ 97,000 |
| Lenoir County North Carolina | 2 | $ 245,000 | $ 122,000 | $ 93,000 |
| Northampton County North Carolina | 2 | $ 528,000 | $ 264,000 | $ 247,000 |
| Laurens County South Carolina | 2 | $ 348,000 | $ 174,000 | $ 53,000 |
| Lexington County South Carolina | 2 | $ 342,000 | $ 171,000 | $ 77,000 |
| Newberry County South Carolina | 2 | $ 344,000 | $ 172,000 | $ 61,000 |
| Halifax County Virginia | 2 | $ 263,000 | $ 131,000 | $ 106,000 |
| Prince William County Virginia | 2 | $ 409,000 | $ 204,000 | $ 187,000 |
| Richmond City County Virginia | 2 | $ 505,000 | $ 252,000 | $ 114,000 |
| Roanoke County Virginia | 2 | $ 279,000 | $ 139,000 | $ 98,000 |
| Nassau County Florida | 1 | $ 298,000 | $ 298,000 | $ 252,000 |
| Beaufort County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 100,000 |
| Camden County North Carolina | 1 | $ 183,000 | $ 183,000 | $ 109,000 |
| Columbus County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 52,000 |
| Greene County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Hertford County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 87,000 |
| Jackson County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 118,000 |
| Macon County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 19,000 |
| McDowell County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 50,000 |
| Pamlico County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 75,000 |
| Swain County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 350,000 |
| Aiken County South Carolina | 1 | $ 210,000 | $ 210,000 | $ 43,000 |
| Cherokee County South Carolina | 1 | $ 158,000 | $ 158,000 | $ 71,000 |
| Greenwood County South Carolina | 1 | $ 227,000 | $ 227,000 | $ 62,000 |
| Kershaw County South Carolina | 1 | $ 331,000 | $ 331,000 | $ 108,000 |
| Marlboro County South Carolina | 1 | $ 58,000 | $ 58,000 | $ 58,000 |
| Pickens County South Carolina | 1 | $ 176,000 | $ 176,000 | $ 67,000 |
| Brunswick County Virginia | 1 | $ 417,000 | $ 417,000 | $ 206,000 |
| Chesterfield County Virginia | 1 | $ 417,000 | $ 417,000 | $ 105,000 |
| Fairfax County Virginia | 1 | $ 294,000 | $ 294,000 | $ 0 |
| Fairfax City County Virginia | 1 | $ 411,000 | $ 411,000 | $ 157,000 |
| Henrico County Virginia | 1 | $ 417,000 | $ 417,000 | $ 99,000 |
| Mecklenburg County Virginia | 1 | $ 91,000 | $ 91,000 | $ 44,000 |
| Stafford County Virginia | 1 | $ 120,000 | $ 120,000 | $ 110,000 |
| Virginia Beach County Virginia | 1 | $ 284,000 | $ 284,000 | $ 105,000 |
| Wythe County Virginia | 1 | $ 268,000 | $ 268,000 | $ 78,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for North State Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,398 | $522,954,000 | $218,000 | $2,000,000 | $106,000 | $8,588,000 |
| Refinancing | 1,858 | $437,896,000 | $235,000 | $1,980,000 | $128,000 | $2,093,000 |
| Home Improvement | 32 | $6,849,000 | $214,000 | $592,000 | $114,000 | $648,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,495 | $801,230,000 | $229,000 | $2,000,000 | $119,000 | $8,588,000 |
| Asian | 286 | $60,925,000 | $213,000 | $800,000 | $125,000 | $2,093,000 |
| Not Provided | 212 | $48,151,000 | $227,000 | $970,000 | $109,000 | $810,000 |
| Black or African American | 141 | $24,228,000 | $171,000 | $425,000 | $84,000 | $934,000 |
| Hispanic | 83 | $16,844,000 | $202,000 | $1,040,000 | $98,000 | $808,000 |
| Not applicable | 50 | $11,815,000 | $236,000 | $1,800,000 | $0 | $0 |
| American Indian or Alaskan Native | 11 | $2,390,000 | $217,000 | $346,000 | $112,000 | $312,000 |
| Native Hawaiin or Other Pacific Islander | 10 | $2,116,000 | $211,000 | $392,000 | $115,000 | $300,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,601 | $839,288,000 | $233,000 | $2,000,000 | $125,000 | $8,588,000 |
| FHA-insured (Federal Housing Administration) | 287 | $46,926,000 | $163,000 | $333,000 | $62,000 | $190,000 |
| VA-guaranteed (Veterans Administration) | 261 | $60,146,000 | $230,000 | $827,000 | $79,000 | $301,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 139 | $21,339,000 | $153,000 | $375,000 | $50,000 | $161,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,461 | $785,025,000 | $226,000 | $2,000,000 | $116,000 | $8,588,000 |
| Application Withdrawn By Applicant | 482 | $110,022,000 | $228,000 | $1,980,000 | $124,000 | $2,093,000 |
| Application Approved But Not Accepted | 262 | $58,017,000 | $221,000 | $763,000 | $107,000 | $520,000 |
| Application Denied By Financial Institution | 83 | $14,635,000 | $176,000 | $994,000 | $74,000 | $468,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 24 | $4,138,000 | $172,000 | $800,000 | $80,000 | $468,000 |
| Debt-To-Income Ratio | 23 | $4,373,000 | $190,000 | $994,000 | $58,000 | $157,000 |
| Collateral | 15 | $2,776,000 | $185,000 | $651,000 | $124,000 | $468,000 |
| Other | 14 | $2,462,000 | $175,000 | $417,000 | $57,000 | $148,000 |
| Unverifiable Information | 3 | $382,000 | $127,000 | $189,000 | $36,000 | $61,000 |
| Employment History | 3 | $412,000 | $137,000 | $168,000 | $23,000 | $30,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $92,000 | $92,000 | $92,000 | $51,000 | $51,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.