Northpoint Mortgage, Inc.
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Northpoint Mortgage, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Northpoint Mortgage, Inc. 204 Turnpike Road Westborough, MA 01581 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 3,924 |
| Total Mortgage Loan Application Amount | $1,080,920,000 |
| Average Mortgage Loan Application Amount | $273,250 |
| Highest Mortgage Loan Application Amount | $1,045,000 |
| Average Applicant Income | $119,750 |
| Highest Applicant Income | $1,365,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Worcester County Massachusetts | 486 | $ 143,820,000 | $ 295,000 | $ 125,000 |
| Cumberland County Maine | 394 | $ 111,930,000 | $ 284,000 | $ 120,000 |
| Hampden County Massachusetts | 284 | $ 62,150,000 | $ 218,000 | $ 90,000 |
| Hillsborough County New Hampshire | 274 | $ 71,980,000 | $ 262,000 | $ 114,000 |
| Hartford County Connecticut | 243 | $ 51,795,000 | $ 213,000 | $ 99,000 |
| Rockingham County New Hampshire | 190 | $ 58,490,000 | $ 307,000 | $ 129,000 |
| Orange County Florida | 168 | $ 58,720,000 | $ 349,000 | $ 133,000 |
| Strafford County New Hampshire | 167 | $ 40,795,000 | $ 244,000 | $ 102,000 |
| Middlesex County Massachusetts | 165 | $ 62,575,000 | $ 379,000 | $ 165,000 |
| York County Maine | 163 | $ 42,055,000 | $ 258,000 | $ 105,000 |
| Providence County Rhode Island | 122 | $ 30,010,000 | $ 245,000 | $ 99,000 |
| Norfolk County Massachusetts | 109 | $ 40,595,000 | $ 372,000 | $ 133,000 |
| Tolland County Connecticut | 82 | $ 20,760,000 | $ 253,000 | $ 99,000 |
| Merrimack County New Hampshire | 74 | $ 17,330,000 | $ 234,000 | $ 93,000 |
| New Haven County Connecticut | 66 | $ 14,670,000 | $ 222,000 | $ 92,000 |
| Hampshire County Massachusetts | 59 | $ 15,675,000 | $ 265,000 | $ 95,000 |
| Osceola County Florida | 50 | $ 12,750,000 | $ 255,000 | $ 94,000 |
| Suffolk County Massachusetts | 49 | $ 20,485,000 | $ 418,000 | $ 174,000 |
| Sagadahoc County Maine | 48 | $ 11,300,000 | $ 235,000 | $ 113,000 |
| Essex County Massachusetts | 47 | $ 17,495,000 | $ 372,000 | $ 148,000 |
| Kennebec County Maine | 46 | $ 9,600,000 | $ 208,000 | $ 92,000 |
| Middlesex County Connecticut | 44 | $ 10,070,000 | $ 228,000 | $ 108,000 |
| Barnstable County Massachusetts | 40 | $ 14,030,000 | $ 350,000 | $ 208,000 |
| Belknap County New Hampshire | 40 | $ 9,870,000 | $ 246,000 | $ 146,000 |
| Carroll County New Hampshire | 40 | $ 8,390,000 | $ 209,000 | $ 87,000 |
| Bristol County Massachusetts | 39 | $ 12,695,000 | $ 325,000 | $ 109,000 |
| Windham County Connecticut | 38 | $ 7,480,000 | $ 196,000 | $ 83,000 |
| Androscoggin County Maine | 36 | $ 6,740,000 | $ 187,000 | $ 110,000 |
| Plymouth County Massachusetts | 29 | $ 11,305,000 | $ 389,000 | $ 172,000 |
| Kent County Rhode Island | 26 | $ 7,670,000 | $ 295,000 | $ 108,000 |
| Lincoln County Maine | 24 | $ 5,540,000 | $ 230,000 | $ 98,000 |
| Cheshire County New Hampshire | 24 | $ 5,320,000 | $ 221,000 | $ 83,000 |
| Seminole County Florida | 20 | $ 5,980,000 | $ 299,000 | $ 97,000 |
| New London County Connecticut | 16 | $ 4,100,000 | $ 256,000 | $ 140,000 |
| Grafton County New Hampshire | 15 | $ 2,625,000 | $ 175,000 | $ 101,000 |
| Oxford County Maine | 13 | $ 2,895,000 | $ 222,000 | $ 131,000 |
| Litchfield County Connecticut | 11 | $ 3,215,000 | $ 292,000 | $ 144,000 |
| Polk County Florida | 11 | $ 2,055,000 | $ 186,000 | $ 125,000 |
| Franklin County Massachusetts | 11 | $ 3,485,000 | $ 316,000 | $ 86,000 |
| Lake County Florida | 10 | $ 3,230,000 | $ 323,000 | $ 112,000 |
| Brevard County Florida | 9 | $ 2,825,000 | $ 313,000 | $ 125,000 |
| Franklin County Maine | 9 | $ 2,455,000 | $ 272,000 | $ 185,000 |
| Bristol County Rhode Island | 9 | $ 2,775,000 | $ 308,000 | $ 143,000 |
| Washington County Rhode Island | 9 | $ 2,225,000 | $ 247,000 | $ 118,000 |
| Somerset County Maine | 8 | $ 1,320,000 | $ 165,000 | $ 71,000 |
| Volusia County Florida | 7 | $ 1,345,000 | $ 192,000 | $ 64,000 |
| Knox County Maine | 7 | $ 1,755,000 | $ 250,000 | $ 88,000 |
| Penobscot County Maine | 7 | $ 1,195,000 | $ 170,000 | $ 70,000 |
| Monmouth County New Jersey | 5 | $ 1,315,000 | $ 263,000 | $ 94,000 |
| Newport County Rhode Island | 5 | $ 1,985,000 | $ 397,000 | $ 114,000 |
| Fairfield County Connecticut | 4 | $ 1,380,000 | $ 345,000 | $ 122,000 |
| Collier County Florida | 4 | $ 780,000 | $ 195,000 | $ 428,000 |
| Hillsborough County Florida | 4 | $ 1,040,000 | $ 260,000 | $ 89,000 |
| Palm Beach County Florida | 4 | $ 1,570,000 | $ 392,000 | $ 247,000 |
| Sarasota County Florida | 4 | $ 880,000 | $ 220,000 | $ 180,000 |
| Hancock County Maine | 4 | $ 1,070,000 | $ 267,000 | $ 204,000 |
| Piscataquis County Maine | 4 | $ 760,000 | $ 190,000 | $ 78,000 |
| Berkshire County Massachusetts | 4 | $ 670,000 | $ 167,000 | $ 46,000 |
| Lee County Florida | 3 | $ 1,005,000 | $ 335,000 | $ 96,000 |
| Sullivan County New Hampshire | 3 | $ 715,000 | $ 238,000 | $ 128,000 |
| Broward County Florida | 2 | $ 450,000 | $ 225,000 | $ 147,000 |
| Martin County Florida | 2 | $ 690,000 | $ 345,000 | $ 181,000 |
| Pinellas County Florida | 2 | $ 540,000 | $ 270,000 | $ 87,000 |
| St. Lucie County Florida | 2 | $ 520,000 | $ 260,000 | $ 115,000 |
| Waldo County Maine | 2 | $ 420,000 | $ 210,000 | $ 231,000 |
| Washington County Maine | 2 | $ 370,000 | $ 185,000 | $ 170,000 |
| Dukes County Massachusetts | 2 | $ 650,000 | $ 325,000 | $ 152,000 |
| Warren County New Jersey | 2 | $ 500,000 | $ 250,000 | $ 75,000 |
| Charlotte County Florida | 1 | $ 465,000 | $ 465,000 | $ 679,000 |
| Escambia County Florida | 1 | $ 155,000 | $ 155,000 | $ 212,000 |
| Manatee County Florida | 1 | $ 295,000 | $ 295,000 | $ 71,000 |
| Pasco County Florida | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Aroostook County Maine | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
| Nantucket County Massachusetts | 1 | $ 515,000 | $ 515,000 | $ 408,000 |
| Mercer County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 221,000 |
| Middlesex County New Jersey | 1 | $ 515,000 | $ 515,000 | $ 100,000 |
| Morris County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 213,000 |
| Ocean County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Northpoint Mortgage, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,738 | $481,160,000 | $276,000 | $775,000 | $125,000 | $1,141,000 |
| Home Purchase | 1,677 | $465,115,000 | $277,000 | $1,045,000 | $107,000 | $1,365,000 |
| Cash-out Refinancing | 417 | $108,965,000 | $261,000 | $875,000 | $124,000 | $749,000 |
| Home Improvement | 92 | $25,680,000 | $279,000 | $525,000 | $123,000 | $332,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,231 | $877,085,000 | $271,000 | $1,045,000 | $116,000 | $1,141,000 |
| Hispanic | 247 | $67,865,000 | $274,000 | $695,000 | $105,000 | $1,365,000 |
| Not Provided | 182 | $53,810,000 | $295,000 | $755,000 | $130,000 | $475,000 |
| Asian | 137 | $46,165,000 | $336,000 | $695,000 | $147,000 | $510,000 |
| Black or African American | 115 | $32,305,000 | $280,000 | $745,000 | $95,000 | $429,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,130,000 | $355,000 | $515,000 | $205,000 | $293,000 |
| American Indian or Alaskan Native | 5 | $1,215,000 | $243,000 | $315,000 | $126,000 | $279,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,336 | $924,560,000 | $277,000 | $1,045,000 | $125,000 | $1,365,000 |
| FHA-insured (Federal Housing Administration) | 381 | $95,925,000 | $251,000 | $755,000 | $73,000 | $194,000 |
| VA-guaranteed (Veterans Administration) | 138 | $46,560,000 | $337,000 | $765,000 | $73,000 | $302,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 69 | $13,875,000 | $201,000 | $375,000 | $65,000 | $135,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,050 | $849,970,000 | $278,000 | $1,045,000 | $120,000 | $1,365,000 |
| Application Withdrawn By Applicant | 512 | $136,080,000 | $265,000 | $875,000 | $112,000 | $1,141,000 |
| File Closed For Incompleteness | 180 | $48,490,000 | $269,000 | $605,000 | $113,000 | $579,000 |
| Application Denied By Financial Institution | 180 | $45,720,000 | $254,000 | $695,000 | $85,000 | $390,000 |
| Application Approved But Not Accepted | 2 | $660,000 | $330,000 | $405,000 | $182,000 | $240,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,744 | $1,035,200,000 | $276,000 | $1,045,000 | $118,000 | $1,365,000 |
| Credit History | 49 | $12,375,000 | $252,000 | $515,000 | $97,000 | $328,000 |
| Debt-To-Income Ratio | 39 | $10,035,000 | $257,000 | $515,000 | $63,000 | $162,000 |
| Collateral | 36 | $8,060,000 | $223,000 | $485,000 | $83,000 | $168,000 |
| Other | 18 | $4,740,000 | $263,000 | $495,000 | $97,000 | $390,000 |
| Employment History | 18 | $4,610,000 | $256,000 | $695,000 | $74,000 | $180,000 |
| Unverifiable Information | 11 | $3,545,000 | $322,000 | $475,000 | $98,000 | $199,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,505,000 | $301,000 | $685,000 | $102,000 | $275,000 |
| Credit Application Incomplete | 3 | $475,000 | $158,000 | $265,000 | $86,000 | $141,000 |
| Mortgage Insurance Denied | 1 | $375,000 | $375,000 | $375,000 | $85,000 | $85,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.