Northwest Bank
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Northwest Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Northwest Bank 705 Grand Ave. Spencer, IA 51301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 2,469 |
| Total Mortgage Loan Application Amount | $416,200,000 |
| Average Mortgage Loan Application Amount | $148,333 |
| Highest Mortgage Loan Application Amount | $1,835,000 |
| Average Applicant Income | $100,000 |
| Highest Applicant Income | $3,714,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 416 | $ 81,917,000 | $ 196,000 | $ 118,000 |
| Dickinson County Iowa | 349 | $ 67,167,000 | $ 192,000 | $ 116,000 |
| Clay County Iowa | 174 | $ 20,530,000 | $ 117,000 | $ 59,000 |
| Woodbury County Iowa | 171 | $ 24,173,000 | $ 141,000 | $ 80,000 |
| Webster County Iowa | 157 | $ 15,909,000 | $ 101,000 | $ 69,000 |
| Douglas County Nebraska | 156 | $ 28,975,000 | $ 185,000 | $ 130,000 |
| Dallas County Iowa | 126 | $ 30,160,000 | $ 239,000 | $ 144,000 |
| Kossuth County Iowa | 123 | $ 15,900,000 | $ 129,000 | $ 75,000 |
| Plymouth County Iowa | 108 | $ 15,502,000 | $ 143,000 | $ 84,000 |
| Humboldt County Iowa | 107 | $ 13,390,000 | $ 125,000 | $ 85,000 |
| Sioux County Iowa | 83 | $ 13,942,000 | $ 167,000 | $ 137,000 |
| Sarpy County Nebraska | 67 | $ 14,345,000 | $ 214,000 | $ 115,000 |
| Emmet County Iowa | 41 | $ 3,193,000 | $ 77,000 | $ 90,000 |
| Palo Alto County Iowa | 36 | $ 3,630,000 | $ 100,000 | $ 72,000 |
| Warren County Iowa | 30 | $ 7,377,000 | $ 245,000 | $ 211,000 |
| Buena Vista County Iowa | 26 | $ 3,190,000 | $ 122,000 | $ 71,000 |
| Union County South Dakota | 23 | $ 5,249,000 | $ 228,000 | $ 121,000 |
| Story County Iowa | 18 | $ 3,464,000 | $ 192,000 | $ 110,000 |
| O'Brien County Iowa | 12 | $ 936,000 | $ 78,000 | $ 58,000 |
| Cherokee County Iowa | 11 | $ 950,000 | $ 86,000 | $ 67,000 |
| Calhoun County Iowa | 10 | $ 1,609,000 | $ 160,000 | $ 101,000 |
| Maricopa County Arizona | 9 | $ 2,705,000 | $ 300,000 | $ 184,000 |
| Wright County Iowa | 8 | $ 946,000 | $ 118,000 | $ 61,000 |
| Madison County Iowa | 7 | $ 2,124,000 | $ 303,000 | $ 131,000 |
| Jackson County Minnesota | 7 | $ 883,000 | $ 126,000 | $ 84,000 |
| Camden County Missouri | 7 | $ 1,221,000 | $ 174,000 | $ 152,000 |
| Minnehaha County South Dakota | 7 | $ 1,611,000 | $ 230,000 | $ 107,000 |
| Jasper County Iowa | 6 | $ 679,000 | $ 113,000 | $ 38,000 |
| Dakota County Nebraska | 6 | $ 1,144,000 | $ 190,000 | $ 101,000 |
| Pocahontas County Iowa | 5 | $ 494,000 | $ 98,000 | $ 85,000 |
| Union County Iowa | 5 | $ 634,000 | $ 126,000 | $ 93,000 |
| Dakota County Minnesota | 5 | $ 1,354,000 | $ 270,000 | $ 226,000 |
| Hennepin County Minnesota | 5 | $ 1,280,000 | $ 256,000 | $ 217,000 |
| Stearns County Minnesota | 5 | $ 1,286,000 | $ 257,000 | $ 92,000 |
| Cerro Gordo County Iowa | 4 | $ 639,000 | $ 159,000 | $ 36,000 |
| Guthrie County Iowa | 4 | $ 1,846,000 | $ 461,000 | $ 640,000 |
| Hamilton County Iowa | 4 | $ 422,000 | $ 105,000 | $ 72,000 |
| Marshall County Iowa | 4 | $ 1,865,000 | $ 466,000 | $ 44,000 |
| Pottawattamie County Iowa | 4 | $ 594,000 | $ 148,000 | $ 87,000 |
| Anoka County Minnesota | 4 | $ 843,000 | $ 210,000 | $ 113,000 |
| Cass County Nebraska | 4 | $ 1,042,000 | $ 260,000 | $ 218,000 |
| Dixon County Nebraska | 4 | $ 367,000 | $ 91,000 | $ 52,000 |
| Boone County Iowa | 3 | $ 550,000 | $ 183,000 | $ 76,000 |
| Hancock County Iowa | 3 | $ 443,000 | $ 147,000 | $ 38,000 |
| Linn County Iowa | 3 | $ 545,000 | $ 181,000 | $ 123,000 |
| Clay County Missouri | 3 | $ 522,000 | $ 174,000 | $ 58,000 |
| Los Angeles County California | 2 | $ 610,000 | $ 305,000 | $ 1,121,000 |
| Broward County Florida | 2 | $ 809,000 | $ 404,000 | $ 111,000 |
| Polk County Florida | 2 | $ 808,000 | $ 404,000 | $ 150,000 |
| Black Hawk County Iowa | 2 | $ 313,000 | $ 156,000 | $ 67,000 |
| Decatur County Iowa | 2 | $ 172,000 | $ 86,000 | $ 263,000 |
| Ida County Iowa | 2 | $ 321,000 | $ 160,000 | $ 50,000 |
| Lyon County Iowa | 2 | $ 302,000 | $ 151,000 | $ 54,000 |
| Mahaska County Iowa | 2 | $ 290,000 | $ 145,000 | $ 101,000 |
| Osceola County Iowa | 2 | $ 187,000 | $ 93,000 | $ 52,000 |
| Winnebago County Iowa | 2 | $ 222,000 | $ 111,000 | $ 102,000 |
| Johnson County Kansas | 2 | $ 593,000 | $ 296,000 | $ 161,000 |
| Blue Earth County Minnesota | 2 | $ 392,000 | $ 196,000 | $ 71,000 |
| Ramsey County Minnesota | 2 | $ 416,000 | $ 208,000 | $ 201,000 |
| Clay County South Dakota | 2 | $ 385,000 | $ 192,000 | $ 85,000 |
| Lincoln County South Dakota | 2 | $ 522,000 | $ 261,000 | $ 123,000 |
| Davidson County Tennessee | 2 | $ 467,000 | $ 233,000 | $ 199,000 |
| Limestone County Alabama | 1 | $ 184,000 | $ 184,000 | $ 75,000 |
| Mohave County Arizona | 1 | $ 168,000 | $ 168,000 | $ 44,000 |
| Arapahoe County Colorado | 1 | $ 274,000 | $ 274,000 | $ 105,000 |
| Park County Colorado | 1 | $ 229,000 | $ 229,000 | $ 172,000 |
| Routt County Colorado | 1 | $ 412,000 | $ 412,000 | $ 455,000 |
| Litchfield County Connecticut | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
| Collier County Florida | 1 | $ 103,000 | $ 103,000 | $ 80,000 |
| Pinellas County Florida | 1 | $ 250,000 | $ 250,000 | $ 166,000 |
| Volusia County Florida | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Cook County Illinois | 1 | $ 294,000 | $ 294,000 | $ 142,000 |
| Winnebago County Illinois | 1 | $ 66,000 | $ 66,000 | $ 122,000 |
| Bremer County Iowa | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Buchanan County Iowa | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Carroll County Iowa | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Chickasaw County Iowa | 1 | $ 117,000 | $ 117,000 | $ 63,000 |
| Clarke County Iowa | 1 | $ 177,000 | $ 177,000 | $ 35,000 |
| Clinton County Iowa | 1 | $ 303,000 | $ 303,000 | $ 92,000 |
| Des Moines County Iowa | 1 | $ 80,000 | $ 80,000 | $ 90,000 |
| Fremont County Iowa | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Johnson County Iowa | 1 | $ 97,000 | $ 97,000 | $ 151,000 |
| Keokuk County Iowa | 1 | $ 68,000 | $ 68,000 | $ 19,000 |
| Monona County Iowa | 1 | $ 147,000 | $ 147,000 | $ 89,000 |
| Muscatine County Iowa | 1 | $ 162,000 | $ 162,000 | $ 76,000 |
| Poweshiek County Iowa | 1 | $ 316,000 | $ 316,000 | $ 117,000 |
| Ringgold County Iowa | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Van Buren County Iowa | 1 | $ 150,000 | $ 150,000 | $ 185,000 |
| Washington County Iowa | 1 | $ 386,000 | $ 386,000 | $ 151,000 |
| York County Maine | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Baltimore City County Maryland | 1 | $ 36,000 | $ 36,000 | $ 210,000 |
| Worcester County Massachusetts | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Brown County Minnesota | 1 | $ 239,000 | $ 239,000 | $ 69,000 |
| Cottonwood County Minnesota | 1 | $ 122,000 | $ 122,000 | $ 64,000 |
| Martin County Minnesota | 1 | $ 96,000 | $ 96,000 | $ 44,000 |
| Mower County Minnesota | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 124,000 | $ 124,000 | $ 51,000 |
| Scott County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 164,000 |
| Washington County Minnesota | 1 | $ 333,000 | $ 333,000 | $ 225,000 |
| Wright County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 48,000 |
| Boone County Missouri | 1 | $ 125,000 | $ 125,000 | $ 376,000 |
| St. Louis County Missouri | 1 | $ 124,000 | $ 124,000 | $ 119,000 |
| Stoddard County Missouri | 1 | $ 128,000 | $ 128,000 | $ 205,000 |
| Stone County Missouri | 1 | $ 115,000 | $ 115,000 | $ 112,000 |
| Antelope County Nebraska | 1 | $ 97,000 | $ 97,000 | $ 144,000 |
| Knox County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 219,000 |
| Phelps County Nebraska | 1 | $ 291,000 | $ 291,000 | $ 176,000 |
| Pierce County Nebraska | 1 | $ 127,000 | $ 127,000 | $ 329,000 |
| Platte County Nebraska | 1 | $ 158,000 | $ 158,000 | $ 54,000 |
| Saunders County Nebraska | 1 | $ 198,000 | $ 198,000 | $ 343,000 |
| Valley County Nebraska | 1 | $ 140,000 | $ 140,000 | $ 38,000 |
| Washington County Nebraska | 1 | $ 324,000 | $ 324,000 | $ 171,000 |
| Erie County New York | 1 | $ 71,000 | $ 71,000 | $ 14,000 |
| Geauga County Ohio | 1 | $ 170,000 | $ 170,000 | $ 94,000 |
| Lorain County Ohio | 1 | $ 17,000 | $ 17,000 | $ 38,000 |
| Sequoyah County Oklahoma | 1 | $ 128,000 | $ 128,000 | $ 82,000 |
| Clackamas County Oregon | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| McKean County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Charleston County South Carolina | 1 | $ 396,000 | $ 396,000 | $ 88,000 |
| Greenville County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 16,000 |
| Oconee County South Carolina | 1 | $ 412,000 | $ 412,000 | $ 179,000 |
| Kingsbury County South Dakota | 1 | $ 290,000 | $ 290,000 | $ 147,000 |
| Pennington County South Dakota | 1 | $ 213,000 | $ 213,000 | $ 40,000 |
| Yankton County South Dakota | 1 | $ 212,000 | $ 212,000 | $ 128,000 |
| Sumner County Tennessee | 1 | $ 248,000 | $ 248,000 | $ 90,000 |
| Collin County Texas | 1 | $ 225,000 | $ 225,000 | $ 160,000 |
| Dane County Wisconsin | 1 | $ 258,000 | $ 258,000 | $ 88,000 |
| Door County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 237,000 |
| Sawyer County Wisconsin | 1 | $ 396,000 | $ 396,000 | $ 345,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Northwest Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,242 | $198,359,000 | $159,000 | $1,835,000 | $96,000 | $2,500,000 |
| Refinancing | 1,102 | $205,284,000 | $186,000 | $1,000,000 | $118,000 | $3,714,000 |
| Home Improvement | 125 | $12,557,000 | $100,000 | $400,000 | $86,000 | $353,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,230 | $381,258,000 | $170,000 | $1,835,000 | $109,000 | $3,714,000 |
| Not Provided | 85 | $14,870,000 | $174,000 | $417,000 | $121,000 | $469,000 |
| Not applicable | 65 | $8,624,000 | $132,000 | $1,150,000 | $0 | $0 |
| Hispanic | 45 | $5,137,000 | $114,000 | $328,000 | $70,000 | $363,000 |
| Asian | 30 | $4,386,000 | $146,000 | $399,000 | $104,000 | $327,000 |
| Black or African American | 10 | $1,460,000 | $146,000 | $570,000 | $122,000 | $301,000 |
| American Indian or Alaskan Native | 3 | $416,000 | $138,000 | $212,000 | $67,000 | $84,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $49,000 | $49,000 | $49,000 | $35,000 | $35,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,309 | $395,040,000 | $171,000 | $1,835,000 | $109,000 | $3,714,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 77 | $7,733,000 | $100,000 | $235,000 | $45,000 | $118,000 |
| FHA-insured (Federal Housing Administration) | 42 | $5,503,000 | $131,000 | $266,000 | $57,000 | $120,000 |
| VA-guaranteed (Veterans Administration) | 41 | $7,924,000 | $193,000 | $398,000 | $74,000 | $259,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,987 | $338,235,000 | $170,000 | $1,835,000 | $106,000 | $2,500,000 |
| Application Withdrawn By Applicant | 292 | $52,161,000 | $178,000 | $1,025,000 | $117,000 | $3,714,000 |
| Application Denied By Financial Institution | 147 | $17,338,000 | $117,000 | $605,000 | $71,000 | $423,000 |
| File Closed For Incompleteness | 36 | $6,421,000 | $178,000 | $558,000 | $109,000 | $550,000 |
| Application Approved But Not Accepted | 7 | $2,045,000 | $292,000 | $417,000 | $166,000 | $322,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 88 | $9,661,000 | $109,000 | $605,000 | $70,000 | $423,000 |
| Debt-To-Income Ratio | 33 | $5,022,000 | $152,000 | $380,000 | $68,000 | $171,000 |
| Collateral | 18 | $1,994,000 | $110,000 | $417,000 | $90,000 | $275,000 |
| Employment History | 5 | $420,000 | $84,000 | $111,000 | $43,000 | $53,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $176,000 | $176,000 | $176,000 | $112,000 | $112,000 |
| Other | 1 | $40,000 | $40,000 | $40,000 | $55,000 | $55,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.