Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Northwest Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Northwest Bank 101 W 5Th St. Spencer, IA 51301 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2011 |
Total Number of Mortgage Applications | 2,507 |
Total Mortgage Loan Application Amount | $358,399,000 |
Average Mortgage Loan Application Amount | $103,333 |
Highest Mortgage Loan Application Amount | $2,770,000 |
Average Applicant Income | $93,333 |
Highest Applicant Income | $2,713,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Dickinson County Iowa | 455 | $ 81,678,000 | $ 179,000 | $ 135,000 |
Polk County Iowa | 391 | $ 66,822,000 | $ 170,000 | $ 119,000 |
Clay County Iowa | 184 | $ 17,228,000 | $ 93,000 | $ 59,000 |
Douglas County Nebraska | 162 | $ 27,701,000 | $ 170,000 | $ 142,000 |
Webster County Iowa | 153 | $ 15,096,000 | $ 98,000 | $ 82,000 |
Kossuth County Iowa | 137 | $ 14,307,000 | $ 104,000 | $ 71,000 |
Humboldt County Iowa | 111 | $ 9,111,000 | $ 82,000 | $ 61,000 |
Buena Vista County Iowa | 106 | $ 8,794,000 | $ 82,000 | $ 63,000 |
Plymouth County Iowa | 103 | $ 13,563,000 | $ 131,000 | $ 84,000 |
Woodbury County Iowa | 98 | $ 12,508,000 | $ 127,000 | $ 78,000 |
Dallas County Iowa | 78 | $ 17,852,000 | $ 228,000 | $ 127,000 |
Sioux County Iowa | 65 | $ 8,412,000 | $ 129,000 | $ 70,000 |
Sarpy County Nebraska | 60 | $ 9,864,000 | $ 164,000 | $ 97,000 |
Emmet County Iowa | 54 | $ 3,969,000 | $ 73,000 | $ 62,000 |
Palo Alto County Iowa | 34 | $ 2,720,000 | $ 80,000 | $ 68,000 |
Wright County Iowa | 32 | $ 2,271,000 | $ 70,000 | $ 66,000 |
Union County Iowa | 31 | $ 3,124,000 | $ 100,000 | $ 79,000 |
Warren County Iowa | 17 | $ 3,522,000 | $ 207,000 | $ 110,000 |
Story County Iowa | 12 | $ 2,428,000 | $ 202,000 | $ 145,000 |
Cherokee County Iowa | 11 | $ 1,028,000 | $ 93,000 | $ 91,000 |
Pocahontas County Iowa | 11 | $ 588,000 | $ 53,000 | $ 50,000 |
Calhoun County Iowa | 9 | $ 1,050,000 | $ 116,000 | $ 152,000 |
O'Brien County Iowa | 9 | $ 984,000 | $ 109,000 | $ 107,000 |
Hancock County Iowa | 8 | $ 802,000 | $ 100,000 | $ 65,000 |
Union County South Dakota | 8 | $ 1,666,000 | $ 208,000 | $ 87,000 |
Cerro Gordo County Iowa | 7 | $ 1,054,000 | $ 150,000 | $ 83,000 |
Marion County Iowa | 7 | $ 861,000 | $ 123,000 | $ 106,000 |
Pottawattamie County Iowa | 7 | $ 1,374,000 | $ 196,000 | $ 159,000 |
Dakota County Nebraska | 7 | $ 911,000 | $ 130,000 | $ 54,000 |
Maricopa County Arizona | 5 | $ 1,985,000 | $ 397,000 | $ 221,000 |
Black Hawk County Iowa | 5 | $ 555,000 | $ 111,000 | $ 79,000 |
Lyon County Iowa | 5 | $ 367,000 | $ 73,000 | $ 61,000 |
Madison County Iowa | 5 | $ 1,390,000 | $ 278,000 | $ 81,000 |
Hennepin County Minnesota | 5 | $ 967,000 | $ 193,000 | $ 101,000 |
Boone County Iowa | 4 | $ 642,000 | $ 160,000 | $ 77,000 |
Hamilton County Iowa | 4 | $ 347,000 | $ 86,000 | $ 89,000 |
Johnson County Iowa | 4 | $ 656,000 | $ 164,000 | $ 145,000 |
Cass County Nebraska | 4 | $ 574,000 | $ 143,000 | $ 189,000 |
Saunders County Nebraska | 4 | $ 732,000 | $ 183,000 | $ 98,000 |
Minnehaha County South Dakota | 4 | $ 414,000 | $ 103,000 | $ 71,000 |
Poweshiek County Iowa | 3 | $ 443,000 | $ 147,000 | $ 79,000 |
Jackson County Minnesota | 3 | $ 415,000 | $ 138,000 | $ 57,000 |
Martin County Minnesota | 3 | $ 211,000 | $ 70,000 | $ 32,000 |
Dodge County Nebraska | 3 | $ 520,000 | $ 173,000 | $ 77,000 |
Collier County Florida | 2 | $ 517,000 | $ 258,000 | $ 625,000 |
Pinellas County Florida | 2 | $ 495,000 | $ 247,000 | $ 109,000 |
Adair County Iowa | 2 | $ 101,000 | $ 50,000 | $ 72,000 |
Carroll County Iowa | 2 | $ 190,000 | $ 95,000 | $ 100,000 |
Clinton County Iowa | 2 | $ 283,000 | $ 141,000 | $ 58,000 |
Harrison County Iowa | 2 | $ 192,000 | $ 96,000 | $ 63,000 |
Jasper County Iowa | 2 | $ 243,000 | $ 121,000 | $ 126,000 |
Sac County Iowa | 2 | $ 161,000 | $ 80,000 | $ 71,000 |
Taylor County Iowa | 2 | $ 122,000 | $ 61,000 | $ 55,000 |
Johnson County Kansas | 2 | $ 260,000 | $ 130,000 | $ 122,000 |
Dakota County Minnesota | 2 | $ 468,000 | $ 234,000 | $ 117,000 |
Camden County Missouri | 2 | $ 847,000 | $ 423,000 | $ 148,000 |
Boone County Nebraska | 2 | $ 344,000 | $ 172,000 | $ 82,000 |
Lancaster County Nebraska | 2 | $ 264,000 | $ 132,000 | $ 68,000 |
Washington County Nebraska | 2 | $ 434,000 | $ 217,000 | $ 234,000 |
Lincoln County South Dakota | 2 | $ 226,000 | $ 113,000 | $ 57,000 |
Mohave County Arizona | 1 | $ 44,000 | $ 44,000 | $ 56,000 |
Los Angeles County California | 1 | $ 402,000 | $ 402,000 | $ 225,000 |
Orange County California | 1 | $ 214,000 | $ 214,000 | $ 57,000 |
Boulder County Colorado | 1 | $ 270,000 | $ 270,000 | $ 50,000 |
Pitkin County Colorado | 1 | $ 2,770,000 | $ 2,770,000 | $ 200,000 |
Summit County Colorado | 1 | $ 417,000 | $ 417,000 | $ 286,000 |
Weld County Colorado | 1 | $ 250,000 | $ 250,000 | $ 100,000 |
Fairfield County Connecticut | 1 | $ 563,000 | $ 563,000 | $ 247,000 |
Adams County Iowa | 1 | $ 82,000 | $ 82,000 | $ 28,000 |
Appanoose County Iowa | 1 | $ 102,000 | $ 102,000 | $ 392,000 |
Buchanan County Iowa | 1 | $ 65,000 | $ 65,000 | $ 0 |
Butler County Iowa | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
Clarke County Iowa | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
Des Moines County Iowa | 1 | $ 97,000 | $ 97,000 | $ 82,000 |
Dubuque County Iowa | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
Fayette County Iowa | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
Fremont County Iowa | 1 | $ 124,000 | $ 124,000 | $ 69,000 |
Guthrie County Iowa | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
Linn County Iowa | 1 | $ 143,000 | $ 143,000 | $ 349,000 |
Ringgold County Iowa | 1 | $ 80,000 | $ 80,000 | $ 59,000 |
Scott County Iowa | 1 | $ 288,000 | $ 288,000 | $ 92,000 |
Tama County Iowa | 1 | $ 137,000 | $ 137,000 | $ 118,000 |
Winnebago County Iowa | 1 | $ 141,000 | $ 141,000 | $ 102,000 |
Worth County Iowa | 1 | $ 163,000 | $ 163,000 | $ 76,000 |
Nicollet County Minnesota | 1 | $ 384,000 | $ 384,000 | $ 943,000 |
Olmsted County Minnesota | 1 | $ 182,000 | $ 182,000 | $ 88,000 |
Otter Tail County Minnesota | 1 | $ 196,000 | $ 196,000 | $ 120,000 |
Pipestone County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 115,000 |
Washington County Minnesota | 1 | $ 196,000 | $ 196,000 | $ 169,000 |
Boone County Missouri | 1 | $ 162,000 | $ 162,000 | $ 95,000 |
Clay County Missouri | 1 | $ 146,000 | $ 146,000 | $ 170,000 |
Morgan County Missouri | 1 | $ 213,000 | $ 213,000 | $ 172,000 |
Putnam County Missouri | 1 | $ 52,000 | $ 52,000 | $ 56,000 |
Stone County Missouri | 1 | $ 249,000 | $ 249,000 | $ 608,000 |
Buffalo County Nebraska | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
Dixon County Nebraska | 1 | $ 144,000 | $ 144,000 | $ 74,000 |
Grand Forks County North Dakota | 1 | $ 106,000 | $ 106,000 | $ 38,000 |
Delaware County Oklahoma | 1 | $ 221,000 | $ 221,000 | $ 170,000 |
Brookings County South Dakota | 1 | $ 239,000 | $ 239,000 | $ 72,000 |
Clay County South Dakota | 1 | $ 216,000 | $ 216,000 | $ 196,000 |
Hamlin County South Dakota | 1 | $ 151,000 | $ 151,000 | $ 52,000 |
Yankton County South Dakota | 1 | $ 408,000 | $ 408,000 | $ 180,000 |
Comal County Texas | 1 | $ 299,000 | $ 299,000 | $ 337,000 |
Alexandria County Virginia | 1 | $ 328,000 | $ 328,000 | $ 115,000 |
Ashland County Wisconsin | 1 | $ 283,000 | $ 283,000 | $ 307,000 |
Dane County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 144,000 |
Rock County Wisconsin | 1 | $ 174,000 | $ 174,000 | $ 200,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,607 | $249,814,000 | $155,000 | $2,770,000 | $111,000 | $2,713,000 |
Home Purchase | 826 | $106,592,000 | $129,000 | $800,000 | $83,000 | $653,000 |
Home Improvement | 74 | $1,993,000 | $26,000 | $180,000 | $86,000 | $500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,289 | $331,635,000 | $144,000 | $2,770,000 | $104,000 | $2,713,000 |
Not Provided | 90 | $12,963,000 | $144,000 | $417,000 | $82,000 | $524,000 |
Hispanic | 59 | $6,283,000 | $106,000 | $417,000 | $71,000 | $475,000 |
Not applicable | 40 | $3,730,000 | $93,000 | $441,000 | $5,000 | $106,000 |
Asian | 19 | $2,008,000 | $105,000 | $225,000 | $62,000 | $129,000 |
Black or African American | 5 | $1,089,000 | $217,000 | $274,000 | $83,000 | $95,000 |
Native Hawaiian or Other Pacific Islander | 4 | $442,000 | $110,000 | $189,000 | $103,000 | $213,000 |
American Indian or Alaskan Native | 1 | $249,000 | $249,000 | $249,000 | $608,000 | $608,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,257 | $329,971,000 | $146,000 | $2,770,000 | $107,000 | $2,713,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 118 | $10,883,000 | $92,000 | $260,000 | $36,000 | $82,000 |
FHA-insured (Federal Housing Administration) | 102 | $12,981,000 | $127,000 | $274,000 | $58,000 | $136,000 |
VA-guaranteed (Veterans Administration) | 30 | $4,564,000 | $152,000 | $369,000 | $64,000 | $145,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,962 | $280,687,000 | $143,000 | $2,770,000 | $104,000 | $2,518,000 |
Application Withdrawn By Applicant | 319 | $50,116,000 | $157,000 | $1,400,000 | $93,000 | $1,754,000 |
Application Denied By Financial Institution | 183 | $20,730,000 | $113,000 | $444,000 | $86,000 | $2,713,000 |
File Closed For Incompleteness | 42 | $6,811,000 | $162,000 | $417,000 | $75,000 | $540,000 |
Application Approved But Not Accepted | 1 | $55,000 | $55,000 | $55,000 | $48,000 | $48,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 90 | $8,965,000 | $99,000 | $417,000 | $55,000 | $340,000 |
Debt-To-Income Ratio | 37 | $5,304,000 | $143,000 | $417,000 | $200,000 | $2,713,000 |
Collateral | 29 | $3,671,000 | $126,000 | $444,000 | $68,000 | $214,000 |
Other | 19 | $1,715,000 | $90,000 | $200,000 | $41,000 | $96,000 |
Unverifiable Information | 1 | $68,000 | $68,000 | $68,000 | $21,000 | $21,000 |
Employment History | 1 | $40,000 | $40,000 | $40,000 | $45,000 | $45,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $330,000 | $330,000 | $330,000 | $175,000 | $175,000 |
Mortgage Insurance Denied | 1 | $82,000 | $82,000 | $82,000 | $71,000 | $71,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.