Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Northwest Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Northwest Bank 101 W 5Th St. Spencer, IA 51301 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,439 |
Total Mortgage Loan Application Amount | $197,545,000 |
Average Mortgage Loan Application Amount | $170,000 |
Highest Mortgage Loan Application Amount | $1,700,000 |
Average Applicant Income | $90,000 |
Highest Applicant Income | $2,604,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Dickinson County Iowa | 322 | $ 55,763,000 | $ 173,000 | $ 98,000 |
Polk County Iowa | 200 | $ 35,614,000 | $ 178,000 | $ 115,000 |
Clay County Iowa | 145 | $ 14,582,000 | $ 100,000 | $ 63,000 |
Kossuth County Iowa | 102 | $ 9,597,000 | $ 94,000 | $ 63,000 |
Webster County Iowa | 98 | $ 11,208,000 | $ 114,000 | $ 71,000 |
Buena Vista County Iowa | 62 | $ 4,957,000 | $ 79,000 | $ 48,000 |
Humboldt County Iowa | 62 | $ 5,432,000 | $ 87,000 | $ 62,000 |
Douglas County Nebraska | 54 | $ 11,256,000 | $ 208,000 | $ 151,000 |
Emmet County Iowa | 53 | $ 4,047,000 | $ 76,000 | $ 62,000 |
Dallas County Iowa | 33 | $ 6,525,000 | $ 197,000 | $ 106,000 |
Wright County Iowa | 33 | $ 2,046,000 | $ 62,000 | $ 50,000 |
Sarpy County Nebraska | 27 | $ 4,857,000 | $ 179,000 | $ 99,000 |
Palo Alto County Iowa | 20 | $ 2,410,000 | $ 120,000 | $ 67,000 |
Story County Iowa | 18 | $ 3,475,000 | $ 193,000 | $ 140,000 |
O'Brien County Iowa | 12 | $ 726,000 | $ 60,000 | $ 38,000 |
Cherokee County Iowa | 11 | $ 814,000 | $ 74,000 | $ 43,000 |
Jackson County Minnesota | 7 | $ 1,008,000 | $ 144,000 | $ 50,000 |
Cerro Gordo County Iowa | 6 | $ 761,000 | $ 126,000 | $ 60,000 |
Union County Iowa | 6 | $ 524,000 | $ 87,000 | $ 62,000 |
Black Hawk County Iowa | 5 | $ 591,000 | $ 118,000 | $ 74,000 |
Sac County Iowa | 5 | $ 275,000 | $ 55,000 | $ 30,000 |
Scott County Iowa | 5 | $ 501,000 | $ 100,000 | $ 65,000 |
Hamilton County Iowa | 4 | $ 391,000 | $ 97,000 | $ 53,000 |
Hancock County Iowa | 4 | $ 443,000 | $ 110,000 | $ 44,000 |
Pocahontas County Iowa | 4 | $ 346,000 | $ 86,000 | $ 51,000 |
Warren County Iowa | 4 | $ 2,177,000 | $ 544,000 | $ 225,000 |
Maricopa County Arizona | 3 | $ 688,000 | $ 229,000 | $ 167,000 |
Jasper County Iowa | 3 | $ 382,000 | $ 127,000 | $ 112,000 |
Johnson County Iowa | 3 | $ 518,000 | $ 172,000 | $ 103,000 |
Madison County Iowa | 3 | $ 874,000 | $ 291,000 | $ 158,000 |
Winnebago County Iowa | 3 | $ 187,000 | $ 62,000 | $ 48,000 |
Camden County Missouri | 3 | $ 380,000 | $ 126,000 | $ 188,000 |
Boone County Iowa | 2 | $ 174,000 | $ 87,000 | $ 52,000 |
Delaware County Iowa | 2 | $ 255,000 | $ 127,000 | $ 69,000 |
Franklin County Iowa | 2 | $ 180,000 | $ 90,000 | $ 75,000 |
Osceola County Iowa | 2 | $ 140,000 | $ 70,000 | $ 46,000 |
Poweshiek County Iowa | 2 | $ 446,000 | $ 223,000 | $ 88,000 |
Woodbury County Iowa | 2 | $ 153,000 | $ 76,000 | $ 67,000 |
Freeborn County Minnesota | 2 | $ 238,000 | $ 119,000 | $ 126,000 |
Jackson County Missouri | 2 | $ 101,000 | $ 50,000 | $ 39,000 |
Lancaster County Nebraska | 2 | $ 237,000 | $ 118,000 | $ 44,000 |
Saunders County Nebraska | 2 | $ 556,000 | $ 278,000 | $ 156,000 |
Washington County Nebraska | 2 | $ 381,000 | $ 190,000 | $ 66,000 |
Delaware County Oklahoma | 2 | $ 278,000 | $ 139,000 | $ 210,000 |
Fort Bend County Texas | 2 | $ 292,000 | $ 146,000 | $ 81,000 |
San Diego County California | 1 | $ 268,000 | $ 268,000 | $ 114,000 |
Lee County Florida | 1 | $ 464,000 | $ 464,000 | $ 332,000 |
Volusia County Florida | 1 | $ 288,000 | $ 288,000 | $ 49,000 |
Tippecanoe County Indiana | 1 | $ 127,000 | $ 127,000 | $ 75,000 |
Adair County Iowa | 1 | $ 154,000 | $ 154,000 | $ 77,000 |
Appanoose County Iowa | 1 | $ 10,000 | $ 10,000 | $ 13,000 |
Carroll County Iowa | 1 | $ 106,000 | $ 106,000 | $ 38,000 |
Crawford County Iowa | 1 | $ 32,000 | $ 32,000 | $ 56,000 |
Dubuque County Iowa | 1 | $ 132,000 | $ 132,000 | $ 55,000 |
Hardin County Iowa | 1 | $ 46,000 | $ 46,000 | $ 102,000 |
Lyon County Iowa | 1 | $ 76,000 | $ 76,000 | $ 77,000 |
Mahaska County Iowa | 1 | $ 98,000 | $ 98,000 | $ 80,000 |
Marion County Iowa | 1 | $ 164,000 | $ 164,000 | $ 81,000 |
Mitchell County Iowa | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
Pottawattamie County Iowa | 1 | $ 350,000 | $ 350,000 | $ 155,000 |
Ringgold County Iowa | 1 | $ 104,000 | $ 104,000 | $ 106,000 |
Middlesex County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 143,000 |
Grand Traverse County Michigan | 1 | $ 280,000 | $ 280,000 | $ 102,000 |
Van Buren County Michigan | 1 | $ 92,000 | $ 92,000 | $ 95,000 |
Blue Earth County Minnesota | 1 | $ 419,000 | $ 419,000 | $ 99,000 |
Cottonwood County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 104,000 |
Hennepin County Minnesota | 1 | $ 198,000 | $ 198,000 | $ 73,000 |
Lyon County Minnesota | 1 | $ 186,000 | $ 186,000 | $ 66,000 |
Martin County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
Wabasha County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 144,000 |
Holt County Missouri | 1 | $ 71,000 | $ 71,000 | $ 122,000 |
Taney County Missouri | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
Mecklenburg County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 75,000 |
Lexington County South Carolina | 1 | $ 332,000 | $ 332,000 | $ 228,000 |
Union County South Dakota | 1 | $ 210,000 | $ 210,000 | $ 91,000 |
Travis County Texas | 1 | $ 63,000 | $ 63,000 | $ 44,000 |
King County Washington | 1 | $ 275,000 | $ 275,000 | $ 97,000 |
Milwaukee County Wisconsin | 1 | $ 152,000 | $ 152,000 | $ 57,000 |
Oneida County Wisconsin | 1 | $ 44,000 | $ 44,000 | $ 180,000 |
Waukesha County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 150,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 888 | $116,821,000 | $131,000 | $1,700,000 | $82,000 | $2,604,000 |
Refinancing | 539 | $77,904,000 | $144,000 | $1,550,000 | $89,000 | $1,077,000 |
Home Improvement | 12 | $2,820,000 | $235,000 | $400,000 | $99,000 | $280,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,292 | $179,254,000 | $138,000 | $1,700,000 | $86,000 | $2,604,000 |
Not Provided | 98 | $13,256,000 | $135,000 | $500,000 | $79,000 | $473,000 |
Hispanic | 34 | $3,210,000 | $94,000 | $288,000 | $47,000 | $97,000 |
Asian | 12 | $1,642,000 | $136,000 | $458,000 | $80,000 | $350,000 |
Black or African American | 2 | $143,000 | $71,000 | $77,000 | $82,000 | $84,000 |
American Indian or Alaskan Native | 1 | $40,000 | $40,000 | $40,000 | $53,000 | $53,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,418 | $195,751,000 | $138,000 | $1,700,000 | $85,000 | $2,604,000 |
FHA-insured (Federal Housing Administration) | 12 | $983,000 | $81,000 | $155,000 | $39,000 | $80,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $411,000 | $68,000 | $126,000 | $32,000 | $41,000 |
VA-guaranteed (Veterans Administration) | 3 | $400,000 | $133,000 | $184,000 | $63,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,154 | $164,946,000 | $142,000 | $1,700,000 | $90,000 | $2,604,000 |
Application Withdrawn By Applicant | 128 | $18,698,000 | $146,000 | $1,000,000 | $84,000 | $870,000 |
Application Denied By Financial Institution | 97 | $9,066,000 | $93,000 | $339,000 | $49,000 | $157,000 |
Preapproval Denied by Financial Institution | 58 | $4,724,000 | $81,000 | $180,000 | $39,000 | $99,000 |
File Closed For Incompleteness | 2 | $111,000 | $55,000 | $86,000 | $36,000 | $50,000 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 101 | $8,288,000 | $82,000 | $260,000 | $47,000 | $157,000 |
Debt-To-Income Ratio | 34 | $3,635,000 | $106,000 | $339,000 | $38,000 | $73,000 |
Other | 10 | $896,000 | $89,000 | $154,000 | $55,000 | $128,000 |
Collateral | 6 | $491,000 | $81,000 | $141,000 | $44,000 | $53,000 |
Insufficient Cash (Downpayment, Closing Cost) | 2 | $398,000 | $199,000 | $330,000 | $81,000 | $100,000 |
Unverifiable Information | 1 | $58,000 | $58,000 | $58,000 | $45,000 | $45,000 |
Employment History | 1 | $24,000 | $24,000 | $24,000 | $14,000 | $14,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.