Notre Dame Federal Credit Union Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Notre Dame Federal Credit Union Corporation 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Notre Dame Federal Credit Union Corporation P.O. Box 7878 Notre Dame, IN 46556 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,375 |
| Total Mortgage Loan Application Amount | $365,605,000 |
| Average Mortgage Loan Application Amount | $143,800 |
| Highest Mortgage Loan Application Amount | $4,255,000 |
| Average Applicant Income | $75,200 |
| Highest Applicant Income | $1,502,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Notre Dame Federal Credit Union Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Notre Dame Federal Credit Union Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Notre Dame Federal Credit Union Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Notre Dame Federal Credit Union Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Notre Dame Federal Credit Union Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Notre Dame Federal Credit Union Corporation's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Joseph County Indiana | 1,388 | $ 181,360,000 | $ 130,000 | $ 66,000 |
| Elkhart County Indiana | 224 | $ 31,330,000 | $ 139,000 | $ 61,000 |
| Lake County Indiana | 90 | $ 12,870,000 | $ 143,000 | $ 50,000 |
| Berrien County Michigan | 88 | $ 14,860,000 | $ 168,000 | $ 80,000 |
| Cass County Michigan | 57 | $ 10,675,000 | $ 187,000 | $ 118,000 |
| Maricopa County Arizona | 53 | $ 14,495,000 | $ 273,000 | $ 117,000 |
| LaPorte County Indiana | 28 | $ 2,470,000 | $ 88,000 | $ 76,000 |
| Pima County Arizona | 25 | $ 2,955,000 | $ 118,000 | $ 82,000 |
| Cook County Illinois | 24 | $ 5,440,000 | $ 226,000 | $ 188,000 |
| Marion County Indiana | 21 | $ 2,965,000 | $ 141,000 | $ 65,000 |
| Marshall County Indiana | 21 | $ 3,155,000 | $ 150,000 | $ 75,000 |
| Allen County Indiana | 19 | $ 4,735,000 | $ 249,000 | $ 85,000 |
| Kosciusko County Indiana | 14 | $ 2,130,000 | $ 152,000 | $ 97,000 |
| Hamilton County Indiana | 12 | $ 2,740,000 | $ 228,000 | $ 127,000 |
| Porter County Indiana | 11 | $ 1,785,000 | $ 162,000 | $ 58,000 |
| Will County Illinois | 8 | $ 720,000 | $ 90,000 | $ 86,000 |
| Palm Beach County Florida | 7 | $ 1,515,000 | $ 216,000 | $ 140,000 |
| Los Angeles County California | 6 | $ 1,880,000 | $ 313,000 | $ 198,000 |
| DuPage County Illinois | 6 | $ 2,090,000 | $ 348,000 | $ 226,000 |
| Lake County Illinois | 6 | $ 510,000 | $ 85,000 | $ 48,000 |
| Harris County Texas | 6 | $ 1,370,000 | $ 228,000 | $ 176,000 |
| San Diego County California | 5 | $ 2,145,000 | $ 429,000 | $ 77,000 |
| Santa Clara County California | 5 | $ 1,855,000 | $ 371,000 | $ 63,000 |
| Fulton County Georgia | 5 | $ 475,000 | $ 95,000 | $ 145,000 |
| Denton County Texas | 5 | $ 2,675,000 | $ 535,000 | $ 262,000 |
| Merced County California | 4 | $ 520,000 | $ 130,000 | $ 77,000 |
| Hancock County Indiana | 4 | $ 920,000 | $ 230,000 | $ 76,000 |
| Kalamazoo County Michigan | 4 | $ 1,260,000 | $ 315,000 | $ 123,000 |
| Van Buren County Michigan | 4 | $ 700,000 | $ 175,000 | $ 85,000 |
| Wake County North Carolina | 4 | $ 770,000 | $ 192,000 | $ 92,000 |
| Pinal County Arizona | 3 | $ 1,655,000 | $ 551,000 | $ 460,000 |
| Pulaski County Arkansas | 3 | $ 175,000 | $ 58,000 | $ 52,000 |
| Riverside County California | 3 | $ 2,775,000 | $ 925,000 | $ 376,000 |
| Hartford County Connecticut | 3 | $ 745,000 | $ 248,000 | $ 48,000 |
| Ware County Georgia | 3 | $ 355,000 | $ 118,000 | $ 36,000 |
| Clay County Indiana | 3 | $ 435,000 | $ 145,000 | $ 6,000 |
| Madison County Indiana | 3 | $ 405,000 | $ 135,000 | $ 26,000 |
| St. Joseph County Michigan | 3 | $ 265,000 | $ 88,000 | $ 76,000 |
| Clark County Nevada | 3 | $ 1,065,000 | $ 355,000 | $ 120,000 |
| Travis County Texas | 3 | $ 1,505,000 | $ 501,000 | $ 145,000 |
| Orange County California | 2 | $ 230,000 | $ 115,000 | $ 13,000 |
| Fairfield County Connecticut | 2 | $ 990,000 | $ 495,000 | $ 158,000 |
| Hernando County Florida | 2 | $ 280,000 | $ 140,000 | $ 138,000 |
| Lee County Florida | 2 | $ 150,000 | $ 75,000 | $ 158,000 |
| Miami-Dade County Florida | 2 | $ 370,000 | $ 185,000 | $ 136,000 |
| Seminole County Florida | 2 | $ 870,000 | $ 435,000 | $ 154,000 |
| Sumter County Florida | 2 | $ 150,000 | $ 75,000 | $ 39,000 |
| Carroll County Georgia | 2 | $ 160,000 | $ 80,000 | $ 10,000 |
| Douglas County Georgia | 2 | $ 430,000 | $ 215,000 | $ 68,000 |
| Kane County Illinois | 2 | $ 480,000 | $ 240,000 | $ 146,000 |
| McHenry County Illinois | 2 | $ 280,000 | $ 140,000 | $ 132,000 |
| Howard County Indiana | 2 | $ 510,000 | $ 255,000 | $ 88,000 |
| Vigo County Indiana | 2 | $ 780,000 | $ 390,000 | $ 115,000 |
| Frederick County Maryland | 2 | $ 110,000 | $ 55,000 | $ 23,000 |
| Oakland County Michigan | 2 | $ 30,000 | $ 15,000 | $ 158,000 |
| Ottawa County Michigan | 2 | $ 590,000 | $ 295,000 | $ 161,000 |
| Hennepin County Minnesota | 2 | $ 690,000 | $ 345,000 | $ 90,000 |
| Santa Fe County New Mexico | 2 | $ 260,000 | $ 130,000 | $ 8,000 |
| Allegheny County Pennsylvania | 2 | $ 410,000 | $ 205,000 | $ 147,000 |
| Bucks County Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 21,000 |
| Montgomery County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 16,000 |
| Washington County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 221,000 |
| Beaufort County South Carolina | 2 | $ 820,000 | $ 410,000 | $ 281,000 |
| Williamson County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 63,000 |
| Austin County Texas | 2 | $ 190,000 | $ 95,000 | $ 58,000 |
| Cameron County Texas | 2 | $ 560,000 | $ 280,000 | $ 73,000 |
| Lubbock County Texas | 2 | $ 310,000 | $ 155,000 | $ 111,000 |
| Adams County Washington | 2 | $ 440,000 | $ 220,000 | $ 95,000 |
| Mobile County Alabama | 1 | $ 55,000 | $ 55,000 | $ 5,000 |
| Navajo County Arizona | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Yavapai County Arizona | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Benton County Arkansas | 1 | $ 985,000 | $ 985,000 | $ 380,000 |
| Alameda County California | 1 | $ 345,000 | $ 345,000 | $ 281,000 |
| Kern County California | 1 | $ 65,000 | $ 65,000 | $ 15,000 |
| San Mateo County California | 1 | $ 585,000 | $ 585,000 | $ 126,000 |
| Arapahoe County Colorado | 1 | $ 155,000 | $ 155,000 | $ 17,000 |
| Denver County Colorado | 1 | $ 255,000 | $ 255,000 | $ 800,000 |
| Douglas County Colorado | 1 | $ 455,000 | $ 455,000 | $ 170,000 |
| Eagle County Colorado | 1 | $ 585,000 | $ 585,000 | $ 145,000 |
| La Plata County Colorado | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Litchfield County Connecticut | 1 | $ 395,000 | $ 395,000 | $ 113,000 |
| Sussex County Delaware | 1 | $ 395,000 | $ 395,000 | $ 145,000 |
| Brevard County Florida | 1 | $ 245,000 | $ 245,000 | $ 124,000 |
| Clay County Florida | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Duval County Florida | 1 | $ 255,000 | $ 255,000 | $ 200,000 |
| Gulf County Florida | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Hillsborough County Florida | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Indian River County Florida | 1 | $ 75,000 | $ 75,000 | $ 9,000 |
| Marion County Florida | 1 | $ 25,000 | $ 25,000 | $ 140,000 |
| Osceola County Florida | 1 | $ 265,000 | $ 265,000 | $ 159,000 |
| Pinellas County Florida | 1 | $ 365,000 | $ 365,000 | $ 170,000 |
| St. Lucie County Florida | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Volusia County Florida | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Cobb County Georgia | 1 | $ 435,000 | $ 435,000 | $ 120,000 |
| Coffee County Georgia | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Columbia County Georgia | 1 | $ 35,000 | $ 35,000 | $ 170,000 |
| Gwinnett County Georgia | 1 | $ 395,000 | $ 395,000 | $ 122,000 |
| Hall County Georgia | 1 | $ 405,000 | $ 405,000 | $ 136,000 |
| Lumpkin County Georgia | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Wayne County Georgia | 1 | $ 75,000 | $ 75,000 | $ 7,000 |
| Wilcox County Georgia | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Grundy County Illinois | 1 | $ 25,000 | $ 25,000 | $ 8,000 |
| Kankakee County Illinois | 1 | $ 105,000 | $ 105,000 | $ 3,000 |
| Madison County Illinois | 1 | $ 55,000 | $ 55,000 | $ 159,000 |
| Sangamon County Illinois | 1 | $ 25,000 | $ 25,000 | $ 128,000 |
| Washington County Illinois | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Boone County Indiana | 1 | $ 265,000 | $ 265,000 | $ 137,000 |
| Delaware County Indiana | 1 | $ 95,000 | $ 95,000 | $ 14,000 |
| Dubois County Indiana | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Fulton County Indiana | 1 | $ 25,000 | $ 25,000 | $ 6,000 |
| Hendricks County Indiana | 1 | $ 355,000 | $ 355,000 | $ 181,000 |
| LaGrange County Indiana | 1 | $ 135,000 | $ 135,000 | $ 115,000 |
| Martin County Indiana | 1 | $ 235,000 | $ 235,000 | $ 12,000 |
| Monroe County Indiana | 1 | $ 295,000 | $ 295,000 | $ 196,000 |
| Noble County Indiana | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Ohio County Indiana | 1 | $ 25,000 | $ 25,000 | $ 8,000 |
| Starke County Indiana | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Tippecanoe County Indiana | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Warrick County Indiana | 1 | $ 135,000 | $ 135,000 | $ 16,000 |
| Douglas County Kansas | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Boone County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 110,000 |
| Fayette County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 139,000 |
| Warren County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Tangipahoa County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Montgomery County Maryland | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Allegan County Michigan | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Barry County Michigan | 1 | $ 15,000 | $ 15,000 | $ 83,000 |
| Branch County Michigan | 1 | $ 135,000 | $ 135,000 | $ 269,000 |
| Clinton County Michigan | 1 | $ 275,000 | $ 275,000 | $ 109,000 |
| Delta County Michigan | 1 | $ 85,000 | $ 85,000 | $ 300,000 |
| Hillsdale County Michigan | 1 | $ 325,000 | $ 325,000 | $ 329,000 |
| Kent County Michigan | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Missaukee County Michigan | 1 | $ 475,000 | $ 475,000 | $ 369,000 |
| Newaygo County Michigan | 1 | $ 75,000 | $ 75,000 | $ 15,000 |
| Roscommon County Michigan | 1 | $ 85,000 | $ 85,000 | $ 140,000 |
| Wayne County Michigan | 1 | $ 245,000 | $ 245,000 | $ 13,000 |
| Ramsey County Minnesota | 1 | $ 425,000 | $ 425,000 | $ 275,000 |
| Jasper County Missouri | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Gallatin County Montana | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Franklin County New York | 1 | $ 185,000 | $ 185,000 | $ 156,000 |
| Monroe County New York | 1 | $ 235,000 | $ 235,000 | $ 103,000 |
| New York County New York | 1 | $ 105,000 | $ 105,000 | $ 550,000 |
| Queens County New York | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Montgomery County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 113,000 |
| Pitt County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Rowan County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Rutherford County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 103,000 |
| Cuyahoga County Ohio | 1 | $ 205,000 | $ 205,000 | $ 16,000 |
| Franklin County Ohio | 1 | $ 75,000 | $ 75,000 | $ 238,000 |
| Hamilton County Ohio | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Mahoning County Ohio | 1 | $ 255,000 | $ 255,000 | $ 197,000 |
| Medina County Ohio | 1 | $ 75,000 | $ 75,000 | $ 141,000 |
| Montgomery County Ohio | 1 | $ 265,000 | $ 265,000 | $ 157,000 |
| Ottawa County Ohio | 1 | $ 535,000 | $ 535,000 | $ 600,000 |
| Grady County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| McClain County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 118,000 |
| Tulsa County Oklahoma | 1 | $ 595,000 | $ 595,000 | $ 200,000 |
| Tillamook County Oregon | 1 | $ 405,000 | $ 405,000 | $ 134,000 |
| Washington County Oregon | 1 | $ 205,000 | $ 205,000 | $ 175,000 |
| Erie County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 92,000 |
| Lehigh County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 100,000 |
| Northampton County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 73,000 |
| Providence County Rhode Island | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Charleston County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 11,000 |
| Horry County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Lexington County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Oconee County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Pennington County South Dakota | 1 | $ 275,000 | $ 275,000 | $ 342,000 |
| Cumberland County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 9,000 |
| Davidson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Hickman County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 118,000 |
| Rutherford County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 317,000 |
| Shelby County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 5,000 |
| Brazos County Texas | 1 | $ 135,000 | $ 135,000 | $ 13,000 |
| Collin County Texas | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Dallas County Texas | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Fort Bend County Texas | 1 | $ 385,000 | $ 385,000 | $ 145,000 |
| Hays County Texas | 1 | $ 245,000 | $ 245,000 | $ 285,000 |
| Tarrant County Texas | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
| Wise County Texas | 1 | $ 405,000 | $ 405,000 | $ 125,000 |
| Salt Lake County Utah | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Washington County Utah | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Bedford County Virginia | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Richmond City County Virginia | 1 | $ 205,000 | $ 205,000 | $ 1,502,000 |
| Clark County Washington | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| King County Washington | 1 | $ 525,000 | $ 525,000 | $ 137,000 |
| Walla Walla County Washington | 1 | $ 585,000 | $ 585,000 | $ 235,000 |
| Calumet County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Marathon County Wisconsin | 1 | $ 775,000 | $ 775,000 | $ 500,000 |
| Milwaukee County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 128,000 |
| Walworth County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for Notre Dame Federal Credit Union Corporation in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 717 | $178,425,000 | $248,000 | $1,195,000 | $110,000 | $899,000 |
| Cash-out Refinancing | 550 | $61,380,000 | $111,000 | $4,255,000 | $63,000 | $1,310,000 |
| Other Purpose | 424 | $34,880,000 | $82,000 | $645,000 | $61,000 | $1,234,000 |
| Home Improvement | 402 | $41,140,000 | $102,000 | $1,365,000 | $51,000 | $479,000 |
| Refinancing | 282 | $49,780,000 | $176,000 | $2,125,000 | $91,000 | $1,502,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,607 | $253,985,000 | $158,000 | $1,505,000 | $85,000 | $1,502,000 |
| Hispanic | 374 | $49,560,000 | $132,000 | $545,000 | $51,000 | $256,000 |
| Not Provided | 212 | $25,750,000 | $121,000 | $805,000 | $82,000 | $800,000 |
| Black or African American | 117 | $14,155,000 | $120,000 | $835,000 | $68,000 | $700,000 |
| Asian | 28 | $4,540,000 | $162,000 | $375,000 | $70,000 | $180,000 |
| Not applicable | 24 | $14,600,000 | $608,000 | $4,255,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $1,385,000 | $277,000 | $445,000 | $139,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $125,000 | $125,000 | $125,000 | $28,000 | $28,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,300 | $351,230,000 | $152,000 | $4,255,000 | $79,000 | $1,502,000 |
| FHA-insured (Federal Housing Administration) | 73 | $14,045,000 | $192,000 | $435,000 | $68,000 | $173,000 |
| VA-guaranteed (Veterans Administration) | 2 | $330,000 | $165,000 | $245,000 | $46,000 | $67,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,784 | $293,060,000 | $164,000 | $4,255,000 | $78,000 | $1,502,000 |
| Application Denied By Financial Institution | 351 | $29,395,000 | $83,000 | $905,000 | $65,000 | $1,234,000 |
| Application Withdrawn By Applicant | 147 | $33,935,000 | $230,000 | $1,005,000 | $127,000 | $1,310,000 |
| Application Approved But Not Accepted | 91 | $8,725,000 | $95,000 | $645,000 | $53,000 | $923,000 |
| File Closed For Incompleteness | 2 | $490,000 | $245,000 | $295,000 | $188,000 | $264,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,024 | $336,210,000 | $166,000 | $4,255,000 | $80,000 | $1,502,000 |
| Unverifiable Information | 182 | $13,920,000 | $76,000 | $665,000 | $72,000 | $1,234,000 |
| Credit History | 72 | $5,890,000 | $81,000 | $325,000 | $57,000 | $550,000 |
| Debt-To-Income Ratio | 38 | $5,030,000 | $132,000 | $905,000 | $41,000 | $183,000 |
| Collateral | 36 | $2,120,000 | $58,000 | $205,000 | $70,000 | $347,000 |
| Credit Application Incomplete | 16 | $2,000,000 | $125,000 | $445,000 | $93,000 | $500,000 |
| Employment History | 3 | $145,000 | $48,000 | $55,000 | $13,000 | $36,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $160,000 | $80,000 | $145,000 | $21,000 | $38,000 |
| Other | 2 | $130,000 | $65,000 | $65,000 | $60,000 | $74,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Notre Dame Federal Credit Union Corporation's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Notre Dame Federal Credit Union Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.