Nova Financial & Investment Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Nova Financial & Investment Corporation 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nova Financial & Investment Corporation 6245 E. Broadway Blvd., Suite 400 Tucson, AZ 85711 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 19,116 |
| Total Mortgage Loan Application Amount | $3,958,277,000 |
| Average Mortgage Loan Application Amount | $205,666 |
| Highest Mortgage Loan Application Amount | $1,924,000 |
| Average Applicant Income | $82,000 |
| Highest Applicant Income | $2,907,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Nova Financial & Investment Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nova Financial & Investment Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Nova Financial & Investment Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nova Financial & Investment Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Nova Financial & Investment Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nova Financial & Investment Corporation's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 5,932 | $ 1,269,473,000 | $ 214,000 | $ 80,000 |
| Pima County Arizona | 5,745 | $ 1,014,991,000 | $ 176,000 | $ 78,000 |
| Clark County Nevada | 895 | $ 185,122,000 | $ 206,000 | $ 83,000 |
| Yuma County Arizona | 883 | $ 127,732,000 | $ 144,000 | $ 56,000 |
| Arapahoe County Colorado | 808 | $ 204,248,000 | $ 252,000 | $ 93,000 |
| Jefferson County Colorado | 709 | $ 188,446,000 | $ 265,000 | $ 97,000 |
| Douglas County Colorado | 613 | $ 190,979,000 | $ 311,000 | $ 111,000 |
| Pinal County Arizona | 606 | $ 95,097,000 | $ 156,000 | $ 61,000 |
| Denver County Colorado | 602 | $ 164,462,000 | $ 273,000 | $ 108,000 |
| Adams County Colorado | 472 | $ 107,303,000 | $ 227,000 | $ 75,000 |
| El Paso County Colorado | 401 | $ 99,291,000 | $ 247,000 | $ 86,000 |
| Cochise County Arizona | 297 | $ 42,778,000 | $ 144,000 | $ 65,000 |
| Weld County Colorado | 111 | $ 27,525,000 | $ 247,000 | $ 86,000 |
| Yavapai County Arizona | 84 | $ 16,960,000 | $ 201,000 | $ 70,000 |
| Santa Cruz County Arizona | 74 | $ 11,366,000 | $ 153,000 | $ 55,000 |
| Graham County Arizona | 69 | $ 9,875,000 | $ 143,000 | $ 85,000 |
| Navajo County Arizona | 64 | $ 11,151,000 | $ 174,000 | $ 124,000 |
| Boulder County Colorado | 63 | $ 18,596,000 | $ 295,000 | $ 130,000 |
| Coconino County Arizona | 44 | $ 9,082,000 | $ 206,000 | $ 112,000 |
| Elbert County Colorado | 44 | $ 13,828,000 | $ 314,000 | $ 105,000 |
| Broomfield County Colorado | 43 | $ 13,439,000 | $ 312,000 | $ 127,000 |
| Gila County Arizona | 39 | $ 7,258,000 | $ 186,000 | $ 113,000 |
| Mohave County Arizona | 32 | $ 4,857,000 | $ 151,000 | $ 64,000 |
| Larimer County Colorado | 31 | $ 7,601,000 | $ 245,000 | $ 103,000 |
| La Paz County Arizona | 28 | $ 4,641,000 | $ 165,000 | $ 88,000 |
| Park County Colorado | 25 | $ 5,402,000 | $ 216,000 | $ 62,000 |
| Los Angeles County California | 21 | $ 8,739,000 | $ 416,000 | $ 243,000 |
| Riverside County California | 21 | $ 4,379,000 | $ 208,000 | $ 93,000 |
| San Diego County California | 20 | $ 7,035,000 | $ 351,000 | $ 120,000 |
| Washoe County Nevada | 19 | $ 5,484,000 | $ 288,000 | $ 115,000 |
| Summit County Colorado | 14 | $ 5,918,000 | $ 422,000 | $ 256,000 |
| Teller County Colorado | 13 | $ 3,115,000 | $ 239,000 | $ 65,000 |
| Collin County Texas | 10 | $ 2,003,000 | $ 200,000 | $ 115,000 |
| King County Washington | 10 | $ 3,376,000 | $ 337,000 | $ 129,000 |
| Clear Creek County Colorado | 9 | $ 2,312,000 | $ 256,000 | $ 83,000 |
| Gilpin County Colorado | 9 | $ 2,108,000 | $ 234,000 | $ 60,000 |
| Dallas County Texas | 9 | $ 1,841,000 | $ 204,000 | $ 164,000 |
| Orange County California | 8 | $ 2,681,000 | $ 335,000 | $ 93,000 |
| Grand County Colorado | 8 | $ 1,582,000 | $ 197,000 | $ 173,000 |
| Tarrant County Texas | 8 | $ 1,173,000 | $ 146,000 | $ 72,000 |
| Dona Ana County New Mexico | 7 | $ 1,451,000 | $ 207,000 | $ 82,000 |
| Monterey County California | 6 | $ 1,913,000 | $ 318,000 | $ 98,000 |
| Nye County Nevada | 6 | $ 748,000 | $ 124,000 | $ 91,000 |
| Denton County Texas | 6 | $ 1,466,000 | $ 244,000 | $ 111,000 |
| Archuleta County Colorado | 5 | $ 1,184,000 | $ 236,000 | $ 62,000 |
| Chaffee County Colorado | 5 | $ 1,216,000 | $ 243,000 | $ 127,000 |
| Pueblo County Colorado | 5 | $ 1,020,000 | $ 204,000 | $ 71,000 |
| Harris County Texas | 5 | $ 1,887,000 | $ 377,000 | $ 189,000 |
| Apache County Arizona | 4 | $ 488,000 | $ 122,000 | $ 129,000 |
| Alameda County California | 4 | $ 1,873,000 | $ 468,000 | $ 129,000 |
| San Bernardino County California | 4 | $ 1,157,000 | $ 289,000 | $ 76,000 |
| Mesa County Colorado | 4 | $ 637,000 | $ 159,000 | $ 63,000 |
| Hillsborough County Florida | 4 | $ 1,036,000 | $ 259,000 | $ 140,000 |
| Taos County New Mexico | 4 | $ 865,000 | $ 216,000 | $ 173,000 |
| Salt Lake County Utah | 4 | $ 818,000 | $ 204,000 | $ 126,000 |
| Pierce County Washington | 4 | $ 1,089,000 | $ 272,000 | $ 182,000 |
| Greenlee County Arizona | 3 | $ 405,000 | $ 135,000 | $ 65,000 |
| Santa Clara County California | 3 | $ 2,674,000 | $ 891,000 | $ 212,000 |
| Eagle County Colorado | 3 | $ 874,000 | $ 291,000 | $ 85,000 |
| Garfield County Colorado | 3 | $ 825,000 | $ 275,000 | $ 103,000 |
| Moffat County Colorado | 3 | $ 507,000 | $ 169,000 | $ 74,000 |
| Routt County Colorado | 3 | $ 604,000 | $ 201,000 | $ 173,000 |
| Seminole County Florida | 3 | $ 737,000 | $ 245,000 | $ 128,000 |
| Bexar County Texas | 3 | $ 484,000 | $ 161,000 | $ 81,000 |
| Davis County Utah | 3 | $ 553,000 | $ 184,000 | $ 82,000 |
| Utah County Utah | 3 | $ 748,000 | $ 249,000 | $ 93,000 |
| Snohomish County Washington | 3 | $ 881,000 | $ 293,000 | $ 74,000 |
| Spokane County Washington | 3 | $ 333,000 | $ 111,000 | $ 122,000 |
| Anchorage County Alaska | 2 | $ 684,000 | $ 342,000 | $ 163,000 |
| Contra Costa County California | 2 | $ 790,000 | $ 395,000 | $ 105,000 |
| Imperial County California | 2 | $ 277,000 | $ 138,000 | $ 90,000 |
| Kern County California | 2 | $ 415,000 | $ 207,000 | $ 91,000 |
| Placer County California | 2 | $ 856,000 | $ 428,000 | $ 141,000 |
| Sacramento County California | 2 | $ 498,000 | $ 249,000 | $ 33,000 |
| Santa Barbara County California | 2 | $ 490,000 | $ 245,000 | $ 105,000 |
| Ventura County California | 2 | $ 905,000 | $ 452,000 | $ 151,000 |
| Fremont County Colorado | 2 | $ 672,000 | $ 336,000 | $ 87,000 |
| Montezuma County Colorado | 2 | $ 521,000 | $ 260,000 | $ 100,000 |
| Bay County Florida | 2 | $ 640,000 | $ 320,000 | $ 227,000 |
| Broward County Florida | 2 | $ 622,000 | $ 311,000 | $ 131,000 |
| Highlands County Florida | 2 | $ 185,000 | $ 92,000 | $ 23,000 |
| Orange County Florida | 2 | $ 670,000 | $ 335,000 | $ 143,000 |
| Bernalillo County New Mexico | 2 | $ 486,000 | $ 243,000 | $ 67,000 |
| San Juan County New Mexico | 2 | $ 213,000 | $ 106,000 | $ 122,000 |
| Washington County Oregon | 2 | $ 509,000 | $ 254,000 | $ 34,000 |
| Comal County Texas | 2 | $ 347,000 | $ 173,000 | $ 130,000 |
| Ellis County Texas | 2 | $ 428,000 | $ 214,000 | $ 135,000 |
| Hays County Texas | 2 | $ 616,000 | $ 308,000 | $ 70,000 |
| Lubbock County Texas | 2 | $ 414,000 | $ 207,000 | $ 142,000 |
| Smith County Texas | 2 | $ 268,000 | $ 134,000 | $ 54,000 |
| Travis County Texas | 2 | $ 373,000 | $ 186,000 | $ 83,000 |
| Kane County Utah | 2 | $ 343,000 | $ 171,000 | $ 126,000 |
| Weber County Utah | 2 | $ 255,000 | $ 127,000 | $ 47,000 |
| Matanuska-Susitna County Alaska | 1 | $ 261,000 | $ 261,000 | $ 142,000 |
| El Dorado County California | 1 | $ 385,000 | $ 385,000 | $ 116,000 |
| Fresno County California | 1 | $ 396,000 | $ 396,000 | $ 140,000 |
| Humboldt County California | 1 | $ 360,000 | $ 360,000 | $ 67,000 |
| Marin County California | 1 | $ 525,000 | $ 525,000 | $ 89,000 |
| Mono County California | 1 | $ 193,000 | $ 193,000 | $ 180,000 |
| Nevada County California | 1 | $ 200,000 | $ 200,000 | $ 91,000 |
| San Joaquin County California | 1 | $ 100,000 | $ 100,000 | $ 59,000 |
| Solano County California | 1 | $ 417,000 | $ 417,000 | $ 132,000 |
| Stanislaus County California | 1 | $ 120,000 | $ 120,000 | $ 94,000 |
| Alamosa County Colorado | 1 | $ 103,000 | $ 103,000 | $ 52,000 |
| Custer County Colorado | 1 | $ 201,000 | $ 201,000 | $ 122,000 |
| Gunnison County Colorado | 1 | $ 168,000 | $ 168,000 | $ 42,000 |
| La Plata County Colorado | 1 | $ 397,000 | $ 397,000 | $ 159,000 |
| Logan County Colorado | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
| Phillips County Colorado | 1 | $ 177,000 | $ 177,000 | $ 93,000 |
| Rio Blanco County Colorado | 1 | $ 103,000 | $ 103,000 | $ 62,000 |
| Rio Grande County Colorado | 1 | $ 375,000 | $ 375,000 | $ 57,000 |
| Saguache County Colorado | 1 | $ 288,000 | $ 288,000 | $ 89,000 |
| San Miguel County Colorado | 1 | $ 497,000 | $ 497,000 | $ 105,000 |
| Alachua County Florida | 1 | $ 208,000 | $ 208,000 | $ 151,000 |
| Duval County Florida | 1 | $ 124,000 | $ 124,000 | $ 40,000 |
| Lake County Florida | 1 | $ 170,000 | $ 170,000 | $ 196,000 |
| Nassau County Florida | 1 | $ 120,000 | $ 120,000 | $ 91,000 |
| Osceola County Florida | 1 | $ 279,000 | $ 279,000 | $ 123,000 |
| Sarasota County Florida | 1 | $ 300,000 | $ 300,000 | $ 96,000 |
| St. Lucie County Florida | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Sumter County Florida | 1 | $ 210,000 | $ 210,000 | $ 38,000 |
| Cook County Illinois | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Kane County Illinois | 1 | $ 226,000 | $ 226,000 | $ 79,000 |
| Lake County Illinois | 1 | $ 346,000 | $ 346,000 | $ 216,000 |
| McHenry County Illinois | 1 | $ 179,000 | $ 179,000 | $ 51,000 |
| Will County Illinois | 1 | $ 113,000 | $ 113,000 | $ 46,000 |
| Carson City County Nevada | 1 | $ 405,000 | $ 405,000 | $ 148,000 |
| Elko County Nevada | 1 | $ 168,000 | $ 168,000 | $ 39,000 |
| Lincoln County Nevada | 1 | $ 260,000 | $ 260,000 | $ 106,000 |
| Curry County New Mexico | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Grant County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 219,000 |
| Otero County New Mexico | 1 | $ 112,000 | $ 112,000 | $ 86,000 |
| San Miguel County New Mexico | 1 | $ 152,000 | $ 152,000 | $ 78,000 |
| Valencia County New Mexico | 1 | $ 154,000 | $ 154,000 | $ 65,000 |
| Clackamas County Oregon | 1 | $ 396,000 | $ 396,000 | $ 96,000 |
| Clatsop County Oregon | 1 | $ 125,000 | $ 125,000 | $ 171,000 |
| Deschutes County Oregon | 1 | $ 210,000 | $ 210,000 | $ 147,000 |
| Hood River County Oregon | 1 | $ 390,000 | $ 390,000 | $ 186,000 |
| Bell County Texas | 1 | $ 272,000 | $ 272,000 | $ 54,000 |
| Brazos County Texas | 1 | $ 270,000 | $ 270,000 | $ 190,000 |
| Galveston County Texas | 1 | $ 352,000 | $ 352,000 | $ 248,000 |
| Guadalupe County Texas | 1 | $ 103,000 | $ 103,000 | $ 152,000 |
| Howard County Texas | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
| Lampasas County Texas | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Midland County Texas | 1 | $ 278,000 | $ 278,000 | $ 130,000 |
| Montgomery County Texas | 1 | $ 130,000 | $ 130,000 | $ 44,000 |
| Tom Green County Texas | 1 | $ 285,000 | $ 285,000 | $ 152,000 |
| Victoria County Texas | 1 | $ 172,000 | $ 172,000 | $ 79,000 |
| Iron County Utah | 1 | $ 297,000 | $ 297,000 | $ 108,000 |
| Benton County Washington | 1 | $ 180,000 | $ 180,000 | $ 44,000 |
| Island County Washington | 1 | $ 484,000 | $ 484,000 | $ 214,000 |
| Mason County Washington | 1 | $ 168,000 | $ 168,000 | $ 116,000 |
| Thurston County Washington | 1 | $ 316,000 | $ 316,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for Nova Financial & Investment Corporation in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 12,287 | $2,520,849,000 | $205,000 | $1,924,000 | $83,000 | $2,688,000 |
| Refinancing | 6,630 | $1,397,227,000 | $210,000 | $1,830,000 | $80,000 | $2,907,000 |
| Home Improvement | 199 | $40,201,000 | $202,000 | $963,000 | $83,000 | $663,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,712 | $3,012,350,000 | $219,000 | $1,924,000 | $89,000 | $2,688,000 |
| Hispanic | 3,901 | $624,299,000 | $160,000 | $1,350,000 | $58,000 | $786,000 |
| Not Provided | 491 | $109,850,000 | $223,000 | $1,750,000 | $98,000 | $2,907,000 |
| Black or African American | 449 | $90,867,000 | $202,000 | $522,000 | $69,000 | $372,000 |
| Asian | 431 | $94,478,000 | $219,000 | $1,750,000 | $88,000 | $1,358,000 |
| Native Hawaiian or Other Pacific Islander | 84 | $17,138,000 | $204,000 | $800,000 | $95,000 | $441,000 |
| American Indian or Alaskan Native | 48 | $9,295,000 | $193,000 | $583,000 | $61,000 | $179,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,692 | $2,166,410,000 | $223,000 | $1,924,000 | $105,000 | $2,907,000 |
| FHA-insured (Federal Housing Administration) | 7,046 | $1,249,673,000 | $177,000 | $635,000 | $55,000 | $1,920,000 |
| VA-guaranteed (Veterans Administration) | 2,080 | $499,240,000 | $240,000 | $1,093,000 | $73,000 | $443,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 298 | $42,954,000 | $144,000 | $385,000 | $49,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,642 | $2,816,955,000 | $206,000 | $1,348,000 | $81,000 | $2,688,000 |
| Application Withdrawn By Applicant | 3,766 | $795,193,000 | $211,000 | $1,924,000 | $87,000 | $2,907,000 |
| File Closed For Incompleteness | 1,145 | $243,166,000 | $212,000 | $1,155,000 | $82,000 | $966,000 |
| Application Denied By Financial Institution | 561 | $102,651,000 | $182,000 | $918,000 | $71,000 | $1,920,000 |
| Application Approved But Not Accepted | 2 | $312,000 | $156,000 | $176,000 | $77,000 | $88,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 200 | $35,384,000 | $176,000 | $900,000 | $68,000 | $360,000 |
| Employment History | 108 | $21,258,000 | $196,000 | $918,000 | $57,000 | $275,000 |
| Credit History | 107 | $19,911,000 | $186,000 | $900,000 | $90,000 | $1,920,000 |
| Collateral | 75 | $13,594,000 | $181,000 | $788,000 | $84,000 | $439,000 |
| Debt-To-Income Ratio | 46 | $7,901,000 | $171,000 | $350,000 | $63,000 | $334,000 |
| Unverifiable Information | 21 | $3,972,000 | $189,000 | $380,000 | $52,000 | $140,000 |
| Credit Application Incomplete | 3 | $510,000 | $170,000 | $204,000 | $48,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $121,000 | $121,000 | $121,000 | $98,000 | $98,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nova Financial & Investment Corporation's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nova Financial & Investment Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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