Np, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Np, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Np, Inc. E, 4800 N Federal Hwy #200 Boca Raton, FL 33431 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 2,015 |
| Total Mortgage Loan Application Amount | $524,285,000 |
| Average Mortgage Loan Application Amount | $220,250 |
| Highest Mortgage Loan Application Amount | $1,375,000 |
| Average Applicant Income | $101,250 |
| Highest Applicant Income | $1,857,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Np, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Np, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Np, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Np, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Np, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Np, Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Broward County Florida | 546 | $ 143,330,000 | $ 262,000 | $ 96,000 |
| Palm Beach County Florida | 541 | $ 142,915,000 | $ 264,000 | $ 127,000 |
| Miami-Dade County Florida | 182 | $ 51,550,000 | $ 283,000 | $ 95,000 |
| Orange County Florida | 59 | $ 16,425,000 | $ 278,000 | $ 117,000 |
| St. Lucie County Florida | 50 | $ 10,870,000 | $ 217,000 | $ 81,000 |
| Lake County Florida | 48 | $ 12,790,000 | $ 266,000 | $ 106,000 |
| Indian River County Florida | 47 | $ 8,825,000 | $ 187,000 | $ 96,000 |
| Volusia County Florida | 34 | $ 7,540,000 | $ 221,000 | $ 106,000 |
| Pasco County Florida | 32 | $ 8,040,000 | $ 251,000 | $ 90,000 |
| Martin County Florida | 30 | $ 7,670,000 | $ 255,000 | $ 119,000 |
| Ocean County New Jersey | 28 | $ 5,700,000 | $ 203,000 | $ 76,000 |
| Sarasota County Florida | 25 | $ 5,965,000 | $ 238,000 | $ 105,000 |
| Hillsborough County Florida | 23 | $ 5,485,000 | $ 238,000 | $ 90,000 |
| Essex County New Jersey | 23 | $ 8,175,000 | $ 355,000 | $ 152,000 |
| Seminole County Florida | 21 | $ 5,265,000 | $ 250,000 | $ 117,000 |
| Monmouth County New Jersey | 19 | $ 6,435,000 | $ 338,000 | $ 155,000 |
| Manatee County Florida | 16 | $ 3,990,000 | $ 249,000 | $ 132,000 |
| Philadelphia County Pennsylvania | 16 | $ 2,380,000 | $ 148,000 | $ 65,000 |
| Osceola County Florida | 15 | $ 3,695,000 | $ 246,000 | $ 86,000 |
| Lee County Florida | 12 | $ 3,010,000 | $ 250,000 | $ 118,000 |
| Brevard County Florida | 10 | $ 2,200,000 | $ 220,000 | $ 60,000 |
| Collier County Florida | 10 | $ 3,300,000 | $ 330,000 | $ 159,000 |
| Anne Arundel County Maryland | 10 | $ 2,580,000 | $ 258,000 | $ 62,000 |
| Baltimore County Maryland | 10 | $ 2,020,000 | $ 202,000 | $ 78,000 |
| Middlesex County New Jersey | 8 | $ 2,190,000 | $ 273,000 | $ 107,000 |
| Union County New Jersey | 8 | $ 1,890,000 | $ 236,000 | $ 90,000 |
| Delaware County Pennsylvania | 8 | $ 1,470,000 | $ 183,000 | $ 83,000 |
| Duval County Florida | 7 | $ 1,905,000 | $ 272,000 | $ 154,000 |
| Pinellas County Florida | 7 | $ 1,875,000 | $ 267,000 | $ 100,000 |
| Baltimore City County Maryland | 7 | $ 1,915,000 | $ 273,000 | $ 93,000 |
| Bergen County New Jersey | 7 | $ 2,495,000 | $ 356,000 | $ 112,000 |
| Passaic County New Jersey | 7 | $ 2,005,000 | $ 286,000 | $ 138,000 |
| Marion County Florida | 6 | $ 1,050,000 | $ 175,000 | $ 74,000 |
| Fulton County Georgia | 6 | $ 1,060,000 | $ 176,000 | $ 92,000 |
| Bucks County Pennsylvania | 6 | $ 1,090,000 | $ 181,000 | $ 40,000 |
| Dorchester County South Carolina | 6 | $ 1,330,000 | $ 221,000 | $ 97,000 |
| York County South Carolina | 6 | $ 1,580,000 | $ 263,000 | $ 91,000 |
| Charlotte County Florida | 5 | $ 965,000 | $ 193,000 | $ 71,000 |
| Prince George's County Maryland | 5 | $ 1,355,000 | $ 271,000 | $ 101,000 |
| Cape May County New Jersey | 5 | $ 985,000 | $ 197,000 | $ 133,000 |
| Charleston County South Carolina | 5 | $ 1,565,000 | $ 313,000 | $ 103,000 |
| St. Johns County Florida | 4 | $ 1,180,000 | $ 295,000 | $ 83,000 |
| Charles County Maryland | 4 | $ 1,290,000 | $ 322,000 | $ 83,000 |
| Camden County New Jersey | 4 | $ 880,000 | $ 220,000 | $ 116,000 |
| Chester County Pennsylvania | 4 | $ 870,000 | $ 217,000 | $ 69,000 |
| Berkeley County South Carolina | 4 | $ 670,000 | $ 167,000 | $ 52,000 |
| Hernando County Florida | 3 | $ 565,000 | $ 188,000 | $ 96,000 |
| Cobb County Georgia | 3 | $ 775,000 | $ 258,000 | $ 105,000 |
| DeKalb County Georgia | 3 | $ 1,215,000 | $ 405,000 | $ 193,000 |
| Burlington County New Jersey | 3 | $ 855,000 | $ 285,000 | $ 164,000 |
| Gloucester County New Jersey | 3 | $ 625,000 | $ 208,000 | $ 153,000 |
| Leon County Florida | 2 | $ 490,000 | $ 245,000 | $ 133,000 |
| Nassau County Florida | 2 | $ 940,000 | $ 470,000 | $ 245,000 |
| Okaloosa County Florida | 2 | $ 1,480,000 | $ 740,000 | $ 269,000 |
| Polk County Florida | 2 | $ 290,000 | $ 145,000 | $ 169,000 |
| Fannin County Georgia | 2 | $ 530,000 | $ 265,000 | $ 237,000 |
| Fayette County Georgia | 2 | $ 750,000 | $ 375,000 | $ 197,000 |
| Forsyth County Georgia | 2 | $ 540,000 | $ 270,000 | $ 89,000 |
| Montgomery County Maryland | 2 | $ 910,000 | $ 455,000 | $ 118,000 |
| Hudson County New Jersey | 2 | $ 770,000 | $ 385,000 | $ 101,000 |
| Mercer County New Jersey | 2 | $ 330,000 | $ 165,000 | $ 74,000 |
| Morris County New Jersey | 2 | $ 660,000 | $ 330,000 | $ 117,000 |
| Bexar County Texas | 2 | $ 340,000 | $ 170,000 | $ 51,000 |
| Stafford County Virginia | 2 | $ 600,000 | $ 300,000 | $ 50,000 |
| District of Columbia County District Of Columbia | 1 | $ 455,000 | $ 455,000 | $ 94,000 |
| Alachua County Florida | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Baker County Florida | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Monroe County Florida | 1 | $ 405,000 | $ 405,000 | $ 395,000 |
| Okeechobee County Florida | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Carroll County Georgia | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Gwinnett County Georgia | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Hall County Georgia | 1 | $ 205,000 | $ 205,000 | $ 124,000 |
| Cook County Illinois | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| McHenry County Illinois | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Tazewell County Illinois | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Frederick County Maryland | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Harford County Maryland | 1 | $ 315,000 | $ 315,000 | $ 62,000 |
| Atlantic County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 203,000 |
| Sussex County New Jersey | 1 | $ 535,000 | $ 535,000 | $ 67,000 |
| Catawba County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Henderson County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 103,000 |
| Iredell County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Lincoln County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 58,000 |
| Mecklenburg County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Transylvania County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 237,000 |
| Wake County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 472,000 |
| Allegheny County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 115,000 |
| Allendale County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Lancaster County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Orangeburg County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 41,000 |
| Rutherford County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Brazos County Texas | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,032,000 |
| Denton County Texas | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Harris County Texas | 1 | $ 85,000 | $ 85,000 | $ 120,000 |
| Midland County Texas | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| Nueces County Texas | 1 | $ 115,000 | $ 115,000 | $ 132,000 |
| Arlington County Virginia | 1 | $ 405,000 | $ 405,000 | $ 91,000 |
| Caroline County Virginia | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Danville County Virginia | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| Fairfax County Virginia | 1 | $ 455,000 | $ 455,000 | $ 146,000 |
| Orange County Virginia | 1 | $ 225,000 | $ 225,000 | $ 168,000 |
| Rockbridge County Virginia | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Np, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,772 | $463,090,000 | $261,000 | $1,085,000 | $105,000 | $1,074,000 |
| Refinancing | 217 | $55,485,000 | $255,000 | $1,375,000 | $130,000 | $1,857,000 |
| Cash-out Refinancing | 23 | $5,305,000 | $230,000 | $455,000 | $106,000 | $427,000 |
| Home Improvement | 3 | $405,000 | $135,000 | $155,000 | $64,000 | $82,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,159 | $307,635,000 | $265,000 | $1,375,000 | $121,000 | $1,857,000 |
| Hispanic | 439 | $110,505,000 | $251,000 | $755,000 | $91,000 | $647,000 |
| Black or African American | 290 | $72,900,000 | $251,000 | $535,000 | $82,000 | $400,000 |
| Asian | 77 | $20,845,000 | $270,000 | $535,000 | $107,000 | $343,000 |
| Not Provided | 44 | $10,990,000 | $249,000 | $455,000 | $116,000 | $379,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,410,000 | $235,000 | $335,000 | $75,000 | $109,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,363 | $357,325,000 | $262,000 | $1,375,000 | $122,000 | $1,857,000 |
| FHA-insured (Federal Housing Administration) | 549 | $137,675,000 | $250,000 | $495,000 | $76,000 | $204,000 |
| VA-guaranteed (Veterans Administration) | 102 | $29,090,000 | $285,000 | $595,000 | $89,000 | $375,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $195,000 | $195,000 | $195,000 | $57,000 | $57,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,481 | $380,845,000 | $257,000 | $1,375,000 | $109,000 | $1,857,000 |
| Application Withdrawn By Applicant | 255 | $66,235,000 | $259,000 | $1,005,000 | $103,000 | $647,000 |
| Application Denied By Financial Institution | 207 | $56,485,000 | $272,000 | $1,085,000 | $101,000 | $427,000 |
| Application Approved But Not Accepted | 61 | $17,725,000 | $290,000 | $675,000 | $122,000 | $348,000 |
| File Closed For Incompleteness | 11 | $2,995,000 | $272,000 | $675,000 | $150,000 | $541,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,808 | $467,800,000 | $258,000 | $1,375,000 | $109,000 | $1,857,000 |
| Collateral | 78 | $19,430,000 | $249,000 | $755,000 | $98,000 | $350,000 |
| Debt-To-Income Ratio | 65 | $18,615,000 | $286,000 | $1,085,000 | $85,000 | $313,000 |
| Credit History | 29 | $8,735,000 | $301,000 | $695,000 | $122,000 | $427,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $3,505,000 | $269,000 | $455,000 | $101,000 | $256,000 |
| Unverifiable Information | 12 | $3,480,000 | $290,000 | $405,000 | $121,000 | $395,000 |
| Other | 5 | $1,265,000 | $253,000 | $455,000 | $175,000 | $329,000 |
| Employment History | 5 | $1,455,000 | $291,000 | $455,000 | $115,000 | $218,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Np, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Np, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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