Numark Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Numark Credit Union 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Numark Credit Union 1654 Terry Dr; P O Box 2729 Joliet, IL 60434 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 674 |
| Total Mortgage Loan Application Amount | $57,021,000 |
| Average Mortgage Loan Application Amount | $136,333 |
| Highest Mortgage Loan Application Amount | $450,000 |
| Average Applicant Income | $64,666 |
| Highest Applicant Income | $582,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Numark Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Numark Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Numark Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Numark Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Numark Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Numark Credit Union's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Will County Illinois | 115 | $ 16,875,000 | $ 146,000 | $ 70,000 |
| Cook County Illinois | 75 | $ 13,477,000 | $ 179,000 | $ 74,000 |
| Grundy County Illinois | 20 | $ 3,208,000 | $ 160,000 | $ 84,000 |
| DuPage County Illinois | 13 | $ 2,354,000 | $ 181,000 | $ 73,000 |
| Anoka County Minnesota | 12 | $ 574,000 | $ 47,000 | $ 47,000 |
| Oakland County Michigan | 10 | $ 520,000 | $ 52,000 | $ 68,000 |
| Washtenaw County Michigan | 9 | $ 447,000 | $ 49,000 | $ 47,000 |
| Ramsey County Minnesota | 9 | $ 408,000 | $ 45,000 | $ 47,000 |
| Portage County Ohio | 9 | $ 187,000 | $ 20,000 | $ 28,000 |
| Wayne County Michigan | 8 | $ 310,000 | $ 38,000 | $ 46,000 |
| LaSalle County Illinois | 7 | $ 959,000 | $ 137,000 | $ 65,000 |
| Macomb County Michigan | 7 | $ 291,000 | $ 41,000 | $ 46,000 |
| Genesee County Michigan | 6 | $ 245,000 | $ 40,000 | $ 35,000 |
| Ingham County Michigan | 5 | $ 146,000 | $ 29,000 | $ 37,000 |
| Kent County Michigan | 5 | $ 133,000 | $ 26,000 | $ 30,000 |
| Berks County Pennsylvania | 5 | $ 330,000 | $ 66,000 | $ 60,000 |
| Nicholas County West Virginia | 5 | $ 239,000 | $ 47,000 | $ 40,000 |
| Champaign County Illinois | 4 | $ 171,000 | $ 42,000 | $ 34,000 |
| Kankakee County Illinois | 4 | $ 283,000 | $ 70,000 | $ 77,000 |
| Lapeer County Michigan | 4 | $ 195,000 | $ 48,000 | $ 54,000 |
| Dakota County Minnesota | 4 | $ 181,000 | $ 45,000 | $ 38,000 |
| St. Charles County Missouri | 4 | $ 184,000 | $ 46,000 | $ 32,000 |
| Williams County North Dakota | 4 | $ 235,000 | $ 58,000 | $ 50,000 |
| Guernsey County Ohio | 4 | $ 123,000 | $ 30,000 | $ 47,000 |
| Lake County Illinois | 3 | $ 123,000 | $ 41,000 | $ 47,000 |
| Muscatine County Iowa | 3 | $ 162,000 | $ 54,000 | $ 64,000 |
| Riley County Kansas | 3 | $ 120,000 | $ 40,000 | $ 40,000 |
| Lenawee County Michigan | 3 | $ 131,000 | $ 43,000 | $ 36,000 |
| Monroe County Michigan | 3 | $ 63,000 | $ 21,000 | $ 37,000 |
| Wright County Minnesota | 3 | $ 143,000 | $ 47,000 | $ 59,000 |
| Clay County Missouri | 3 | $ 161,000 | $ 53,000 | $ 37,000 |
| Fulton County New York | 3 | $ 161,000 | $ 53,000 | $ 45,000 |
| Herkimer County New York | 3 | $ 96,000 | $ 32,000 | $ 27,000 |
| Oswego County New York | 3 | $ 123,000 | $ 41,000 | $ 38,000 |
| Franklin County Ohio | 3 | $ 70,000 | $ 23,000 | $ 43,000 |
| Fulton County Ohio | 3 | $ 135,000 | $ 45,000 | $ 36,000 |
| Wood County Ohio | 3 | $ 85,000 | $ 28,000 | $ 33,000 |
| Cumberland County Pennsylvania | 3 | $ 173,000 | $ 57,000 | $ 49,000 |
| Kanawha County West Virginia | 3 | $ 165,000 | $ 55,000 | $ 42,000 |
| Mingo County West Virginia | 3 | $ 163,000 | $ 54,000 | $ 59,000 |
| Waukesha County Wisconsin | 3 | $ 119,000 | $ 39,000 | $ 36,000 |
| Boone County Illinois | 2 | $ 62,000 | $ 31,000 | $ 60,000 |
| Clay County Illinois | 2 | $ 127,000 | $ 63,000 | $ 42,000 |
| Cumberland County Illinois | 2 | $ 51,000 | $ 25,000 | $ 23,000 |
| DeKalb County Illinois | 2 | $ 320,000 | $ 160,000 | $ 54,000 |
| Lee County Illinois | 2 | $ 74,000 | $ 37,000 | $ 37,000 |
| McLean County Illinois | 2 | $ 80,000 | $ 40,000 | $ 59,000 |
| Elkhart County Indiana | 2 | $ 72,000 | $ 36,000 | $ 27,000 |
| Polk County Iowa | 2 | $ 74,000 | $ 37,000 | $ 39,000 |
| Butler County Kansas | 2 | $ 151,000 | $ 75,000 | $ 51,000 |
| Clay County Kansas | 2 | $ 92,000 | $ 46,000 | $ 60,000 |
| Pottawatomie County Kansas | 2 | $ 82,000 | $ 41,000 | $ 40,000 |
| Clay County Kentucky | 2 | $ 88,000 | $ 44,000 | $ 37,000 |
| Letcher County Kentucky | 2 | $ 89,000 | $ 44,000 | $ 43,000 |
| Clinton County Michigan | 2 | $ 75,000 | $ 37,000 | $ 53,000 |
| Jackson County Michigan | 2 | $ 68,000 | $ 34,000 | $ 33,000 |
| Ottawa County Michigan | 2 | $ 122,000 | $ 61,000 | $ 34,000 |
| Saginaw County Michigan | 2 | $ 80,000 | $ 40,000 | $ 28,000 |
| Butler County Missouri | 2 | $ 85,000 | $ 42,000 | $ 46,000 |
| Jefferson County Missouri | 2 | $ 38,000 | $ 19,000 | $ 27,000 |
| Oregon County Missouri | 2 | $ 73,000 | $ 36,000 | $ 21,000 |
| Stone County Missouri | 2 | $ 49,000 | $ 24,000 | $ 23,000 |
| Wayne County Missouri | 2 | $ 98,000 | $ 49,000 | $ 48,000 |
| Webster County Missouri | 2 | $ 61,000 | $ 30,000 | $ 36,000 |
| Lewis and Clark County Montana | 2 | $ 74,000 | $ 37,000 | $ 63,000 |
| Musselshell County Montana | 2 | $ 99,000 | $ 49,000 | $ 46,000 |
| Yellowstone County Montana | 2 | $ 100,000 | $ 50,000 | $ 34,000 |
| Broome County New York | 2 | $ 92,000 | $ 46,000 | $ 52,000 |
| Erie County New York | 2 | $ 108,000 | $ 54,000 | $ 33,000 |
| Oneida County New York | 2 | $ 85,000 | $ 42,000 | $ 46,000 |
| Ontario County New York | 2 | $ 146,000 | $ 73,000 | $ 48,000 |
| Otsego County New York | 2 | $ 120,000 | $ 60,000 | $ 37,000 |
| Schuyler County New York | 2 | $ 89,000 | $ 44,000 | $ 34,000 |
| Steuben County New York | 2 | $ 108,000 | $ 54,000 | $ 43,000 |
| Athens County Ohio | 2 | $ 74,000 | $ 37,000 | $ 50,000 |
| Defiance County Ohio | 2 | $ 70,000 | $ 35,000 | $ 19,000 |
| Henry County Ohio | 2 | $ 64,000 | $ 32,000 | $ 41,000 |
| Lake County Ohio | 2 | $ 106,000 | $ 53,000 | $ 38,000 |
| Lorain County Ohio | 2 | $ 80,000 | $ 40,000 | $ 51,000 |
| Tuscarawas County Ohio | 2 | $ 48,000 | $ 24,000 | $ 27,000 |
| Beaver County Pennsylvania | 2 | $ 51,000 | $ 25,000 | $ 49,000 |
| Bucks County Pennsylvania | 2 | $ 134,000 | $ 67,000 | $ 57,000 |
| Erie County Pennsylvania | 2 | $ 77,000 | $ 38,000 | $ 34,000 |
| Franklin County Pennsylvania | 2 | $ 149,000 | $ 74,000 | $ 54,000 |
| Venango County Pennsylvania | 2 | $ 46,000 | $ 23,000 | $ 41,000 |
| Washington County Pennsylvania | 2 | $ 49,000 | $ 24,000 | $ 37,000 |
| Westmoreland County Pennsylvania | 2 | $ 81,000 | $ 40,000 | $ 36,000 |
| Hand County South Dakota | 2 | $ 164,000 | $ 82,000 | $ 45,000 |
| Minnehaha County South Dakota | 2 | $ 87,000 | $ 43,000 | $ 29,000 |
| Cabell County West Virginia | 2 | $ 74,000 | $ 37,000 | $ 32,000 |
| Harrison County West Virginia | 2 | $ 84,000 | $ 42,000 | $ 47,000 |
| Wyoming County West Virginia | 2 | $ 130,000 | $ 65,000 | $ 73,000 |
| La Crosse County Wisconsin | 2 | $ 87,000 | $ 43,000 | $ 43,000 |
| Campbell County Wyoming | 2 | $ 127,000 | $ 63,000 | $ 97,000 |
| Weston County Wyoming | 2 | $ 150,000 | $ 75,000 | $ 196,000 |
| Clay County Arkansas | 1 | $ 18,000 | $ 18,000 | $ 29,000 |
| Crawford County Illinois | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
| Douglas County Illinois | 1 | $ 60,000 | $ 60,000 | $ 67,000 |
| Ford County Illinois | 1 | $ 39,000 | $ 39,000 | $ 17,000 |
| Henderson County Illinois | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Iroquois County Illinois | 1 | $ 62,000 | $ 62,000 | $ 582,000 |
| Johnson County Illinois | 1 | $ 56,000 | $ 56,000 | $ 40,000 |
| Kane County Illinois | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| Kendall County Illinois | 1 | $ 158,000 | $ 158,000 | $ 60,000 |
| Lawrence County Illinois | 1 | $ 74,000 | $ 74,000 | $ 105,000 |
| Livingston County Illinois | 1 | $ 78,000 | $ 78,000 | $ 49,000 |
| Macoupin County Illinois | 1 | $ 27,000 | $ 27,000 | $ 83,000 |
| Marshall County Illinois | 1 | $ 106,000 | $ 106,000 | $ 71,000 |
| McDonough County Illinois | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Mercer County Illinois | 1 | $ 76,000 | $ 76,000 | $ 123,000 |
| Morgan County Illinois | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| St. Clair County Illinois | 1 | $ 36,000 | $ 36,000 | $ 29,000 |
| Tazewell County Illinois | 1 | $ 36,000 | $ 36,000 | $ 28,000 |
| Wayne County Illinois | 1 | $ 20,000 | $ 20,000 | $ 34,000 |
| Williamson County Illinois | 1 | $ 41,000 | $ 41,000 | $ 18,000 |
| Dearborn County Indiana | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Jackson County Indiana | 1 | $ 26,000 | $ 26,000 | $ 17,000 |
| Johnson County Indiana | 1 | $ 48,000 | $ 48,000 | $ 57,000 |
| LaPorte County Indiana | 1 | $ 34,000 | $ 34,000 | $ 48,000 |
| Marion County Indiana | 1 | $ 47,000 | $ 47,000 | $ 63,000 |
| Miami County Indiana | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Vanderburgh County Indiana | 1 | $ 27,000 | $ 27,000 | $ 28,000 |
| Benton County Iowa | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Black Hawk County Iowa | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Davis County Iowa | 1 | $ 32,000 | $ 32,000 | $ 34,000 |
| Dubuque County Iowa | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Humboldt County Iowa | 1 | $ 49,000 | $ 49,000 | $ 30,000 |
| Jackson County Iowa | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Johnson County Iowa | 1 | $ 41,000 | $ 41,000 | $ 51,000 |
| Lee County Iowa | 1 | $ 43,000 | $ 43,000 | $ 36,000 |
| Poweshiek County Iowa | 1 | $ 43,000 | $ 43,000 | $ 30,000 |
| Story County Iowa | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Allen County Kansas | 1 | $ 87,000 | $ 87,000 | $ 122,000 |
| Cowley County Kansas | 1 | $ 63,000 | $ 63,000 | $ 36,000 |
| Crawford County Kansas | 1 | $ 99,000 | $ 99,000 | $ 74,000 |
| Doniphan County Kansas | 1 | $ 67,000 | $ 67,000 | $ 72,000 |
| Harvey County Kansas | 1 | $ 68,000 | $ 68,000 | $ 18,000 |
| Ottawa County Kansas | 1 | $ 39,000 | $ 39,000 | $ 41,000 |
| Saline County Kansas | 1 | $ 24,000 | $ 24,000 | $ 23,000 |
| Sumner County Kansas | 1 | $ 94,000 | $ 94,000 | $ 84,000 |
| Daviess County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 149,000 |
| Fleming County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 44,000 |
| Hart County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Hopkins County Kentucky | 1 | $ 18,000 | $ 18,000 | $ 18,000 |
| Johnson County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 44,000 |
| Lee County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 66,000 |
| Leslie County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 78,000 |
| Lewis County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Nicholas County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 65,000 |
| Ohio County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Perry County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Pike County Kentucky | 1 | $ 31,000 | $ 31,000 | $ 41,000 |
| Powell County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 60,000 |
| Trimble County Kentucky | 1 | $ 29,000 | $ 29,000 | $ 36,000 |
| Allegany County Maryland | 1 | $ 58,000 | $ 58,000 | $ 120,000 |
| Alcona County Michigan | 1 | $ 59,000 | $ 59,000 | $ 49,000 |
| Ionia County Michigan | 1 | $ 56,000 | $ 56,000 | $ 27,000 |
| Livingston County Michigan | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Mason County Michigan | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Muskegon County Michigan | 1 | $ 21,000 | $ 21,000 | $ 27,000 |
| St. Clair County Michigan | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Carver County Minnesota | 1 | $ 64,000 | $ 64,000 | $ 83,000 |
| Chisago County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Goodhue County Minnesota | 1 | $ 46,000 | $ 46,000 | $ 29,000 |
| Hubbard County Minnesota | 1 | $ 46,000 | $ 46,000 | $ 98,000 |
| Mille Lacs County Minnesota | 1 | $ 66,000 | $ 66,000 | $ 45,000 |
| Nicollet County Minnesota | 1 | $ 36,000 | $ 36,000 | $ 23,000 |
| Otter Tail County Minnesota | 1 | $ 54,000 | $ 54,000 | $ 54,000 |
| Roseau County Minnesota | 1 | $ 43,000 | $ 43,000 | $ 29,000 |
| Scott County Minnesota | 1 | $ 23,000 | $ 23,000 | $ 40,000 |
| St. Louis County Minnesota | 1 | $ 58,000 | $ 58,000 | $ 37,000 |
| Stearns County Minnesota | 1 | $ 11,000 | $ 11,000 | $ 22,000 |
| Wadena County Minnesota | 1 | $ 44,000 | $ 44,000 | $ 30,000 |
| Barton County Missouri | 1 | $ 57,000 | $ 57,000 | $ 26,000 |
| Bates County Missouri | 1 | $ 68,000 | $ 68,000 | $ 32,000 |
| Benton County Missouri | 1 | $ 16,000 | $ 16,000 | $ 27,000 |
| Carter County Missouri | 1 | $ 49,000 | $ 49,000 | $ 54,000 |
| Cass County Missouri | 1 | $ 21,000 | $ 21,000 | $ 56,000 |
| Christian County Missouri | 1 | $ 62,000 | $ 62,000 | $ 30,000 |
| DeKalb County Missouri | 1 | $ 52,000 | $ 52,000 | $ 39,000 |
| Greene County Missouri | 1 | $ 29,000 | $ 29,000 | $ 37,000 |
| Hickory County Missouri | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Howell County Missouri | 1 | $ 82,000 | $ 82,000 | $ 48,000 |
| Iron County Missouri | 1 | $ 40,000 | $ 40,000 | $ 20,000 |
| Jackson County Missouri | 1 | $ 43,000 | $ 43,000 | $ 53,000 |
| Johnson County Missouri | 1 | $ 27,000 | $ 27,000 | $ 23,000 |
| Laclede County Missouri | 1 | $ 59,000 | $ 59,000 | $ 65,000 |
| Lafayette County Missouri | 1 | $ 22,000 | $ 22,000 | $ 21,000 |
| Scott County Missouri | 1 | $ 22,000 | $ 22,000 | $ 23,000 |
| Washington County Missouri | 1 | $ 28,000 | $ 28,000 | $ 20,000 |
| Park County Montana | 1 | $ 53,000 | $ 53,000 | $ 40,000 |
| Rosebud County Montana | 1 | $ 52,000 | $ 52,000 | $ 72,000 |
| Wheatland County Montana | 1 | $ 41,000 | $ 41,000 | $ 23,000 |
| Madison County Nebraska | 1 | $ 47,000 | $ 47,000 | $ 36,000 |
| Cayuga County New York | 1 | $ 39,000 | $ 39,000 | $ 61,000 |
| Chautauqua County New York | 1 | $ 31,000 | $ 31,000 | $ 23,000 |
| Chenango County New York | 1 | $ 38,000 | $ 38,000 | $ 38,000 |
| Genesee County New York | 1 | $ 43,000 | $ 43,000 | $ 36,000 |
| Jefferson County New York | 1 | $ 50,000 | $ 50,000 | $ 87,000 |
| Montgomery County New York | 1 | $ 32,000 | $ 32,000 | $ 18,000 |
| Onondaga County New York | 1 | $ 31,000 | $ 31,000 | $ 49,000 |
| Orleans County New York | 1 | $ 47,000 | $ 47,000 | $ 121,000 |
| Schoharie County New York | 1 | $ 59,000 | $ 59,000 | $ 83,000 |
| Tioga County New York | 1 | $ 71,000 | $ 71,000 | $ 36,000 |
| Tompkins County New York | 1 | $ 28,000 | $ 28,000 | $ 52,000 |
| Benson County North Dakota | 1 | $ 91,000 | $ 91,000 | $ 59,000 |
| Cass County North Dakota | 1 | $ 33,000 | $ 33,000 | $ 74,000 |
| LaMoure County North Dakota | 1 | $ 51,000 | $ 51,000 | $ 51,000 |
| McLean County North Dakota | 1 | $ 91,000 | $ 91,000 | $ 50,000 |
| Mountrail County North Dakota | 1 | $ 92,000 | $ 92,000 | $ 117,000 |
| Ward County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Allen County Ohio | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Ashtabula County Ohio | 1 | $ 36,000 | $ 36,000 | $ 48,000 |
| Gallia County Ohio | 1 | $ 19,000 | $ 19,000 | $ 19,000 |
| Hamilton County Ohio | 1 | $ 79,000 | $ 79,000 | $ 40,000 |
| Hancock County Ohio | 1 | $ 27,000 | $ 27,000 | $ 50,000 |
| Hardin County Ohio | 1 | $ 23,000 | $ 23,000 | $ 28,000 |
| Highland County Ohio | 1 | $ 28,000 | $ 28,000 | $ 52,000 |
| Hocking County Ohio | 1 | $ 26,000 | $ 26,000 | $ 42,000 |
| Knox County Ohio | 1 | $ 44,000 | $ 44,000 | $ 22,000 |
| Licking County Ohio | 1 | $ 30,000 | $ 30,000 | $ 54,000 |
| Logan County Ohio | 1 | $ 20,000 | $ 20,000 | $ 26,000 |
| Muskingum County Ohio | 1 | $ 36,000 | $ 36,000 | $ 31,000 |
| Ottawa County Ohio | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Pike County Ohio | 1 | $ 62,000 | $ 62,000 | $ 53,000 |
| Preble County Ohio | 1 | $ 17,000 | $ 17,000 | $ 10,000 |
| Richland County Ohio | 1 | $ 19,000 | $ 19,000 | $ 28,000 |
| Scioto County Ohio | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Stark County Ohio | 1 | $ 37,000 | $ 37,000 | $ 38,000 |
| Summit County Ohio | 1 | $ 33,000 | $ 33,000 | $ 43,000 |
| Vinton County Ohio | 1 | $ 29,000 | $ 29,000 | $ 28,000 |
| Washington County Oregon | 1 | $ 33,000 | $ 33,000 | $ 28,000 |
| Allegheny County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 45,000 |
| Armstrong County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Butler County Pennsylvania | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Chester County Pennsylvania | 1 | $ 26,000 | $ 26,000 | $ 33,000 |
| Clearfield County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 29,000 |
| Crawford County Pennsylvania | 1 | $ 22,000 | $ 22,000 | $ 36,000 |
| Dauphin County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 24,000 |
| Fayette County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 44,000 |
| Jefferson County Pennsylvania | 1 | $ 38,000 | $ 38,000 | $ 44,000 |
| Lancaster County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Lebanon County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 23,000 |
| Perry County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 23,000 |
| Tioga County Pennsylvania | 1 | $ 73,000 | $ 73,000 | $ 106,000 |
| Brown County South Dakota | 1 | $ 48,000 | $ 48,000 | $ 41,000 |
| Pennington County South Dakota | 1 | $ 56,000 | $ 56,000 | $ 66,000 |
| Newport News County Virginia | 1 | $ 13,000 | $ 13,000 | $ 35,000 |
| Boone County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 28,000 |
| Fayette County West Virginia | 1 | $ 57,000 | $ 57,000 | $ 42,000 |
| Logan County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Webster County West Virginia | 1 | $ 26,000 | $ 26,000 | $ 44,000 |
| Ashland County Wisconsin | 1 | $ 34,000 | $ 34,000 | $ 37,000 |
| Chippewa County Wisconsin | 1 | $ 19,000 | $ 19,000 | $ 47,000 |
| Dane County Wisconsin | 1 | $ 53,000 | $ 53,000 | $ 45,000 |
| Eau Claire County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 42,000 |
| Marathon County Wisconsin | 1 | $ 37,000 | $ 37,000 | $ 30,000 |
| Monroe County Wisconsin | 1 | $ 44,000 | $ 44,000 | $ 33,000 |
| Pepin County Wisconsin | 1 | $ 19,000 | $ 19,000 | $ 24,000 |
| Pierce County Wisconsin | 1 | $ 54,000 | $ 54,000 | $ 55,000 |
| Polk County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| St. Croix County Wisconsin | 1 | $ 21,000 | $ 21,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Numark Credit Union in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 539 | $37,572,000 | $69,000 | $450,000 | $51,000 | $357,000 |
| Refinancing | 133 | $19,055,000 | $143,000 | $372,000 | $74,000 | $582,000 |
| Home Improvement | 2 | $394,000 | $197,000 | $250,000 | $69,000 | $76,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 524 | $40,575,000 | $77,000 | $450,000 | $54,000 | $582,000 |
| Hispanic | 91 | $7,332,000 | $80,000 | $306,000 | $52,000 | $142,000 |
| Black or African American | 31 | $5,035,000 | $162,000 | $315,000 | $70,000 | $133,000 |
| Not Provided | 20 | $3,200,000 | $160,000 | $330,000 | $77,000 | $151,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $355,000 | $118,000 | $160,000 | $45,000 | $50,000 |
| Asian | 3 | $253,000 | $84,000 | $128,000 | $41,000 | $91,000 |
| American Indian or Alaskan Native | 2 | $271,000 | $135,000 | $170,000 | $54,000 | $67,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 674 | $57,021,000 | $84,000 | $450,000 | $55,000 | $582,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 258 | $18,296,000 | $70,000 | $391,000 | $53,000 | $179,000 |
| Application Approved But Not Accepted | 188 | $9,767,000 | $51,000 | $347,000 | $47,000 | $357,000 |
| Application Denied By Financial Institution | 145 | $15,238,000 | $105,000 | $350,000 | $60,000 | $582,000 |
| File Closed For Incompleteness | 54 | $9,555,000 | $176,000 | $450,000 | $70,000 | $132,000 |
| Application Withdrawn By Applicant | 29 | $4,165,000 | $143,000 | $280,000 | $74,000 | $192,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 54 | $4,114,000 | $76,000 | $306,000 | $61,000 | $582,000 |
| Credit Application Incomplete | 39 | $6,653,000 | $170,000 | $350,000 | $73,000 | $151,000 |
| Debt-To-Income Ratio | 22 | $1,922,000 | $87,000 | $220,000 | $39,000 | $83,000 |
| Other | 15 | $1,617,000 | $107,000 | $253,000 | $65,000 | $103,000 |
| Employment History | 12 | $450,000 | $37,000 | $58,000 | $44,000 | $121,000 |
| Collateral | 3 | $482,000 | $160,000 | $250,000 | $53,000 | $76,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Numark Credit Union's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Numark Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.