Numark Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Numark Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Numark Credit Union 1654 Terry Dr; P O Box 2729 Joliet, IL 60434 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 533 |
| Total Mortgage Loan Application Amount | $84,545,000 |
| Average Mortgage Loan Application Amount | $164,000 |
| Highest Mortgage Loan Application Amount | $1,365,000 |
| Average Applicant Income | $146,500 |
| Highest Applicant Income | $6,901,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Numark Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Numark Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Numark Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Numark Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Numark Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Numark Credit Union's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE, IL | 199 | $ 40,735,000 | $ 204,000 | $ 99,000 |
| NA (OUTSIDE OF MSA/MD) | 95 | $ 11,605,000 | $ 122,954 | $ 158,000 |
| ELGIN, IL | 18 | $ 5,460,000 | $ 303,000 | $ 236,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 11 | $ 725,000 | $ 65,000 | $ 133,000 |
| GARY, IN | 9 | $ 1,475,000 | $ 163,000 | $ 107,000 |
| LAKELAND-WINTER HAVEN, FL | 8 | $ 1,190,000 | $ 148,000 | $ 3,501,000 |
| BIRMINGHAM-HOOVER, AL | 7 | $ 825,000 | $ 117,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 7 | $ 415,000 | $ 59,000 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 5 | $ 485,000 | $ 97,000 | $ 0 |
| ALEXANDRIA, LA | 4 | $ 640,000 | $ 160,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 4 | $ 340,000 | $ 85,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 4 | $ 1,060,000 | $ 248,000 | $ 81,500 |
| LEBANON, PA | 4 | $ 330,000 | $ 82,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 4 | $ 800,000 | $ 200,000 | $ 98,000 |
| MONROE, MI | 4 | $ 260,000 | $ 65,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 4 | $ 210,000 | $ 52,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 4 | $ 500,000 | $ 125,000 | $ 0 |
| TUSCALOOSA, AL | 4 | $ 600,000 | $ 150,000 | $ 0 |
| DENVER-AURORA-LAKEWOOD, CO | 3 | $ 995,000 | $ 331,000 | $ 277,000 |
| DOVER, DE | 3 | $ 145,000 | $ 48,000 | $ 0 |
| JACKSON, MS | 3 | $ 275,000 | $ 91,000 | $ 0 |
| KANKAKEE, IL | 3 | $ 625,000 | $ 208,000 | $ 119,000 |
| LANCASTER, PA | 3 | $ 155,000 | $ 51,000 | $ 0 |
| MONTGOMERY, AL | 3 | $ 275,000 | $ 91,000 | $ 0 |
| NEW YORK-NEWARK, NY | 3 | $ 245,000 | $ 80,000 | $ 0 |
| READING, PA | 3 | $ 235,000 | $ 78,000 | $ 0 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 3 | $ 345,000 | $ 115,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 155,000 | $ 52,500 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 190,000 | $ 95,000 | $ 0 |
| BOISE CITY, ID | 2 | $ 140,000 | $ 70,000 | $ 0 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 2 | $ 90,000 | $ 45,000 | $ 0 |
| COLORADO SPRINGS, CO | 2 | $ 460,000 | $ 230,000 | $ 121,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 230,000 | $ 115,000 | $ 248,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 2 | $ 110,000 | $ 55,000 | $ 0 |
| FLINT, MI | 2 | $ 90,000 | $ 45,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2 | $ 920,000 | $ 460,000 | $ 708,000 |
| HAMMOND, LA | 2 | $ 160,000 | $ 80,000 | $ 0 |
| HATTIESBURG, MS | 2 | $ 260,000 | $ 130,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 160,000 | $ 80,000 | $ 0 |
| KNOXVILLE, TN | 2 | $ 1,130,000 | $ 565,000 | $ 384,000 |
| LANSING-EAST LANSING, MI | 2 | $ 100,000 | $ 50,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 380,000 | $ 190,000 | $ 83,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2 | $ 160,000 | $ 80,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 2 | $ 400,000 | $ 200,000 | $ 91,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 290,000 | $ 145,000 | $ 49,000 |
| PINE BLUFF, AR | 2 | $ 280,000 | $ 140,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2 | $ 370,000 | $ 185,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 2 | $ 140,000 | $ 70,000 | $ 0 |
| WICHITA, KS | 2 | $ 60,000 | $ 30,000 | $ 0 |
| YORK-HANOVER, PA | 2 | $ 220,000 | $ 110,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 75,000 | $ 75,000 | $ 0 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1 | $ 85,000 | $ 85,000 | $ 0 |
| BATON ROUGE, LA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| BAY CITY, MI | 1 | $ 15,000 | $ 15,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 125,000 | $ 125,000 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| CAMDEN, NJ | 1 | $ 85,000 | $ 85,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 1 | $ 55,000 | $ 55,000 | $ 0 |
| CINCINNATI, OH-KY-IN | 1 | $ 185,000 | $ 185,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 45,000 | $ 45,000 | $ 0 |
| COLUMBUS, OH | 1 | $ 35,000 | $ 35,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 185,000 | $ 185,000 | $ 0 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 1 | $ 75,000 | $ 75,000 | $ 0 |
| DECATUR, AL | 1 | $ 55,000 | $ 55,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| DULUTH, MN-WI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| EAU CLAIRE, WI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| FORT COLLINS, CO | 1 | $ 55,000 | $ 55,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 1 | $ 215,000 | $ 215,000 | $ 0 |
| GAINESVILLE, FL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| GAINESVILLE, GA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| GRAND JUNCTION, CO | 1 | $ 85,000 | $ 85,000 | $ 0 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 95,000 | $ 95,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 55,000 | $ 55,000 | $ 0 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| HUNTSVILLE, AL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| JACKSON, MI | 1 | $ 105,000 | $ 105,000 | $ 0 |
| JACKSONVILLE, FL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| JEFFERSON CITY, MO | 1 | $ 175,000 | $ 175,000 | $ 0 |
| KANSAS CITY, MO-KS | 1 | $ 35,000 | $ 35,000 | $ 0 |
| LAKE CHARLES, LA | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| LYNCHBURG, VA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 145,000 | $ 145,000 | $ 178,000 |
| MODESTO, CA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| MUSKEGON, MI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 605,000 | $ 605,000 | $ 185,000 |
| NEW ORLEANS-METAIRIE, LA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| NEWARK, NJ-PA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 1 | $ 55,000 | $ 55,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 1 | $ 65,000 | $ 65,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| PEORIA, IL | 1 | $ 65,000 | $ 65,000 | $ 169,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1 | $ 175,000 | $ 175,000 | $ 0 |
| PITTSBURGH, PA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| ROCHESTER, NY | 1 | $ 105,000 | $ 105,000 | $ 0 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1 | $ 55,000 | $ 55,000 | $ 0 |
| SAN DIEGO-CARLSBAD, CA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| SAVANNAH, GA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| SIOUX FALLS, SD | 1 | $ 95,000 | $ 95,000 | $ 0 |
| TALLAHASSEE, FL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| THE VILLAGES, FL | 1 | $ 45,000 | $ 45,000 | $ 0 |
| TOLEDO, OH | 1 | $ 115,000 | $ 115,000 | $ 0 |
| TOPEKA, KS | 1 | $ 45,000 | $ 45,000 | $ 0 |
| TUCSON, AZ | 1 | $ 95,000 | $ 95,000 | $ 0 |
| TWIN FALLS, ID | 1 | $ 85,000 | $ 85,000 | $ 0 |
| TYLER, TX | 1 | $ 35,000 | $ 35,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1 | $ 65,000 | $ 65,000 | $ 0 |
| WORCESTER, MA-CT | 1 | $ 85,000 | $ 85,000 | $ 0 |
Mortgage Loan Application Detail Totals for Numark Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 450 | $70,200,000 | $156,000 | $1,365,000 | $199,000 | $6,901,000 |
| Refinancing | 83 | $14,345,000 | $172,000 | $505,000 | $94,000 | $925,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 260 | $26,020,000 | $100,000 | $1,275,000 | $0 | $0 |
| White | 171 | $37,125,000 | $217,000 | $1,365,000 | $207,000 | $6,901,000 |
| Hispanic | 64 | $12,460,000 | $194,000 | $565,000 | $85,000 | $166,000 |
| Black or African American | 27 | $6,295,000 | $233,000 | $785,000 | $89,000 | $277,000 |
| Asian | 9 | $2,065,000 | $229,000 | $505,000 | $246,000 | $925,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 531 | $84,145,000 | $158,000 | $1,365,000 | $168,000 | $6,901,000 |
| FHA-insured (Federal Housing Administration) | 2 | $400,000 | $200,000 | $305,000 | $62,000 | $85,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 259 | $24,745,000 | $95,000 | $245,000 | $0 | $0 |
| Loan Originated | 200 | $42,360,000 | $211,000 | $1,275,000 | $177,000 | $6,901,000 |
| Application Withdrawn By Applicant | 42 | $10,620,000 | $252,000 | $1,365,000 | $152,000 | $1,202,000 |
| Application Denied By Financial Institution | 28 | $6,070,000 | $216,000 | $435,000 | $73,000 | $150,000 |
| File Closed For Incompleteness | 3 | $575,000 | $191,000 | $225,000 | $682,000 | $1,920,000 |
| Application Approved But Not Accepted | 1 | $175,000 | $175,000 | $175,000 | $82,000 | $82,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 505 | $78,475,000 | $155,000 | $1,365,000 | $178,000 | $6,901,000 |
| Credit History | 8 | $1,880,000 | $235,000 | $435,000 | $60,000 | $85,000 |
| Credit Application Incomplete | 6 | $1,090,000 | $181,000 | $315,000 | $65,000 | $91,000 |
| Debt-To-Income Ratio | 5 | $1,325,000 | $265,000 | $375,000 | $81,000 | $127,000 |
| Collateral | 4 | $680,000 | $170,000 | $225,000 | $80,000 | $137,000 |
| Unverifiable Information | 4 | $1,050,000 | $262,000 | $375,000 | $92,000 | $150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $45,000 | $45,000 | $45,000 | $70,000 | $70,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Numark Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Numark Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.