Oakland Commerce Bank
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Oakland Commerce Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Oakland Commerce Bank 31731 Northwestern Highway Farmington Hills, MI 48334 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2003 |
| Total Number of Mortgage Applications | 3,654 |
| Total Mortgage Loan Application Amount | $567,846,000 |
| Average Mortgage Loan Application Amount | $166,410 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $100,358 |
| Highest Applicant Income | $3,029,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 541 | $ 115,544,000 | $ 213,000 | $ 165,000 |
| Wayne County Michigan | 322 | $ 41,352,000 | $ 128,000 | $ 49,000 |
| Ottawa County Michigan | 290 | $ 41,282,000 | $ 142,000 | $ 53,000 |
| Washtenaw County Michigan | 282 | $ 53,254,000 | $ 188,000 | $ 86,000 |
| Oakland County Michigan | 192 | $ 33,683,000 | $ 175,000 | $ 73,000 |
| Muskegon County Michigan | 162 | $ 22,778,000 | $ 140,000 | $ 80,000 |
| Kalamazoo County Michigan | 156 | $ 20,814,000 | $ 133,000 | $ 61,000 |
| Ingham County Michigan | 128 | $ 13,790,000 | $ 107,000 | $ 62,000 |
| Kent County Michigan | 124 | $ 18,666,000 | $ 150,000 | $ 58,000 |
| Clark County Nevada | 121 | $ 17,730,000 | $ 146,000 | $ 65,000 |
| Hawaii County Hawaii | 112 | $ 14,521,000 | $ 129,000 | $ 50,000 |
| Elkhart County Indiana | 96 | $ 10,981,000 | $ 114,000 | $ 66,000 |
| Clinton County Michigan | 84 | $ 10,733,000 | $ 127,000 | $ 49,000 |
| Macomb County Michigan | 73 | $ 11,146,000 | $ 152,000 | $ 53,000 |
| Livingston County Michigan | 70 | $ 12,596,000 | $ 179,000 | $ 80,000 |
| Shiawassee County Michigan | 59 | $ 6,415,000 | $ 108,000 | $ 41,000 |
| Pima County Arizona | 58 | $ 10,164,000 | $ 175,000 | $ 114,000 |
| Genesee County Michigan | 46 | $ 5,535,000 | $ 120,000 | $ 73,000 |
| Allegan County Michigan | 41 | $ 6,166,000 | $ 150,000 | $ 72,000 |
| Napa County California | 38 | $ 10,019,000 | $ 263,000 | $ 114,000 |
| Marion County Indiana | 32 | $ 3,981,000 | $ 124,000 | $ 40,000 |
| Allen County Indiana | 31 | $ 2,533,000 | $ 81,000 | $ 49,000 |
| Bernalillo County New Mexico | 30 | $ 4,566,000 | $ 152,000 | $ 130,000 |
| Multnomah County Oregon | 28 | $ 3,731,000 | $ 133,000 | $ 26,000 |
| Eaton County Michigan | 27 | $ 2,854,000 | $ 105,000 | $ 43,000 |
| Gladwin County Michigan | 20 | $ 1,500,000 | $ 75,000 | $ 52,000 |
| Clackamas County Oregon | 20 | $ 3,031,000 | $ 151,000 | $ 46,000 |
| Van Buren County Michigan | 19 | $ 2,943,000 | $ 154,000 | $ 103,000 |
| Jackson County Michigan | 18 | $ 1,949,000 | $ 108,000 | $ 45,000 |
| Yuma County Arizona | 15 | $ 1,415,000 | $ 94,000 | $ 59,000 |
| Clare County Michigan | 14 | $ 881,000 | $ 62,000 | $ 45,000 |
| Iosco County Michigan | 14 | $ 1,367,000 | $ 97,000 | $ 57,000 |
| Barry County Michigan | 13 | $ 1,478,000 | $ 113,000 | $ 56,000 |
| Hendricks County Indiana | 12 | $ 1,846,000 | $ 153,000 | $ 60,000 |
| Johnson County Indiana | 12 | $ 1,486,000 | $ 123,000 | $ 55,000 |
| St. Joseph County Indiana | 12 | $ 1,598,000 | $ 133,000 | $ 58,000 |
| Gratiot County Michigan | 12 | $ 782,000 | $ 65,000 | $ 51,000 |
| Franklin County Ohio | 12 | $ 1,148,000 | $ 95,000 | $ 78,000 |
| Navajo County Arizona | 11 | $ 2,117,000 | $ 192,000 | $ 176,000 |
| Monroe County Michigan | 11 | $ 1,624,000 | $ 147,000 | $ 67,000 |
| San Diego County California | 10 | $ 3,880,000 | $ 388,000 | $ 230,000 |
| Ionia County Michigan | 10 | $ 1,033,000 | $ 103,000 | $ 47,000 |
| Saginaw County Michigan | 9 | $ 783,000 | $ 87,000 | $ 37,000 |
| Coconino County Arizona | 8 | $ 1,579,000 | $ 197,000 | $ 164,000 |
| Cass County Michigan | 8 | $ 1,308,000 | $ 163,000 | $ 105,000 |
| St. Clair County Michigan | 8 | $ 1,333,000 | $ 166,000 | $ 71,000 |
| Yavapai County Arizona | 7 | $ 2,227,000 | $ 318,000 | $ 193,000 |
| Charlevoix County Michigan | 7 | $ 1,813,000 | $ 259,000 | $ 167,000 |
| Lapeer County Michigan | 7 | $ 1,054,000 | $ 150,000 | $ 71,000 |
| Pinal County Arizona | 6 | $ 545,000 | $ 90,000 | $ 113,000 |
| Clark County Washington | 6 | $ 793,000 | $ 132,000 | $ 35,000 |
| Cochise County Arizona | 5 | $ 573,000 | $ 114,000 | $ 38,000 |
| Douglas County Colorado | 5 | $ 1,319,000 | $ 263,000 | $ 88,000 |
| Hamilton County Indiana | 5 | $ 725,000 | $ 145,000 | $ 78,000 |
| Calhoun County Michigan | 5 | $ 377,000 | $ 75,000 | $ 88,000 |
| Grand Traverse County Michigan | 5 | $ 578,000 | $ 115,000 | $ 213,000 |
| Lenawee County Michigan | 5 | $ 543,000 | $ 108,000 | $ 62,000 |
| Washington County Oregon | 5 | $ 848,000 | $ 169,000 | $ 46,000 |
| Gila County Arizona | 4 | $ 718,000 | $ 179,000 | $ 155,000 |
| Orange County California | 4 | $ 1,083,000 | $ 270,000 | $ 135,000 |
| Adams County Indiana | 4 | $ 284,000 | $ 71,000 | $ 35,000 |
| Morgan County Indiana | 4 | $ 590,000 | $ 147,000 | $ 98,000 |
| Antrim County Michigan | 4 | $ 764,000 | $ 191,000 | $ 181,000 |
| Branch County Michigan | 4 | $ 297,000 | $ 74,000 | $ 43,000 |
| Emmet County Michigan | 4 | $ 570,000 | $ 142,000 | $ 182,000 |
| Isabella County Michigan | 4 | $ 311,000 | $ 77,000 | $ 50,000 |
| Lake County Michigan | 4 | $ 515,000 | $ 128,000 | $ 106,000 |
| Oceana County Michigan | 4 | $ 560,000 | $ 140,000 | $ 127,000 |
| Roscommon County Michigan | 4 | $ 320,000 | $ 80,000 | $ 75,000 |
| Valencia County New Mexico | 4 | $ 496,000 | $ 124,000 | $ 86,000 |
| Maui County Hawaii | 3 | $ 526,000 | $ 175,000 | $ 65,000 |
| Cook County Illinois | 3 | $ 889,000 | $ 296,000 | $ 87,000 |
| Wells County Indiana | 3 | $ 347,000 | $ 115,000 | $ 71,000 |
| Alcona County Michigan | 3 | $ 215,000 | $ 71,000 | $ 32,000 |
| Manistee County Michigan | 3 | $ 561,000 | $ 187,000 | $ 202,000 |
| Midland County Michigan | 3 | $ 249,000 | $ 83,000 | $ 57,000 |
| Montcalm County Michigan | 3 | $ 383,000 | $ 127,000 | $ 75,000 |
| St. Joseph County Michigan | 3 | $ 314,000 | $ 104,000 | $ 70,000 |
| Placer County California | 2 | $ 344,000 | $ 172,000 | $ 159,000 |
| Riverside County California | 2 | $ 427,000 | $ 213,000 | $ 354,000 |
| Lee County Florida | 2 | $ 221,000 | $ 110,000 | $ 61,000 |
| Orange County Florida | 2 | $ 200,000 | $ 100,000 | $ 50,000 |
| Sarasota County Florida | 2 | $ 848,000 | $ 424,000 | $ 249,000 |
| DeKalb County Indiana | 2 | $ 203,000 | $ 101,000 | $ 39,000 |
| Kosciusko County Indiana | 2 | $ 253,000 | $ 126,000 | $ 60,000 |
| Noble County Indiana | 2 | $ 192,000 | $ 96,000 | $ 59,000 |
| Putnam County Indiana | 2 | $ 215,000 | $ 107,000 | $ 54,000 |
| Alpena County Michigan | 2 | $ 121,000 | $ 60,000 | $ 64,000 |
| Arenac County Michigan | 2 | $ 125,000 | $ 62,000 | $ 23,000 |
| Bay County Michigan | 2 | $ 126,000 | $ 63,000 | $ 65,000 |
| Mason County Michigan | 2 | $ 144,000 | $ 72,000 | $ 76,000 |
| Mecosta County Michigan | 2 | $ 230,000 | $ 115,000 | $ 71,000 |
| Missaukee County Michigan | 2 | $ 240,000 | $ 120,000 | $ 37,000 |
| Otsego County Michigan | 2 | $ 406,000 | $ 203,000 | $ 62,000 |
| Sanilac County Michigan | 2 | $ 450,000 | $ 225,000 | $ 128,000 |
| Tuscola County Michigan | 2 | $ 195,000 | $ 97,000 | $ 26,000 |
| Nye County Nevada | 2 | $ 386,000 | $ 193,000 | $ 216,000 |
| Sandoval County New Mexico | 2 | $ 1,622,000 | $ 811,000 | $ 39,000 |
| Licking County Ohio | 2 | $ 99,000 | $ 49,000 | $ 125,000 |
| Summit County Ohio | 2 | $ 140,000 | $ 70,000 | $ 49,000 |
| Apache County Arizona | 1 | $ 288,000 | $ 288,000 | $ 145,000 |
| Mohave County Arizona | 1 | $ 120,000 | $ 120,000 | $ 213,000 |
| Santa Cruz County Arizona | 1 | $ 202,000 | $ 202,000 | $ 83,000 |
| Solano County California | 1 | $ 184,000 | $ 184,000 | $ 72,000 |
| Sonoma County California | 1 | $ 178,000 | $ 178,000 | $ 99,000 |
| Yolo County California | 1 | $ 288,000 | $ 288,000 | $ 170,000 |
| Brevard County Florida | 1 | $ 78,000 | $ 78,000 | $ 38,000 |
| Clay County Florida | 1 | $ 64,000 | $ 64,000 | $ 29,000 |
| Collier County Florida | 1 | $ 218,000 | $ 218,000 | $ 287,000 |
| Duval County Florida | 1 | $ 186,000 | $ 186,000 | $ 74,000 |
| Marion County Florida | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Monroe County Florida | 1 | $ 660,000 | $ 660,000 | $ 0 |
| Pinellas County Florida | 1 | $ 42,000 | $ 42,000 | $ 92,000 |
| Chatham County Georgia | 1 | $ 234,000 | $ 234,000 | $ 75,000 |
| DeKalb County Georgia | 1 | $ 200,000 | $ 200,000 | $ 175,000 |
| Fulton County Georgia | 1 | $ 261,000 | $ 261,000 | $ 88,000 |
| Bonner County Idaho | 1 | $ 155,000 | $ 155,000 | $ 275,000 |
| Boone County Indiana | 1 | $ 82,000 | $ 82,000 | $ 32,000 |
| Brown County Indiana | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Fountain County Indiana | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| LaGrange County Indiana | 1 | $ 64,000 | $ 64,000 | $ 38,000 |
| Lake County Indiana | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| LaPorte County Indiana | 1 | $ 47,000 | $ 47,000 | $ 154,000 |
| Monroe County Indiana | 1 | $ 107,000 | $ 107,000 | $ 73,000 |
| Montgomery County Indiana | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Rush County Indiana | 1 | $ 119,000 | $ 119,000 | $ 43,000 |
| Shelby County Indiana | 1 | $ 141,000 | $ 141,000 | $ 46,000 |
| Whitley County Indiana | 1 | $ 62,000 | $ 62,000 | $ 161,000 |
| Suffolk County Massachusetts | 1 | $ 137,000 | $ 137,000 | $ 120,000 |
| Benzie County Michigan | 1 | $ 156,000 | $ 156,000 | $ 33,000 |
| Cheboygan County Michigan | 1 | $ 137,000 | $ 137,000 | $ 78,000 |
| Hillsdale County Michigan | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Kalkaska County Michigan | 1 | $ 260,000 | $ 260,000 | $ 63,000 |
| Leelanau County Michigan | 1 | $ 250,000 | $ 250,000 | $ 150,000 |
| Newaygo County Michigan | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Ogemaw County Michigan | 1 | $ 70,000 | $ 70,000 | $ 28,000 |
| Oscoda County Michigan | 1 | $ 105,000 | $ 105,000 | $ 103,000 |
| Schoolcraft County Michigan | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Wexford County Michigan | 1 | $ 78,000 | $ 78,000 | $ 39,000 |
| Stearns County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Gallatin County Montana | 1 | $ 172,000 | $ 172,000 | $ 285,000 |
| San Juan County New Mexico | 1 | $ 104,000 | $ 104,000 | $ 124,000 |
| San Miguel County New Mexico | 1 | $ 64,000 | $ 64,000 | $ 32,000 |
| Sierra County New Mexico | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Hamilton County Ohio | 1 | $ 206,000 | $ 206,000 | $ 149,000 |
| Madison County Ohio | 1 | $ 181,000 | $ 181,000 | $ 218,000 |
| Medina County Ohio | 1 | $ 247,000 | $ 247,000 | $ 99,000 |
| Montgomery County Ohio | 1 | $ 39,000 | $ 39,000 | $ 48,000 |
| Warren County Ohio | 1 | $ 97,000 | $ 97,000 | $ 69,000 |
| Columbia County Oregon | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Deschutes County Oregon | 1 | $ 293,000 | $ 293,000 | $ 480,000 |
| Sevier County Tennessee | 1 | $ 224,000 | $ 224,000 | $ 135,000 |
| Bell County Texas | 1 | $ 73,000 | $ 73,000 | $ 97,000 |
| Bexar County Texas | 1 | $ 70,000 | $ 70,000 | $ 19,000 |
| Dallas County Texas | 1 | $ 101,000 | $ 101,000 | $ 45,000 |
| Harris County Texas | 1 | $ 135,000 | $ 135,000 | $ 110,000 |
| Kane County Utah | 1 | $ 254,000 | $ 254,000 | $ 190,000 |
| Washington County Utah | 1 | $ 71,000 | $ 71,000 | $ 113,000 |
| King County Washington | 1 | $ 218,000 | $ 218,000 | $ 55,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Oakland Commerce Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,559 | $406,613,000 | $179,722 | $1,500,000 | $93,444 | $3,029,000 |
| Home Purchase (one-to-four family) | 1,081 | $159,781,000 | $169,000 | $1,155,000 | $110,117 | $1,233,000 |
| Home Improvement (one-to-four family) | 14 | $1,452,000 | $95,500 | $197,000 | $90,000 | $160,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,379 | $525,632,000 | $173,523 | $1,500,000 | $111,571 | $3,029,000 |
| Information not provided by applicant in mail or telephone application | 87 | $14,368,000 | $157,750 | $1,000,000 | $95,875 | $400,000 |
| Hispanic | 64 | $8,652,000 | $155,571 | $630,000 | $71,428 | $339,000 |
| Black | 60 | $8,705,000 | $162,200 | $600,000 | $47,400 | $252,000 |
| Asian or Pacific Islander | 38 | $7,037,000 | $195,500 | $1,000,000 | $104,333 | $780,000 |
| Other | 25 | $3,356,000 | $133,333 | $193,000 | $199,000 | $725,000 |
| American Indian or Alaskan Native | 1 | $96,000 | $96,000 | $96,000 | $60,000 | $60,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,185 | $515,985,000 | $173,714 | $1,500,000 | $116,571 | $3,029,000 |
| FHA-insured (Federal Housing Administration) | 333 | $37,432,000 | $117,333 | $209,000 | $35,555 | $151,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 81 | $7,364,000 | $90,000 | $192,000 | $39,000 | $67,000 |
| VA-guaranteed (Veterans Administration) | 55 | $7,065,000 | $115,222 | $244,000 | $35,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 3,651 | $567,078,000 | $172,476 | $1,500,000 | $111,047 | $3,029,000 |
| Loan Originated | 3 | $768,000 | $256,000 | $450,000 | $143,000 | $175,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.