Oakland Commerce Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Oakland Commerce Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Oakland Commerce Bank 31731 Northwestern Highway Farmington Hills, MI 48334 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2003 |
| Total Number of Mortgage Applications | 1,384 |
| Total Mortgage Loan Application Amount | $298,245,000 |
| Average Mortgage Loan Application Amount | $209,846 |
| Highest Mortgage Loan Application Amount | $1,365,000 |
| Average Applicant Income | $769 |
| Highest Applicant Income | $40,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 369 | $ 94,579,000 | $ 256,000 | $ 0 |
| Clark County Nevada | 103 | $ 27,630,000 | $ 268,000 | $ 0 |
| Hawaii County Hawaii | 68 | $ 15,305,000 | $ 225,000 | $ 0 |
| Washtenaw County Michigan | 52 | $ 14,798,000 | $ 284,000 | $ 0 |
| Wayne County Michigan | 51 | $ 8,336,000 | $ 163,000 | $ 0 |
| Pima County Arizona | 46 | $ 10,078,000 | $ 219,000 | $ 0 |
| Yuma County Arizona | 45 | $ 5,983,000 | $ 132,000 | $ 0 |
| Livingston County Michigan | 38 | $ 6,791,000 | $ 178,000 | $ 0 |
| Allen County Indiana | 35 | $ 2,628,000 | $ 75,000 | $ 0 |
| San Diego County California | 26 | $ 11,745,000 | $ 451,000 | $ 0 |
| Multnomah County Oregon | 24 | $ 3,745,000 | $ 156,000 | $ 0 |
| Napa County California | 22 | $ 8,320,000 | $ 378,000 | $ 0 |
| Macomb County Michigan | 22 | $ 3,373,000 | $ 153,000 | $ 0 |
| Oakland County Michigan | 22 | $ 3,603,000 | $ 163,000 | $ 6,000 |
| Elkhart County Indiana | 19 | $ 2,795,000 | $ 147,000 | $ 0 |
| Shiawassee County Michigan | 19 | $ 1,972,000 | $ 103,000 | $ 0 |
| Ingham County Michigan | 16 | $ 2,129,000 | $ 133,000 | $ 0 |
| Ottawa County Michigan | 16 | $ 2,514,000 | $ 157,000 | $ 0 |
| Genesee County Michigan | 14 | $ 1,396,000 | $ 99,000 | $ 0 |
| Kalamazoo County Michigan | 14 | $ 2,374,000 | $ 169,000 | $ 0 |
| Kent County Michigan | 11 | $ 1,282,000 | $ 116,000 | $ 0 |
| Cobb County Georgia | 10 | $ 1,617,000 | $ 161,000 | $ 0 |
| Fulton County Georgia | 10 | $ 2,729,000 | $ 272,000 | $ 0 |
| Bernalillo County New Mexico | 9 | $ 1,372,000 | $ 152,000 | $ 0 |
| Adams County Indiana | 8 | $ 760,000 | $ 95,000 | $ 0 |
| Gladwin County Michigan | 8 | $ 1,118,000 | $ 139,000 | $ 0 |
| Jackson County Michigan | 8 | $ 1,334,000 | $ 166,000 | $ 0 |
| Saginaw County Michigan | 8 | $ 1,046,000 | $ 130,000 | $ 0 |
| Edgecombe County North Carolina | 8 | $ 699,000 | $ 87,000 | $ 0 |
| Clackamas County Oregon | 8 | $ 1,236,000 | $ 154,000 | $ 0 |
| Clark County Washington | 8 | $ 1,518,000 | $ 189,000 | $ 0 |
| Pinal County Arizona | 7 | $ 1,343,000 | $ 191,000 | $ 0 |
| Clinton County Michigan | 7 | $ 814,000 | $ 116,000 | $ 0 |
| Gratiot County Michigan | 7 | $ 535,000 | $ 76,000 | $ 0 |
| Monroe County Michigan | 7 | $ 1,145,000 | $ 163,000 | $ 0 |
| Nash County North Carolina | 7 | $ 1,474,000 | $ 210,000 | $ 0 |
| DeKalb County Indiana | 6 | $ 537,000 | $ 89,000 | $ 0 |
| Yavapai County Arizona | 5 | $ 1,038,000 | $ 207,000 | $ 0 |
| Larimer County Colorado | 5 | $ 1,452,000 | $ 290,000 | $ 0 |
| Gwinnett County Georgia | 5 | $ 797,000 | $ 159,000 | $ 0 |
| Eaton County Michigan | 5 | $ 614,000 | $ 122,000 | $ 0 |
| San Francisco County California | 4 | $ 1,186,000 | $ 296,000 | $ 0 |
| DeKalb County Georgia | 4 | $ 1,386,000 | $ 346,000 | $ 0 |
| Paulding County Georgia | 4 | $ 399,000 | $ 99,000 | $ 0 |
| Noble County Indiana | 4 | $ 512,000 | $ 128,000 | $ 0 |
| Clare County Michigan | 4 | $ 439,000 | $ 109,000 | $ 0 |
| Midland County Michigan | 4 | $ 254,000 | $ 63,000 | $ 0 |
| Muskegon County Michigan | 4 | $ 993,000 | $ 248,000 | $ 0 |
| Shelby County Tennessee | 4 | $ 220,000 | $ 55,000 | $ 0 |
| Navajo County Arizona | 3 | $ 599,000 | $ 199,000 | $ 0 |
| Fayette County Georgia | 3 | $ 713,000 | $ 237,000 | $ 0 |
| Brown County Indiana | 3 | $ 834,000 | $ 278,000 | $ 0 |
| Allegan County Michigan | 3 | $ 167,000 | $ 55,000 | $ 0 |
| Oceana County Michigan | 3 | $ 611,000 | $ 203,000 | $ 0 |
| Sanilac County Michigan | 3 | $ 449,000 | $ 149,000 | $ 0 |
| Nye County Nevada | 3 | $ 755,000 | $ 251,000 | $ 0 |
| Franklin County Ohio | 3 | $ 299,000 | $ 99,000 | $ 0 |
| Lucas County Ohio | 3 | $ 180,000 | $ 60,000 | $ 0 |
| King County Washington | 3 | $ 1,234,000 | $ 411,000 | $ 0 |
| Milwaukee County Wisconsin | 3 | $ 364,000 | $ 121,000 | $ 0 |
| Ketchikan Gateway County Alaska | 2 | $ 546,000 | $ 273,000 | $ 0 |
| Coconino County Arizona | 2 | $ 444,000 | $ 222,000 | $ 0 |
| Gila County Arizona | 2 | $ 487,000 | $ 243,000 | $ 0 |
| Mohave County Arizona | 2 | $ 326,000 | $ 163,000 | $ 0 |
| Santa Cruz County Arizona | 2 | $ 485,000 | $ 242,000 | $ 0 |
| Los Angeles County California | 2 | $ 1,650,000 | $ 825,000 | $ 0 |
| Marion County Florida | 2 | $ 132,000 | $ 66,000 | $ 0 |
| Kootenai County Idaho | 2 | $ 1,072,000 | $ 536,000 | $ 0 |
| Mercer County Illinois | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Jay County Indiana | 2 | $ 175,000 | $ 87,000 | $ 0 |
| St. Joseph County Indiana | 2 | $ 257,000 | $ 128,000 | $ 0 |
| Steuben County Indiana | 2 | $ 421,000 | $ 210,000 | $ 0 |
| Johnson County Kansas | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Alcona County Michigan | 2 | $ 163,000 | $ 81,000 | $ 0 |
| Antrim County Michigan | 2 | $ 909,000 | $ 454,000 | $ 0 |
| Isabella County Michigan | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Leelanau County Michigan | 2 | $ 1,150,000 | $ 575,000 | $ 0 |
| Presque Isle County Michigan | 2 | $ 326,000 | $ 163,000 | $ 0 |
| St. Joseph County Michigan | 2 | $ 145,000 | $ 72,000 | $ 0 |
| Cape May County New Jersey | 2 | $ 721,000 | $ 360,000 | $ 0 |
| Santa Fe County New Mexico | 2 | $ 1,017,000 | $ 508,000 | $ 0 |
| Rowan County North Carolina | 2 | $ 358,000 | $ 179,000 | $ 0 |
| Salt Lake County Utah | 2 | $ 385,000 | $ 192,000 | $ 0 |
| Utah County Utah | 2 | $ 599,000 | $ 299,000 | $ 0 |
| Kitsap County Washington | 2 | $ 1,114,000 | $ 557,000 | $ 0 |
| Escambia County Alabama | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Anchorage County Alaska | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Graham County Arizona | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Contra Costa County California | 1 | $ 557,000 | $ 557,000 | $ 0 |
| El Dorado County California | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Lake County California | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Marin County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Monterey County California | 1 | $ 570,000 | $ 570,000 | $ 0 |
| Nevada County California | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Orange County California | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Riverside County California | 1 | $ 443,000 | $ 443,000 | $ 0 |
| Solano County California | 1 | $ 287,000 | $ 287,000 | $ 0 |
| Stanislaus County California | 1 | $ 282,000 | $ 282,000 | $ 0 |
| Yolo County California | 1 | $ 780,000 | $ 780,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Denver County Colorado | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Douglas County Colorado | 1 | $ 185,000 | $ 185,000 | $ 0 |
| El Paso County Colorado | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Brevard County Florida | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Lee County Florida | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Sumter County Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Bartow County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Bibb County Georgia | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Brooks County Georgia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Pickens County Georgia | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Troup County Georgia | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Kauai County Hawaii | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Bonner County Idaho | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Cook County Illinois | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Dubois County Indiana | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Huntington County Indiana | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Johnson County Indiana | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Kosciusko County Indiana | 1 | $ 62,000 | $ 62,000 | $ 0 |
| LaGrange County Indiana | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Lake County Indiana | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Whitley County Indiana | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Warren County Iowa | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Lyon County Kentucky | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Russell County Kentucky | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Barry County Michigan | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Bay County Michigan | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Berrien County Michigan | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Charlevoix County Michigan | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Hillsdale County Michigan | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Lenawee County Michigan | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Mackinac County Michigan | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Manistee County Michigan | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Mecosta County Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Montcalm County Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Newaygo County Michigan | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Otsego County Michigan | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Roscommon County Michigan | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Van Buren County Michigan | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Cass County Missouri | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Jackson County Missouri | 1 | $ 230,000 | $ 230,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Lewis and Clark County Montana | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Chaves County New Mexico | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Colfax County New Mexico | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 313,000 | $ 313,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Dare County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Martin County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Wake County North Carolina | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Columbia County Oregon | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Crook County Oregon | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Jefferson County Oregon | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Marion County Oregon | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Tillamook County Oregon | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Washington County Oregon | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Greenwood County South Carolina | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Aransas County Texas | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Bexar County Texas | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Cameron County Texas | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Dallas County Texas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Kane County Utah | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Washington County Utah | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Snohomish County Washington | 1 | $ 274,000 | $ 274,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Oakland Commerce Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 710 | $169,924,000 | $217,280 | $1,320,000 | $0 | $0 |
| Home Purchase | 673 | $128,303,000 | $210,076 | $1,365,000 | $0 | $0 |
| Home Improvement | 1 | $18,000 | $18,000 | $18,000 | $40,000 | $40,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,383 | $298,227,000 | $193,343 | $1,365,000 | $0 | $0 |
| White | 1 | $18,000 | $18,000 | $18,000 | $40,000 | $40,000 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,268 | $285,447,000 | $195,062 | $1,365,000 | $0 | $40,000 |
| FHA-insured (Federal Housing Administration) | 71 | $7,710,000 | $125,833 | $192,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 31 | $3,164,000 | $102,000 | $162,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 14 | $1,924,000 | $149,000 | $245,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,383 | $298,227,000 | $193,343 | $1,365,000 | $0 | $0 |
| Loan Originated | 1 | $18,000 | $18,000 | $18,000 | $40,000 | $40,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.