Oakstar Bank, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Oakstar Bank, Na 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Oakstar Bank, Na 1020 E Battlefield Springfield, MO 65807 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,293 |
| Total Mortgage Loan Application Amount | $220,743,000 |
| Average Mortgage Loan Application Amount | $127,000 |
| Highest Mortgage Loan Application Amount | $3,129,000 |
| Average Applicant Income | $120,000 |
| Highest Applicant Income | $2,379,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Oakstar Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Oakstar Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Oakstar Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Oakstar Bank, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Oakstar Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Oakstar Bank, Na's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 669 | $ 99,626,000 | $ 148,000 | $ 93,000 |
| Christian County Missouri | 191 | $ 36,929,000 | $ 193,000 | $ 92,000 |
| Johnson County Kansas | 94 | $ 22,081,000 | $ 234,000 | $ 126,000 |
| Jackson County Missouri | 85 | $ 18,430,000 | $ 216,000 | $ 127,000 |
| Clay County Missouri | 60 | $ 9,969,000 | $ 166,000 | $ 92,000 |
| Stone County Missouri | 20 | $ 3,024,000 | $ 151,000 | $ 242,000 |
| Webster County Missouri | 18 | $ 1,802,000 | $ 100,000 | $ 55,000 |
| Platte County Missouri | 17 | $ 3,571,000 | $ 210,000 | $ 99,000 |
| Taney County Missouri | 11 | $ 1,971,000 | $ 179,000 | $ 86,000 |
| Cass County Missouri | 10 | $ 2,136,000 | $ 213,000 | $ 102,000 |
| Lawrence County Missouri | 10 | $ 1,267,000 | $ 126,000 | $ 80,000 |
| Polk County Missouri | 6 | $ 680,000 | $ 113,000 | $ 80,000 |
| Jasper County Missouri | 5 | $ 740,000 | $ 148,000 | $ 123,000 |
| Maricopa County Arizona | 4 | $ 1,204,000 | $ 301,000 | $ 434,000 |
| Miami County Kansas | 4 | $ 1,000,000 | $ 250,000 | $ 132,000 |
| Wyandotte County Kansas | 4 | $ 369,000 | $ 92,000 | $ 49,000 |
| Barry County Missouri | 4 | $ 547,000 | $ 136,000 | $ 107,000 |
| Wright County Missouri | 4 | $ 331,000 | $ 82,000 | $ 50,000 |
| Boone County Missouri | 3 | $ 272,000 | $ 90,000 | $ 93,000 |
| Caldwell County Missouri | 3 | $ 469,000 | $ 156,000 | $ 74,000 |
| Camden County Missouri | 3 | $ 449,000 | $ 149,000 | $ 234,000 |
| St. Louis County Missouri | 3 | $ 880,000 | $ 293,000 | $ 317,000 |
| Washington County Arkansas | 2 | $ 641,000 | $ 320,000 | $ 153,000 |
| El Paso County Colorado | 2 | $ 374,000 | $ 187,000 | $ 84,000 |
| Cowley County Kansas | 2 | $ 452,000 | $ 226,000 | $ 0 |
| Douglas County Kansas | 2 | $ 177,000 | $ 88,000 | $ 49,000 |
| Leavenworth County Kansas | 2 | $ 389,000 | $ 194,000 | $ 99,000 |
| Dallas County Missouri | 2 | $ 172,000 | $ 86,000 | $ 52,000 |
| Douglas County Missouri | 2 | $ 405,000 | $ 202,000 | $ 56,000 |
| Hickory County Missouri | 2 | $ 146,000 | $ 73,000 | $ 108,000 |
| St. Charles County Missouri | 2 | $ 466,000 | $ 233,000 | $ 108,000 |
| Texas County Missouri | 2 | $ 210,000 | $ 105,000 | $ 113,000 |
| Collin County Texas | 2 | $ 341,000 | $ 170,000 | $ 356,000 |
| Yavapai County Arizona | 1 | $ 389,000 | $ 389,000 | $ 172,000 |
| Benton County Arkansas | 1 | $ 290,000 | $ 290,000 | $ 178,000 |
| Pulaski County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 852,000 |
| San Diego County California | 1 | $ 227,000 | $ 227,000 | $ 253,000 |
| Mineral County Colorado | 1 | $ 170,000 | $ 170,000 | $ 194,000 |
| Broward County Florida | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Collier County Florida | 1 | $ 385,000 | $ 385,000 | $ 466,000 |
| Sarasota County Florida | 1 | $ 177,000 | $ 177,000 | $ 69,000 |
| Walton County Florida | 1 | $ 200,000 | $ 200,000 | $ 1,167,000 |
| Cobb County Georgia | 1 | $ 328,000 | $ 328,000 | $ 187,000 |
| Will County Illinois | 1 | $ 189,000 | $ 189,000 | $ 75,000 |
| Jasper County Indiana | 1 | $ 65,000 | $ 65,000 | $ 106,000 |
| Morgan County Indiana | 1 | $ 323,000 | $ 323,000 | $ 171,000 |
| Dallas County Iowa | 1 | $ 186,000 | $ 186,000 | $ 53,000 |
| Polk County Iowa | 1 | $ 212,000 | $ 212,000 | $ 99,000 |
| Story County Iowa | 1 | $ 88,000 | $ 88,000 | $ 980,000 |
| Crawford County Kansas | 1 | $ 82,000 | $ 82,000 | $ 27,000 |
| Riley County Kansas | 1 | $ 192,000 | $ 192,000 | $ 50,000 |
| Sedgwick County Kansas | 1 | $ 215,000 | $ 215,000 | $ 195,000 |
| Suffolk County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Hennepin County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 980,000 |
| Benton County Missouri | 1 | $ 162,000 | $ 162,000 | $ 194,000 |
| Buchanan County Missouri | 1 | $ 160,000 | $ 160,000 | $ 81,000 |
| Clinton County Missouri | 1 | $ 174,000 | $ 174,000 | $ 36,000 |
| Harrison County Missouri | 1 | $ 100,000 | $ 100,000 | $ 86,000 |
| Henry County Missouri | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Johnson County Missouri | 1 | $ 134,000 | $ 134,000 | $ 54,000 |
| Laclede County Missouri | 1 | $ 44,000 | $ 44,000 | $ 65,000 |
| Lafayette County Missouri | 1 | $ 124,000 | $ 124,000 | $ 94,000 |
| Ozark County Missouri | 1 | $ 142,000 | $ 142,000 | $ 64,000 |
| Ray County Missouri | 1 | $ 56,000 | $ 56,000 | $ 27,000 |
| Hamilton County Ohio | 1 | $ 194,000 | $ 194,000 | $ 121,000 |
| Tulsa County Oklahoma | 1 | $ 178,000 | $ 178,000 | $ 142,000 |
| Wagoner County Oklahoma | 1 | $ 415,000 | $ 415,000 | $ 188,000 |
| Davidson County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 207,000 |
| Shelby County Tennessee | 1 | $ 206,000 | $ 206,000 | $ 101,000 |
| Williamson County Tennessee | 1 | $ 360,000 | $ 360,000 | $ 176,000 |
| Bexar County Texas | 1 | $ 197,000 | $ 197,000 | $ 151,000 |
| Dallas County Texas | 1 | $ 280,000 | $ 280,000 | $ 240,000 |
| Lubbock County Texas | 1 | $ 194,000 | $ 194,000 | $ 42,000 |
| Rockwall County Texas | 1 | $ 226,000 | $ 226,000 | $ 73,000 |
| Tarrant County Texas | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Pierce County Washington | 1 | $ 300,000 | $ 300,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for Oakstar Bank, Na in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 938 | $166,088,000 | $177,000 | $3,129,000 | $106,000 | $2,379,000 |
| Home Purchase | 350 | $54,409,000 | $155,000 | $1,200,000 | $101,000 | $1,167,000 |
| Home Improvement | 5 | $246,000 | $49,000 | $103,000 | $153,000 | $645,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,151 | $196,848,000 | $171,000 | $1,300,000 | $110,000 | $2,379,000 |
| Not applicable | 67 | $10,457,000 | $156,000 | $3,129,000 | $0 | $0 |
| Not Provided | 31 | $6,404,000 | $206,000 | $372,000 | $116,000 | $325,000 |
| Asian | 19 | $3,239,000 | $170,000 | $390,000 | $126,000 | $591,000 |
| Hispanic | 15 | $2,132,000 | $142,000 | $236,000 | $76,000 | $214,000 |
| Black or African American | 7 | $1,447,000 | $206,000 | $376,000 | $142,000 | $250,000 |
| American Indian or Alaskan Native | 2 | $136,000 | $68,000 | $100,000 | $351,000 | $393,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $80,000 | $80,000 | $80,000 | $98,000 | $98,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,095 | $191,336,000 | $174,000 | $3,129,000 | $113,000 | $2,379,000 |
| FHA-insured (Federal Housing Administration) | 146 | $20,701,000 | $141,000 | $632,000 | $65,000 | $852,000 |
| VA-guaranteed (Veterans Administration) | 36 | $6,980,000 | $193,000 | $415,000 | $52,000 | $188,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $1,726,000 | $107,000 | $144,000 | $44,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,087 | $184,736,000 | $169,000 | $3,129,000 | $108,000 | $2,379,000 |
| Application Withdrawn By Applicant | 121 | $20,670,000 | $170,000 | $1,109,000 | $89,000 | $602,000 |
| Application Denied By Financial Institution | 82 | $14,940,000 | $182,000 | $675,000 | $89,000 | $980,000 |
| File Closed For Incompleteness | 2 | $171,000 | $85,000 | $115,000 | $12,000 | $24,000 |
| Application Approved But Not Accepted | 1 | $226,000 | $226,000 | $226,000 | $73,000 | $73,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 30 | $5,675,000 | $189,000 | $468,000 | $121,000 | $980,000 |
| Credit History | 25 | $4,657,000 | $186,000 | $675,000 | $70,000 | $330,000 |
| Debt-To-Income Ratio | 14 | $2,600,000 | $185,000 | $358,000 | $94,000 | $253,000 |
| Employment History | 5 | $989,000 | $197,000 | $453,000 | $40,000 | $87,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $350,000 | $175,000 | $288,000 | $81,000 | $86,000 |
| Other | 2 | $168,000 | $84,000 | $121,000 | $46,000 | $56,000 |
| Unverifiable Information | 2 | $237,000 | $118,000 | $162,000 | $56,000 | $83,000 |
| Credit Application Incomplete | 1 | $110,000 | $110,000 | $110,000 | $0 | $0 |
| Mortgage Insurance Denied | 1 | $154,000 | $154,000 | $154,000 | $52,000 | $52,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Oakstar Bank, Na's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Oakstar Bank, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.