Oakstar Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Oakstar Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Oakstar Bank 1020 E Battlefield Springfield, MO 65807 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 1,717 |
| Total Mortgage Loan Application Amount | $374,254,000 |
| Average Mortgage Loan Application Amount | $206,000 |
| Highest Mortgage Loan Application Amount | $3,280,000 |
| Average Applicant Income | $124,666 |
| Highest Applicant Income | $1,942,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Oakstar Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Oakstar Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Oakstar Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Oakstar Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Oakstar Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Oakstar Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 668 | $ 114,028,000 | $ 170,000 | $ 81,000 |
| Christian County Missouri | 220 | $ 40,692,000 | $ 184,000 | $ 99,000 |
| Jackson County Missouri | 154 | $ 30,330,000 | $ 196,000 | $ 104,000 |
| Johnson County Kansas | 142 | $ 33,142,000 | $ 233,000 | $ 120,000 |
| Clay County Missouri | 51 | $ 10,608,000 | $ 208,000 | $ 98,000 |
| Cass County Missouri | 37 | $ 5,986,000 | $ 161,000 | $ 81,000 |
| Webster County Missouri | 31 | $ 6,580,000 | $ 212,000 | $ 80,000 |
| Polk County Missouri | 27 | $ 3,626,000 | $ 134,000 | $ 64,000 |
| Stone County Missouri | 20 | $ 4,673,000 | $ 233,000 | $ 251,000 |
| Platte County Missouri | 19 | $ 4,836,000 | $ 254,000 | $ 117,000 |
| Taney County Missouri | 15 | $ 2,454,000 | $ 163,000 | $ 89,000 |
| Honolulu County Hawaii | 13 | $ 7,534,000 | $ 579,000 | $ 42,000 |
| Lawrence County Missouri | 13 | $ 1,821,000 | $ 140,000 | $ 80,000 |
| Maricopa County Arizona | 7 | $ 2,142,000 | $ 306,000 | $ 188,000 |
| Clark County Nevada | 7 | $ 1,894,000 | $ 270,000 | $ 117,000 |
| Los Angeles County California | 6 | $ 3,913,000 | $ 652,000 | $ 191,000 |
| Santa Clara County California | 6 | $ 2,983,000 | $ 497,000 | $ 76,000 |
| Hillsborough County Florida | 6 | $ 2,310,000 | $ 385,000 | $ 63,000 |
| Wyandotte County Kansas | 6 | $ 932,000 | $ 155,000 | $ 70,000 |
| Jasper County Missouri | 6 | $ 1,279,000 | $ 213,000 | $ 109,000 |
| Laclede County Missouri | 5 | $ 526,000 | $ 105,000 | $ 105,000 |
| Loudoun County Virginia | 5 | $ 2,489,000 | $ 497,000 | $ 124,000 |
| King County Washington | 5 | $ 2,454,000 | $ 490,000 | $ 58,000 |
| Orange County California | 4 | $ 3,003,000 | $ 750,000 | $ 23,000 |
| Lee County Florida | 4 | $ 953,000 | $ 238,000 | $ 173,000 |
| Phelps County Missouri | 4 | $ 349,000 | $ 87,000 | $ 0 |
| St. Louis County Missouri | 4 | $ 1,162,000 | $ 290,000 | $ 67,000 |
| Fairfax County Virginia | 4 | $ 1,692,000 | $ 423,000 | $ 111,000 |
| Baxter County Arkansas | 3 | $ 758,000 | $ 252,000 | $ 297,000 |
| Benton County Arkansas | 3 | $ 526,000 | $ 175,000 | $ 153,000 |
| Pulaski County Arkansas | 3 | $ 638,000 | $ 212,000 | $ 83,000 |
| San Diego County California | 3 | $ 2,431,000 | $ 810,000 | $ 151,000 |
| Larimer County Colorado | 3 | $ 816,000 | $ 272,000 | $ 255,000 |
| Douglas County Kansas | 3 | $ 307,000 | $ 102,000 | $ 41,000 |
| Boone County Missouri | 3 | $ 510,000 | $ 170,000 | $ 766,000 |
| Camden County Missouri | 3 | $ 514,000 | $ 171,000 | $ 117,000 |
| Clinton County Missouri | 3 | $ 507,000 | $ 169,000 | $ 76,000 |
| Dallas County Missouri | 3 | $ 603,000 | $ 201,000 | $ 114,000 |
| Wright County Missouri | 3 | $ 418,000 | $ 139,000 | $ 91,000 |
| Douglas County Nebraska | 3 | $ 333,000 | $ 111,000 | $ 125,000 |
| Dallas County Texas | 3 | $ 2,203,000 | $ 734,000 | $ 252,000 |
| Denton County Texas | 3 | $ 704,000 | $ 234,000 | $ 508,000 |
| Guadalupe County Texas | 3 | $ 576,000 | $ 192,000 | $ 22,000 |
| Williamson County Texas | 3 | $ 946,000 | $ 315,000 | $ 119,000 |
| Tallapoosa County Alabama | 2 | $ 2,847,000 | $ 1,423,000 | $ 649,000 |
| Cleburne County Arkansas | 2 | $ 744,000 | $ 372,000 | $ 906,000 |
| Alameda County California | 2 | $ 1,113,000 | $ 556,000 | $ 0 |
| Douglas County Colorado | 2 | $ 621,000 | $ 310,000 | $ 177,000 |
| Jefferson County Colorado | 2 | $ 737,000 | $ 368,000 | $ 87,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,491,000 | $ 745,000 | $ 84,000 |
| Sarasota County Florida | 2 | $ 664,000 | $ 332,000 | $ 97,000 |
| Fulton County Georgia | 2 | $ 525,000 | $ 262,000 | $ 117,000 |
| Hawaii County Hawaii | 2 | $ 468,000 | $ 234,000 | $ 249,000 |
| Kauai County Hawaii | 2 | $ 1,054,000 | $ 527,000 | $ 6,000 |
| Cook County Illinois | 2 | $ 926,000 | $ 463,000 | $ 290,000 |
| Warrick County Indiana | 2 | $ 290,000 | $ 145,000 | $ 68,000 |
| Barren County Kentucky | 2 | $ 306,000 | $ 153,000 | $ 61,000 |
| Jefferson County Kentucky | 2 | $ 796,000 | $ 398,000 | $ 158,000 |
| Anne Arundel County Maryland | 2 | $ 1,037,000 | $ 518,000 | $ 0 |
| Prince George's County Maryland | 2 | $ 618,000 | $ 309,000 | $ 57,000 |
| Middlesex County Massachusetts | 2 | $ 801,000 | $ 400,000 | $ 21,000 |
| Douglas County Missouri | 2 | $ 255,000 | $ 127,000 | $ 59,000 |
| Ozark County Missouri | 2 | $ 209,000 | $ 104,000 | $ 61,000 |
| St. Charles County Missouri | 2 | $ 294,000 | $ 147,000 | $ 60,000 |
| St. Louis City County Missouri | 2 | $ 408,000 | $ 204,000 | $ 92,000 |
| Suffolk County New York | 2 | $ 717,000 | $ 358,000 | $ 265,000 |
| Moore County North Carolina | 2 | $ 568,000 | $ 284,000 | $ 43,000 |
| Delaware County Oklahoma | 2 | $ 495,000 | $ 247,000 | $ 34,000 |
| Tulsa County Oklahoma | 2 | $ 409,000 | $ 204,000 | $ 336,000 |
| Multnomah County Oregon | 2 | $ 727,000 | $ 363,000 | $ 15,000 |
| Sevier County Tennessee | 2 | $ 755,000 | $ 377,000 | $ 147,000 |
| Bexar County Texas | 2 | $ 1,232,000 | $ 616,000 | $ 493,000 |
| Collin County Texas | 2 | $ 521,000 | $ 260,000 | $ 168,000 |
| Harris County Texas | 2 | $ 853,000 | $ 426,000 | $ 229,000 |
| Salt Lake County Utah | 2 | $ 997,000 | $ 498,000 | $ 155,000 |
| Arlington County Virginia | 2 | $ 1,139,000 | $ 569,000 | $ 251,000 |
| Isle of Wight County Virginia | 2 | $ 1,595,000 | $ 797,000 | $ 232,000 |
| Prince William County Virginia | 2 | $ 715,000 | $ 357,000 | $ 16,000 |
| Benton County Washington | 2 | $ 626,000 | $ 313,000 | $ 253,000 |
| Chelan County Washington | 2 | $ 1,695,000 | $ 847,000 | $ 0 |
| Island County Washington | 2 | $ 881,000 | $ 440,000 | $ 93,000 |
| Jefferson County Alabama | 1 | $ 3,280,000 | $ 3,280,000 | $ 0 |
| Mobile County Alabama | 1 | $ 412,000 | $ 412,000 | $ 0 |
| St. Clair County Alabama | 1 | $ 171,000 | $ 171,000 | $ 91,000 |
| Tuscaloosa County Alabama | 1 | $ 154,000 | $ 154,000 | $ 189,000 |
| Mohave County Arizona | 1 | $ 426,000 | $ 426,000 | $ 151,000 |
| Pinal County Arizona | 1 | $ 113,000 | $ 113,000 | $ 141,000 |
| Carroll County Arkansas | 1 | $ 410,000 | $ 410,000 | $ 510,000 |
| Contra Costa County California | 1 | $ 290,000 | $ 290,000 | $ 110,000 |
| Kings County California | 1 | $ 154,000 | $ 154,000 | $ 136,000 |
| Nevada County California | 1 | $ 244,000 | $ 244,000 | $ 147,000 |
| Riverside County California | 1 | $ 391,000 | $ 391,000 | $ 88,000 |
| San Joaquin County California | 1 | $ 441,000 | $ 441,000 | $ 0 |
| San Mateo County California | 1 | $ 470,000 | $ 470,000 | $ 141,000 |
| Solano County California | 1 | $ 478,000 | $ 478,000 | $ 97,000 |
| Adams County Colorado | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Boulder County Colorado | 1 | $ 146,000 | $ 146,000 | $ 197,000 |
| Fairfield County Connecticut | 1 | $ 718,000 | $ 718,000 | $ 235,000 |
| New Haven County Connecticut | 1 | $ 417,000 | $ 417,000 | $ 324,000 |
| Alachua County Florida | 1 | $ 351,000 | $ 351,000 | $ 146,000 |
| Broward County Florida | 1 | $ 353,000 | $ 353,000 | $ 150,000 |
| Charlotte County Florida | 1 | $ 225,000 | $ 225,000 | $ 205,000 |
| Collier County Florida | 1 | $ 534,000 | $ 534,000 | $ 203,000 |
| Indian River County Florida | 1 | $ 178,000 | $ 178,000 | $ 149,000 |
| Manatee County Florida | 1 | $ 170,000 | $ 170,000 | $ 120,000 |
| Orange County Florida | 1 | $ 363,000 | $ 363,000 | $ 200,000 |
| Chatham County Georgia | 1 | $ 1,080,000 | $ 1,080,000 | $ 600,000 |
| Cobb County Georgia | 1 | $ 297,000 | $ 297,000 | $ 168,000 |
| DeKalb County Georgia | 1 | $ 234,000 | $ 234,000 | $ 165,000 |
| Forsyth County Georgia | 1 | $ 174,000 | $ 174,000 | $ 102,000 |
| Maui County Hawaii | 1 | $ 723,000 | $ 723,000 | $ 0 |
| Nez Perce County Idaho | 1 | $ 253,000 | $ 253,000 | $ 75,000 |
| Winnebago County Illinois | 1 | $ 204,000 | $ 204,000 | $ 163,000 |
| Vanderburgh County Indiana | 1 | $ 114,000 | $ 114,000 | $ 48,000 |
| Labette County Kansas | 1 | $ 144,000 | $ 144,000 | $ 290,000 |
| Miami County Kansas | 1 | $ 276,000 | $ 276,000 | $ 91,000 |
| Sedgwick County Kansas | 1 | $ 109,000 | $ 109,000 | $ 356,000 |
| Shawnee County Kansas | 1 | $ 43,000 | $ 43,000 | $ 327,000 |
| Daviess County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Oldham County Kentucky | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Avoyelles County Louisiana | 1 | $ 355,000 | $ 355,000 | $ 170,000 |
| Lincoln County Louisiana | 1 | $ 86,000 | $ 86,000 | $ 197,000 |
| Orleans County Louisiana | 1 | $ 400,000 | $ 400,000 | $ 165,000 |
| Calvert County Maryland | 1 | $ 644,000 | $ 644,000 | $ 274,000 |
| Frederick County Maryland | 1 | $ 417,000 | $ 417,000 | $ 146,000 |
| Montgomery County Maryland | 1 | $ 501,000 | $ 501,000 | $ 74,000 |
| Kent County Michigan | 1 | $ 333,000 | $ 333,000 | $ 220,000 |
| Livingston County Michigan | 1 | $ 340,000 | $ 340,000 | $ 236,000 |
| Wayne County Michigan | 1 | $ 778,000 | $ 778,000 | $ 350,000 |
| Carver County Minnesota | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 51,000 |
| Barry County Missouri | 1 | $ 251,000 | $ 251,000 | $ 1,547,000 |
| Cole County Missouri | 1 | $ 306,000 | $ 306,000 | $ 86,000 |
| Dade County Missouri | 1 | $ 80,000 | $ 80,000 | $ 57,000 |
| Hickory County Missouri | 1 | $ 113,000 | $ 113,000 | $ 54,000 |
| Jefferson County Missouri | 1 | $ 231,000 | $ 231,000 | $ 123,000 |
| Johnson County Missouri | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Lafayette County Missouri | 1 | $ 68,000 | $ 68,000 | $ 47,000 |
| Newton County Missouri | 1 | $ 328,000 | $ 328,000 | $ 116,000 |
| Pettis County Missouri | 1 | $ 41,000 | $ 41,000 | $ 22,000 |
| Ripley County Missouri | 1 | $ 117,000 | $ 117,000 | $ 30,000 |
| Shannon County Missouri | 1 | $ 230,000 | $ 230,000 | $ 74,000 |
| Vernon County Missouri | 1 | $ 240,000 | $ 240,000 | $ 96,000 |
| Lancaster County Nebraska | 1 | $ 118,000 | $ 118,000 | $ 56,000 |
| Sarpy County Nebraska | 1 | $ 230,000 | $ 230,000 | $ 186,000 |
| Morris County New Jersey | 1 | $ 951,000 | $ 951,000 | $ 345,000 |
| Bernalillo County New Mexico | 1 | $ 320,000 | $ 320,000 | $ 256,000 |
| Dona Ana County New Mexico | 1 | $ 373,000 | $ 373,000 | $ 112,000 |
| Essex County New York | 1 | $ 69,000 | $ 69,000 | $ 40,000 |
| Orange County New York | 1 | $ 305,000 | $ 305,000 | $ 153,000 |
| Bertie County North Carolina | 1 | $ 404,000 | $ 404,000 | $ 155,000 |
| Currituck County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 161,000 |
| Edgecombe County North Carolina | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Union County North Carolina | 1 | $ 559,000 | $ 559,000 | $ 124,000 |
| Wake County North Carolina | 1 | $ 308,000 | $ 308,000 | $ 76,000 |
| Clark County Ohio | 1 | $ 128,000 | $ 128,000 | $ 111,000 |
| Franklin County Ohio | 1 | $ 460,000 | $ 460,000 | $ 146,000 |
| Oklahoma County Oklahoma | 1 | $ 41,000 | $ 41,000 | $ 42,000 |
| Clackamas County Oregon | 1 | $ 295,000 | $ 295,000 | $ 39,000 |
| Curry County Oregon | 1 | $ 637,000 | $ 637,000 | $ 119,000 |
| Lane County Oregon | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Allegheny County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 326,000 | $ 326,000 | $ 162,000 |
| Dauphin County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 60,000 |
| Montgomery County Pennsylvania | 1 | $ 476,000 | $ 476,000 | $ 107,000 |
| Northampton County Pennsylvania | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Washington County Rhode Island | 1 | $ 381,000 | $ 381,000 | $ 245,000 |
| Anderson County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Berkeley County South Carolina | 1 | $ 149,000 | $ 149,000 | $ 190,000 |
| Charleston County South Carolina | 1 | $ 354,000 | $ 354,000 | $ 192,000 |
| Dorchester County South Carolina | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 383,000 | $ 383,000 | $ 210,000 |
| Montgomery County Tennessee | 1 | $ 299,000 | $ 299,000 | $ 88,000 |
| Shelby County Tennessee | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Ector County Texas | 1 | $ 507,000 | $ 507,000 | $ 0 |
| Ellis County Texas | 1 | $ 290,000 | $ 290,000 | $ 110,000 |
| Fort Bend County Texas | 1 | $ 158,000 | $ 158,000 | $ 84,000 |
| Montgomery County Texas | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Travis County Texas | 1 | $ 363,000 | $ 363,000 | $ 199,000 |
| Washington County Texas | 1 | $ 350,000 | $ 350,000 | $ 85,000 |
| Summit County Utah | 1 | $ 584,000 | $ 584,000 | $ 132,000 |
| Henrico County Virginia | 1 | $ 499,000 | $ 499,000 | $ 103,000 |
| Virginia Beach County Virginia | 1 | $ 617,000 | $ 617,000 | $ 213,000 |
| Asotin County Washington | 1 | $ 431,000 | $ 431,000 | $ 92,000 |
| Spokane County Washington | 1 | $ 225,000 | $ 225,000 | $ 350,000 |
| Walla Walla County Washington | 1 | $ 356,000 | $ 356,000 | $ 0 |
Mortgage Loan Application Detail Totals for Oakstar Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,011 | $190,803,000 | $188,000 | $3,280,000 | $94,000 | $1,318,000 |
| Refinancing | 703 | $182,940,000 | $260,000 | $3,130,000 | $115,000 | $1,942,000 |
| Home Improvement | 3 | $511,000 | $170,000 | $417,000 | $165,000 | $234,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,504 | $311,155,000 | $206,000 | $1,451,000 | $106,000 | $1,942,000 |
| Not applicable | 87 | $21,166,000 | $243,000 | $3,280,000 | $0 | $0 |
| Asian | 42 | $10,446,000 | $248,000 | $566,000 | $150,000 | $684,000 |
| Black or African American | 28 | $9,714,000 | $346,000 | $805,000 | $97,000 | $244,000 |
| Not Provided | 25 | $11,317,000 | $452,000 | $890,000 | $149,000 | $806,000 |
| Hispanic | 20 | $6,845,000 | $342,000 | $981,000 | $153,000 | $585,000 |
| American Indian or Alaskan Native | 7 | $1,673,000 | $239,000 | $380,000 | $97,000 | $231,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,938,000 | $484,000 | $629,000 | $12,000 | $50,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,271 | $254,571,000 | $200,000 | $3,280,000 | $113,000 | $1,942,000 |
| VA-guaranteed (Veterans Administration) | 211 | $84,130,000 | $398,000 | $1,451,000 | $93,000 | $806,000 |
| FHA-insured (Federal Housing Administration) | 190 | $30,166,000 | $158,000 | $723,000 | $59,000 | $225,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 45 | $5,387,000 | $119,000 | $209,000 | $43,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,506 | $330,328,000 | $219,000 | $3,280,000 | $101,000 | $1,942,000 |
| Application Withdrawn By Applicant | 133 | $26,944,000 | $202,000 | $1,080,000 | $118,000 | $600,000 |
| Application Denied By Financial Institution | 62 | $13,580,000 | $219,000 | $1,378,000 | $86,000 | $362,000 |
| Application Approved But Not Accepted | 10 | $2,713,000 | $271,000 | $890,000 | $201,000 | $801,000 |
| File Closed For Incompleteness | 6 | $689,000 | $114,000 | $248,000 | $99,000 | $126,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Oakstar Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Oakstar Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.