Odyssey Funding Llc 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Odyssey Funding Llc 8133 Leesburg Pike Suite 450 Vienna, VA 22182 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 562 |
| Total Mortgage Loan Application Amount | $163,514,000 |
| Average Mortgage Loan Application Amount | $301,000 |
| Highest Mortgage Loan Application Amount | $1,211,000 |
| Average Applicant Income | $87,000 |
| Highest Applicant Income | $711,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Odyssey Funding Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Odyssey Funding Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Odyssey Funding Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Odyssey Funding Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Odyssey Funding Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Odyssey Funding Llc's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 114 | $ 29,157,000 | $ 255,000 | $ 62,000 |
| Prince William County Virginia | 81 | $ 19,862,000 | $ 245,000 | $ 54,000 |
| Fairfax County Virginia | 43 | $ 13,103,000 | $ 304,000 | $ 70,000 |
| Montgomery County Maryland | 35 | $ 11,332,000 | $ 323,000 | $ 69,000 |
| Duval County Florida | 23 | $ 3,074,000 | $ 133,000 | $ 56,000 |
| Kings County New York | 20 | $ 10,553,000 | $ 527,000 | $ 128,000 |
| Baltimore County Maryland | 16 | $ 3,564,000 | $ 222,000 | $ 99,000 |
| Loudoun County Virginia | 15 | $ 4,854,000 | $ 323,000 | $ 55,000 |
| Baltimore City County Maryland | 14 | $ 2,705,000 | $ 193,000 | $ 65,000 |
| Nassau County New York | 14 | $ 6,449,000 | $ 460,000 | $ 163,000 |
| New York County New York | 11 | $ 5,745,000 | $ 522,000 | $ 254,000 |
| Queens County New York | 10 | $ 3,836,000 | $ 383,000 | $ 99,000 |
| Richmond County New York | 10 | $ 4,725,000 | $ 472,000 | $ 132,000 |
| York County Pennsylvania | 10 | $ 1,522,000 | $ 152,000 | $ 77,000 |
| Manassas Park County Virginia | 10 | $ 2,432,000 | $ 243,000 | $ 66,000 |
| Anne Arundel County Maryland | 9 | $ 2,421,000 | $ 269,000 | $ 82,000 |
| Charles County Maryland | 9 | $ 2,307,000 | $ 256,000 | $ 74,000 |
| District of Columbia County District Of Columbia | 8 | $ 3,146,000 | $ 393,000 | $ 118,000 |
| Alexandria County Virginia | 6 | $ 1,348,000 | $ 224,000 | $ 62,000 |
| Frederick County Maryland | 5 | $ 1,370,000 | $ 274,000 | $ 56,000 |
| Bergen County New Jersey | 5 | $ 2,049,000 | $ 409,000 | $ 169,000 |
| Westchester County New York | 5 | $ 2,728,000 | $ 545,000 | $ 269,000 |
| Culpeper County Virginia | 5 | $ 901,000 | $ 180,000 | $ 25,000 |
| Manassas County Virginia | 5 | $ 1,163,000 | $ 232,000 | $ 52,000 |
| Stafford County Virginia | 5 | $ 1,191,000 | $ 238,000 | $ 39,000 |
| Monmouth County New Jersey | 4 | $ 1,334,000 | $ 333,000 | $ 131,000 |
| Clay County Florida | 3 | $ 341,000 | $ 113,000 | $ 41,000 |
| Nassau County Florida | 3 | $ 545,000 | $ 181,000 | $ 83,000 |
| Howard County Maryland | 3 | $ 1,308,000 | $ 436,000 | $ 53,000 |
| Ocean County New Jersey | 3 | $ 1,069,000 | $ 356,000 | $ 94,000 |
| Union County New Jersey | 3 | $ 1,066,000 | $ 355,000 | $ 224,000 |
| Rockland County New York | 3 | $ 986,000 | $ 328,000 | $ 261,000 |
| Arlington County Virginia | 3 | $ 832,000 | $ 277,000 | $ 53,000 |
| Fauquier County Virginia | 3 | $ 957,000 | $ 319,000 | $ 78,000 |
| Spotsylvania County Virginia | 3 | $ 702,000 | $ 234,000 | $ 54,000 |
| Los Angeles County California | 2 | $ 652,000 | $ 326,000 | $ 42,000 |
| San Diego County California | 2 | $ 768,000 | $ 384,000 | $ 119,000 |
| Miami-Dade County Florida | 2 | $ 1,511,000 | $ 755,000 | $ 378,000 |
| St. Johns County Florida | 2 | $ 310,000 | $ 155,000 | $ 54,000 |
| Harford County Maryland | 2 | $ 532,000 | $ 266,000 | $ 90,000 |
| Middlesex County Massachusetts | 2 | $ 629,000 | $ 314,000 | $ 100,000 |
| Passaic County New Jersey | 2 | $ 508,000 | $ 254,000 | $ 51,000 |
| Lancaster County Pennsylvania | 2 | $ 426,000 | $ 213,000 | $ 84,000 |
| Salt Lake County Utah | 2 | $ 426,000 | $ 213,000 | $ 71,000 |
| Fairfax City County Virginia | 2 | $ 479,000 | $ 239,000 | $ 22,000 |
| Fairfield County Connecticut | 1 | $ 775,000 | $ 775,000 | $ 150,000 |
| Broward County Florida | 1 | $ 289,000 | $ 289,000 | $ 84,000 |
| Flagler County Florida | 1 | $ 91,000 | $ 91,000 | $ 64,000 |
| Indian River County Florida | 1 | $ 124,000 | $ 124,000 | $ 52,000 |
| Palm Beach County Florida | 1 | $ 380,000 | $ 380,000 | $ 408,000 |
| Putnam County Florida | 1 | $ 92,000 | $ 92,000 | $ 33,000 |
| Calvert County Maryland | 1 | $ 236,000 | $ 236,000 | $ 56,000 |
| Carroll County Maryland | 1 | $ 230,000 | $ 230,000 | $ 62,000 |
| Barnstable County Massachusetts | 1 | $ 415,000 | $ 415,000 | $ 133,000 |
| Norfolk County Massachusetts | 1 | $ 815,000 | $ 815,000 | $ 560,000 |
| Essex County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 137,000 |
| Hudson County New Jersey | 1 | $ 390,000 | $ 390,000 | $ 98,000 |
| Sussex County New Jersey | 1 | $ 555,000 | $ 555,000 | $ 242,000 |
| Bronx County New York | 1 | $ 128,000 | $ 128,000 | $ 72,000 |
| Rensselaer County New York | 1 | $ 254,000 | $ 254,000 | $ 112,000 |
| Suffolk County New York | 1 | $ 305,000 | $ 305,000 | $ 137,000 |
| Durham County North Carolina | 1 | $ 358,000 | $ 358,000 | $ 111,000 |
| Dauphin County Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 70,000 |
| Chesterfield County Virginia | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Rappahannock County Virginia | 1 | $ 133,000 | $ 133,000 | $ 35,000 |
| Winchester County Virginia | 1 | $ 181,000 | $ 181,000 | $ 56,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 393 | $108,232,000 | $275,000 | $1,211,000 | $77,000 | $408,000 |
| Refinancing | 169 | $55,282,000 | $327,000 | $1,115,000 | $97,000 | $711,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 295 | $73,483,000 | $249,000 | $637,000 | $54,000 | $198,000 |
| White | 165 | $58,479,000 | $354,000 | $1,211,000 | $133,000 | $711,000 |
| Black or African American | 74 | $20,909,000 | $282,000 | $636,000 | $84,000 | $215,000 |
| Not Provided | 13 | $4,946,000 | $380,000 | $1,060,000 | $92,000 | $165,000 |
| Asian | 13 | $4,863,000 | $374,000 | $840,000 | $77,000 | $160,000 |
| American Indian or Alaskan Native | 1 | $258,000 | $258,000 | $258,000 | $61,000 | $61,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $576,000 | $576,000 | $576,000 | $177,000 | $177,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 373 | $95,391,000 | $255,000 | $814,000 | $56,000 | $182,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 160 | $59,902,000 | $374,000 | $1,211,000 | $143,000 | $711,000 |
| VA-guaranteed (Veterans Administration) | 26 | $7,754,000 | $298,000 | $514,000 | $102,000 | $215,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $467,000 | $155,000 | $178,000 | $50,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 332 | $90,916,000 | $273,000 | $1,211,000 | $76,000 | $711,000 |
| Application Withdrawn By Applicant | 193 | $62,330,000 | $322,000 | $1,115,000 | $94,000 | $560,000 |
| Application Denied By Financial Institution | 37 | $10,268,000 | $277,000 | $840,000 | $91,000 | $580,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 17 | $4,962,000 | $291,000 | $840,000 | $53,000 | $99,000 |
| Credit History | 10 | $2,278,000 | $227,000 | $514,000 | $78,000 | $171,000 |
| Other | 6 | $1,652,000 | $275,000 | $450,000 | $180,000 | $580,000 |
| Collateral | 2 | $872,000 | $436,000 | $760,000 | $234,000 | $435,000 |
| Employment History | 1 | $219,000 | $219,000 | $219,000 | $37,000 | $37,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $285,000 | $285,000 | $285,000 | $104,000 | $104,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Odyssey Funding Llc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Odyssey Funding Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.