Odyssey Funding Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Odyssey Funding Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Odyssey Funding Llc 8133 Leesburg Pike Suite 450 Vienna, VA 22182 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,001 |
| Total Mortgage Loan Application Amount | $250,326,000 |
| Average Mortgage Loan Application Amount | $257,500 |
| Highest Mortgage Loan Application Amount | $732,000 |
| Average Applicant Income | $67,500 |
| Highest Applicant Income | $1,301,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Odyssey Funding Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Odyssey Funding Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Odyssey Funding Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Odyssey Funding Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Odyssey Funding Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Odyssey Funding Llc's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 191 | $ 49,705,000 | $ 260,000 | $ 66,000 |
| Prince William County Virginia | 130 | $ 35,115,000 | $ 270,000 | $ 60,000 |
| Duval County Florida | 74 | $ 10,904,000 | $ 147,000 | $ 55,000 |
| Fairfax County Virginia | 70 | $ 21,198,000 | $ 302,000 | $ 61,000 |
| Montgomery County Maryland | 66 | $ 20,080,000 | $ 304,000 | $ 86,000 |
| Loudoun County Virginia | 38 | $ 10,930,000 | $ 287,000 | $ 56,000 |
| Charles County Maryland | 35 | $ 9,543,000 | $ 272,000 | $ 79,000 |
| Baltimore County Maryland | 26 | $ 5,407,000 | $ 207,000 | $ 63,000 |
| Stafford County Virginia | 24 | $ 6,393,000 | $ 266,000 | $ 60,000 |
| Clay County Florida | 23 | $ 3,694,000 | $ 160,000 | $ 62,000 |
| Anne Arundel County Maryland | 22 | $ 6,164,000 | $ 280,000 | $ 74,000 |
| Manassas County Virginia | 21 | $ 6,117,000 | $ 291,000 | $ 59,000 |
| Baltimore City County Maryland | 19 | $ 3,202,000 | $ 168,000 | $ 60,000 |
| Tarrant County Texas | 18 | $ 2,475,000 | $ 137,000 | $ 47,000 |
| District of Columbia County District Of Columbia | 14 | $ 5,980,000 | $ 427,000 | $ 122,000 |
| Lee County Florida | 13 | $ 1,870,000 | $ 143,000 | $ 55,000 |
| Howard County Maryland | 12 | $ 3,863,000 | $ 321,000 | $ 95,000 |
| St. Johns County Florida | 10 | $ 2,131,000 | $ 213,000 | $ 103,000 |
| Spotsylvania County Virginia | 10 | $ 2,343,000 | $ 234,000 | $ 66,000 |
| Hillsborough County Florida | 8 | $ 1,004,000 | $ 125,000 | $ 188,000 |
| Alexandria County Virginia | 8 | $ 2,306,000 | $ 288,000 | $ 97,000 |
| Manassas Park County Virginia | 8 | $ 1,903,000 | $ 237,000 | $ 63,000 |
| San Bernardino County California | 6 | $ 1,667,000 | $ 277,000 | $ 87,000 |
| Frederick County Maryland | 6 | $ 1,802,000 | $ 300,000 | $ 84,000 |
| Fauquier County Virginia | 6 | $ 1,876,000 | $ 312,000 | $ 56,000 |
| Riverside County California | 5 | $ 1,713,000 | $ 342,000 | $ 120,000 |
| Palm Beach County Florida | 5 | $ 970,000 | $ 194,000 | $ 64,000 |
| Dallas County Texas | 5 | $ 894,000 | $ 178,000 | $ 70,000 |
| Miami-Dade County Florida | 4 | $ 1,111,000 | $ 277,000 | $ 81,000 |
| Orange County Florida | 4 | $ 821,000 | $ 205,000 | $ 53,000 |
| Warren County Virginia | 4 | $ 1,040,000 | $ 260,000 | $ 66,000 |
| Broward County Florida | 3 | $ 568,000 | $ 189,000 | $ 104,000 |
| Harford County Maryland | 3 | $ 666,000 | $ 222,000 | $ 63,000 |
| Brazoria County Texas | 3 | $ 571,000 | $ 190,000 | $ 85,000 |
| Culpeper County Virginia | 3 | $ 812,000 | $ 270,000 | $ 85,000 |
| Frederick County Virginia | 3 | $ 617,000 | $ 205,000 | $ 45,000 |
| Highlands County Florida | 2 | $ 215,000 | $ 107,000 | $ 39,000 |
| Indian River County Florida | 2 | $ 260,000 | $ 130,000 | $ 40,000 |
| Martin County Florida | 2 | $ 313,000 | $ 156,000 | $ 55,000 |
| Osceola County Florida | 2 | $ 347,000 | $ 173,000 | $ 53,000 |
| Seminole County Florida | 2 | $ 217,000 | $ 108,000 | $ 49,000 |
| St. Lucie County Florida | 2 | $ 305,000 | $ 152,000 | $ 60,000 |
| Calvert County Maryland | 2 | $ 461,000 | $ 230,000 | $ 82,000 |
| St. Mary's County Maryland | 2 | $ 357,000 | $ 178,000 | $ 54,000 |
| Washington County Maryland | 2 | $ 456,000 | $ 228,000 | $ 83,000 |
| Johnson County Texas | 2 | $ 246,000 | $ 123,000 | $ 33,000 |
| Lubbock County Texas | 2 | $ 217,000 | $ 108,000 | $ 90,000 |
| Parker County Texas | 2 | $ 250,000 | $ 125,000 | $ 65,000 |
| Arlington County Virginia | 2 | $ 626,000 | $ 313,000 | $ 66,000 |
| Caroline County Virginia | 2 | $ 336,000 | $ 168,000 | $ 45,000 |
| Chesterfield County Virginia | 2 | $ 350,000 | $ 175,000 | $ 86,000 |
| Los Angeles County California | 1 | $ 335,000 | $ 335,000 | $ 71,000 |
| Orange County California | 1 | $ 350,000 | $ 350,000 | $ 92,000 |
| San Diego County California | 1 | $ 324,000 | $ 324,000 | $ 82,000 |
| San Luis Obispo County California | 1 | $ 447,000 | $ 447,000 | $ 133,000 |
| Charlotte County Florida | 1 | $ 196,000 | $ 196,000 | $ 75,000 |
| Collier County Florida | 1 | $ 119,000 | $ 119,000 | $ 29,000 |
| Glades County Florida | 1 | $ 157,000 | $ 157,000 | $ 32,000 |
| Madison County Florida | 1 | $ 142,000 | $ 142,000 | $ 61,000 |
| Marion County Florida | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Polk County Florida | 1 | $ 67,000 | $ 67,000 | $ 35,000 |
| Sarasota County Florida | 1 | $ 732,000 | $ 732,000 | $ 394,000 |
| Volusia County Florida | 1 | $ 116,000 | $ 116,000 | $ 55,000 |
| Allegany County Maryland | 1 | $ 226,000 | $ 226,000 | $ 63,000 |
| Carroll County Maryland | 1 | $ 344,000 | $ 344,000 | $ 72,000 |
| Worcester County Maryland | 1 | $ 176,000 | $ 176,000 | $ 127,000 |
| Wayne County North Carolina | 1 | $ 416,000 | $ 416,000 | $ 133,000 |
| Allegheny County Pennsylvania | 1 | $ 330,000 | $ 330,000 | $ 94,000 |
| Beaver County Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 45,000 |
| Philadelphia County Pennsylvania | 1 | $ 323,000 | $ 323,000 | $ 77,000 |
| Coleman County Texas | 1 | $ 59,000 | $ 59,000 | $ 40,000 |
| Denton County Texas | 1 | $ 380,000 | $ 380,000 | $ 313,000 |
| Ellis County Texas | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| Erath County Texas | 1 | $ 57,000 | $ 57,000 | $ 29,000 |
| Hockley County Texas | 1 | $ 157,000 | $ 157,000 | $ 69,000 |
| Palo Pinto County Texas | 1 | $ 142,000 | $ 142,000 | $ 39,000 |
| Wise County Texas | 1 | $ 89,000 | $ 89,000 | $ 68,000 |
| Wood County Texas | 1 | $ 106,000 | $ 106,000 | $ 91,000 |
| Winchester County Virginia | 1 | $ 196,000 | $ 196,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Odyssey Funding Llc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 842 | $207,411,000 | $246,000 | $732,000 | $74,000 | $1,301,000 |
| Refinancing | 159 | $42,915,000 | $269,000 | $625,000 | $61,000 | $609,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 529 | $129,881,000 | $245,000 | $595,000 | $61,000 | $756,000 |
| Black or African American | 209 | $52,029,000 | $248,000 | $628,000 | $73,000 | $1,111,000 |
| White | 183 | $45,938,000 | $251,000 | $732,000 | $98,000 | $1,301,000 |
| Not Provided | 54 | $15,327,000 | $283,000 | $625,000 | $72,000 | $210,000 |
| Asian | 17 | $4,811,000 | $283,000 | $510,000 | $82,000 | $138,000 |
| American Indian or Alaskan Native | 5 | $1,387,000 | $277,000 | $510,000 | $83,000 | $122,000 |
| Not applicable | 3 | $462,000 | $154,000 | $197,000 | $27,000 | $52,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $491,000 | $491,000 | $491,000 | $120,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 833 | $207,901,000 | $249,000 | $636,000 | $65,000 | $1,301,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 136 | $33,803,000 | $248,000 | $732,000 | $110,000 | $609,000 |
| VA-guaranteed (Veterans Administration) | 32 | $8,622,000 | $269,000 | $563,000 | $70,000 | $142,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 698 | $174,891,000 | $250,000 | $636,000 | $66,000 | $356,000 |
| Application Withdrawn By Applicant | 126 | $30,133,000 | $239,000 | $628,000 | $75,000 | $609,000 |
| File Closed For Incompleteness | 119 | $32,177,000 | $270,000 | $732,000 | $99,000 | $1,301,000 |
| Application Denied By Financial Institution | 57 | $12,738,000 | $223,000 | $393,000 | $75,000 | $609,000 |
| Application Approved But Not Accepted | 1 | $387,000 | $387,000 | $387,000 | $125,000 | $125,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 21 | $4,661,000 | $221,000 | $382,000 | $56,000 | $113,000 |
| Collateral | 9 | $1,342,000 | $149,000 | $314,000 | $57,000 | $109,000 |
| Credit History | 9 | $2,815,000 | $312,000 | $393,000 | $97,000 | $218,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,287,000 | $257,000 | $366,000 | $57,000 | $73,000 |
| Employment History | 4 | $718,000 | $179,000 | $233,000 | $46,000 | $59,000 |
| Other | 3 | $589,000 | $196,000 | $304,000 | $73,000 | $88,000 |
| Unverifiable Information | 3 | $678,000 | $226,000 | $250,000 | $55,000 | $65,000 |
| Credit Application Incomplete | 1 | $275,000 | $275,000 | $275,000 | $64,000 | $64,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Odyssey Funding Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Odyssey Funding Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.