Old Line Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Old Line Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Old Line Bank 1525 Pointer Ridge Place Bowie, MD 20716 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 671 |
| Total Mortgage Loan Application Amount | $214,612,000 |
| Average Mortgage Loan Application Amount | $299,000 |
| Highest Mortgage Loan Application Amount | $2,301,000 |
| Average Applicant Income | $128,666 |
| Highest Applicant Income | $1,981,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Old Line Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Old Line Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Old Line Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Old Line Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Old Line Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Old Line Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 160 | $ 42,612,000 | $ 266,000 | $ 92,000 |
| Anne Arundel County Maryland | 149 | $ 57,198,000 | $ 383,000 | $ 148,000 |
| Charles County Maryland | 121 | $ 29,705,000 | $ 245,000 | $ 90,000 |
| Montgomery County Maryland | 32 | $ 14,699,000 | $ 459,000 | $ 182,000 |
| St. Mary's County Maryland | 31 | $ 7,260,000 | $ 234,000 | $ 131,000 |
| Baltimore County Maryland | 29 | $ 9,357,000 | $ 322,000 | $ 179,000 |
| Calvert County Maryland | 23 | $ 9,214,000 | $ 400,000 | $ 160,000 |
| District of Columbia County District Of Columbia | 21 | $ 6,075,000 | $ 289,000 | $ 62,000 |
| Baltimore City County Maryland | 17 | $ 3,169,000 | $ 186,000 | $ 95,000 |
| Howard County Maryland | 11 | $ 5,149,000 | $ 468,000 | $ 250,000 |
| Frederick County Maryland | 10 | $ 3,584,000 | $ 358,000 | $ 128,000 |
| Talbot County Maryland | 10 | $ 6,184,000 | $ 618,000 | $ 360,000 |
| Queen Anne's County Maryland | 9 | $ 5,727,000 | $ 636,000 | $ 246,000 |
| Carroll County Maryland | 6 | $ 1,998,000 | $ 333,000 | $ 113,000 |
| Fairfax County Virginia | 5 | $ 2,845,000 | $ 569,000 | $ 542,000 |
| Sussex County Delaware | 4 | $ 1,529,000 | $ 382,000 | $ 271,000 |
| Harford County Maryland | 4 | $ 998,000 | $ 249,000 | $ 125,000 |
| Prince William County Virginia | 4 | $ 1,352,000 | $ 338,000 | $ 116,000 |
| Caroline County Maryland | 3 | $ 602,000 | $ 200,000 | $ 91,000 |
| Worcester County Maryland | 3 | $ 605,000 | $ 201,000 | $ 294,000 |
| Kent County Maryland | 2 | $ 1,145,000 | $ 572,000 | $ 236,000 |
| Kent County Delaware | 1 | $ 198,000 | $ 198,000 | $ 76,000 |
| Sarasota County Florida | 1 | $ 300,000 | $ 300,000 | $ 271,000 |
| Cecil County Maryland | 1 | $ 190,000 | $ 190,000 | $ 80,000 |
| Dorchester County Maryland | 1 | $ 252,000 | $ 252,000 | $ 96,000 |
| Cumberland County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 159,000 |
| Franklin County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Somerset County Pennsylvania | 1 | $ 284,000 | $ 284,000 | $ 87,000 |
| York County Pennsylvania | 1 | $ 194,000 | $ 194,000 | $ 140,000 |
| Caroline County Virginia | 1 | $ 320,000 | $ 320,000 | $ 65,000 |
| Fredericksburg County Virginia | 1 | $ 409,000 | $ 409,000 | $ 128,000 |
| Montgomery County Virginia | 1 | $ 127,000 | $ 127,000 | $ 115,000 |
Mortgage Loan Application Detail Totals for Old Line Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 440 | $145,292,000 | $330,000 | $2,301,000 | $128,000 | $1,981,000 |
| Refinancing | 205 | $62,457,000 | $304,000 | $1,125,000 | $137,000 | $1,125,000 |
| Home Improvement | 26 | $6,863,000 | $263,000 | $700,000 | $121,000 | $435,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 270 | $90,356,000 | $334,000 | $2,000,000 | $169,000 | $1,179,000 |
| Black or African American | 185 | $47,551,000 | $257,000 | $636,000 | $88,000 | $322,000 |
| Not Provided | 160 | $56,228,000 | $351,000 | $1,500,000 | $138,000 | $1,981,000 |
| Not applicable | 24 | $10,194,000 | $424,000 | $2,301,000 | $0 | $0 |
| Asian | 15 | $4,742,000 | $316,000 | $712,000 | $144,000 | $371,000 |
| Hispanic | 13 | $3,980,000 | $306,000 | $617,000 | $90,000 | $168,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $961,000 | $320,000 | $383,000 | $108,000 | $183,000 |
| American Indian or Alaskan Native | 1 | $600,000 | $600,000 | $600,000 | $245,000 | $245,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 441 | $151,568,000 | $343,000 | $2,301,000 | $153,000 | $1,981,000 |
| FHA-insured (Federal Housing Administration) | 182 | $47,499,000 | $260,000 | $815,000 | $83,000 | $275,000 |
| VA-guaranteed (Veterans Administration) | 30 | $11,092,000 | $369,000 | $736,000 | $130,000 | $307,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $4,453,000 | $247,000 | $359,000 | $72,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 424 | $137,269,000 | $323,000 | $2,301,000 | $128,000 | $1,125,000 |
| Application Denied By Financial Institution | 131 | $36,766,000 | $280,000 | $975,000 | $100,000 | $1,044,000 |
| Application Withdrawn By Applicant | 69 | $23,006,000 | $333,000 | $1,350,000 | $160,000 | $1,179,000 |
| File Closed For Incompleteness | 36 | $10,806,000 | $300,000 | $600,000 | $144,000 | $588,000 |
| Application Approved But Not Accepted | 9 | $6,308,000 | $700,000 | $1,500,000 | $457,000 | $1,981,000 |
| Preapproval Denied by Financial Institution | 2 | $457,000 | $228,000 | $285,000 | $56,000 | $68,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 6 | $1,629,000 | $271,000 | $441,000 | $77,000 | $127,000 |
| Collateral | 2 | $581,000 | $290,000 | $300,000 | $215,000 | $271,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $374,000 | $187,000 | $194,000 | $14,000 | $29,000 |
| Other | 2 | $176,000 | $88,000 | $148,000 | $60,000 | $66,000 |
| Employment History | 1 | $120,000 | $120,000 | $120,000 | $120,000 | $120,000 |
| Credit History | 1 | $351,000 | $351,000 | $351,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Old Line Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Old Line Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.