Old National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Old National Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Old National Bank 1 Main Street Evansville, IN 47708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,141 |
| Total Mortgage Loan Application Amount | $729,759,000 |
| Average Mortgage Loan Application Amount | $70,333 |
| Highest Mortgage Loan Application Amount | $4,565,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $3,700,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Old National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Old National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Old National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Old National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Old National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Old National Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vanderburgh County Indiana | 1,007 | $ 83,265,000 | $ 82,000 | $ 66,000 |
| Vigo County Indiana | 525 | $ 35,297,000 | $ 67,000 | $ 58,000 |
| Muhlenberg County Kentucky | 377 | $ 15,528,000 | $ 41,000 | $ 49,000 |
| Warrick County Indiana | 314 | $ 34,735,000 | $ 110,000 | $ 89,000 |
| Henderson County Kentucky | 307 | $ 17,965,000 | $ 58,000 | $ 57,000 |
| Delaware County Indiana | 266 | $ 16,977,000 | $ 63,000 | $ 56,000 |
| Hopkins County Kentucky | 250 | $ 16,628,000 | $ 66,000 | $ 68,000 |
| Dubois County Indiana | 234 | $ 22,917,000 | $ 97,000 | $ 60,000 |
| Daviess County Kentucky | 227 | $ 17,759,000 | $ 78,000 | $ 64,000 |
| Monroe County Indiana | 218 | $ 24,617,000 | $ 112,000 | $ 72,000 |
| Marion County Indiana | 217 | $ 21,930,000 | $ 101,000 | $ 94,000 |
| Williamson County Illinois | 214 | $ 14,580,000 | $ 68,000 | $ 60,000 |
| Gibson County Indiana | 210 | $ 12,176,000 | $ 57,000 | $ 52,000 |
| Perry County Indiana | 195 | $ 11,853,000 | $ 60,000 | $ 56,000 |
| Jefferson County Kentucky | 181 | $ 34,182,000 | $ 188,000 | $ 111,000 |
| Vermilion County Illinois | 180 | $ 8,650,000 | $ 48,000 | $ 51,000 |
| Knox County Indiana | 173 | $ 7,803,000 | $ 45,000 | $ 50,000 |
| Putnam County Indiana | 170 | $ 15,358,000 | $ 90,000 | $ 61,000 |
| Jackson County Illinois | 165 | $ 14,905,000 | $ 90,000 | $ 70,000 |
| Posey County Indiana | 157 | $ 10,005,000 | $ 63,000 | $ 63,000 |
| Union County Kentucky | 146 | $ 6,539,000 | $ 44,000 | $ 54,000 |
| Wayne County Indiana | 144 | $ 10,953,000 | $ 76,000 | $ 56,000 |
| Hamilton County Indiana | 131 | $ 29,188,000 | $ 222,000 | $ 145,000 |
| Randolph County Indiana | 121 | $ 4,642,000 | $ 38,000 | $ 45,000 |
| Vermillion County Indiana | 116 | $ 6,902,000 | $ 59,000 | $ 59,000 |
| Daviess County Indiana | 99 | $ 5,230,000 | $ 52,000 | $ 59,000 |
| Spencer County Indiana | 87 | $ 5,980,000 | $ 68,000 | $ 59,000 |
| Orange County Indiana | 84 | $ 5,338,000 | $ 63,000 | $ 57,000 |
| Parke County Indiana | 84 | $ 4,170,000 | $ 49,000 | $ 61,000 |
| Saline County Illinois | 80 | $ 2,071,000 | $ 25,000 | $ 45,000 |
| Clark County Illinois | 79 | $ 4,506,000 | $ 57,000 | $ 56,000 |
| Lawrence County Illinois | 79 | $ 3,955,000 | $ 50,000 | $ 53,000 |
| Fountain County Indiana | 79 | $ 4,048,000 | $ 51,000 | $ 56,000 |
| Madison County Indiana | 79 | $ 3,690,000 | $ 46,000 | $ 53,000 |
| Wabash County Illinois | 77 | $ 4,168,000 | $ 54,000 | $ 75,000 |
| Martin County Indiana | 67 | $ 2,864,000 | $ 42,000 | $ 52,000 |
| Grant County Indiana | 64 | $ 4,483,000 | $ 70,000 | $ 47,000 |
| White County Illinois | 53 | $ 2,011,000 | $ 37,000 | $ 53,000 |
| Jefferson County Illinois | 51 | $ 3,229,000 | $ 63,000 | $ 69,000 |
| Hendricks County Indiana | 48 | $ 6,021,000 | $ 125,000 | $ 100,000 |
| Darke County Ohio | 44 | $ 1,916,000 | $ 43,000 | $ 50,000 |
| Warren County Indiana | 43 | $ 3,473,000 | $ 80,000 | $ 66,000 |
| Jay County Indiana | 36 | $ 1,889,000 | $ 52,000 | $ 43,000 |
| Johnson County Indiana | 34 | $ 3,789,000 | $ 111,000 | $ 91,000 |
| Clay County Indiana | 29 | $ 1,772,000 | $ 61,000 | $ 54,000 |
| Pike County Indiana | 29 | $ 1,996,000 | $ 68,000 | $ 46,000 |
| Boone County Indiana | 27 | $ 8,177,000 | $ 302,000 | $ 212,000 |
| Sullivan County Indiana | 27 | $ 1,304,000 | $ 48,000 | $ 50,000 |
| Henry County Indiana | 24 | $ 1,278,000 | $ 53,000 | $ 59,000 |
| Lawrence County Indiana | 21 | $ 1,262,000 | $ 60,000 | $ 55,000 |
| Owen County Indiana | 21 | $ 2,753,000 | $ 131,000 | $ 48,000 |
| Oldham County Kentucky | 21 | $ 4,637,000 | $ 220,000 | $ 135,000 |
| McLean County Kentucky | 20 | $ 1,046,000 | $ 52,000 | $ 56,000 |
| Webster County Kentucky | 19 | $ 829,000 | $ 43,000 | $ 44,000 |
| Franklin County Illinois | 18 | $ 1,465,000 | $ 81,000 | $ 54,000 |
| Brown County Indiana | 17 | $ 1,637,000 | $ 96,000 | $ 107,000 |
| Montgomery County Indiana | 17 | $ 927,000 | $ 54,000 | $ 74,000 |
| Greene County Indiana | 16 | $ 864,000 | $ 54,000 | $ 94,000 |
| Morgan County Indiana | 16 | $ 1,366,000 | $ 85,000 | $ 88,000 |
| Hancock County Kentucky | 16 | $ 943,000 | $ 58,000 | $ 48,000 |
| Crawford County Indiana | 15 | $ 1,469,000 | $ 97,000 | $ 54,000 |
| Hancock County Indiana | 14 | $ 760,000 | $ 54,000 | $ 68,000 |
| Lyon County Kentucky | 14 | $ 1,161,000 | $ 82,000 | $ 74,000 |
| Ohio County Kentucky | 14 | $ 1,046,000 | $ 74,000 | $ 64,000 |
| Edgar County Illinois | 11 | $ 930,000 | $ 84,000 | $ 77,000 |
| Gallatin County Illinois | 10 | $ 562,000 | $ 56,000 | $ 48,000 |
| Kosciusko County Indiana | 10 | $ 1,835,000 | $ 183,000 | $ 158,000 |
| Johnson County Illinois | 9 | $ 540,000 | $ 60,000 | $ 59,000 |
| St. Clair County Illinois | 9 | $ 1,149,000 | $ 127,000 | $ 64,000 |
| Bartholomew County Indiana | 9 | $ 212,000 | $ 23,000 | $ 42,000 |
| Tippecanoe County Indiana | 9 | $ 958,000 | $ 106,000 | $ 91,000 |
| Edwards County Illinois | 8 | $ 179,000 | $ 22,000 | $ 52,000 |
| Clark County Indiana | 8 | $ 1,130,000 | $ 141,000 | $ 111,000 |
| Shelby County Indiana | 8 | $ 757,000 | $ 94,000 | $ 73,000 |
| Breckinridge County Kentucky | 8 | $ 317,000 | $ 39,000 | $ 62,000 |
| Logan County Kentucky | 8 | $ 792,000 | $ 99,000 | $ 65,000 |
| Crawford County Illinois | 7 | $ 493,000 | $ 70,000 | $ 61,000 |
| Perry County Illinois | 7 | $ 124,000 | $ 17,000 | $ 49,000 |
| Union County Illinois | 7 | $ 637,000 | $ 91,000 | $ 54,000 |
| Floyd County Indiana | 7 | $ 914,000 | $ 130,000 | $ 76,000 |
| Washington County Indiana | 7 | $ 1,309,000 | $ 187,000 | $ 147,000 |
| Bullitt County Kentucky | 7 | $ 921,000 | $ 131,000 | $ 37,000 |
| Trigg County Kentucky | 7 | $ 831,000 | $ 118,000 | $ 62,000 |
| Blackford County Indiana | 6 | $ 652,000 | $ 108,000 | $ 56,000 |
| Harrison County Indiana | 6 | $ 739,000 | $ 123,000 | $ 126,000 |
| Howard County Indiana | 6 | $ 336,000 | $ 56,000 | $ 43,000 |
| Lee County Florida | 5 | $ 3,730,000 | $ 746,000 | $ 497,000 |
| Cook County Illinois | 5 | $ 1,252,000 | $ 250,000 | $ 135,000 |
| Hardin County Illinois | 5 | $ 48,000 | $ 9,000 | $ 43,000 |
| Richland County Illinois | 5 | $ 116,000 | $ 23,000 | $ 59,000 |
| Cass County Indiana | 5 | $ 299,000 | $ 59,000 | $ 52,000 |
| Crittenden County Kentucky | 5 | $ 212,000 | $ 42,000 | $ 51,000 |
| Shelby County Kentucky | 5 | $ 1,008,000 | $ 201,000 | $ 46,000 |
| Preble County Ohio | 5 | $ 295,000 | $ 59,000 | $ 39,000 |
| Collier County Florida | 4 | $ 4,307,000 | $ 1,076,000 | $ 2,099,000 |
| Miami County Indiana | 4 | $ 166,000 | $ 41,000 | $ 42,000 |
| St. Joseph County Indiana | 4 | $ 570,000 | $ 142,000 | $ 61,000 |
| Steuben County Indiana | 4 | $ 1,686,000 | $ 421,000 | $ 735,000 |
| Christian County Kentucky | 4 | $ 186,000 | $ 46,000 | $ 100,000 |
| Fayette County Kentucky | 4 | $ 771,000 | $ 192,000 | $ 190,000 |
| St. Louis County Missouri | 4 | $ 872,000 | $ 218,000 | $ 206,000 |
| Coles County Illinois | 3 | $ 182,000 | $ 60,000 | $ 40,000 |
| Pulaski County Illinois | 3 | $ 247,000 | $ 82,000 | $ 81,000 |
| Washington County Illinois | 3 | $ 628,000 | $ 209,000 | $ 32,000 |
| Wayne County Illinois | 3 | $ 24,000 | $ 8,000 | $ 34,000 |
| Clinton County Indiana | 3 | $ 242,000 | $ 80,000 | $ 51,000 |
| Lake County Indiana | 3 | $ 616,000 | $ 205,000 | $ 171,000 |
| Butler County Kentucky | 3 | $ 191,000 | $ 63,000 | $ 40,000 |
| Caldwell County Kentucky | 3 | $ 190,000 | $ 63,000 | $ 55,000 |
| Livingston County Kentucky | 3 | $ 139,000 | $ 46,000 | $ 52,000 |
| Mercer County Kentucky | 3 | $ 828,000 | $ 276,000 | $ 34,000 |
| Todd County Kentucky | 3 | $ 150,000 | $ 50,000 | $ 48,000 |
| Davidson County Tennessee | 3 | $ 147,000 | $ 49,000 | $ 45,000 |
| Montgomery County Tennessee | 3 | $ 299,000 | $ 99,000 | $ 42,000 |
| Bay County Florida | 2 | $ 741,000 | $ 370,000 | $ 371,000 |
| Alexander County Illinois | 2 | $ 156,000 | $ 78,000 | $ 66,000 |
| Champaign County Illinois | 2 | $ 127,000 | $ 63,000 | $ 100,000 |
| Christian County Illinois | 2 | $ 121,000 | $ 60,000 | $ 60,000 |
| Peoria County Illinois | 2 | $ 617,000 | $ 308,000 | $ 73,000 |
| Pope County Illinois | 2 | $ 12,000 | $ 6,000 | $ 22,000 |
| Allen County Indiana | 2 | $ 110,000 | $ 55,000 | $ 47,000 |
| Fulton County Indiana | 2 | $ 47,000 | $ 23,000 | $ 62,000 |
| Jackson County Indiana | 2 | $ 10,000 | $ 5,000 | $ 54,000 |
| Union County Indiana | 2 | $ 221,000 | $ 110,000 | $ 43,000 |
| Wabash County Indiana | 2 | $ 54,000 | $ 27,000 | $ 58,000 |
| Hardin County Kentucky | 2 | $ 27,000 | $ 13,000 | $ 64,000 |
| Henry County Kentucky | 2 | $ 262,000 | $ 131,000 | $ 56,000 |
| Kenton County Kentucky | 2 | $ 214,000 | $ 107,000 | $ 74,000 |
| McCracken County Kentucky | 2 | $ 69,000 | $ 34,000 | $ 333,000 |
| Spencer County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 62,000 |
| Essex County Massachusetts | 2 | $ 285,000 | $ 142,000 | $ 84,000 |
| Cape Girardeau County Missouri | 2 | $ 580,000 | $ 290,000 | $ 148,000 |
| Kenosha County Wisconsin | 2 | $ 332,000 | $ 166,000 | $ 204,000 |
| Baldwin County Alabama | 1 | $ 225,000 | $ 225,000 | $ 129,000 |
| Lauderdale County Alabama | 1 | $ 50,000 | $ 50,000 | $ 21,000 |
| Pope County Arkansas | 1 | $ 70,000 | $ 70,000 | $ 24,000 |
| El Dorado County California | 1 | $ 640,000 | $ 640,000 | $ 155,000 |
| Los Angeles County California | 1 | $ 156,000 | $ 156,000 | $ 86,000 |
| Sonoma County California | 1 | $ 500,000 | $ 500,000 | $ 180,000 |
| Douglas County Colorado | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Charlotte County Florida | 1 | $ 300,000 | $ 300,000 | $ 1,113,000 |
| Manatee County Florida | 1 | $ 900,000 | $ 900,000 | $ 300,000 |
| Miami-Dade County Florida | 1 | $ 1,050,000 | $ 1,050,000 | $ 907,000 |
| Nassau County Florida | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Okaloosa County Florida | 1 | $ 304,000 | $ 304,000 | $ 408,000 |
| Osceola County Florida | 1 | $ 468,000 | $ 468,000 | $ 420,000 |
| Pinellas County Florida | 1 | $ 186,000 | $ 186,000 | $ 46,000 |
| Polk County Florida | 1 | $ 282,000 | $ 282,000 | $ 110,000 |
| Walton County Florida | 1 | $ 400,000 | $ 400,000 | $ 233,000 |
| Fulton County Georgia | 1 | $ 201,000 | $ 201,000 | $ 85,000 |
| Boone County Illinois | 1 | $ 110,000 | $ 110,000 | $ 49,000 |
| Clay County Illinois | 1 | $ 21,000 | $ 21,000 | $ 21,000 |
| Clinton County Illinois | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Douglas County Illinois | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| DuPage County Illinois | 1 | $ 25,000 | $ 25,000 | $ 495,000 |
| Kane County Illinois | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| Lake County Illinois | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| LaSalle County Illinois | 1 | $ 104,000 | $ 104,000 | $ 102,000 |
| Livingston County Illinois | 1 | $ 52,000 | $ 52,000 | $ 41,000 |
| Massac County Illinois | 1 | $ 6,000 | $ 6,000 | $ 13,000 |
| McHenry County Illinois | 1 | $ 184,000 | $ 184,000 | $ 68,000 |
| Randolph County Illinois | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Sangamon County Illinois | 1 | $ 53,000 | $ 53,000 | $ 25,000 |
| Will County Illinois | 1 | $ 149,000 | $ 149,000 | $ 59,000 |
| Adams County Indiana | 1 | $ 40,000 | $ 40,000 | $ 191,000 |
| Benton County Indiana | 1 | $ 10,000 | $ 10,000 | $ 63,000 |
| Decatur County Indiana | 1 | $ 7,000 | $ 7,000 | $ 23,000 |
| Fayette County Indiana | 1 | $ 5,000 | $ 5,000 | $ 38,000 |
| Huntington County Indiana | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Jefferson County Indiana | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Jennings County Indiana | 1 | $ 8,000 | $ 8,000 | $ 37,000 |
| Porter County Indiana | 1 | $ 88,000 | $ 88,000 | $ 35,000 |
| Pulaski County Indiana | 1 | $ 62,000 | $ 62,000 | $ 31,000 |
| Scott County Indiana | 1 | $ 116,000 | $ 116,000 | $ 350,000 |
| Switzerland County Indiana | 1 | $ 250,000 | $ 250,000 | $ 72,000 |
| Tipton County Indiana | 1 | $ 5,000 | $ 5,000 | $ 26,000 |
| Barren County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
| Garrard County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Grayson County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 81,000 |
| Hart County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 20,000 |
| Johnson County Kentucky | 1 | $ 34,000 | $ 34,000 | $ 15,000 |
| Simpson County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 64,000 |
| Warren County Kentucky | 1 | $ 129,000 | $ 129,000 | $ 69,000 |
| Ouachita County Louisiana | 1 | $ 108,000 | $ 108,000 | $ 45,000 |
| York County Maine | 1 | $ 204,000 | $ 204,000 | $ 199,000 |
| Cass County Michigan | 1 | $ 442,000 | $ 442,000 | $ 373,000 |
| Livingston County Michigan | 1 | $ 210,000 | $ 210,000 | $ 57,000 |
| Oakland County Michigan | 1 | $ 395,000 | $ 395,000 | $ 240,000 |
| Schoolcraft County Michigan | 1 | $ 250,000 | $ 250,000 | $ 383,000 |
| Boone County Missouri | 1 | $ 33,000 | $ 33,000 | $ 100,000 |
| Camden County Missouri | 1 | $ 208,000 | $ 208,000 | $ 154,000 |
| Auglaize County Ohio | 1 | $ 107,000 | $ 107,000 | $ 68,000 |
| Franklin County Ohio | 1 | $ 116,000 | $ 116,000 | $ 20,000 |
| Mercer County Ohio | 1 | $ 197,000 | $ 197,000 | $ 95,000 |
| Montgomery County Ohio | 1 | $ 77,000 | $ 77,000 | $ 78,000 |
| Muskingum County Ohio | 1 | $ 12,000 | $ 12,000 | $ 34,000 |
| Beaufort County South Carolina | 1 | $ 361,000 | $ 361,000 | $ 582,000 |
| Fentress County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Hamilton County Tennessee | 1 | $ 214,000 | $ 214,000 | $ 91,000 |
| Jefferson County Tennessee | 1 | $ 151,000 | $ 151,000 | $ 67,000 |
| Williamson County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Summit County Utah | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Orleans County Vermont | 1 | $ 170,000 | $ 170,000 | $ 199,000 |
| Fairfax County Virginia | 1 | $ 10,000 | $ 10,000 | $ 135,000 |
| Loudoun County Virginia | 1 | $ 55,000 | $ 55,000 | $ 290,000 |
| Martinsville County Virginia | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Russell County Virginia | 1 | $ 57,000 | $ 57,000 | $ 113,000 |
| King County Washington | 1 | $ 154,000 | $ 154,000 | $ 70,000 |
| Randolph County West Virginia | 1 | $ 148,000 | $ 148,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for Old National Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,914 | $422,234,000 | $107,000 | $1,200,000 | $64,000 | $1,320,000 |
| Refinancing | 3,111 | $264,411,000 | $84,000 | $3,200,000 | $73,000 | $3,700,000 |
| Home Improvement | 2,116 | $43,114,000 | $20,000 | $4,565,000 | $55,000 | $1,395,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,305 | $656,307,000 | $79,000 | $3,200,000 | $66,000 | $3,700,000 |
| Black or African American | 312 | $21,108,000 | $67,000 | $570,000 | $45,000 | $259,000 |
| Not Provided | 192 | $9,576,000 | $49,000 | $732,000 | $79,000 | $912,000 |
| Hispanic | 113 | $8,651,000 | $76,000 | $1,000,000 | $53,000 | $660,000 |
| Not applicable | 109 | $21,003,000 | $192,000 | $4,565,000 | $0 | $0 |
| Asian | 74 | $10,422,000 | $140,000 | $650,000 | $98,000 | $495,000 |
| American Indian or Alaskan Native | 18 | $505,000 | $28,000 | $239,000 | $54,000 | $258,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $2,187,000 | $121,000 | $417,000 | $150,000 | $423,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,615 | $684,079,000 | $79,000 | $4,565,000 | $67,000 | $3,700,000 |
| FHA-insured (Federal Housing Administration) | 307 | $26,862,000 | $87,000 | $214,000 | $40,000 | $249,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 176 | $14,241,000 | $80,000 | $241,000 | $36,000 | $102,000 |
| VA-guaranteed (Veterans Administration) | 43 | $4,577,000 | $106,000 | $239,000 | $51,000 | $144,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,367 | $413,308,000 | $77,000 | $1,427,000 | $70,000 | $3,652,000 |
| Application Denied By Financial Institution | 1,626 | $111,423,000 | $68,000 | $3,200,000 | $50,000 | $907,000 |
| Application Withdrawn By Applicant | 843 | $106,777,000 | $126,000 | $1,500,000 | $89,000 | $3,700,000 |
| Preapproval Denied by Financial Institution | 839 | $72,054,000 | $85,000 | $865,000 | $40,000 | $522,000 |
| Application Approved But Not Accepted | 425 | $22,312,000 | $52,000 | $4,565,000 | $68,000 | $733,000 |
| File Closed For Incompleteness | 41 | $3,885,000 | $94,000 | $305,000 | $53,000 | $136,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,484 | $100,244,000 | $67,000 | $750,000 | $44,000 | $500,000 |
| Debt-To-Income Ratio | 504 | $40,340,000 | $80,000 | $1,018,000 | $40,000 | $522,000 |
| Collateral | 193 | $18,680,000 | $96,000 | $3,200,000 | $65,000 | $907,000 |
| Other | 139 | $9,703,000 | $69,000 | $304,000 | $64,000 | $420,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 64 | $6,602,000 | $103,000 | $1,000,000 | $54,000 | $660,000 |
| Employment History | 36 | $2,723,000 | $75,000 | $383,000 | $32,000 | $180,000 |
| Credit Application Incomplete | 32 | $4,017,000 | $125,000 | $857,000 | $61,000 | $290,000 |
| Unverifiable Information | 13 | $1,168,000 | $89,000 | $199,000 | $65,000 | $180,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Old National Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Old National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.