Old National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Old National Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Old National Bank 1 Main Street Evansville, IN 47708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,944 |
| Total Mortgage Loan Application Amount | $918,089,000 |
| Average Mortgage Loan Application Amount | $86,666 |
| Highest Mortgage Loan Application Amount | $4,200,000 |
| Average Applicant Income | $66,666 |
| Highest Applicant Income | $3,413,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Old National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Old National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Old National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Old National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Old National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Old National Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vanderburgh County Indiana | 920 | $ 95,467,000 | $ 103,000 | $ 68,000 |
| Marion County Indiana | 533 | $ 50,072,000 | $ 93,000 | $ 67,000 |
| Vigo County Indiana | 480 | $ 46,803,000 | $ 97,000 | $ 72,000 |
| Muhlenberg County Kentucky | 378 | $ 21,918,000 | $ 57,000 | $ 53,000 |
| Henderson County Kentucky | 345 | $ 33,160,000 | $ 96,000 | $ 69,000 |
| Delaware County Indiana | 339 | $ 30,329,000 | $ 89,000 | $ 77,000 |
| Daviess County Kentucky | 328 | $ 35,104,000 | $ 107,000 | $ 71,000 |
| Warrick County Indiana | 304 | $ 42,845,000 | $ 140,000 | $ 87,000 |
| Dubois County Indiana | 254 | $ 27,833,000 | $ 109,000 | $ 71,000 |
| Hamilton County Indiana | 215 | $ 40,649,000 | $ 189,000 | $ 132,000 |
| Monroe County Indiana | 170 | $ 32,467,000 | $ 190,000 | $ 108,000 |
| Gibson County Indiana | 162 | $ 12,735,000 | $ 78,000 | $ 61,000 |
| Williamson County Illinois | 158 | $ 14,365,000 | $ 90,000 | $ 69,000 |
| Jefferson County Kentucky | 155 | $ 36,046,000 | $ 232,000 | $ 144,000 |
| Hopkins County Kentucky | 148 | $ 11,747,000 | $ 79,000 | $ 79,000 |
| Vermilion County Illinois | 142 | $ 9,009,000 | $ 63,000 | $ 70,000 |
| Union County Kentucky | 142 | $ 10,357,000 | $ 72,000 | $ 57,000 |
| Knox County Indiana | 141 | $ 10,314,000 | $ 73,000 | $ 61,000 |
| Madison County Indiana | 139 | $ 10,212,000 | $ 73,000 | $ 59,000 |
| Jackson County Illinois | 133 | $ 11,076,000 | $ 83,000 | $ 70,000 |
| Perry County Indiana | 126 | $ 9,526,000 | $ 75,000 | $ 61,000 |
| Posey County Indiana | 121 | $ 14,152,000 | $ 116,000 | $ 75,000 |
| Vermillion County Indiana | 121 | $ 9,548,000 | $ 78,000 | $ 62,000 |
| Wayne County Indiana | 115 | $ 9,430,000 | $ 82,000 | $ 50,000 |
| Randolph County Indiana | 114 | $ 6,838,000 | $ 59,000 | $ 51,000 |
| Tippecanoe County Indiana | 105 | $ 12,319,000 | $ 117,000 | $ 74,000 |
| St. Joseph County Indiana | 101 | $ 18,038,000 | $ 178,000 | $ 150,000 |
| Putnam County Indiana | 94 | $ 7,643,000 | $ 81,000 | $ 65,000 |
| Hendricks County Indiana | 90 | $ 11,449,000 | $ 127,000 | $ 76,000 |
| Johnson County Indiana | 90 | $ 11,952,000 | $ 132,000 | $ 79,000 |
| Daviess County Indiana | 89 | $ 6,062,000 | $ 68,000 | $ 50,000 |
| Parke County Indiana | 81 | $ 5,939,000 | $ 73,000 | $ 66,000 |
| Fountain County Indiana | 78 | $ 5,003,000 | $ 64,000 | $ 58,000 |
| Martin County Indiana | 75 | $ 4,789,000 | $ 63,000 | $ 52,000 |
| Allen County Indiana | 62 | $ 6,854,000 | $ 110,000 | $ 71,000 |
| Wabash County Illinois | 61 | $ 4,358,000 | $ 71,000 | $ 53,000 |
| Boone County Indiana | 55 | $ 11,035,000 | $ 200,000 | $ 114,000 |
| Saline County Illinois | 51 | $ 2,398,000 | $ 47,000 | $ 62,000 |
| Lawrence County Illinois | 50 | $ 1,879,000 | $ 37,000 | $ 51,000 |
| Warren County Indiana | 50 | $ 4,038,000 | $ 80,000 | $ 69,000 |
| Spencer County Indiana | 47 | $ 3,585,000 | $ 76,000 | $ 55,000 |
| Elkhart County Indiana | 46 | $ 6,184,000 | $ 134,000 | $ 92,000 |
| Hancock County Indiana | 41 | $ 5,527,000 | $ 134,000 | $ 79,000 |
| Orange County Indiana | 41 | $ 3,072,000 | $ 74,000 | $ 58,000 |
| Clark County Illinois | 38 | $ 4,486,000 | $ 118,000 | $ 73,000 |
| White County Illinois | 37 | $ 2,389,000 | $ 64,000 | $ 68,000 |
| Grant County Indiana | 32 | $ 3,445,000 | $ 107,000 | $ 111,000 |
| Jay County Indiana | 32 | $ 1,480,000 | $ 46,000 | $ 48,000 |
| Ohio County Kentucky | 29 | $ 2,277,000 | $ 78,000 | $ 73,000 |
| Oldham County Kentucky | 28 | $ 5,621,000 | $ 200,000 | $ 126,000 |
| Jefferson County Illinois | 27 | $ 1,493,000 | $ 55,000 | $ 40,000 |
| Clay County Indiana | 26 | $ 2,255,000 | $ 86,000 | $ 70,000 |
| White County Indiana | 25 | $ 2,022,000 | $ 80,000 | $ 76,000 |
| Henry County Indiana | 24 | $ 2,093,000 | $ 87,000 | $ 67,000 |
| Darke County Ohio | 23 | $ 1,422,000 | $ 61,000 | $ 60,000 |
| Morgan County Indiana | 22 | $ 2,568,000 | $ 116,000 | $ 87,000 |
| Pike County Indiana | 19 | $ 2,241,000 | $ 117,000 | $ 68,000 |
| Greene County Indiana | 17 | $ 1,619,000 | $ 95,000 | $ 50,000 |
| Montgomery County Indiana | 17 | $ 1,423,000 | $ 83,000 | $ 60,000 |
| Clark County Indiana | 16 | $ 2,023,000 | $ 126,000 | $ 80,000 |
| Bullitt County Kentucky | 16 | $ 1,883,000 | $ 117,000 | $ 53,000 |
| Cass County Michigan | 16 | $ 4,331,000 | $ 270,000 | $ 291,000 |
| Sullivan County Indiana | 15 | $ 914,000 | $ 60,000 | $ 54,000 |
| Webster County Kentucky | 15 | $ 784,000 | $ 52,000 | $ 58,000 |
| Lawrence County Indiana | 14 | $ 1,268,000 | $ 90,000 | $ 71,000 |
| Gallatin County Illinois | 13 | $ 761,000 | $ 58,000 | $ 111,000 |
| Owen County Indiana | 13 | $ 995,000 | $ 76,000 | $ 71,000 |
| Edwards County Illinois | 12 | $ 354,000 | $ 29,000 | $ 55,000 |
| Floyd County Indiana | 12 | $ 1,925,000 | $ 160,000 | $ 125,000 |
| Crawford County Illinois | 11 | $ 387,000 | $ 35,000 | $ 45,000 |
| Franklin County Illinois | 11 | $ 272,000 | $ 24,000 | $ 34,000 |
| Brown County Indiana | 11 | $ 2,228,000 | $ 202,000 | $ 117,000 |
| Hancock County Kentucky | 10 | $ 963,000 | $ 96,000 | $ 64,000 |
| Carroll County Indiana | 9 | $ 1,317,000 | $ 146,000 | $ 104,000 |
| Clinton County Indiana | 9 | $ 362,000 | $ 40,000 | $ 56,000 |
| Noble County Indiana | 9 | $ 737,000 | $ 81,000 | $ 66,000 |
| McLean County Kentucky | 9 | $ 615,000 | $ 68,000 | $ 55,000 |
| Edgar County Illinois | 8 | $ 502,000 | $ 62,000 | $ 47,000 |
| Johnson County Illinois | 8 | $ 776,000 | $ 97,000 | $ 90,000 |
| Perry County Illinois | 8 | $ 488,000 | $ 61,000 | $ 60,000 |
| Union County Illinois | 8 | $ 704,000 | $ 88,000 | $ 48,000 |
| Crawford County Indiana | 8 | $ 442,000 | $ 55,000 | $ 66,000 |
| Steuben County Indiana | 8 | $ 1,680,000 | $ 210,000 | $ 46,000 |
| Harrison County Indiana | 7 | $ 1,087,000 | $ 155,000 | $ 55,000 |
| Cook County Illinois | 6 | $ 1,835,000 | $ 305,000 | $ 320,000 |
| Blackford County Indiana | 6 | $ 371,000 | $ 61,000 | $ 53,000 |
| Fayette County Indiana | 6 | $ 694,000 | $ 115,000 | $ 131,000 |
| Shelby County Indiana | 6 | $ 679,000 | $ 113,000 | $ 64,000 |
| Crittenden County Kentucky | 6 | $ 487,000 | $ 81,000 | $ 55,000 |
| DeKalb County Indiana | 5 | $ 572,000 | $ 114,000 | $ 81,000 |
| LaGrange County Indiana | 5 | $ 366,000 | $ 73,000 | $ 32,000 |
| Logan County Kentucky | 5 | $ 709,000 | $ 141,000 | $ 54,000 |
| Hardin County Illinois | 4 | $ 253,000 | $ 63,000 | $ 47,000 |
| Richland County Illinois | 4 | $ 213,000 | $ 53,000 | $ 77,000 |
| Cass County Indiana | 4 | $ 315,000 | $ 78,000 | $ 68,000 |
| Howard County Indiana | 4 | $ 293,000 | $ 73,000 | $ 55,000 |
| LaPorte County Indiana | 4 | $ 164,000 | $ 41,000 | $ 67,000 |
| Union County Indiana | 4 | $ 281,000 | $ 70,000 | $ 54,000 |
| Berrien County Michigan | 4 | $ 891,000 | $ 222,000 | $ 81,000 |
| Douglas County Illinois | 3 | $ 180,000 | $ 60,000 | $ 49,000 |
| Adams County Indiana | 3 | $ 156,000 | $ 52,000 | $ 37,000 |
| Wells County Indiana | 3 | $ 426,000 | $ 142,000 | $ 26,000 |
| Whitley County Indiana | 3 | $ 331,000 | $ 110,000 | $ 9,000 |
| Nelson County Kentucky | 3 | $ 269,000 | $ 89,000 | $ 117,000 |
| Todd County Kentucky | 3 | $ 459,000 | $ 153,000 | $ 76,000 |
| Warren County Kentucky | 3 | $ 809,000 | $ 269,000 | $ 228,000 |
| Branch County Michigan | 3 | $ 1,044,000 | $ 348,000 | $ 200,000 |
| Montgomery County Tennessee | 3 | $ 421,000 | $ 140,000 | $ 48,000 |
| Fulton County Georgia | 2 | $ 470,000 | $ 235,000 | $ 187,000 |
| Champaign County Illinois | 2 | $ 50,000 | $ 25,000 | $ 51,000 |
| St. Clair County Illinois | 2 | $ 416,000 | $ 208,000 | $ 110,000 |
| Wayne County Illinois | 2 | $ 111,000 | $ 55,000 | $ 23,000 |
| Jasper County Indiana | 2 | $ 200,000 | $ 100,000 | $ 91,000 |
| Jennings County Indiana | 2 | $ 314,000 | $ 157,000 | $ 168,000 |
| Kosciusko County Indiana | 2 | $ 298,000 | $ 149,000 | $ 158,000 |
| Tipton County Indiana | 2 | $ 70,000 | $ 35,000 | $ 62,000 |
| Washington County Indiana | 2 | $ 302,000 | $ 151,000 | $ 79,000 |
| Fayette County Kentucky | 2 | $ 224,000 | $ 112,000 | $ 282,000 |
| McCracken County Kentucky | 2 | $ 112,000 | $ 56,000 | $ 27,000 |
| Meade County Kentucky | 2 | $ 451,000 | $ 225,000 | $ 237,000 |
| Shelby County Kentucky | 2 | $ 241,000 | $ 120,000 | $ 28,000 |
| Van Buren County Michigan | 2 | $ 547,000 | $ 273,000 | $ 192,000 |
| St. Louis County Missouri | 2 | $ 613,000 | $ 306,000 | $ 80,000 |
| Butler County Ohio | 2 | $ 148,000 | $ 74,000 | $ 457,000 |
| Beaufort County South Carolina | 2 | $ 825,000 | $ 412,000 | $ 343,000 |
| Morgan County Alabama | 1 | $ 255,000 | $ 255,000 | $ 175,000 |
| Maricopa County Arizona | 1 | $ 351,000 | $ 351,000 | $ 245,000 |
| Pima County Arizona | 1 | $ 385,000 | $ 385,000 | $ 182,000 |
| Kern County California | 1 | $ 128,000 | $ 128,000 | $ 120,000 |
| Los Angeles County California | 1 | $ 284,000 | $ 284,000 | $ 230,000 |
| Fairfield County Connecticut | 1 | $ 998,000 | $ 998,000 | $ 984,000 |
| Broward County Florida | 1 | $ 326,000 | $ 326,000 | $ 172,000 |
| Collier County Florida | 1 | $ 760,000 | $ 760,000 | $ 300,000 |
| Lee County Florida | 1 | $ 117,000 | $ 117,000 | $ 60,000 |
| Manatee County Florida | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Miami-Dade County Florida | 1 | $ 1,085,000 | $ 1,085,000 | $ 696,000 |
| Okaloosa County Florida | 1 | $ 172,000 | $ 172,000 | $ 78,000 |
| Pinellas County Florida | 1 | $ 161,000 | $ 161,000 | $ 118,000 |
| Polk County Florida | 1 | $ 160,000 | $ 160,000 | $ 101,000 |
| Coles County Illinois | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Cumberland County Illinois | 1 | $ 165,000 | $ 165,000 | $ 112,000 |
| Fayette County Illinois | 1 | $ 13,000 | $ 13,000 | $ 109,000 |
| Iroquois County Illinois | 1 | $ 61,000 | $ 61,000 | $ 120,000 |
| Jasper County Illinois | 1 | $ 33,000 | $ 33,000 | $ 0 |
| LaSalle County Illinois | 1 | $ 46,000 | $ 46,000 | $ 48,000 |
| Macon County Illinois | 1 | $ 47,000 | $ 47,000 | $ 107,000 |
| Madison County Illinois | 1 | $ 10,000 | $ 10,000 | $ 106,000 |
| Marion County Illinois | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Massac County Illinois | 1 | $ 62,000 | $ 62,000 | $ 48,000 |
| Pope County Illinois | 1 | $ 86,000 | $ 86,000 | $ 134,000 |
| Sangamon County Illinois | 1 | $ 232,000 | $ 232,000 | $ 70,000 |
| Washington County Illinois | 1 | $ 64,000 | $ 64,000 | $ 22,000 |
| Woodford County Illinois | 1 | $ 191,000 | $ 191,000 | $ 151,000 |
| Bartholomew County Indiana | 1 | $ 157,000 | $ 157,000 | $ 66,000 |
| Benton County Indiana | 1 | $ 63,000 | $ 63,000 | $ 48,000 |
| Decatur County Indiana | 1 | $ 109,000 | $ 109,000 | $ 37,000 |
| Franklin County Indiana | 1 | $ 220,000 | $ 220,000 | $ 78,000 |
| Fulton County Indiana | 1 | $ 4,000 | $ 4,000 | $ 54,000 |
| Huntington County Indiana | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Marshall County Indiana | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Newton County Indiana | 1 | $ 70,000 | $ 70,000 | $ 66,000 |
| Porter County Indiana | 1 | $ 417,000 | $ 417,000 | $ 278,000 |
| Starke County Indiana | 1 | $ 80,000 | $ 80,000 | $ 73,000 |
| Wabash County Indiana | 1 | $ 51,000 | $ 51,000 | $ 68,000 |
| Allen County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 12,000 |
| Anderson County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 77,000 |
| Breckinridge County Kentucky | 1 | $ 152,000 | $ 152,000 | $ 222,000 |
| Butler County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 107,000 |
| Edmonson County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 141,000 |
| Larue County Kentucky | 1 | $ 13,000 | $ 13,000 | $ 270,000 |
| Lincoln County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 80,000 |
| Livingston County Kentucky | 1 | $ 261,000 | $ 261,000 | $ 536,000 |
| Lyon County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 103,000 |
| Spencer County Kentucky | 1 | $ 11,000 | $ 11,000 | $ 99,000 |
| Trigg County Kentucky | 1 | $ 127,000 | $ 127,000 | $ 100,000 |
| Trimble County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 26,000 |
| Knox County Maine | 1 | $ 1,125,000 | $ 1,125,000 | $ 613,000 |
| Howard County Maryland | 1 | $ 11,000 | $ 11,000 | $ 69,000 |
| Bristol County Massachusetts | 1 | $ 39,000 | $ 39,000 | $ 111,000 |
| Antrim County Michigan | 1 | $ 250,000 | $ 250,000 | $ 294,000 |
| Ottawa County Michigan | 1 | $ 52,000 | $ 52,000 | $ 84,000 |
| St. Joseph County Michigan | 1 | $ 63,000 | $ 63,000 | $ 28,000 |
| Hancock County Mississippi | 1 | $ 84,000 | $ 84,000 | $ 31,000 |
| Butler County Missouri | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| Taney County Missouri | 1 | $ 127,000 | $ 127,000 | $ 361,000 |
| Dare County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 428,000 |
| Guilford County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Iredell County North Carolina | 1 | $ 506,000 | $ 506,000 | $ 440,000 |
| Cuyahoga County Ohio | 1 | $ 40,000 | $ 40,000 | $ 105,000 |
| Miami County Ohio | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 10,000 | $ 10,000 | $ 37,000 |
| Preble County Ohio | 1 | $ 27,000 | $ 27,000 | $ 26,000 |
| Marion County Oregon | 1 | $ 50,000 | $ 50,000 | $ 145,000 |
| Tillamook County Oregon | 1 | $ 88,000 | $ 88,000 | $ 71,000 |
| Charleston County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 149,000 |
| Horry County South Carolina | 1 | $ 166,000 | $ 166,000 | $ 389,000 |
| Davidson County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 83,000 |
| Pickett County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 717,000 |
| Sevier County Tennessee | 1 | $ 236,000 | $ 236,000 | $ 130,000 |
| Northampton County Virginia | 1 | $ 182,000 | $ 182,000 | $ 163,000 |
| Dane County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 126,000 |
Mortgage Loan Application Detail Totals for Old National Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,462 | $630,859,000 | $115,000 | $2,518,000 | $81,000 | $3,413,000 |
| Home Purchase | 2,075 | $252,517,000 | $121,000 | $4,200,000 | $69,000 | $1,580,000 |
| Home Improvement | 1,407 | $34,713,000 | $24,000 | $700,000 | $50,000 | $812,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,746 | $779,919,000 | $100,000 | $1,480,000 | $73,000 | $3,413,000 |
| Not Provided | 608 | $71,037,000 | $116,000 | $1,125,000 | $94,000 | $1,200,000 |
| Black or African American | 203 | $13,144,000 | $64,000 | $380,000 | $46,000 | $218,000 |
| Not applicable | 175 | $26,640,000 | $152,000 | $4,200,000 | $21,000 | $87,000 |
| Asian | 101 | $16,265,000 | $161,000 | $944,000 | $113,000 | $802,000 |
| Hispanic | 89 | $9,111,000 | $102,000 | $1,000,000 | $57,000 | $777,000 |
| American Indian or Alaskan Native | 15 | $1,315,000 | $87,000 | $417,000 | $35,000 | $211,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $658,000 | $94,000 | $260,000 | $81,000 | $222,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,808 | $804,149,000 | $102,000 | $4,200,000 | $77,000 | $3,413,000 |
| FHA-insured (Federal Housing Administration) | 835 | $84,663,000 | $101,000 | $277,000 | $46,000 | $293,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 228 | $19,592,000 | $85,000 | $335,000 | $40,000 | $106,000 |
| VA-guaranteed (Veterans Administration) | 73 | $9,685,000 | $132,000 | $417,000 | $54,000 | $217,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,647 | $487,496,000 | $104,000 | $2,518,000 | $82,000 | $3,413,000 |
| Application Denied By Financial Institution | 2,441 | $206,442,000 | $84,000 | $1,341,000 | $57,000 | $696,000 |
| Application Withdrawn By Applicant | 809 | $111,672,000 | $138,000 | $2,000,000 | $87,000 | $1,200,000 |
| Preapproval Denied by Financial Institution | 378 | $32,944,000 | $87,000 | $400,000 | $42,000 | $350,000 |
| Application Approved But Not Accepted | 213 | $22,793,000 | $107,000 | $4,200,000 | $66,000 | $397,000 |
| Preapproval Approved but not Accepted | 194 | $25,187,000 | $129,000 | $1,000,000 | $58,000 | $979,000 |
| File Closed For Incompleteness | 145 | $23,772,000 | $163,000 | $1,480,000 | $128,000 | $3,412,000 |
| Loan Purchased By The Institution | 117 | $7,783,000 | $66,000 | $131,000 | $32,000 | $87,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 972 | $63,725,000 | $65,000 | $680,000 | $48,000 | $262,000 |
| Collateral | 656 | $81,928,000 | $124,000 | $1,085,000 | $72,000 | $696,000 |
| Other | 555 | $34,411,000 | $62,000 | $417,000 | $55,000 | $400,000 |
| Debt-To-Income Ratio | 448 | $42,978,000 | $95,000 | $1,000,000 | $45,000 | $460,000 |
| Unverifiable Information | 63 | $4,268,000 | $67,000 | $240,000 | $55,000 | $200,000 |
| Credit Application Incomplete | 49 | $5,040,000 | $102,000 | $1,341,000 | $77,000 | $504,000 |
| Employment History | 49 | $3,864,000 | $78,000 | $400,000 | $43,000 | $350,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $2,123,000 | $101,000 | $307,000 | $54,000 | $160,000 |
| Mortgage Insurance Denied | 6 | $1,049,000 | $174,000 | $360,000 | $91,000 | $167,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Old National Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Old National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.