Old National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Old National Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Old National Bank One Main Street Evansville, IN 47708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 8,474 |
| Total Mortgage Loan Application Amount | $1,102,558,000 |
| Average Mortgage Loan Application Amount | $123,333 |
| Highest Mortgage Loan Application Amount | $6,669,000 |
| Average Applicant Income | $86,000 |
| Highest Applicant Income | $2,321,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Old National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Old National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Old National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Old National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Old National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Old National Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kent County Michigan | 634 | $ 137,813,000 | $ 217,000 | $ 124,000 |
| Washtenaw County Michigan | 558 | $ 154,378,000 | $ 276,000 | $ 141,000 |
| Vanderburgh County Indiana | 508 | $ 53,322,000 | $ 104,000 | $ 63,000 |
| Vigo County Indiana | 340 | $ 22,071,000 | $ 64,000 | $ 63,000 |
| Lenawee County Michigan | 340 | $ 30,045,000 | $ 88,000 | $ 61,000 |
| Marion County Indiana | 317 | $ 44,440,000 | $ 140,000 | $ 72,000 |
| Tippecanoe County Indiana | 296 | $ 48,326,000 | $ 163,000 | $ 84,000 |
| Delaware County Indiana | 240 | $ 18,285,000 | $ 76,000 | $ 79,000 |
| Monroe County Indiana | 223 | $ 33,632,000 | $ 150,000 | $ 98,000 |
| Daviess County Kentucky | 216 | $ 18,926,000 | $ 87,000 | $ 63,000 |
| Kalamazoo County Michigan | 192 | $ 26,227,000 | $ 136,000 | $ 81,000 |
| Muhlenberg County Kentucky | 190 | $ 10,360,000 | $ 54,000 | $ 62,000 |
| Warrick County Indiana | 148 | $ 21,455,000 | $ 144,000 | $ 97,000 |
| Madison County Indiana | 143 | $ 8,257,000 | $ 57,000 | $ 63,000 |
| St. Joseph County Indiana | 143 | $ 18,514,000 | $ 129,000 | $ 101,000 |
| Jackson County Michigan | 141 | $ 12,972,000 | $ 92,000 | $ 82,000 |
| Hamilton County Indiana | 140 | $ 32,663,000 | $ 233,000 | $ 143,000 |
| Henderson County Kentucky | 134 | $ 11,600,000 | $ 86,000 | $ 76,000 |
| Dubois County Indiana | 124 | $ 15,943,000 | $ 128,000 | $ 79,000 |
| Bartholomew County Indiana | 119 | $ 17,190,000 | $ 144,000 | $ 93,000 |
| Jefferson County Kentucky | 118 | $ 21,101,000 | $ 178,000 | $ 104,000 |
| Allen County Indiana | 109 | $ 14,285,000 | $ 131,000 | $ 101,000 |
| Knox County Indiana | 102 | $ 6,926,000 | $ 67,000 | $ 71,000 |
| Jefferson County Indiana | 95 | $ 9,622,000 | $ 101,000 | $ 61,000 |
| Calhoun County Michigan | 95 | $ 7,112,000 | $ 74,000 | $ 63,000 |
| Vermilion County Illinois | 94 | $ 3,966,000 | $ 42,000 | $ 61,000 |
| Hopkins County Kentucky | 92 | $ 7,487,000 | $ 81,000 | $ 80,000 |
| Gibson County Indiana | 89 | $ 5,396,000 | $ 60,000 | $ 60,000 |
| Randolph County Indiana | 84 | $ 3,567,000 | $ 42,000 | $ 53,000 |
| Livingston County Michigan | 80 | $ 22,021,000 | $ 275,000 | $ 114,000 |
| Putnam County Indiana | 78 | $ 4,743,000 | $ 60,000 | $ 61,000 |
| Vermillion County Indiana | 74 | $ 3,928,000 | $ 53,000 | $ 76,000 |
| Daviess County Indiana | 69 | $ 5,625,000 | $ 81,000 | $ 66,000 |
| Jackson County Indiana | 68 | $ 5,575,000 | $ 81,000 | $ 61,000 |
| Parke County Indiana | 68 | $ 3,053,000 | $ 44,000 | $ 58,000 |
| Johnson County Indiana | 63 | $ 6,639,000 | $ 105,000 | $ 82,000 |
| Monroe County Michigan | 62 | $ 9,719,000 | $ 156,000 | $ 73,000 |
| Fountain County Indiana | 60 | $ 4,033,000 | $ 67,000 | $ 62,000 |
| Lawrence County Indiana | 59 | $ 4,561,000 | $ 77,000 | $ 56,000 |
| Ottawa County Michigan | 59 | $ 10,670,000 | $ 180,000 | $ 97,000 |
| Jackson County Illinois | 55 | $ 3,577,000 | $ 65,000 | $ 64,000 |
| Hendricks County Indiana | 54 | $ 7,117,000 | $ 131,000 | $ 114,000 |
| Van Buren County Michigan | 53 | $ 6,274,000 | $ 118,000 | $ 107,000 |
| Martin County Indiana | 50 | $ 1,992,000 | $ 39,000 | $ 46,000 |
| Elkhart County Indiana | 48 | $ 6,154,000 | $ 128,000 | $ 137,000 |
| Spencer County Indiana | 47 | $ 4,738,000 | $ 100,000 | $ 107,000 |
| Berrien County Michigan | 45 | $ 5,405,000 | $ 120,000 | $ 83,000 |
| Perry County Indiana | 44 | $ 2,039,000 | $ 46,000 | $ 52,000 |
| Wayne County Indiana | 42 | $ 3,643,000 | $ 86,000 | $ 60,000 |
| Washington County Indiana | 41 | $ 2,109,000 | $ 51,000 | $ 57,000 |
| Wayne County Michigan | 39 | $ 8,678,000 | $ 222,000 | $ 111,000 |
| Jennings County Indiana | 37 | $ 2,850,000 | $ 77,000 | $ 65,000 |
| Posey County Indiana | 37 | $ 3,801,000 | $ 102,000 | $ 75,000 |
| Warren County Indiana | 37 | $ 1,988,000 | $ 53,000 | $ 50,000 |
| Kosciusko County Indiana | 35 | $ 5,603,000 | $ 160,000 | $ 91,000 |
| Union County Kentucky | 33 | $ 1,772,000 | $ 53,000 | $ 83,000 |
| Oakland County Michigan | 33 | $ 9,540,000 | $ 289,000 | $ 163,000 |
| Williamson County Illinois | 30 | $ 1,229,000 | $ 40,000 | $ 65,000 |
| Clay County Indiana | 30 | $ 2,021,000 | $ 67,000 | $ 73,000 |
| Orange County Indiana | 28 | $ 1,123,000 | $ 40,000 | $ 58,000 |
| Boone County Indiana | 27 | $ 5,289,000 | $ 195,000 | $ 142,000 |
| Cass County Michigan | 27 | $ 5,256,000 | $ 194,000 | $ 92,000 |
| Hillsdale County Michigan | 27 | $ 1,877,000 | $ 69,000 | $ 60,000 |
| Hancock County Indiana | 25 | $ 2,914,000 | $ 116,000 | $ 65,000 |
| Barry County Michigan | 24 | $ 3,972,000 | $ 165,000 | $ 87,000 |
| Allegan County Michigan | 23 | $ 4,601,000 | $ 200,000 | $ 103,000 |
| White County Indiana | 22 | $ 2,644,000 | $ 120,000 | $ 92,000 |
| Morgan County Indiana | 20 | $ 2,450,000 | $ 122,000 | $ 88,000 |
| Pike County Indiana | 20 | $ 1,205,000 | $ 60,000 | $ 68,000 |
| Brown County Indiana | 19 | $ 5,586,000 | $ 294,000 | $ 160,000 |
| Clark County Illinois | 18 | $ 2,183,000 | $ 121,000 | $ 82,000 |
| Jefferson County Illinois | 18 | $ 771,000 | $ 42,000 | $ 48,000 |
| Saline County Illinois | 18 | $ 510,000 | $ 28,000 | $ 55,000 |
| Greene County Indiana | 18 | $ 1,381,000 | $ 76,000 | $ 66,000 |
| Sullivan County Indiana | 18 | $ 1,590,000 | $ 88,000 | $ 85,000 |
| Wabash County Illinois | 17 | $ 909,000 | $ 53,000 | $ 64,000 |
| Henry County Indiana | 17 | $ 1,214,000 | $ 71,000 | $ 70,000 |
| Oldham County Kentucky | 17 | $ 5,141,000 | $ 302,000 | $ 199,000 |
| Carroll County Indiana | 16 | $ 1,992,000 | $ 124,000 | $ 77,000 |
| Clark County Indiana | 14 | $ 2,136,000 | $ 152,000 | $ 69,000 |
| Clinton County Indiana | 13 | $ 1,350,000 | $ 103,000 | $ 84,000 |
| Jay County Indiana | 13 | $ 530,000 | $ 40,000 | $ 67,000 |
| Ripley County Indiana | 12 | $ 1,455,000 | $ 121,000 | $ 63,000 |
| Montgomery County Indiana | 11 | $ 1,062,000 | $ 96,000 | $ 89,000 |
| Scott County Indiana | 11 | $ 536,000 | $ 48,000 | $ 47,000 |
| Ohio County Kentucky | 11 | $ 487,000 | $ 44,000 | $ 62,000 |
| Lawrence County Illinois | 10 | $ 1,230,000 | $ 123,000 | $ 71,000 |
| White County Illinois | 10 | $ 261,000 | $ 26,000 | $ 63,000 |
| Floyd County Indiana | 10 | $ 2,967,000 | $ 296,000 | $ 143,000 |
| Hancock County Kentucky | 10 | $ 851,000 | $ 85,000 | $ 62,000 |
| Ionia County Michigan | 10 | $ 1,873,000 | $ 187,000 | $ 131,000 |
| Benton County Indiana | 9 | $ 571,000 | $ 63,000 | $ 79,000 |
| Owen County Indiana | 9 | $ 705,000 | $ 78,000 | $ 67,000 |
| Edwards County Illinois | 8 | $ 463,000 | $ 57,000 | $ 85,000 |
| Grant County Indiana | 8 | $ 407,000 | $ 50,000 | $ 87,000 |
| Lyon County Kentucky | 8 | $ 1,653,000 | $ 206,000 | $ 80,000 |
| Webster County Kentucky | 8 | $ 188,000 | $ 23,000 | $ 57,000 |
| Darke County Ohio | 8 | $ 251,000 | $ 31,000 | $ 35,000 |
| Crawford County Indiana | 7 | $ 251,000 | $ 35,000 | $ 57,000 |
| Franklin County Indiana | 7 | $ 937,000 | $ 133,000 | $ 78,000 |
| Ingham County Michigan | 7 | $ 925,000 | $ 132,000 | $ 73,000 |
| Edgar County Illinois | 6 | $ 483,000 | $ 80,000 | $ 64,000 |
| Franklin County Illinois | 6 | $ 557,000 | $ 92,000 | $ 105,000 |
| Harrison County Indiana | 6 | $ 879,000 | $ 146,000 | $ 72,000 |
| Shelby County Indiana | 6 | $ 942,000 | $ 157,000 | $ 101,000 |
| Breckinridge County Kentucky | 6 | $ 821,000 | $ 136,000 | $ 158,000 |
| McLean County Kentucky | 6 | $ 352,000 | $ 58,000 | $ 49,000 |
| Eaton County Michigan | 6 | $ 778,000 | $ 129,000 | $ 70,000 |
| Macomb County Michigan | 6 | $ 761,000 | $ 126,000 | $ 107,000 |
| Montcalm County Michigan | 6 | $ 1,015,000 | $ 169,000 | $ 147,000 |
| St. Joseph County Michigan | 6 | $ 865,000 | $ 144,000 | $ 105,000 |
| Noble County Indiana | 5 | $ 540,000 | $ 108,000 | $ 112,000 |
| Steuben County Indiana | 5 | $ 1,343,000 | $ 268,000 | $ 206,000 |
| Whitley County Indiana | 5 | $ 1,173,000 | $ 234,000 | $ 70,000 |
| Branch County Michigan | 5 | $ 883,000 | $ 176,000 | $ 239,000 |
| Newaygo County Michigan | 5 | $ 686,000 | $ 137,000 | $ 119,000 |
| Cook County Illinois | 4 | $ 921,000 | $ 230,000 | $ 431,000 |
| Johnson County Illinois | 4 | $ 218,000 | $ 54,000 | $ 53,000 |
| Marshall County Indiana | 4 | $ 3,333,000 | $ 833,000 | $ 626,000 |
| Shelby County Kentucky | 4 | $ 1,844,000 | $ 461,000 | $ 130,000 |
| Antrim County Michigan | 4 | $ 1,243,000 | $ 310,000 | $ 331,000 |
| Genesee County Michigan | 4 | $ 850,000 | $ 212,000 | $ 146,000 |
| Leelanau County Michigan | 4 | $ 1,828,000 | $ 457,000 | $ 433,000 |
| Mecosta County Michigan | 4 | $ 467,000 | $ 116,000 | $ 136,000 |
| Horry County South Carolina | 4 | $ 379,000 | $ 94,000 | $ 48,000 |
| Pasco County Florida | 3 | $ 235,000 | $ 78,000 | $ 83,000 |
| Richland County Illinois | 3 | $ 166,000 | $ 55,000 | $ 57,000 |
| Dearborn County Indiana | 3 | $ 372,000 | $ 124,000 | $ 96,000 |
| Howard County Indiana | 3 | $ 290,000 | $ 96,000 | $ 62,000 |
| Wabash County Indiana | 3 | $ 127,000 | $ 42,000 | $ 43,000 |
| Christian County Kentucky | 3 | $ 131,000 | $ 43,000 | $ 40,000 |
| Fayette County Kentucky | 3 | $ 596,000 | $ 198,000 | $ 33,000 |
| Spencer County Kentucky | 3 | $ 257,000 | $ 85,000 | $ 113,000 |
| Emmet County Michigan | 3 | $ 603,000 | $ 201,000 | $ 401,000 |
| Manistee County Michigan | 3 | $ 551,000 | $ 183,000 | $ 199,000 |
| Muskegon County Michigan | 3 | $ 1,442,000 | $ 480,000 | $ 325,000 |
| Oceana County Michigan | 3 | $ 440,000 | $ 146,000 | $ 203,000 |
| Fulton County Ohio | 3 | $ 316,000 | $ 105,000 | $ 31,000 |
| Beaufort County South Carolina | 3 | $ 1,500,000 | $ 500,000 | $ 266,000 |
| Charlotte County Florida | 2 | $ 226,000 | $ 113,000 | $ 81,000 |
| Collier County Florida | 2 | $ 1,718,000 | $ 859,000 | $ 443,000 |
| Hamilton County Illinois | 2 | $ 26,000 | $ 13,000 | $ 32,000 |
| Marion County Illinois | 2 | $ 10,000 | $ 5,000 | $ 73,000 |
| Pope County Illinois | 2 | $ 98,000 | $ 49,000 | $ 81,000 |
| Adams County Indiana | 2 | $ 40,000 | $ 20,000 | $ 28,000 |
| Cass County Indiana | 2 | $ 188,000 | $ 94,000 | $ 74,000 |
| Decatur County Indiana | 2 | $ 115,000 | $ 57,000 | $ 46,000 |
| DeKalb County Indiana | 2 | $ 286,000 | $ 143,000 | $ 91,000 |
| Huntington County Indiana | 2 | $ 702,000 | $ 351,000 | $ 271,000 |
| LaGrange County Indiana | 2 | $ 158,000 | $ 79,000 | $ 39,000 |
| Miami County Indiana | 2 | $ 16,000 | $ 8,000 | $ 45,000 |
| Bullitt County Kentucky | 2 | $ 480,000 | $ 240,000 | $ 66,000 |
| Caldwell County Kentucky | 2 | $ 160,000 | $ 80,000 | $ 94,000 |
| Crittenden County Kentucky | 2 | $ 227,000 | $ 113,000 | $ 98,000 |
| Hardin County Kentucky | 2 | $ 20,000 | $ 10,000 | $ 78,000 |
| Mason County Michigan | 2 | $ 474,000 | $ 237,000 | $ 143,000 |
| Davidson County Tennessee | 2 | $ 831,000 | $ 415,000 | $ 472,000 |
| Montgomery County Alabama | 1 | $ 3,000 | $ 3,000 | $ 15,000 |
| Coconino County Arizona | 1 | $ 360,000 | $ 360,000 | $ 290,000 |
| Pima County Arizona | 1 | $ 122,000 | $ 122,000 | $ 139,000 |
| Pinal County Arizona | 1 | $ 96,000 | $ 96,000 | $ 86,000 |
| Los Angeles County California | 1 | $ 100,000 | $ 100,000 | $ 205,000 |
| San Diego County California | 1 | $ 810,000 | $ 810,000 | $ 258,000 |
| Sonoma County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 354,000 |
| Boulder County Colorado | 1 | $ 240,000 | $ 240,000 | $ 153,000 |
| Fremont County Colorado | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| Pitkin County Colorado | 1 | $ 2,489,000 | $ 2,489,000 | $ 1,265,000 |
| Bay County Florida | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Duval County Florida | 1 | $ 77,000 | $ 77,000 | $ 144,000 |
| Lake County Florida | 1 | $ 86,000 | $ 86,000 | $ 36,000 |
| Lee County Florida | 1 | $ 150,000 | $ 150,000 | $ 131,000 |
| Leon County Florida | 1 | $ 92,000 | $ 92,000 | $ 84,000 |
| Manatee County Florida | 1 | $ 297,000 | $ 297,000 | $ 200,000 |
| Monroe County Florida | 1 | $ 572,000 | $ 572,000 | $ 955,000 |
| Orange County Florida | 1 | $ 304,000 | $ 304,000 | $ 218,000 |
| Pinellas County Florida | 1 | $ 347,000 | $ 347,000 | $ 115,000 |
| Polk County Florida | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Santa Rosa County Florida | 1 | $ 135,000 | $ 135,000 | $ 25,000 |
| St. Johns County Florida | 1 | $ 13,000 | $ 13,000 | $ 104,000 |
| Volusia County Florida | 1 | $ 120,000 | $ 120,000 | $ 96,000 |
| Champaign County Illinois | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Clay County Illinois | 1 | $ 41,000 | $ 41,000 | $ 51,000 |
| Coles County Illinois | 1 | $ 8,000 | $ 8,000 | $ 36,000 |
| Douglas County Illinois | 1 | $ 189,000 | $ 189,000 | $ 40,000 |
| DuPage County Illinois | 1 | $ 110,000 | $ 110,000 | $ 106,000 |
| Gallatin County Illinois | 1 | $ 40,000 | $ 40,000 | $ 23,000 |
| Hardin County Illinois | 1 | $ 100,000 | $ 100,000 | $ 78,000 |
| Iroquois County Illinois | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Perry County Illinois | 1 | $ 67,000 | $ 67,000 | $ 94,000 |
| Randolph County Illinois | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| St. Clair County Illinois | 1 | $ 82,000 | $ 82,000 | $ 53,000 |
| Union County Illinois | 1 | $ 3,000 | $ 3,000 | $ 40,000 |
| Wayne County Illinois | 1 | $ 48,000 | $ 48,000 | $ 43,000 |
| Will County Illinois | 1 | $ 74,000 | $ 74,000 | $ 126,000 |
| Blackford County Indiana | 1 | $ 3,000 | $ 3,000 | $ 43,000 |
| Fayette County Indiana | 1 | $ 20,000 | $ 20,000 | $ 110,000 |
| Fulton County Indiana | 1 | $ 200,000 | $ 200,000 | $ 99,000 |
| Jasper County Indiana | 1 | $ 88,000 | $ 88,000 | $ 103,000 |
| LaPorte County Indiana | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Ohio County Indiana | 1 | $ 71,000 | $ 71,000 | $ 20,000 |
| Union County Indiana | 1 | $ 45,000 | $ 45,000 | $ 17,000 |
| Wells County Indiana | 1 | $ 80,000 | $ 80,000 | $ 111,000 |
| Boone County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 37,000 |
| Calloway County Kentucky | 1 | $ 417,000 | $ 417,000 | $ 266,000 |
| Edmonson County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 114,000 |
| Grayson County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 200,000 |
| Henry County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Jessamine County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 64,000 |
| Logan County Kentucky | 1 | $ 3,000 | $ 3,000 | $ 35,000 |
| McCracken County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Scott County Kentucky | 1 | $ 6,000 | $ 6,000 | $ 61,000 |
| Todd County Kentucky | 1 | $ 137,000 | $ 137,000 | $ 20,000 |
| Trigg County Kentucky | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Trimble County Kentucky | 1 | $ 54,000 | $ 54,000 | $ 64,000 |
| Woodford County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Somerset County Maine | 1 | $ 168,000 | $ 168,000 | $ 1,060,000 |
| Montgomery County Maryland | 1 | $ 87,000 | $ 87,000 | $ 98,000 |
| Cheboygan County Michigan | 1 | $ 160,000 | $ 160,000 | $ 536,000 |
| Clare County Michigan | 1 | $ 139,000 | $ 139,000 | $ 147,000 |
| Clinton County Michigan | 1 | $ 80,000 | $ 80,000 | $ 78,000 |
| Crawford County Michigan | 1 | $ 146,000 | $ 146,000 | $ 237,000 |
| Gladwin County Michigan | 1 | $ 78,000 | $ 78,000 | $ 147,000 |
| Lake County Michigan | 1 | $ 130,000 | $ 130,000 | $ 72,000 |
| Mackinac County Michigan | 1 | $ 246,000 | $ 246,000 | $ 56,000 |
| Missaukee County Michigan | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Otsego County Michigan | 1 | $ 154,000 | $ 154,000 | $ 221,000 |
| St. Clair County Michigan | 1 | $ 188,000 | $ 188,000 | $ 123,000 |
| Jefferson County Missouri | 1 | $ 192,000 | $ 192,000 | $ 326,000 |
| Clark County Nevada | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Washoe County Nevada | 1 | $ 468,000 | $ 468,000 | $ 519,000 |
| Iredell County North Carolina | 1 | $ 247,000 | $ 247,000 | $ 129,000 |
| Wake County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 145,000 |
| Clermont County Ohio | 1 | $ 270,000 | $ 270,000 | $ 244,000 |
| Cuyahoga County Ohio | 1 | $ 336,000 | $ 336,000 | $ 138,000 |
| Defiance County Ohio | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Lucas County Ohio | 1 | $ 92,000 | $ 92,000 | $ 310,000 |
| Mercer County Ohio | 1 | $ 48,000 | $ 48,000 | $ 79,000 |
| Williams County Ohio | 1 | $ 41,000 | $ 41,000 | $ 11,000 |
| Colleton County South Carolina | 1 | $ 7,000 | $ 7,000 | $ 60,000 |
| Pennington County South Dakota | 1 | $ 88,000 | $ 88,000 | $ 23,000 |
| Sevier County Tennessee | 1 | $ 7,000 | $ 7,000 | $ 62,000 |
| Dallas County Texas | 1 | $ 339,000 | $ 339,000 | $ 133,000 |
| Travis County Texas | 1 | $ 260,000 | $ 260,000 | $ 200,000 |
| Campbell County Virginia | 1 | $ 112,000 | $ 112,000 | $ 133,000 |
| Marion County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
Mortgage Loan Application Detail Totals for Old National Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,481 | $515,396,000 | $148,000 | $3,750,000 | $96,000 | $2,321,000 |
| Home Purchase | 2,684 | $517,452,000 | $192,000 | $6,669,000 | $99,000 | $1,060,000 |
| Home Improvement | 2,309 | $69,710,000 | $30,000 | $960,000 | $63,000 | $625,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,377 | $926,150,000 | $125,000 | $2,489,000 | $90,000 | $2,321,000 |
| Not Provided | 353 | $40,115,000 | $113,000 | $1,304,000 | $97,000 | $1,380,000 |
| Black or African American | 283 | $25,836,000 | $91,000 | $879,000 | $64,000 | $507,000 |
| Hispanic | 170 | $17,331,000 | $101,000 | $548,000 | $74,000 | $325,000 |
| Asian | 143 | $28,218,000 | $197,000 | $1,578,000 | $105,000 | $710,000 |
| Not applicable | 120 | $60,680,000 | $505,000 | $6,669,000 | $0 | $0 |
| American Indian or Alaskan Native | 17 | $2,438,000 | $143,000 | $1,049,000 | $77,000 | $277,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $1,790,000 | $162,000 | $840,000 | $87,000 | $270,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,958 | $1,039,070,000 | $130,000 | $6,669,000 | $90,000 | $2,321,000 |
| FHA-insured (Federal Housing Administration) | 353 | $42,332,000 | $119,000 | $276,000 | $57,000 | $1,380,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 97 | $10,249,000 | $105,000 | $331,000 | $41,000 | $106,000 |
| VA-guaranteed (Veterans Administration) | 66 | $10,907,000 | $165,000 | $405,000 | $68,000 | $204,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,983 | $765,504,000 | $153,000 | $6,669,000 | $98,000 | $1,819,000 |
| Application Denied By Financial Institution | 2,593 | $188,901,000 | $72,000 | $2,500,000 | $64,000 | $2,321,000 |
| Application Withdrawn By Applicant | 604 | $117,303,000 | $194,000 | $1,578,000 | $112,000 | $2,231,000 |
| Application Approved But Not Accepted | 258 | $27,961,000 | $108,000 | $1,054,000 | $81,000 | $687,000 |
| Loan Purchased By The Institution | 29 | $2,079,000 | $71,000 | $114,000 | $32,000 | $50,000 |
| File Closed For Incompleteness | 7 | $810,000 | $115,000 | $156,000 | $94,000 | $205,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 895 | $47,610,000 | $53,000 | $940,000 | $59,000 | $1,380,000 |
| Other | 532 | $26,860,000 | $50,000 | $2,500,000 | $54,000 | $422,000 |
| Collateral | 486 | $53,983,000 | $111,000 | $750,000 | $84,000 | $2,321,000 |
| Debt-To-Income Ratio | 437 | $31,761,000 | $72,000 | $650,000 | $46,000 | $382,000 |
| Credit Application Incomplete | 153 | $19,901,000 | $130,000 | $711,000 | $109,000 | $720,000 |
| Unverifiable Information | 46 | $4,656,000 | $101,000 | $320,000 | $79,000 | $216,000 |
| Employment History | 36 | $3,283,000 | $91,000 | $315,000 | $65,000 | $241,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $847,000 | $105,000 | $177,000 | $48,000 | $81,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Old National Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Old National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.