Old Second National Bank
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Old Second National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Old Second National Bank 37 S. River St. Aurora, IL 60506 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,196 |
| Total Mortgage Loan Application Amount | $505,180,000 |
| Average Mortgage Loan Application Amount | $229,400 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $157,800 |
| Highest Applicant Income | $6,658,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kane County Illinois | 685 | $ 147,455,000 | $ 215,000 | $ 118,000 |
| Cook County Illinois | 322 | $ 87,470,000 | $ 271,000 | $ 140,000 |
| Kendall County Illinois | 287 | $ 59,205,000 | $ 206,000 | $ 119,000 |
| DuPage County Illinois | 211 | $ 55,685,000 | $ 263,000 | $ 214,000 |
| DeKalb County Illinois | 198 | $ 35,020,000 | $ 176,000 | $ 94,000 |
| Will County Illinois | 132 | $ 31,470,000 | $ 238,000 | $ 122,000 |
| LaSalle County Illinois | 64 | $ 11,650,000 | $ 182,000 | $ 94,000 |
| McHenry County Illinois | 62 | $ 13,410,000 | $ 216,000 | $ 129,000 |
| Lake County Illinois | 27 | $ 10,135,000 | $ 375,000 | $ 158,000 |
| Maricopa County Arizona | 14 | $ 4,330,000 | $ 309,000 | $ 151,000 |
| Collier County Florida | 10 | $ 3,640,000 | $ 364,000 | $ 168,000 |
| Ogle County Illinois | 7 | $ 1,015,000 | $ 145,000 | $ 110,000 |
| Lee County Florida | 5 | $ 1,595,000 | $ 319,000 | $ 178,000 |
| Boone County Illinois | 5 | $ 935,000 | $ 187,000 | $ 107,000 |
| Union County North Carolina | 5 | $ 1,415,000 | $ 283,000 | $ 161,000 |
| Pinal County Arizona | 4 | $ 1,530,000 | $ 382,000 | $ 399,000 |
| Lee County Illinois | 4 | $ 570,000 | $ 142,000 | $ 107,000 |
| Lake County Indiana | 4 | $ 1,590,000 | $ 397,000 | $ 126,000 |
| Berrien County Michigan | 4 | $ 1,500,000 | $ 375,000 | $ 323,000 |
| Fresno County California | 3 | $ 675,000 | $ 225,000 | $ 100,000 |
| Pinellas County Florida | 3 | $ 955,000 | $ 318,000 | $ 254,000 |
| Sarasota County Florida | 3 | $ 1,275,000 | $ 425,000 | $ 475,000 |
| Bureau County Illinois | 3 | $ 425,000 | $ 141,000 | $ 84,000 |
| Jo Daviess County Illinois | 3 | $ 485,000 | $ 161,000 | $ 172,000 |
| Kankakee County Illinois | 3 | $ 705,000 | $ 235,000 | $ 70,000 |
| Winnebago County Illinois | 3 | $ 525,000 | $ 175,000 | $ 113,000 |
| Clark County Nevada | 3 | $ 855,000 | $ 285,000 | $ 195,000 |
| Green Lake County Wisconsin | 3 | $ 875,000 | $ 291,000 | $ 0 |
| Vilas County Wisconsin | 3 | $ 955,000 | $ 318,000 | $ 238,000 |
| La Plata County Colorado | 2 | $ 450,000 | $ 225,000 | $ 40,000 |
| Grundy County Illinois | 2 | $ 380,000 | $ 190,000 | $ 139,000 |
| LaPorte County Indiana | 2 | $ 500,000 | $ 250,000 | $ 114,000 |
| Porter County Indiana | 2 | $ 520,000 | $ 260,000 | $ 193,000 |
| Dubuque County Iowa | 2 | $ 160,000 | $ 80,000 | $ 85,000 |
| Cumberland County Maine | 2 | $ 750,000 | $ 375,000 | $ 149,000 |
| St. Charles County Missouri | 2 | $ 540,000 | $ 270,000 | $ 1,897,000 |
| Brunswick County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 107,000 |
| Mecklenburg County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 104,000 |
| Charleston County South Carolina | 2 | $ 1,020,000 | $ 510,000 | $ 170,000 |
| Madison County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 49,000 |
| Obion County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 105,000 |
| Wilson County Tennessee | 2 | $ 570,000 | $ 285,000 | $ 67,000 |
| Tarrant County Texas | 2 | $ 450,000 | $ 225,000 | $ 287,000 |
| Williamson County Texas | 2 | $ 580,000 | $ 290,000 | $ 133,000 |
| Barron County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 59,000 |
| Jefferson County Wisconsin | 2 | $ 470,000 | $ 235,000 | $ 140,000 |
| Sauk County Wisconsin | 2 | $ 460,000 | $ 230,000 | $ 140,000 |
| Walworth County Wisconsin | 2 | $ 630,000 | $ 315,000 | $ 281,000 |
| Morgan County Alabama | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Mohave County Arizona | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Baxter County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Los Angeles County California | 1 | $ 235,000 | $ 235,000 | $ 81,000 |
| Sacramento County California | 1 | $ 325,000 | $ 325,000 | $ 189,000 |
| San Diego County California | 1 | $ 515,000 | $ 515,000 | $ 172,000 |
| Chaffee County Colorado | 1 | $ 515,000 | $ 515,000 | $ 756,000 |
| Douglas County Colorado | 1 | $ 455,000 | $ 455,000 | $ 357,000 |
| Larimer County Colorado | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Routt County Colorado | 1 | $ 515,000 | $ 515,000 | $ 443,000 |
| Fairfield County Connecticut | 1 | $ 505,000 | $ 505,000 | $ 218,000 |
| Bay County Florida | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Hillsborough County Florida | 1 | $ 435,000 | $ 435,000 | $ 173,000 |
| Manatee County Florida | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| Miami-Dade County Florida | 1 | $ 405,000 | $ 405,000 | $ 400,000 |
| Orange County Florida | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Osceola County Florida | 1 | $ 205,000 | $ 205,000 | $ 148,000 |
| Pasco County Florida | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| St. Johns County Florida | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| Baldwin County Georgia | 1 | $ 215,000 | $ 215,000 | $ 142,000 |
| Carroll County Illinois | 1 | $ 405,000 | $ 405,000 | $ 275,000 |
| Macon County Illinois | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Madison County Illinois | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Marshall County Illinois | 1 | $ 205,000 | $ 205,000 | $ 184,000 |
| McLean County Illinois | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Stark County Illinois | 1 | $ 115,000 | $ 115,000 | $ 28,000 |
| Stephenson County Illinois | 1 | $ 135,000 | $ 135,000 | $ 1,251,000 |
| Whiteside County Illinois | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Carroll County Indiana | 1 | $ 125,000 | $ 125,000 | $ 140,000 |
| Marion County Indiana | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Marshall County Indiana | 1 | $ 125,000 | $ 125,000 | $ 172,000 |
| Morgan County Indiana | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Linn County Iowa | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Pottawattamie County Iowa | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Scott County Iowa | 1 | $ 195,000 | $ 195,000 | $ 132,000 |
| Campbell County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Bay County Michigan | 1 | $ 115,000 | $ 115,000 | $ 167,000 |
| Cass County Michigan | 1 | $ 515,000 | $ 515,000 | $ 876,000 |
| Chippewa County Michigan | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Iron County Michigan | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Livingston County Michigan | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Oakland County Michigan | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Van Buren County Michigan | 1 | $ 415,000 | $ 415,000 | $ 259,000 |
| Goodhue County Minnesota | 1 | $ 365,000 | $ 365,000 | $ 89,000 |
| Camden County Missouri | 1 | $ 325,000 | $ 325,000 | $ 136,000 |
| Jackson County Missouri | 1 | $ 375,000 | $ 375,000 | $ 140,000 |
| Jefferson County Missouri | 1 | $ 475,000 | $ 475,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 165,000 | $ 165,000 | $ 118,000 |
| Polk County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Wake County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Mahoning County Ohio | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Trumbull County Ohio | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Anderson County South Carolina | 1 | $ 445,000 | $ 445,000 | $ 217,000 |
| Dorchester County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 148,000 |
| Horry County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 307,000 |
| Lancaster County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Spartanburg County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| York County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 137,000 |
| Blount County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Cumberland County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 118,000 |
| Henderson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Jefferson County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| Knox County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Roane County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Sumner County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 176,000 |
| Cherokee County Texas | 1 | $ 315,000 | $ 315,000 | $ 134,000 |
| Harris County Texas | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Parker County Texas | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Salt Lake County Utah | 1 | $ 265,000 | $ 265,000 | $ 183,000 |
| Fairfax County Virginia | 1 | $ 335,000 | $ 335,000 | $ 113,000 |
| Loudoun County Virginia | 1 | $ 325,000 | $ 325,000 | $ 139,000 |
| Dane County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Door County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Outagamie County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 127,000 |
| Portage County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 244,000 |
| Rock County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Waukesha County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 125,000 |
| Wood County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 156,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Old Second National Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,199 | $276,825,000 | $230,000 | $1,705,000 | $149,000 | $6,658,000 |
| Home Purchase | 522 | $118,930,000 | $227,000 | $1,355,000 | $109,000 | $1,251,000 |
| Cash-out Refinancing | 412 | $95,570,000 | $231,000 | $2,005,000 | $120,000 | $1,197,000 |
| Other Purpose | 60 | $13,130,000 | $218,000 | $515,000 | $164,000 | $1,311,000 |
| Home Improvement | 3 | $725,000 | $241,000 | $345,000 | $247,000 | $419,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,694 | $392,840,000 | $231,000 | $1,505,000 | $147,000 | $6,658,000 |
| Hispanic | 235 | $43,675,000 | $185,000 | $805,000 | $75,000 | $354,000 |
| Not Provided | 116 | $25,410,000 | $219,000 | $555,000 | $114,000 | $602,000 |
| Black or African American | 76 | $13,650,000 | $179,000 | $515,000 | $83,000 | $480,000 |
| Asian | 44 | $12,020,000 | $273,000 | $825,000 | $113,000 | $246,000 |
| Not applicable | 24 | $16,370,000 | $682,000 | $2,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $875,000 | $175,000 | $195,000 | $70,000 | $148,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,068 | $478,840,000 | $231,000 | $2,005,000 | $138,000 | $6,658,000 |
| FHA-insured (Federal Housing Administration) | 109 | $20,305,000 | $186,000 | $495,000 | $67,000 | $193,000 |
| VA-guaranteed (Veterans Administration) | 18 | $5,920,000 | $328,000 | $495,000 | $92,000 | $138,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $115,000 | $115,000 | $115,000 | $44,000 | $44,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,773 | $418,015,000 | $235,000 | $2,005,000 | $143,000 | $6,658,000 |
| Application Withdrawn By Applicant | 256 | $52,890,000 | $206,000 | $605,000 | $105,000 | $795,000 |
| Application Denied By Financial Institution | 139 | $28,185,000 | $202,000 | $825,000 | $79,000 | $602,000 |
| Application Approved But Not Accepted | 28 | $6,090,000 | $217,000 | $705,000 | $135,000 | $876,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,057 | $476,995,000 | $231,000 | $2,005,000 | $138,000 | $6,658,000 |
| Debt-To-Income Ratio | 51 | $10,795,000 | $211,000 | $555,000 | $57,000 | $142,000 |
| Credit History | 33 | $7,595,000 | $230,000 | $825,000 | $83,000 | $224,000 |
| Credit Application Incomplete | 24 | $4,570,000 | $190,000 | $485,000 | $126,000 | $602,000 |
| Collateral | 10 | $1,420,000 | $142,000 | $215,000 | $66,000 | $117,000 |
| Other | 7 | $1,295,000 | $185,000 | $345,000 | $90,000 | $142,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,235,000 | $176,000 | $305,000 | $88,000 | $231,000 |
| Unverifiable Information | 4 | $600,000 | $150,000 | $255,000 | $72,000 | $118,000 |
| Employment History | 2 | $360,000 | $180,000 | $255,000 | $23,000 | $47,000 |
| Mortgage Insurance Denied | 1 | $315,000 | $315,000 | $315,000 | $104,000 | $104,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.