Olympia Funding, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Olympia Funding, Inc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Olympia Funding, Inc 7139 Koll Center Parkway Ste 100 Pleasanton, CA 94566 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 800 |
| Total Mortgage Loan Application Amount | $240,158,000 |
| Average Mortgage Loan Application Amount | $298,500 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $185,000 |
| Highest Applicant Income | $1,741,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Olympia Funding, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Olympia Funding, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Olympia Funding, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Olympia Funding, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Olympia Funding, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Olympia Funding, Inc's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alameda County California | 154 | $ 52,897,000 | $ 343,000 | $ 188,000 |
| Contra Costa County California | 85 | $ 29,604,000 | $ 348,000 | $ 231,000 |
| Santa Clara County California | 61 | $ 25,075,000 | $ 411,000 | $ 204,000 |
| San Joaquin County California | 50 | $ 15,336,000 | $ 306,000 | $ 154,000 |
| Stanislaus County California | 35 | $ 9,687,000 | $ 276,000 | $ 181,000 |
| Los Angeles County California | 30 | $ 9,120,000 | $ 304,000 | $ 137,000 |
| Clark County Nevada | 28 | $ 6,545,000 | $ 233,000 | $ 181,000 |
| Maricopa County Arizona | 21 | $ 4,957,000 | $ 236,000 | $ 204,000 |
| Solano County California | 18 | $ 3,553,000 | $ 197,000 | $ 170,000 |
| Riverside County California | 14 | $ 3,654,000 | $ 261,000 | $ 145,000 |
| San Bernardino County California | 13 | $ 2,782,000 | $ 214,000 | $ 126,000 |
| San Mateo County California | 13 | $ 6,865,000 | $ 528,000 | $ 355,000 |
| Lee County Florida | 13 | $ 2,234,000 | $ 171,000 | $ 271,000 |
| Lane County Oregon | 13 | $ 1,777,000 | $ 136,000 | $ 75,000 |
| Sacramento County California | 12 | $ 3,199,000 | $ 266,000 | $ 185,000 |
| Prince George's County Maryland | 12 | $ 3,918,000 | $ 326,000 | $ 177,000 |
| Merced County California | 11 | $ 2,908,000 | $ 264,000 | $ 96,000 |
| Placer County California | 11 | $ 3,211,000 | $ 291,000 | $ 168,000 |
| Santa Cruz County California | 11 | $ 4,618,000 | $ 419,000 | $ 297,000 |
| Bernalillo County New Mexico | 11 | $ 1,425,000 | $ 129,000 | $ 65,000 |
| Fresno County California | 9 | $ 1,596,000 | $ 177,000 | $ 189,000 |
| Orange County Florida | 9 | $ 1,113,000 | $ 123,000 | $ 119,000 |
| Washoe County Nevada | 8 | $ 3,583,000 | $ 447,000 | $ 419,000 |
| San Diego County California | 7 | $ 2,247,000 | $ 321,000 | $ 153,000 |
| Duval County Florida | 7 | $ 862,000 | $ 123,000 | $ 226,000 |
| Lake County Florida | 7 | $ 1,333,000 | $ 190,000 | $ 95,000 |
| Orange County California | 6 | $ 3,162,000 | $ 527,000 | $ 215,000 |
| San Francisco County California | 6 | $ 2,168,000 | $ 361,000 | $ 153,000 |
| Butte County California | 5 | $ 1,363,000 | $ 272,000 | $ 131,000 |
| El Dorado County California | 5 | $ 1,440,000 | $ 288,000 | $ 102,000 |
| Tulare County California | 5 | $ 987,000 | $ 197,000 | $ 62,000 |
| Nassau County Florida | 5 | $ 761,000 | $ 152,000 | $ 237,000 |
| Madera County California | 4 | $ 922,000 | $ 230,000 | $ 258,000 |
| Douglas County Colorado | 4 | $ 1,539,000 | $ 384,000 | $ 247,000 |
| Miami-Dade County Florida | 4 | $ 944,000 | $ 236,000 | $ 102,000 |
| Linn County Oregon | 4 | $ 413,000 | $ 103,000 | $ 52,000 |
| Mohave County Arizona | 3 | $ 422,000 | $ 140,000 | $ 84,000 |
| Pinal County Arizona | 3 | $ 796,000 | $ 265,000 | $ 75,000 |
| Marin County California | 3 | $ 1,325,000 | $ 441,000 | $ 246,000 |
| Hawaii County Hawaii | 3 | $ 878,000 | $ 292,000 | $ 369,000 |
| Frederick County Maryland | 3 | $ 931,000 | $ 310,000 | $ 136,000 |
| Montgomery County Maryland | 3 | $ 1,144,000 | $ 381,000 | $ 362,000 |
| Douglas County Nevada | 3 | $ 628,000 | $ 209,000 | $ 111,000 |
| Mecklenburg County North Carolina | 3 | $ 631,000 | $ 210,000 | $ 89,000 |
| Amador County California | 2 | $ 190,000 | $ 95,000 | $ 78,000 |
| Glenn County California | 2 | $ 228,000 | $ 114,000 | $ 106,000 |
| Mariposa County California | 2 | $ 718,000 | $ 359,000 | $ 106,000 |
| Mendocino County California | 2 | $ 425,000 | $ 212,000 | $ 116,000 |
| Shasta County California | 2 | $ 350,000 | $ 175,000 | $ 180,000 |
| Sonoma County California | 2 | $ 518,000 | $ 259,000 | $ 167,000 |
| Yolo County California | 2 | $ 793,000 | $ 396,000 | $ 204,000 |
| Arapahoe County Colorado | 2 | $ 1,150,000 | $ 575,000 | $ 360,000 |
| Manatee County Florida | 2 | $ 530,000 | $ 265,000 | $ 337,000 |
| Clayton County Georgia | 2 | $ 163,000 | $ 81,000 | $ 48,000 |
| Cobb County Georgia | 2 | $ 650,000 | $ 325,000 | $ 87,000 |
| Kauai County Hawaii | 2 | $ 800,000 | $ 400,000 | $ 690,000 |
| Anne Arundel County Maryland | 2 | $ 246,000 | $ 123,000 | $ 72,000 |
| Calvert County Maryland | 2 | $ 295,000 | $ 147,000 | $ 63,000 |
| Suffolk County Massachusetts | 2 | $ 759,000 | $ 379,000 | $ 204,000 |
| Lyon County Nevada | 2 | $ 235,000 | $ 117,000 | $ 64,000 |
| San Juan County New Mexico | 2 | $ 350,000 | $ 175,000 | $ 104,000 |
| Sandoval County New Mexico | 2 | $ 202,000 | $ 101,000 | $ 120,000 |
| Buncombe County North Carolina | 2 | $ 93,000 | $ 46,000 | $ 67,000 |
| Wake County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 135,000 |
| Klamath County Oregon | 2 | $ 213,000 | $ 106,000 | $ 42,000 |
| Navajo County Arizona | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Calaveras County California | 1 | $ 26,000 | $ 26,000 | $ 102,000 |
| Humboldt County California | 1 | $ 428,000 | $ 428,000 | $ 234,000 |
| Kings County California | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| Monterey County California | 1 | $ 520,000 | $ 520,000 | $ 170,000 |
| Napa County California | 1 | $ 408,000 | $ 408,000 | $ 110,000 |
| Santa Barbara County California | 1 | $ 512,000 | $ 512,000 | $ 168,000 |
| Leon County Florida | 1 | $ 152,000 | $ 152,000 | $ 56,000 |
| St. Johns County Florida | 1 | $ 211,000 | $ 211,000 | $ 92,000 |
| Baltimore City County Maryland | 1 | $ 104,000 | $ 104,000 | $ 40,000 |
| Carson City County Nevada | 1 | $ 337,000 | $ 337,000 | $ 87,000 |
| Santa Fe County New Mexico | 1 | $ 200,000 | $ 200,000 | $ 344,000 |
| Coos County Oregon | 1 | $ 199,000 | $ 199,000 | $ 56,000 |
| Deschutes County Oregon | 1 | $ 240,000 | $ 240,000 | $ 61,000 |
| Douglas County Oregon | 1 | $ 107,000 | $ 107,000 | $ 46,000 |
| Josephine County Oregon | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Olympia Funding, Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 434 | $135,197,000 | $311,000 | $1,750,000 | $176,000 | $1,741,000 |
| Home Purchase | 366 | $104,961,000 | $286,000 | $1,500,000 | $194,000 | $757,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 325 | $97,322,000 | $299,000 | $1,750,000 | $192,000 | $1,200,000 |
| Hispanic | 196 | $58,423,000 | $298,000 | $874,000 | $160,000 | $1,741,000 |
| Not Provided | 147 | $43,721,000 | $297,000 | $1,315,000 | $181,000 | $1,200,000 |
| Black or African American | 76 | $21,775,000 | $286,000 | $902,000 | $177,000 | $798,000 |
| Asian | 39 | $14,450,000 | $370,000 | $1,400,000 | $240,000 | $390,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $3,708,000 | $309,000 | $896,000 | $320,000 | $744,000 |
| American Indian or Alaskan Native | 5 | $759,000 | $151,000 | $250,000 | $106,000 | $125,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 800 | $240,158,000 | $300,000 | $1,750,000 | $184,000 | $1,741,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 479 | $138,584,000 | $289,000 | $1,500,000 | $177,000 | $1,200,000 |
| Application Withdrawn By Applicant | 133 | $35,431,000 | $266,000 | $1,315,000 | $177,000 | $752,000 |
| Application Approved But Not Accepted | 125 | $46,022,000 | $368,000 | $1,750,000 | $205,000 | $1,741,000 |
| File Closed For Incompleteness | 45 | $15,863,000 | $352,000 | $1,400,000 | $228,000 | $840,000 |
| Application Denied By Financial Institution | 18 | $4,258,000 | $236,000 | $600,000 | $167,000 | $372,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6 | $1,264,000 | $210,000 | $480,000 | $150,000 | $248,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Olympia Funding, Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Olympia Funding, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.