Cit Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Cit Bank, National Association 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cit Bank, National Association 75 N. Fair Oaks Ave. Pasadena, CA 91103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,975 |
| Total Mortgage Loan Application Amount | $2,873,812,000 |
| Average Mortgage Loan Application Amount | $1,518,000 |
| Highest Mortgage Loan Application Amount | $68,959,000 |
| Average Applicant Income | $228,333 |
| Highest Applicant Income | $9,348,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Cit Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cit Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Cit Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cit Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Cit Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cit Bank, National Association's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 757 | $ 817,656,000 | $ 1,080,000 | $ 227,000 |
| Orange County California | 250 | $ 244,951,000 | $ 979,000 | $ 294,000 |
| San Diego County California | 197 | $ 337,488,000 | $ 1,713,000 | $ 228,000 |
| Riverside County California | 89 | $ 39,171,000 | $ 440,000 | $ 151,000 |
| San Bernardino County California | 89 | $ 162,309,000 | $ 1,823,000 | $ 119,000 |
| Ventura County California | 60 | $ 93,751,000 | $ 1,562,000 | $ 191,000 |
| Santa Clara County California | 35 | $ 105,341,000 | $ 3,009,000 | $ 269,000 |
| Contra Costa County California | 32 | $ 33,639,000 | $ 1,051,000 | $ 312,000 |
| Alameda County California | 29 | $ 24,963,000 | $ 860,000 | $ 240,000 |
| King County Washington | 24 | $ 68,454,000 | $ 2,852,000 | $ 235,000 |
| Santa Barbara County California | 21 | $ 29,235,000 | $ 1,392,000 | $ 581,000 |
| San Mateo County California | 20 | $ 23,320,000 | $ 1,166,000 | $ 290,000 |
| San Francisco County California | 16 | $ 15,044,000 | $ 940,000 | $ 333,000 |
| Clark County Nevada | 16 | $ 9,846,000 | $ 615,000 | $ 220,000 |
| Maricopa County Arizona | 15 | $ 8,047,000 | $ 536,000 | $ 229,000 |
| Cook County Illinois | 14 | $ 67,864,000 | $ 4,847,000 | $ 272,000 |
| Marin County California | 13 | $ 14,582,000 | $ 1,121,000 | $ 341,000 |
| Sonoma County California | 13 | $ 11,751,000 | $ 903,000 | $ 377,000 |
| Santa Cruz County California | 10 | $ 9,270,000 | $ 927,000 | $ 254,000 |
| New York County New York | 10 | $ 30,790,000 | $ 3,079,000 | $ 1,910,000 |
| Sacramento County California | 9 | $ 28,210,000 | $ 3,134,000 | $ 117,000 |
| Dallas County Texas | 9 | $ 35,133,000 | $ 3,903,000 | $ 303,000 |
| Placer County California | 8 | $ 6,089,000 | $ 761,000 | $ 300,000 |
| Fresno County California | 6 | $ 4,110,000 | $ 685,000 | $ 820,000 |
| Nassau County New York | 6 | $ 5,771,000 | $ 961,000 | $ 405,000 |
| Washington County Oregon | 6 | $ 61,797,000 | $ 10,299,000 | $ 301,000 |
| El Dorado County California | 5 | $ 3,662,000 | $ 732,000 | $ 236,000 |
| Kern County California | 5 | $ 2,309,000 | $ 461,000 | $ 148,000 |
| Queens County New York | 5 | $ 51,416,000 | $ 10,283,000 | $ 127,000 |
| Philadelphia County Pennsylvania | 5 | $ 39,380,000 | $ 7,876,000 | $ 233,000 |
| Denton County Texas | 5 | $ 2,401,000 | $ 480,000 | $ 199,000 |
| Snohomish County Washington | 5 | $ 3,464,000 | $ 692,000 | $ 155,000 |
| Monterey County California | 4 | $ 3,829,000 | $ 957,000 | $ 273,000 |
| DuPage County Illinois | 4 | $ 2,757,000 | $ 689,000 | $ 295,000 |
| Middlesex County Massachusetts | 4 | $ 2,597,000 | $ 649,000 | $ 202,000 |
| Norfolk County Massachusetts | 4 | $ 2,968,000 | $ 742,000 | $ 229,000 |
| Kings County New York | 4 | $ 3,528,000 | $ 882,000 | $ 312,000 |
| Harris County Texas | 4 | $ 3,287,000 | $ 821,000 | $ 215,000 |
| Fairfax County Virginia | 4 | $ 7,660,000 | $ 1,915,000 | $ 190,000 |
| Napa County California | 3 | $ 2,885,000 | $ 961,000 | $ 285,000 |
| San Luis Obispo County California | 3 | $ 2,025,000 | $ 675,000 | $ 230,000 |
| Solano County California | 3 | $ 1,849,000 | $ 616,000 | $ 203,000 |
| Arapahoe County Colorado | 3 | $ 1,196,000 | $ 398,000 | $ 142,000 |
| Boulder County Colorado | 3 | $ 1,990,000 | $ 663,000 | $ 211,000 |
| Denver County Colorado | 3 | $ 1,150,000 | $ 383,000 | $ 318,000 |
| Fairfield County Connecticut | 3 | $ 1,624,000 | $ 541,000 | $ 174,000 |
| District of Columbia County District Of Columbia | 3 | $ 2,257,000 | $ 752,000 | $ 264,000 |
| Miami-Dade County Florida | 3 | $ 67,872,000 | $ 22,624,000 | $ 82,000 |
| Howard County Maryland | 3 | $ 1,952,000 | $ 650,000 | $ 196,000 |
| Clackamas County Oregon | 3 | $ 1,754,000 | $ 584,000 | $ 168,000 |
| Tarrant County Texas | 3 | $ 1,868,000 | $ 622,000 | $ 496,000 |
| Salt Lake County Utah | 3 | $ 56,337,000 | $ 18,779,000 | $ 192,000 |
| San Joaquin County California | 2 | $ 1,074,000 | $ 537,000 | $ 221,000 |
| Douglas County Colorado | 2 | $ 1,513,000 | $ 756,000 | $ 303,000 |
| Walton County Florida | 2 | $ 2,211,000 | $ 1,105,000 | $ 817,000 |
| Hawaii County Hawaii | 2 | $ 929,000 | $ 464,000 | $ 56,000 |
| Kauai County Hawaii | 2 | $ 1,944,000 | $ 972,000 | $ 162,000 |
| Ada County Idaho | 2 | $ 900,000 | $ 450,000 | $ 240,000 |
| Barnstable County Massachusetts | 2 | $ 661,000 | $ 330,000 | $ 113,000 |
| Suffolk County Massachusetts | 2 | $ 977,000 | $ 488,000 | $ 256,000 |
| Scott County Minnesota | 2 | $ 1,140,000 | $ 570,000 | $ 174,000 |
| Washoe County Nevada | 2 | $ 1,308,000 | $ 654,000 | $ 180,000 |
| Bergen County New Jersey | 2 | $ 2,020,000 | $ 1,010,000 | $ 2,219,000 |
| Monmouth County New Jersey | 2 | $ 1,576,000 | $ 788,000 | $ 336,000 |
| Dutchess County New York | 2 | $ 668,000 | $ 334,000 | $ 102,000 |
| Suffolk County New York | 2 | $ 1,353,000 | $ 676,000 | $ 238,000 |
| Wake County North Carolina | 2 | $ 25,240,000 | $ 12,620,000 | $ 102,000 |
| Montgomery County Pennsylvania | 2 | $ 1,431,000 | $ 715,000 | $ 427,000 |
| Bexar County Texas | 2 | $ 1,564,000 | $ 782,000 | $ 274,000 |
| Travis County Texas | 2 | $ 3,954,000 | $ 1,977,000 | $ 722,000 |
| Loudoun County Virginia | 2 | $ 1,818,000 | $ 909,000 | $ 215,000 |
| Kittitas County Washington | 2 | $ 1,408,000 | $ 704,000 | $ 385,000 |
| Pierce County Washington | 2 | $ 3,089,000 | $ 1,544,000 | $ 592,000 |
| Anchorage County Alaska | 1 | $ 960,000 | $ 960,000 | $ 414,000 |
| Pima County Arizona | 1 | $ 590,000 | $ 590,000 | $ 400,000 |
| Butte County California | 1 | $ 455,000 | $ 455,000 | $ 171,000 |
| Madera County California | 1 | $ 189,000 | $ 189,000 | $ 169,000 |
| Mariposa County California | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Mono County California | 1 | $ 1,500,000 | $ 1,500,000 | $ 929,000 |
| Nevada County California | 1 | $ 491,000 | $ 491,000 | $ 386,000 |
| Plumas County California | 1 | $ 192,000 | $ 192,000 | $ 146,000 |
| San Benito County California | 1 | $ 685,000 | $ 685,000 | $ 144,000 |
| Siskiyou County California | 1 | $ 469,000 | $ 469,000 | $ 173,000 |
| Yolo County California | 1 | $ 632,000 | $ 632,000 | $ 130,000 |
| Jefferson County Colorado | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Leon County Florida | 1 | $ 37,300,000 | $ 37,300,000 | $ 0 |
| Manatee County Florida | 1 | $ 880,000 | $ 880,000 | $ 522,000 |
| Palm Beach County Florida | 1 | $ 500,000 | $ 500,000 | $ 378,000 |
| Santa Rosa County Florida | 1 | $ 129,000 | $ 129,000 | $ 44,000 |
| Volusia County Florida | 1 | $ 283,000 | $ 283,000 | $ 130,000 |
| Gwinnett County Georgia | 1 | $ 344,000 | $ 344,000 | $ 103,000 |
| Henry County Georgia | 1 | $ 354,000 | $ 354,000 | $ 109,000 |
| Honolulu County Hawaii | 1 | $ 915,000 | $ 915,000 | $ 434,000 |
| McHenry County Illinois | 1 | $ 630,000 | $ 630,000 | $ 250,000 |
| Johnson County Kansas | 1 | $ 520,000 | $ 520,000 | $ 170,000 |
| Jefferson County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 155,000 |
| Baltimore City County Maryland | 1 | $ 1,000,000 | $ 1,000,000 | $ 257,000 |
| Montgomery County Maryland | 1 | $ 980,000 | $ 980,000 | $ 239,000 |
| Prince George's County Maryland | 1 | $ 360,000 | $ 360,000 | $ 165,000 |
| Worcester County Maryland | 1 | $ 78,000 | $ 78,000 | $ 76,000 |
| Essex County Massachusetts | 1 | $ 975,000 | $ 975,000 | $ 386,000 |
| Plymouth County Massachusetts | 1 | $ 850,000 | $ 850,000 | $ 339,000 |
| Kent County Michigan | 1 | $ 35,587,000 | $ 35,587,000 | $ 0 |
| Jefferson County Montana | 1 | $ 160,000 | $ 160,000 | $ 66,000 |
| Hudson County New Jersey | 1 | $ 47,500,000 | $ 47,500,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 160,000 | $ 160,000 | $ 215,000 |
| Santa Fe County New Mexico | 1 | $ 550,000 | $ 550,000 | $ 108,000 |
| Essex County New York | 1 | $ 788,000 | $ 788,000 | $ 660,000 |
| Currituck County North Carolina | 1 | $ 458,000 | $ 458,000 | $ 192,000 |
| Forsyth County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| Iredell County North Carolina | 1 | $ 900,000 | $ 900,000 | $ 42,000 |
| Transylvania County North Carolina | 1 | $ 244,000 | $ 244,000 | $ 86,000 |
| Delaware County Ohio | 1 | $ 815,000 | $ 815,000 | $ 682,000 |
| Hamilton County Ohio | 1 | $ 378,000 | $ 378,000 | $ 374,000 |
| Warren County Ohio | 1 | $ 425,000 | $ 425,000 | $ 143,000 |
| Josephine County Oregon | 1 | $ 285,000 | $ 285,000 | $ 50,000 |
| Marion County Oregon | 1 | $ 516,000 | $ 516,000 | $ 90,000 |
| Multnomah County Oregon | 1 | $ 33,020,000 | $ 33,020,000 | $ 0 |
| Centre County Pennsylvania | 1 | $ 639,000 | $ 639,000 | $ 325,000 |
| Chester County Pennsylvania | 1 | $ 51,000,000 | $ 51,000,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 560,000 | $ 560,000 | $ 300,000 |
| Northampton County Pennsylvania | 1 | $ 338,000 | $ 338,000 | $ 197,000 |
| Spartanburg County South Carolina | 1 | $ 341,000 | $ 341,000 | $ 120,000 |
| Shelby County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 89,000 |
| Fort Bend County Texas | 1 | $ 560,000 | $ 560,000 | $ 250,000 |
| Summit County Utah | 1 | $ 768,000 | $ 768,000 | $ 567,000 |
| Tooele County Utah | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| Wasatch County Utah | 1 | $ 1,125,000 | $ 1,125,000 | $ 50,000 |
| Alexandria County Virginia | 1 | $ 886,000 | $ 886,000 | $ 682,000 |
| Arlington County Virginia | 1 | $ 296,000 | $ 296,000 | $ 84,000 |
| Henrico County Virginia | 1 | $ 452,000 | $ 452,000 | $ 87,000 |
| Norfolk County Virginia | 1 | $ 552,000 | $ 552,000 | $ 393,000 |
| Jefferson County Washington | 1 | $ 241,000 | $ 241,000 | $ 76,000 |
| Spokane County Washington | 1 | $ 375,000 | $ 375,000 | $ 160,000 |
| Hampshire County West Virginia | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Cit Bank, National Association in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,021 | $1,633,674,000 | $1,600,000 | $68,959,000 | $234,000 | $4,646,000 |
| Refinancing | 920 | $1,183,397,000 | $1,286,000 | $58,748,000 | $271,000 | $9,348,000 |
| Home Improvement | 34 | $56,741,000 | $1,668,000 | $36,589,000 | $180,000 | $807,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,086 | $922,063,000 | $849,000 | $11,100,000 | $306,000 | $6,802,000 |
| Hispanic | 293 | $118,090,000 | $403,000 | $3,000,000 | $108,000 | $1,238,000 |
| Asian | 244 | $178,331,000 | $730,000 | $8,291,000 | $217,000 | $2,295,000 |
| Not Provided | 202 | $178,976,000 | $886,000 | $4,793,000 | $328,000 | $9,348,000 |
| Not applicable | 88 | $1,441,953,000 | $16,385,000 | $68,959,000 | $0 | $0 |
| Black or African American | 48 | $24,735,000 | $515,000 | $3,892,000 | $188,000 | $2,985,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $5,741,000 | $574,000 | $1,200,000 | $109,000 | $161,000 |
| American Indian or Alaskan Native | 4 | $3,923,000 | $980,000 | $1,280,000 | $326,000 | $552,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,653 | $2,765,130,000 | $1,672,000 | $68,959,000 | $284,000 | $9,348,000 |
| FHA-insured (Federal Housing Administration) | 322 | $108,682,000 | $337,000 | $747,000 | $76,000 | $280,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 817 | $1,058,304,000 | $1,295,000 | $65,870,000 | $299,000 | $9,348,000 |
| Loan Purchased By The Institution | 394 | $197,155,000 | $500,000 | $5,795,000 | $90,000 | $548,000 |
| Application Withdrawn By Applicant | 364 | $997,795,000 | $2,741,000 | $68,959,000 | $290,000 | $6,802,000 |
| Application Denied By Financial Institution | 292 | $537,053,000 | $1,839,000 | $67,389,000 | $276,000 | $4,646,000 |
| File Closed For Incompleteness | 75 | $46,627,000 | $621,000 | $2,640,000 | $207,000 | $747,000 |
| Preapproval Denied by Financial Institution | 20 | $21,114,000 | $1,055,000 | $3,500,000 | $275,000 | $1,898,000 |
| Application Approved But Not Accepted | 13 | $15,764,000 | $1,212,000 | $2,820,000 | $572,000 | $1,967,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 155 | $136,826,000 | $882,000 | $5,000,000 | $174,000 | $762,000 |
| Credit History | 62 | $102,785,000 | $1,657,000 | $51,000,000 | $316,000 | $4,008,000 |
| Other | 35 | $263,895,000 | $7,539,000 | $67,389,000 | $501,000 | $4,646,000 |
| Collateral | 32 | $25,891,000 | $809,000 | $4,900,000 | $301,000 | $895,000 |
| Unverifiable Information | 13 | $13,284,000 | $1,021,000 | $1,920,000 | $241,000 | $405,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $11,921,000 | $1,083,000 | $3,500,000 | $413,000 | $1,898,000 |
| Employment History | 3 | $2,585,000 | $861,000 | $1,100,000 | $1,477,000 | $2,160,000 |
| Credit Application Incomplete | 1 | $980,000 | $980,000 | $980,000 | $261,000 | $261,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cit Bank, National Association's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cit Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.