Ony Glo, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ony Glo, Inc. 6 Hutton Centre Drive #1030 Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,629 |
| Total Mortgage Loan Application Amount | $1,046,315,000 |
| Average Mortgage Loan Application Amount | $282,500 |
| Highest Mortgage Loan Application Amount | $2,555,000 |
| Average Applicant Income | $110,833 |
| Highest Applicant Income | $1,187,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Ony Glo, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ony Glo, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Ony Glo, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ony Glo, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ony Glo, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ony Glo, Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 584 | $ 289,540,000 | $ 495,000 | $ 157,000 |
| San Bernardino County California | 358 | $ 88,000,000 | $ 245,000 | $ 86,000 |
| Orange County California | 255 | $ 128,525,000 | $ 504,000 | $ 172,000 |
| Riverside County California | 167 | $ 49,125,000 | $ 294,000 | $ 98,000 |
| San Diego County California | 144 | $ 63,780,000 | $ 442,000 | $ 144,000 |
| Monterey County California | 94 | $ 29,430,000 | $ 313,000 | $ 105,000 |
| Contra Costa County California | 72 | $ 29,920,000 | $ 415,000 | $ 140,000 |
| Sacramento County California | 62 | $ 18,480,000 | $ 298,000 | $ 106,000 |
| Alameda County California | 46 | $ 23,090,000 | $ 501,000 | $ 157,000 |
| Maricopa County Arizona | 44 | $ 14,730,000 | $ 334,000 | $ 125,000 |
| Kern County California | 41 | $ 7,165,000 | $ 174,000 | $ 72,000 |
| Santa Clara County California | 40 | $ 20,090,000 | $ 502,000 | $ 164,000 |
| King County Washington | 30 | $ 12,990,000 | $ 433,000 | $ 174,000 |
| Ventura County California | 29 | $ 14,665,000 | $ 505,000 | $ 160,000 |
| Fresno County California | 20 | $ 3,540,000 | $ 177,000 | $ 63,000 |
| Placer County California | 20 | $ 7,870,000 | $ 393,000 | $ 110,000 |
| San Joaquin County California | 20 | $ 6,670,000 | $ 333,000 | $ 114,000 |
| Fairfax County Virginia | 11 | $ 5,025,000 | $ 456,000 | $ 144,000 |
| Pierce County Washington | 10 | $ 3,630,000 | $ 363,000 | $ 136,000 |
| San Benito County California | 9 | $ 3,135,000 | $ 348,000 | $ 143,000 |
| Denver County Colorado | 9 | $ 3,785,000 | $ 420,000 | $ 111,000 |
| Mohave County Arizona | 8 | $ 3,730,000 | $ 466,000 | $ 223,000 |
| San Mateo County California | 8 | $ 3,940,000 | $ 492,000 | $ 163,000 |
| Santa Cruz County California | 8 | $ 2,880,000 | $ 360,000 | $ 100,000 |
| Sonoma County California | 8 | $ 3,030,000 | $ 378,000 | $ 145,000 |
| Tulare County California | 8 | $ 1,910,000 | $ 238,000 | $ 82,000 |
| Coconino County Arizona | 7 | $ 2,285,000 | $ 326,000 | $ 117,000 |
| San Francisco County California | 7 | $ 3,755,000 | $ 536,000 | $ 182,000 |
| Solano County California | 7 | $ 2,865,000 | $ 409,000 | $ 150,000 |
| Arapahoe County Colorado | 7 | $ 2,835,000 | $ 405,000 | $ 180,000 |
| Jefferson County Colorado | 7 | $ 2,755,000 | $ 393,000 | $ 131,000 |
| Washington County Oregon | 7 | $ 2,735,000 | $ 390,000 | $ 145,000 |
| Loudoun County Virginia | 7 | $ 3,455,000 | $ 493,000 | $ 233,000 |
| Merced County California | 6 | $ 1,740,000 | $ 290,000 | $ 222,000 |
| San Luis Obispo County California | 6 | $ 3,380,000 | $ 563,000 | $ 170,000 |
| El Paso County Colorado | 6 | $ 2,160,000 | $ 360,000 | $ 153,000 |
| Montgomery County Maryland | 6 | $ 2,880,000 | $ 480,000 | $ 144,000 |
| Yolo County California | 5 | $ 1,655,000 | $ 331,000 | $ 135,000 |
| Clark County Washington | 5 | $ 1,815,000 | $ 363,000 | $ 151,000 |
| El Dorado County California | 4 | $ 1,680,000 | $ 420,000 | $ 172,000 |
| Madera County California | 4 | $ 370,000 | $ 92,000 | $ 55,000 |
| Shasta County California | 4 | $ 820,000 | $ 205,000 | $ 122,000 |
| Douglas County Colorado | 4 | $ 1,480,000 | $ 370,000 | $ 127,000 |
| Anne Arundel County Maryland | 4 | $ 1,980,000 | $ 495,000 | $ 191,000 |
| Harris County Texas | 4 | $ 1,470,000 | $ 367,000 | $ 169,000 |
| Tarrant County Texas | 4 | $ 1,070,000 | $ 267,000 | $ 136,000 |
| Snohomish County Washington | 4 | $ 1,550,000 | $ 387,000 | $ 124,000 |
| Pima County Arizona | 3 | $ 765,000 | $ 255,000 | $ 139,000 |
| Yavapai County Arizona | 3 | $ 1,155,000 | $ 385,000 | $ 92,000 |
| Butte County California | 3 | $ 1,135,000 | $ 378,000 | $ 166,000 |
| Marin County California | 3 | $ 1,515,000 | $ 505,000 | $ 216,000 |
| Santa Barbara County California | 3 | $ 825,000 | $ 275,000 | $ 132,000 |
| Larimer County Colorado | 3 | $ 1,035,000 | $ 345,000 | $ 99,000 |
| Cobb County Georgia | 3 | $ 1,115,000 | $ 371,000 | $ 109,000 |
| Prince George's County Maryland | 3 | $ 1,175,000 | $ 391,000 | $ 125,000 |
| Dakota County Minnesota | 3 | $ 1,075,000 | $ 358,000 | $ 148,000 |
| Hennepin County Minnesota | 3 | $ 1,005,000 | $ 335,000 | $ 504,000 |
| Deschutes County Oregon | 3 | $ 1,105,000 | $ 368,000 | $ 92,000 |
| Multnomah County Oregon | 3 | $ 1,075,000 | $ 358,000 | $ 184,000 |
| Denton County Texas | 3 | $ 1,145,000 | $ 381,000 | $ 171,000 |
| Virginia Beach County Virginia | 3 | $ 1,305,000 | $ 435,000 | $ 125,000 |
| Benton County Washington | 3 | $ 935,000 | $ 311,000 | $ 147,000 |
| Spokane County Washington | 3 | $ 875,000 | $ 291,000 | $ 108,000 |
| Pinal County Arizona | 2 | $ 710,000 | $ 355,000 | $ 115,000 |
| Humboldt County California | 2 | $ 320,000 | $ 160,000 | $ 30,000 |
| Inyo County California | 2 | $ 610,000 | $ 305,000 | $ 140,000 |
| Kings County California | 2 | $ 580,000 | $ 290,000 | $ 68,000 |
| Nevada County California | 2 | $ 790,000 | $ 395,000 | $ 219,000 |
| Stanislaus County California | 2 | $ 570,000 | $ 285,000 | $ 65,000 |
| Adams County Colorado | 2 | $ 810,000 | $ 405,000 | $ 123,000 |
| Boulder County Colorado | 2 | $ 720,000 | $ 360,000 | $ 188,000 |
| Broomfield County Colorado | 2 | $ 700,000 | $ 350,000 | $ 214,000 |
| La Plata County Colorado | 2 | $ 690,000 | $ 345,000 | $ 144,000 |
| Weld County Colorado | 2 | $ 440,000 | $ 220,000 | $ 43,000 |
| Miami-Dade County Florida | 2 | $ 510,000 | $ 255,000 | $ 155,000 |
| Palm Beach County Florida | 2 | $ 750,000 | $ 375,000 | $ 141,000 |
| DeKalb County Georgia | 2 | $ 1,060,000 | $ 530,000 | $ 177,000 |
| Fulton County Georgia | 2 | $ 1,100,000 | $ 550,000 | $ 201,000 |
| Howard County Maryland | 2 | $ 680,000 | $ 340,000 | $ 129,000 |
| Dallas County Texas | 2 | $ 840,000 | $ 420,000 | $ 247,000 |
| Fort Bend County Texas | 2 | $ 770,000 | $ 385,000 | $ 212,000 |
| Arlington County Virginia | 2 | $ 770,000 | $ 385,000 | $ 139,000 |
| Isle of Wight County Virginia | 2 | $ 690,000 | $ 345,000 | $ 164,000 |
| James City County Virginia | 2 | $ 610,000 | $ 305,000 | $ 108,000 |
| Northumberland County Virginia | 2 | $ 920,000 | $ 460,000 | $ 101,000 |
| Prince William County Virginia | 2 | $ 950,000 | $ 475,000 | $ 215,000 |
| Stafford County Virginia | 2 | $ 810,000 | $ 405,000 | $ 123,000 |
| Kitsap County Washington | 2 | $ 510,000 | $ 255,000 | $ 76,000 |
| Gila County Arizona | 1 | $ 315,000 | $ 315,000 | $ 305,000 |
| Yuma County Arizona | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
| Amador County California | 1 | $ 335,000 | $ 335,000 | $ 127,000 |
| Calaveras County California | 1 | $ 305,000 | $ 305,000 | $ 419,000 |
| Mendocino County California | 1 | $ 425,000 | $ 425,000 | $ 325,000 |
| Mono County California | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Sutter County California | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Chaffee County Colorado | 1 | $ 335,000 | $ 335,000 | $ 84,000 |
| Garfield County Colorado | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Lake County Colorado | 1 | $ 315,000 | $ 315,000 | $ 218,000 |
| Park County Colorado | 1 | $ 325,000 | $ 325,000 | $ 62,000 |
| Broward County Florida | 1 | $ 375,000 | $ 375,000 | $ 258,000 |
| Hillsborough County Florida | 1 | $ 365,000 | $ 365,000 | $ 178,000 |
| Lee County Florida | 1 | $ 335,000 | $ 335,000 | $ 98,000 |
| Sarasota County Florida | 1 | $ 315,000 | $ 315,000 | $ 199,000 |
| St. Lucie County Florida | 1 | $ 305,000 | $ 305,000 | $ 157,000 |
| Walton County Florida | 1 | $ 335,000 | $ 335,000 | $ 147,000 |
| Cherokee County Georgia | 1 | $ 385,000 | $ 385,000 | $ 179,000 |
| Oconee County Georgia | 1 | $ 535,000 | $ 535,000 | $ 143,000 |
| Cook County Illinois | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Charles County Maryland | 1 | $ 445,000 | $ 445,000 | $ 84,000 |
| Frederick County Maryland | 1 | $ 365,000 | $ 365,000 | $ 130,000 |
| Harford County Maryland | 1 | $ 205,000 | $ 205,000 | $ 97,000 |
| Washington County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 103,000 |
| Morris County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 150,000 |
| Union County New Jersey | 1 | $ 515,000 | $ 515,000 | $ 138,000 |
| Mecklenburg County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Clackamas County Oregon | 1 | $ 455,000 | $ 455,000 | $ 336,000 |
| Jefferson County Oregon | 1 | $ 315,000 | $ 315,000 | $ 65,000 |
| Marion County Oregon | 1 | $ 365,000 | $ 365,000 | $ 107,000 |
| Bell County Texas | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Bexar County Texas | 1 | $ 335,000 | $ 335,000 | $ 679,000 |
| Travis County Texas | 1 | $ 305,000 | $ 305,000 | $ 134,000 |
| Williamson County Texas | 1 | $ 415,000 | $ 415,000 | $ 112,000 |
| Alexandria County Virginia | 1 | $ 505,000 | $ 505,000 | $ 239,000 |
| Chesterfield County Virginia | 1 | $ 295,000 | $ 295,000 | $ 99,000 |
| Fairfax City County Virginia | 1 | $ 385,000 | $ 385,000 | $ 95,000 |
| King George County Virginia | 1 | $ 265,000 | $ 265,000 | $ 121,000 |
| Roanoke County Virginia | 1 | $ 455,000 | $ 455,000 | $ 250,000 |
| Warren County Virginia | 1 | $ 305,000 | $ 305,000 | $ 55,000 |
| Douglas County Washington | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Skamania County Washington | 1 | $ 295,000 | $ 295,000 | $ 196,000 |
| Stevens County Washington | 1 | $ 265,000 | $ 265,000 | $ 134,000 |
| Whatcom County Washington | 1 | $ 365,000 | $ 365,000 | $ 61,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,584 | $606,990,000 | $383,000 | $2,555,000 | $131,000 | $1,187,000 |
| Refinancing | 804 | $342,100,000 | $425,000 | $2,005,000 | $147,000 | $1,167,000 |
| Cash-out Refinancing | 237 | $96,585,000 | $407,000 | $2,505,000 | $134,000 | $977,000 |
| Not Applicable | 2 | $320,000 | $160,000 | $265,000 | $85,000 | $98,000 |
| Other Purpose | 1 | $5,000 | $5,000 | $5,000 | $32,000 | $32,000 |
| Home Improvement | 1 | $315,000 | $315,000 | $315,000 | $136,000 | $136,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 798 | $366,870,000 | $459,000 | $2,005,000 | $153,000 | $922,000 |
| White | 733 | $305,115,000 | $416,000 | $2,555,000 | $156,000 | $1,187,000 |
| Hispanic | 546 | $162,340,000 | $297,000 | $1,125,000 | $90,000 | $554,000 |
| Not Provided | 451 | $171,455,000 | $380,000 | $2,505,000 | $131,000 | $977,000 |
| Black or African American | 67 | $24,825,000 | $370,000 | $1,855,000 | $115,000 | $361,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,745,000 | $392,000 | $535,000 | $126,000 | $267,000 |
| American Indian or Alaskan Native | 2 | $1,040,000 | $520,000 | $555,000 | $143,000 | $167,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,143 | $879,975,000 | $410,000 | $2,555,000 | $148,000 | $1,187,000 |
| FHA-insured (Federal Housing Administration) | 385 | $125,705,000 | $326,000 | $685,000 | $77,000 | $421,000 |
| VA-guaranteed (Veterans Administration) | 101 | $40,635,000 | $402,000 | $835,000 | $106,000 | $328,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,803 | $689,935,000 | $382,000 | $2,245,000 | $134,000 | $1,167,000 |
| Application Approved But Not Accepted | 334 | $145,870,000 | $436,000 | $2,555,000 | $152,000 | $1,187,000 |
| Application Withdrawn By Applicant | 297 | $121,595,000 | $409,000 | $2,505,000 | $127,000 | $864,000 |
| File Closed For Incompleteness | 162 | $76,120,000 | $469,000 | $2,005,000 | $139,000 | $744,000 |
| Application Denied By Financial Institution | 33 | $12,795,000 | $387,000 | $1,145,000 | $98,000 | $325,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,596 | $1,033,520,000 | $398,000 | $2,555,000 | $136,000 | $1,187,000 |
| Debt-To-Income Ratio | 12 | $5,180,000 | $431,000 | $1,145,000 | $98,000 | $325,000 |
| Credit History | 8 | $2,700,000 | $337,000 | $505,000 | $64,000 | $132,000 |
| Unverifiable Information | 5 | $2,275,000 | $455,000 | $1,025,000 | $168,000 | $257,000 |
| Employment History | 3 | $975,000 | $325,000 | $435,000 | $109,000 | $157,000 |
| Other | 3 | $1,225,000 | $408,000 | $455,000 | $105,000 | $152,000 |
| Collateral | 2 | $440,000 | $220,000 | $365,000 | $31,000 | $63,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ony Glo, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ony Glo, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.