Optima Mortgage
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Optima Mortgage.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Optima Mortgage 15941 Redhill Avenue Tustin, CA 92780 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,018 |
| Total Mortgage Loan Application Amount | $204,909,000 |
| Average Mortgage Loan Application Amount | $192,041 |
| Highest Mortgage Loan Application Amount | $976,000 |
| Average Applicant Income | $74,541 |
| Highest Applicant Income | $766,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Michigan | 106 | $ 13,777,000 | $ 129,000 | $ 66,000 |
| Cook County Illinois | 58 | $ 11,286,000 | $ 194,000 | $ 73,000 |
| Oakland County Michigan | 51 | $ 10,054,000 | $ 197,000 | $ 93,000 |
| Middlesex County Massachusetts | 39 | $ 9,399,000 | $ 241,000 | $ 75,000 |
| Orange County California | 38 | $ 12,534,000 | $ 329,000 | $ 120,000 |
| Plymouth County Massachusetts | 37 | $ 8,063,000 | $ 217,000 | $ 78,000 |
| Macomb County Michigan | 37 | $ 5,985,000 | $ 161,000 | $ 69,000 |
| Hartford County Connecticut | 36 | $ 6,674,000 | $ 185,000 | $ 75,000 |
| Essex County Massachusetts | 32 | $ 8,460,000 | $ 264,000 | $ 73,000 |
| Norfolk County Massachusetts | 31 | $ 10,101,000 | $ 325,000 | $ 115,000 |
| Palm Beach County Florida | 30 | $ 6,653,000 | $ 221,000 | $ 79,000 |
| Worcester County Massachusetts | 28 | $ 6,848,000 | $ 244,000 | $ 67,000 |
| Broward County Florida | 22 | $ 3,179,000 | $ 144,000 | $ 85,000 |
| Rockingham County New Hampshire | 19 | $ 4,934,000 | $ 259,000 | $ 101,000 |
| Brevard County Florida | 17 | $ 2,483,000 | $ 146,000 | $ 50,000 |
| Bristol County Massachusetts | 17 | $ 4,306,000 | $ 253,000 | $ 77,000 |
| Suffolk County Massachusetts | 17 | $ 4,267,000 | $ 251,000 | $ 91,000 |
| Miami-Dade County Florida | 16 | $ 4,386,000 | $ 274,000 | $ 130,000 |
| Orange County Florida | 16 | $ 2,934,000 | $ 183,000 | $ 66,000 |
| DuPage County Illinois | 16 | $ 3,077,000 | $ 192,000 | $ 93,000 |
| Hennepin County Minnesota | 16 | $ 3,238,000 | $ 202,000 | $ 108,000 |
| Los Angeles County California | 14 | $ 3,345,000 | $ 238,000 | $ 86,000 |
| Barnstable County Massachusetts | 13 | $ 3,261,000 | $ 250,000 | $ 81,000 |
| Anoka County Minnesota | 10 | $ 2,045,000 | $ 204,000 | $ 60,000 |
| Lake County Illinois | 9 | $ 1,938,000 | $ 215,000 | $ 101,000 |
| McHenry County Illinois | 9 | $ 1,995,000 | $ 221,000 | $ 95,000 |
| Middlesex County Connecticut | 8 | $ 1,248,000 | $ 156,000 | $ 74,000 |
| Hillsborough County Florida | 8 | $ 1,276,000 | $ 159,000 | $ 79,000 |
| Volusia County Florida | 8 | $ 1,884,000 | $ 235,000 | $ 88,000 |
| Hampden County Massachusetts | 8 | $ 1,122,000 | $ 140,000 | $ 55,000 |
| Genesee County Michigan | 8 | $ 1,452,000 | $ 181,000 | $ 215,000 |
| Livingston County Michigan | 8 | $ 1,698,000 | $ 212,000 | $ 96,000 |
| Dakota County Minnesota | 8 | $ 1,685,000 | $ 210,000 | $ 109,000 |
| Hillsborough County New Hampshire | 8 | $ 1,737,000 | $ 217,000 | $ 73,000 |
| New Haven County Connecticut | 7 | $ 1,426,000 | $ 203,000 | $ 72,000 |
| Lake County Florida | 7 | $ 706,000 | $ 100,000 | $ 74,000 |
| Polk County Florida | 7 | $ 884,000 | $ 126,000 | $ 52,000 |
| Seminole County Florida | 7 | $ 992,000 | $ 141,000 | $ 63,000 |
| St. Clair County Michigan | 7 | $ 902,000 | $ 128,000 | $ 53,000 |
| Providence County Rhode Island | 7 | $ 1,146,000 | $ 163,000 | $ 94,000 |
| Osceola County Florida | 6 | $ 1,019,000 | $ 169,000 | $ 157,000 |
| Will County Illinois | 6 | $ 1,004,000 | $ 167,000 | $ 72,000 |
| Lapeer County Michigan | 6 | $ 1,034,000 | $ 172,000 | $ 66,000 |
| Washtenaw County Michigan | 6 | $ 1,246,000 | $ 207,000 | $ 84,000 |
| Ramsey County Minnesota | 6 | $ 1,407,000 | $ 234,000 | $ 105,000 |
| Duval County Florida | 5 | $ 598,000 | $ 119,000 | $ 57,000 |
| Pinellas County Florida | 5 | $ 971,000 | $ 194,000 | $ 73,000 |
| Kane County Illinois | 5 | $ 785,000 | $ 157,000 | $ 72,000 |
| York County Maine | 5 | $ 799,000 | $ 159,000 | $ 101,000 |
| Berrien County Michigan | 5 | $ 743,000 | $ 148,000 | $ 37,000 |
| Monroe County Michigan | 5 | $ 652,000 | $ 130,000 | $ 66,000 |
| New London County Connecticut | 4 | $ 658,000 | $ 164,000 | $ 99,000 |
| Tolland County Connecticut | 4 | $ 524,000 | $ 131,000 | $ 88,000 |
| Charlotte County Florida | 4 | $ 560,000 | $ 140,000 | $ 43,000 |
| Carver County Minnesota | 4 | $ 1,368,000 | $ 342,000 | $ 124,000 |
| Wright County Minnesota | 4 | $ 601,000 | $ 150,000 | $ 78,000 |
| Strafford County New Hampshire | 4 | $ 787,000 | $ 196,000 | $ 80,000 |
| Riverside County California | 3 | $ 487,000 | $ 162,000 | $ 61,000 |
| Marion County Florida | 3 | $ 664,000 | $ 221,000 | $ 99,000 |
| Pasco County Florida | 3 | $ 263,000 | $ 87,000 | $ 47,000 |
| Henry County Illinois | 3 | $ 420,000 | $ 140,000 | $ 73,000 |
| Winnebago County Illinois | 3 | $ 423,000 | $ 141,000 | $ 79,000 |
| Sherburne County Minnesota | 3 | $ 789,000 | $ 263,000 | $ 84,000 |
| San Bernardino County California | 2 | $ 346,000 | $ 173,000 | $ 165,000 |
| San Diego County California | 2 | $ 395,000 | $ 197,000 | $ 89,000 |
| Solano County California | 2 | $ 622,000 | $ 311,000 | $ 59,000 |
| Fairfield County Connecticut | 2 | $ 807,000 | $ 403,000 | $ 119,000 |
| Alachua County Florida | 2 | $ 309,000 | $ 154,000 | $ 390,000 |
| Collier County Florida | 2 | $ 453,000 | $ 226,000 | $ 84,000 |
| Leon County Florida | 2 | $ 245,000 | $ 122,000 | $ 24,000 |
| Manatee County Florida | 2 | $ 281,000 | $ 140,000 | $ 41,000 |
| St. Lucie County Florida | 2 | $ 308,000 | $ 154,000 | $ 52,000 |
| Boone County Illinois | 2 | $ 305,000 | $ 152,000 | $ 65,000 |
| Grundy County Illinois | 2 | $ 401,000 | $ 200,000 | $ 100,000 |
| Tazewell County Illinois | 2 | $ 220,000 | $ 110,000 | $ 45,000 |
| Cumberland County Maine | 2 | $ 469,000 | $ 234,000 | $ 86,000 |
| Franklin County Massachusetts | 2 | $ 480,000 | $ 240,000 | $ 92,000 |
| Kent County Michigan | 2 | $ 431,000 | $ 215,000 | $ 68,000 |
| Muskegon County Michigan | 2 | $ 262,000 | $ 131,000 | $ 72,000 |
| Saginaw County Michigan | 2 | $ 218,000 | $ 109,000 | $ 58,000 |
| Scott County Minnesota | 2 | $ 374,000 | $ 187,000 | $ 85,000 |
| Clark County Nevada | 2 | $ 417,000 | $ 208,000 | $ 42,000 |
| St. Croix County Wisconsin | 2 | $ 655,000 | $ 327,000 | $ 101,000 |
| Butte County California | 1 | $ 81,000 | $ 81,000 | $ 24,000 |
| Kings County California | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| San Joaquin County California | 1 | $ 264,000 | $ 264,000 | $ 56,000 |
| Shasta County California | 1 | $ 700,000 | $ 700,000 | $ 234,000 |
| Clay County Florida | 1 | $ 113,000 | $ 113,000 | $ 89,000 |
| Gadsden County Florida | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Gilchrist County Florida | 1 | $ 384,000 | $ 384,000 | $ 148,000 |
| Indian River County Florida | 1 | $ 142,000 | $ 142,000 | $ 57,000 |
| Lee County Florida | 1 | $ 100,000 | $ 100,000 | $ 89,000 |
| Martin County Florida | 1 | $ 70,000 | $ 70,000 | $ 22,000 |
| Nassau County Florida | 1 | $ 65,000 | $ 65,000 | $ 134,000 |
| Sarasota County Florida | 1 | $ 136,000 | $ 136,000 | $ 62,000 |
| St. Johns County Florida | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Walton County Florida | 1 | $ 116,000 | $ 116,000 | $ 102,000 |
| DeKalb County Georgia | 1 | $ 113,000 | $ 113,000 | $ 45,000 |
| Champaign County Illinois | 1 | $ 82,000 | $ 82,000 | $ 174,000 |
| DeKalb County Illinois | 1 | $ 112,000 | $ 112,000 | $ 58,000 |
| Sangamon County Illinois | 1 | $ 97,000 | $ 97,000 | $ 72,000 |
| St. Clair County Illinois | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Berkshire County Massachusetts | 1 | $ 460,000 | $ 460,000 | $ 86,000 |
| Bay County Michigan | 1 | $ 103,000 | $ 103,000 | $ 52,000 |
| Charlevoix County Michigan | 1 | $ 59,000 | $ 59,000 | $ 50,000 |
| Jackson County Michigan | 1 | $ 99,000 | $ 99,000 | $ 49,000 |
| Ottawa County Michigan | 1 | $ 126,000 | $ 126,000 | $ 81,000 |
| Benton County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Isanti County Minnesota | 1 | $ 131,000 | $ 131,000 | $ 66,000 |
| Nicollet County Minnesota | 1 | $ 214,000 | $ 214,000 | $ 117,000 |
| Washington County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 104,000 |
| Belknap County New Hampshire | 1 | $ 111,000 | $ 111,000 | $ 25,000 |
| Cheshire County New Hampshire | 1 | $ 140,000 | $ 140,000 | $ 115,000 |
| Hamilton County Ohio | 1 | $ 256,000 | $ 256,000 | $ 80,000 |
| Montgomery County Ohio | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Newport County Rhode Island | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Columbia County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 97,000 | $ 97,000 | $ 47,000 |
| La Crosse County Wisconsin | 1 | $ 139,000 | $ 139,000 | $ 77,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Optima Mortgage in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 903 | $181,170,000 | $198,428 | $870,000 | $78,071 | $766,000 |
| Home Purchase | 115 | $23,739,000 | $183,100 | $976,000 | $69,600 | $300,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 616 | $130,384,000 | $201,384 | $976,000 | $80,153 | $766,000 |
| Not Provided | 176 | $33,059,000 | $218,750 | $565,000 | $95,500 | $720,000 |
| Black or African American | 104 | $16,422,000 | $171,200 | $637,000 | $76,900 | $216,000 |
| Hispanic | 74 | $14,926,000 | $195,545 | $545,000 | $72,272 | $252,000 |
| Asian | 27 | $6,064,000 | $196,333 | $669,000 | $84,166 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $3,072,000 | $211,600 | $444,000 | $105,600 | $504,000 |
| American Indian or Alaskan Native | 5 | $982,000 | $181,000 | $270,000 | $61,666 | $102,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,016 | $204,404,000 | $194,785 | $976,000 | $78,071 | $766,000 |
| FHA-insured (Federal Housing Administration) | 2 | $505,000 | $252,500 | $296,000 | $89,000 | $106,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 330 | $70,635,000 | $203,000 | $976,000 | $82,750 | $642,000 |
| Application Approved But Not Accepted | 313 | $62,177,000 | $220,923 | $870,000 | $87,615 | $766,000 |
| Application Denied By Financial Institution | 244 | $45,046,000 | $165,363 | $751,000 | $78,363 | $720,000 |
| Application Withdrawn By Applicant | 119 | $24,684,000 | $205,300 | $800,000 | $85,200 | $504,000 |
| File Closed For Incompleteness | 12 | $2,367,000 | $205,750 | $368,000 | $86,875 | $160,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.