Option One Mortgage Corp
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Option One Mortgage Corp.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Option One Mortgage Corp 6501 Irvine Center Drive Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 216,460 |
| Total Mortgage Loan Application Amount | $33,058,721,000 |
| Average Mortgage Loan Application Amount | $126,343 |
| Highest Mortgage Loan Application Amount | $1,480,000 |
| Average Applicant Income | $57,647 |
| Highest Applicant Income | $5,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oktibbeha County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 72,000 |
| Wilkinson County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Winston County Mississippi | 1 | $ 176,000 | $ 176,000 | $ 45,000 |
| Yalobusha County Mississippi | 1 | $ 54,000 | $ 54,000 | $ 65,000 |
| Clark County Missouri | 1 | $ 31,000 | $ 31,000 | $ 24,000 |
| Gentry County Missouri | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Harrison County Missouri | 1 | $ 68,000 | $ 68,000 | $ 40,000 |
| Holt County Missouri | 1 | $ 63,000 | $ 63,000 | $ 36,000 |
| Howard County Missouri | 1 | $ 44,000 | $ 44,000 | $ 26,000 |
| Knox County Missouri | 1 | $ 32,000 | $ 32,000 | $ 31,000 |
| Lewis County Missouri | 1 | $ 68,000 | $ 68,000 | $ 44,000 |
| Linn County Missouri | 1 | $ 47,000 | $ 47,000 | $ 26,000 |
| Livingston County Missouri | 1 | $ 67,000 | $ 67,000 | $ 41,000 |
| Mercer County Missouri | 1 | $ 82,000 | $ 82,000 | $ 37,000 |
| Montgomery County Missouri | 1 | $ 64,000 | $ 64,000 | $ 46,000 |
| Oregon County Missouri | 1 | $ 107,000 | $ 107,000 | $ 19,000 |
| Pemiscot County Missouri | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Reynolds County Missouri | 1 | $ 44,000 | $ 44,000 | $ 36,000 |
| Ste. Genevieve County Missouri | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Wayne County Missouri | 1 | $ 70,000 | $ 70,000 | $ 28,000 |
| Big Horn County Montana | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Blaine County Montana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Dawson County Montana | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Powell County Montana | 1 | $ 99,000 | $ 99,000 | $ 60,000 |
| Roosevelt County Montana | 1 | $ 56,000 | $ 56,000 | $ 26,000 |
| Stillwater County Montana | 1 | $ 81,000 | $ 81,000 | $ 53,000 |
| Valley County Montana | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Boone County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Box Butte County Nebraska | 1 | $ 53,000 | $ 53,000 | $ 16,000 |
| Deuel County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Dundy County Nebraska | 1 | $ 37,000 | $ 37,000 | $ 42,000 |
| Franklin County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Furnas County Nebraska | 1 | $ 58,000 | $ 58,000 | $ 16,000 |
| Harlan County Nebraska | 1 | $ 53,000 | $ 53,000 | $ 28,000 |
| Jefferson County Nebraska | 1 | $ 53,000 | $ 53,000 | $ 142,000 |
| Nuckolls County Nebraska | 1 | $ 47,000 | $ 47,000 | $ 87,000 |
| Phelps County Nebraska | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Pierce County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Polk County Nebraska | 1 | $ 89,000 | $ 89,000 | $ 104,000 |
| Webster County Nebraska | 1 | $ 67,000 | $ 67,000 | $ 41,000 |
| Humboldt County Nevada | 1 | $ 108,000 | $ 108,000 | $ 77,000 |
| Mineral County Nevada | 1 | $ 70,000 | $ 70,000 | $ 0 |
| White Pine County Nevada | 1 | $ 54,000 | $ 54,000 | $ 37,000 |
| Curry County New Mexico | 1 | $ 180,000 | $ 180,000 | $ 318,000 |
| Hidalgo County New Mexico | 1 | $ 62,000 | $ 62,000 | $ 16,000 |
| Roosevelt County New Mexico | 1 | $ 159,000 | $ 159,000 | $ 90,000 |
| Graham County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
| Hyde County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 58,000 |
| Pamlico County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 73,000 |
| Dunn County North Dakota | 1 | $ 68,000 | $ 68,000 | $ 54,000 |
| Mercer County North Dakota | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Pierce County North Dakota | 1 | $ 61,000 | $ 61,000 | $ 117,000 |
| Walsh County North Dakota | 1 | $ 170,000 | $ 170,000 | $ 90,000 |
| Monroe County Ohio | 1 | $ 106,000 | $ 106,000 | $ 46,000 |
| Adair County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
| Atoka County Oklahoma | 1 | $ 121,000 | $ 121,000 | $ 35,000 |
| Beaver County Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Blaine County Oklahoma | 1 | $ 38,000 | $ 38,000 | $ 22,000 |
| Cherokee County Oklahoma | 1 | $ 44,000 | $ 44,000 | $ 28,000 |
| Cimarron County Oklahoma | 1 | $ 77,000 | $ 77,000 | $ 24,000 |
| Cotton County Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 47,000 |
| Dewey County Oklahoma | 1 | $ 74,000 | $ 74,000 | $ 38,000 |
| Haskell County Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 46,000 |
| Kingfisher County Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 60,000 |
| McIntosh County Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Payne County Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 24,000 |
| Pontotoc County Oklahoma | 1 | $ 32,000 | $ 32,000 | $ 21,000 |
| Stephens County Oklahoma | 1 | $ 124,000 | $ 124,000 | $ 81,000 |
| Washita County Oklahoma | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Grant County Oregon | 1 | $ 147,000 | $ 147,000 | $ 72,000 |
| Wallowa County Oregon | 1 | $ 107,000 | $ 107,000 | $ 38,000 |
| Sullivan County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 30,000 |
| Bennett County South Dakota | 1 | $ 84,000 | $ 84,000 | $ 59,000 |
| Brookings County South Dakota | 1 | $ 108,000 | $ 108,000 | $ 67,000 |
| Davison County South Dakota | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Day County South Dakota | 1 | $ 97,000 | $ 97,000 | $ 31,000 |
| Deuel County South Dakota | 1 | $ 33,000 | $ 33,000 | $ 72,000 |
| Faulk County South Dakota | 1 | $ 81,000 | $ 81,000 | $ 89,000 |
| Lincoln County South Dakota | 1 | $ 109,000 | $ 109,000 | $ 60,000 |
| McCook County South Dakota | 1 | $ 94,000 | $ 94,000 | $ 127,000 |
| Turner County South Dakota | 1 | $ 67,000 | $ 67,000 | $ 36,000 |
| Decatur County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Fentress County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 40,000 |
| Grundy County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Lincoln County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| Overton County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Scott County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Wayne County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 23,000 |
| Baylor County Texas | 1 | $ 37,000 | $ 37,000 | $ 36,000 |
| Callahan County Texas | 1 | $ 88,000 | $ 88,000 | $ 49,000 |
| Carson County Texas | 1 | $ 99,000 | $ 99,000 | $ 84,000 |
| Castro County Texas | 1 | $ 39,000 | $ 39,000 | $ 28,000 |
| Crane County Texas | 1 | $ 38,000 | $ 38,000 | $ 37,000 |
| Crockett County Texas | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Crosby County Texas | 1 | $ 58,000 | $ 58,000 | $ 46,000 |
| Duval County Texas | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Goliad County Texas | 1 | $ 60,000 | $ 60,000 | $ 37,000 |
| Hansford County Texas | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| Hartley County Texas | 1 | $ 51,000 | $ 51,000 | $ 51,000 |
| Haskell County Texas | 1 | $ 64,000 | $ 64,000 | $ 62,000 |
| Jackson County Texas | 1 | $ 74,000 | $ 74,000 | $ 100,000 |
| Jim Hogg County Texas | 1 | $ 54,000 | $ 54,000 | $ 60,000 |
| La Salle County Texas | 1 | $ 32,000 | $ 32,000 | $ 27,000 |
| Madison County Texas | 1 | $ 44,000 | $ 44,000 | $ 25,000 |
| Mason County Texas | 1 | $ 71,000 | $ 71,000 | $ 137,000 |
| McCulloch County Texas | 1 | $ 61,000 | $ 61,000 | $ 51,000 |
| Mitchell County Texas | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Moore County Texas | 1 | $ 40,000 | $ 40,000 | $ 18,000 |
| Oldham County Texas | 1 | $ 77,000 | $ 77,000 | $ 60,000 |
| Refugio County Texas | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Ward County Texas | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
| Yoakum County Texas | 1 | $ 31,000 | $ 31,000 | $ 66,000 |
| Zapata County Texas | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
| Juab County Utah | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Wayne County Utah | 1 | $ 94,000 | $ 94,000 | $ 74,000 |
| Buckingham County Virginia | 1 | $ 42,000 | $ 42,000 | $ 37,000 |
| Covington County Virginia | 1 | $ 59,000 | $ 59,000 | $ 27,000 |
| Dickenson County Virginia | 1 | $ 81,000 | $ 81,000 | $ 35,000 |
| Norton County Virginia | 1 | $ 72,000 | $ 72,000 | $ 31,000 |
| Radford County Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Scott County Virginia | 1 | $ 144,000 | $ 144,000 | $ 31,000 |
| Williamsburg County Virginia | 1 | $ 91,000 | $ 91,000 | $ 48,000 |
| Ferry County Washington | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Pacific County Washington | 1 | $ 107,000 | $ 107,000 | $ 96,000 |
| Fayette County West Virginia | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Hancock County West Virginia | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Hardy County West Virginia | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Harrison County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Jackson County West Virginia | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Logan County West Virginia | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Marion County West Virginia | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Marshall County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Mason County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Nicholas County West Virginia | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Pleasants County West Virginia | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Roane County West Virginia | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Upshur County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Ashland County Wisconsin | 1 | $ 52,000 | $ 52,000 | $ 78,000 |
| Crook County Wyoming | 1 | $ 110,000 | $ 110,000 | $ 64,000 |
| Johnson County Wyoming | 1 | $ 158,000 | $ 158,000 | $ 41,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Option One Mortgage Corp in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 155,634 | $24,563,908,000 | $130,529 | $1,480,000 | $54,607 | $4,140,000 |
| Home Purchase (one-to-four family) | 60,826 | $8,494,813,000 | $122,156 | $1,000,000 | $60,686 | $5,000,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 104,130 | $15,697,958,000 | $133,714 | $1,050,000 | $67,122 | $3,600,000 |
| Information not provided by applicant in mail or telephone application | 38,068 | $6,225,864,000 | $130,460 | $1,300,000 | $64,820 | $5,000,000 |
| Black | 27,129 | $3,681,030,000 | $119,782 | $1,480,000 | $58,826 | $2,000,000 |
| Hispanic | 23,089 | $3,741,194,000 | $126,934 | $950,000 | $62,239 | $4,140,000 |
| Not applicable | 14,938 | $1,992,481,000 | $117,500 | $972,000 | $0 | $0 |
| Asian or Pacific Islander | 4,528 | $931,351,000 | $143,844 | $950,000 | $67,288 | $1,200,000 |
| Other | 3,767 | $670,153,000 | $136,391 | $1,200,000 | $66,869 | $1,930,000 |
| American Indian or Alaskan Native | 811 | $118,690,000 | $127,232 | $765,000 | $61,372 | $912,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 216,460 | $33,058,721,000 | $127,490 | $1,480,000 | $56,117 | $5,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 118,083 | $18,076,843,000 | $127,081 | $1,480,000 | $63,163 | $4,840,000 |
| Application Denied By Financial Institution | 63,361 | $9,814,606,000 | $133,420 | $1,300,000 | $61,940 | $5,000,000 |
| Application Approved But Not Accepted | 19,017 | $3,002,233,000 | $130,346 | $1,000,000 | $66,857 | $2,964,000 |
| Loan Purchased By The Institution | 14,938 | $1,992,481,000 | $117,500 | $972,000 | $0 | $0 |
| File Closed For Incompleteness | 586 | $88,546,000 | $144,523 | $910,000 | $75,190 | $840,000 |
| Application Withdrawn By Applicant | 475 | $84,012,000 | $160,700 | $950,000 | $88,850 | $1,441,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 35,141 | $5,301,344,000 | $129,760 | $1,000,000 | $64,660 | $5,000,000 |
| Credit History | 9,885 | $1,541,860,000 | $142,729 | $1,300,000 | $62,041 | $1,836,000 |
| Debt-To-Income Ratio | 9,508 | $1,608,323,000 | $137,775 | $1,000,000 | $48,918 | $1,800,000 |
| Collateral | 6,835 | $1,069,085,000 | $137,937 | $1,000,000 | $70,458 | $3,000,000 |
| Unverifiable Information | 1,055 | $153,860,000 | $136,275 | $950,000 | $64,950 | $500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 776 | $116,153,000 | $123,863 | $720,000 | $58,954 | $468,000 |
| Employment History | 98 | $13,940,000 | $117,258 | $725,000 | $61,838 | $190,000 |
| Credit Application Incomplete | 49 | $8,124,000 | $170,315 | $500,000 | $86,157 | $320,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.