Ornl Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Tennessee.
The mortgage statistics and data below are specific to mortgage loan applications for Ornl Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Ornl Federal Credit Union 221 South Rutgers Avenue Oak Ridge, TN 37830 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,715 |
| Total Mortgage Loan Application Amount | $861,055,000 |
| Average Mortgage Loan Application Amount | $157,400 |
| Highest Mortgage Loan Application Amount | $7,975,000 |
| Average Applicant Income | $91,000 |
| Highest Applicant Income | $9,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Knox County Tennessee | 1,719 | $ 333,075,000 | $ 193,000 | $ 104,000 |
| Anderson County Tennessee | 387 | $ 54,425,000 | $ 140,000 | $ 77,000 |
| Loudon County Tennessee | 332 | $ 67,880,000 | $ 204,000 | $ 100,000 |
| Blount County Tennessee | 304 | $ 57,950,000 | $ 190,000 | $ 105,000 |
| Roane County Tennessee | 270 | $ 53,510,000 | $ 198,000 | $ 88,000 |
| Sevier County Tennessee | 128 | $ 22,470,000 | $ 175,000 | $ 77,000 |
| Monroe County Tennessee | 125 | $ 18,655,000 | $ 149,000 | $ 71,000 |
| Hamblen County Tennessee | 118 | $ 17,070,000 | $ 144,000 | $ 66,000 |
| Campbell County Tennessee | 88 | $ 11,340,000 | $ 128,000 | $ 66,000 |
| Jefferson County Tennessee | 67 | $ 13,165,000 | $ 196,000 | $ 101,000 |
| Union County Tennessee | 56 | $ 7,830,000 | $ 139,000 | $ 79,000 |
| Morgan County Tennessee | 50 | $ 6,280,000 | $ 125,000 | $ 82,000 |
| Scott County Tennessee | 50 | $ 4,240,000 | $ 84,000 | $ 71,000 |
| Grainger County Tennessee | 39 | $ 6,355,000 | $ 162,000 | $ 77,000 |
| McMinn County Tennessee | 27 | $ 3,325,000 | $ 123,000 | $ 91,000 |
| Cocke County Tennessee | 20 | $ 3,130,000 | $ 156,000 | $ 81,000 |
| Cumberland County Tennessee | 20 | $ 3,090,000 | $ 154,000 | $ 87,000 |
| Claiborne County Tennessee | 17 | $ 2,115,000 | $ 124,000 | $ 53,000 |
| Hamilton County Tennessee | 14 | $ 4,440,000 | $ 317,000 | $ 135,000 |
| Hawkins County Tennessee | 14 | $ 1,960,000 | $ 140,000 | $ 75,000 |
| Davidson County Tennessee | 11 | $ 2,635,000 | $ 239,000 | $ 122,000 |
| Meigs County Tennessee | 9 | $ 1,765,000 | $ 196,000 | $ 98,000 |
| Bradley County Tennessee | 7 | $ 1,395,000 | $ 199,000 | $ 93,000 |
| Greene County Tennessee | 7 | $ 1,075,000 | $ 153,000 | $ 71,000 |
| Rhea County Tennessee | 6 | $ 1,190,000 | $ 198,000 | $ 105,000 |
| Williamson County Tennessee | 6 | $ 1,580,000 | $ 263,000 | $ 179,000 |
| Fentress County Tennessee | 5 | $ 1,035,000 | $ 207,000 | $ 76,000 |
| Rutherford County Tennessee | 4 | $ 640,000 | $ 160,000 | $ 97,000 |
| White County Tennessee | 4 | $ 740,000 | $ 185,000 | $ 150,000 |
| Wilson County Tennessee | 3 | $ 495,000 | $ 165,000 | $ 147,000 |
| Sullivan County Tennessee | 2 | $ 340,000 | $ 170,000 | $ 37,000 |
| Sumner County Tennessee | 2 | $ 170,000 | $ 85,000 | $ 74,000 |
| Washington County Tennessee | 2 | $ 1,650,000 | $ 825,000 | $ 477,000 |
| Coffee County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Dickson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
| Franklin County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Hancock County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Humphreys County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Jackson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Johnson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 180,000 |
| Maury County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| Polk County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 152,000 |
| Robertson County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 163,000 |
| Shelby County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Tennessee,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Ornl Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,155 | $477,115,000 | $221,000 | $2,635,000 | $85,000 | $2,352,000 |
| Refinancing | 842 | $156,320,000 | $185,000 | $7,845,000 | $104,000 | $9,999,000 |
| Cash-out Refinancing | 688 | $130,250,000 | $189,000 | $7,975,000 | $90,000 | $1,356,000 |
| Home Improvement | 574 | $44,730,000 | $77,000 | $1,105,000 | $94,000 | $410,000 |
| Other Purpose | 456 | $52,640,000 | $115,000 | $655,000 | $82,000 | $643,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,292 | $623,380,000 | $189,000 | $7,845,000 | $90,000 | $1,608,000 |
| Not Provided | 1,082 | $168,220,000 | $155,000 | $7,975,000 | $89,000 | $9,999,000 |
| Hispanic | 124 | $25,500,000 | $205,000 | $2,005,000 | $96,000 | $2,352,000 |
| Black or African American | 102 | $15,720,000 | $154,000 | $535,000 | $62,000 | $199,000 |
| Asian | 69 | $16,975,000 | $246,000 | $655,000 | $139,000 | $325,000 |
| American Indian or Alaskan Native | 16 | $3,370,000 | $210,000 | $755,000 | $85,000 | $340,000 |
| Not applicable | 14 | $2,840,000 | $202,000 | $755,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $185,000 | $185,000 | $185,000 | $58,000 | $58,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,606 | $827,060,000 | $179,000 | $2,765,000 | $87,000 | $2,352,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 109 | $33,995,000 | $311,000 | $7,975,000 | $207,000 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,339 | $413,855,000 | $176,000 | $2,765,000 | $97,000 | $1,532,000 |
| Application Approved But Not Accepted | 858 | $178,580,000 | $208,000 | $2,005,000 | $97,000 | $1,188,000 |
| Preapproval Approved but not Accepted | 506 | $106,550,000 | $210,000 | $825,000 | $81,000 | $709,000 |
| Application Denied By Financial Institution | 390 | $50,900,000 | $130,000 | $755,000 | $60,000 | $1,454,000 |
| Preapproval Denied by Financial Institution | 274 | $44,180,000 | $161,000 | $765,000 | $49,000 | $209,000 |
| File Closed For Incompleteness | 197 | $47,185,000 | $239,000 | $7,975,000 | $129,000 | $9,999,000 |
| Application Withdrawn By Applicant | 151 | $19,805,000 | $131,000 | $615,000 | $85,000 | $2,352,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,051 | $765,975,000 | $189,000 | $7,975,000 | $96,000 | $9,999,000 |
| Credit History | 393 | $51,985,000 | $132,000 | $765,000 | $55,000 | $624,000 |
| Debt-To-Income Ratio | 188 | $30,880,000 | $164,000 | $755,000 | $44,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $3,405,000 | $136,000 | $275,000 | $59,000 | $168,000 |
| Collateral | 22 | $3,030,000 | $137,000 | $465,000 | $147,000 | $1,454,000 |
| Other | 17 | $2,235,000 | $131,000 | $515,000 | $59,000 | $182,000 |
| Employment History | 9 | $1,435,000 | $159,000 | $255,000 | $53,000 | $90,000 |
| Credit Application Incomplete | 5 | $825,000 | $165,000 | $285,000 | $41,000 | $170,000 |
| Unverifiable Information | 5 | $1,285,000 | $257,000 | $385,000 | $72,000 | $96,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Tennessee, and search similar information at your convenience.