Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Oxford Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Oxford Bank & Trust 1111 W. 22Nd Street #800 Oak Brook, IL 60523 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,999 |
Total Mortgage Loan Application Amount | $107,165,000 |
Average Mortgage Loan Application Amount | $186,250 |
Highest Mortgage Loan Application Amount | $1,515,000 |
Average Applicant Income | $26,000 |
Highest Applicant Income | $220,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Oakland County Michigan | 268 | $ 10,840,000 | $ 40,000 | $ 47,000 |
Macomb County Michigan | 236 | $ 9,730,000 | $ 41,000 | $ 53,000 |
Wayne County Michigan | 138 | $ 4,860,000 | $ 35,000 | $ 49,000 |
Washtenaw County Michigan | 122 | $ 6,080,000 | $ 49,000 | $ 58,000 |
Ottawa County Michigan | 115 | $ 6,135,000 | $ 53,000 | $ 49,000 |
Kent County Michigan | 105 | $ 4,495,000 | $ 42,000 | $ 47,000 |
Cook County Illinois | 104 | $ 18,550,000 | $ 178,000 | $ 53,000 |
Livingston County Michigan | 104 | $ 5,580,000 | $ 53,000 | $ 55,000 |
Monroe County Michigan | 63 | $ 2,305,000 | $ 36,000 | $ 52,000 |
Whitley County Indiana | 45 | $ 2,365,000 | $ 52,000 | $ 51,000 |
Madison County Indiana | 39 | $ 1,325,000 | $ 33,000 | $ 54,000 |
Genesee County Michigan | 38 | $ 1,160,000 | $ 30,000 | $ 46,000 |
Wood County Ohio | 33 | $ 1,265,000 | $ 38,000 | $ 49,000 |
Allen County Indiana | 32 | $ 920,000 | $ 28,000 | $ 45,000 |
Calhoun County Michigan | 26 | $ 940,000 | $ 36,000 | $ 53,000 |
Marion County Indiana | 25 | $ 855,000 | $ 34,000 | $ 42,000 |
Eaton County Michigan | 24 | $ 810,000 | $ 33,000 | $ 49,000 |
Elkhart County Indiana | 22 | $ 750,000 | $ 34,000 | $ 55,000 |
DuPage County Illinois | 21 | $ 8,605,000 | $ 409,000 | $ 70,000 |
Jackson County Michigan | 21 | $ 855,000 | $ 40,000 | $ 67,000 |
Lorain County Ohio | 21 | $ 1,055,000 | $ 50,000 | $ 57,000 |
Boone County Illinois | 20 | $ 870,000 | $ 43,000 | $ 55,000 |
St. Clair County Michigan | 20 | $ 790,000 | $ 39,000 | $ 45,000 |
Kankakee County Illinois | 19 | $ 955,000 | $ 50,000 | $ 62,000 |
LaPorte County Indiana | 18 | $ 570,000 | $ 31,000 | $ 45,000 |
DeKalb County Illinois | 15 | $ 795,000 | $ 53,000 | $ 48,000 |
Porter County Indiana | 15 | $ 545,000 | $ 36,000 | $ 44,000 |
Clinton County Michigan | 14 | $ 390,000 | $ 27,000 | $ 62,000 |
Howard County Indiana | 12 | $ 340,000 | $ 28,000 | $ 45,000 |
Berrien County Michigan | 12 | $ 430,000 | $ 35,000 | $ 48,000 |
Linn County Iowa | 11 | $ 345,000 | $ 31,000 | $ 47,000 |
Allegan County Michigan | 11 | $ 475,000 | $ 43,000 | $ 43,000 |
Butler County Ohio | 11 | $ 335,000 | $ 30,000 | $ 42,000 |
Lake County Illinois | 10 | $ 1,670,000 | $ 167,000 | $ 53,000 |
Madison County Illinois | 10 | $ 280,000 | $ 28,000 | $ 42,000 |
Sangamon County Illinois | 10 | $ 140,000 | $ 14,000 | $ 58,000 |
Morgan County Indiana | 10 | $ 510,000 | $ 51,000 | $ 48,000 |
Polk County Iowa | 10 | $ 620,000 | $ 62,000 | $ 51,000 |
Ingham County Michigan | 10 | $ 300,000 | $ 30,000 | $ 42,000 |
St. Clair County Illinois | 9 | $ 255,000 | $ 28,000 | $ 40,000 |
Jackson County Indiana | 9 | $ 375,000 | $ 41,000 | $ 46,000 |
Huron County Ohio | 9 | $ 415,000 | $ 46,000 | $ 69,000 |
Boone County Iowa | 8 | $ 240,000 | $ 30,000 | $ 61,000 |
Story County Iowa | 8 | $ 490,000 | $ 61,000 | $ 49,000 |
Lenawee County Michigan | 8 | $ 280,000 | $ 35,000 | $ 31,000 |
Ionia County Michigan | 7 | $ 255,000 | $ 36,000 | $ 37,000 |
Franklin County Ohio | 7 | $ 305,000 | $ 43,000 | $ 51,000 |
Hamilton County Indiana | 6 | $ 200,000 | $ 33,000 | $ 42,000 |
Tippecanoe County Indiana | 6 | $ 260,000 | $ 43,000 | $ 59,000 |
Scott County Iowa | 6 | $ 150,000 | $ 25,000 | $ 46,000 |
Jasper County Indiana | 4 | $ 320,000 | $ 80,000 | $ 59,000 |
Dallas County Iowa | 4 | $ 100,000 | $ 25,000 | $ 44,000 |
Will County Illinois | 3 | $ 525,000 | $ 175,000 | $ 103,000 |
Delaware County Indiana | 3 | $ 135,000 | $ 45,000 | $ 43,000 |
St. Joseph County Indiana | 3 | $ 95,000 | $ 31,000 | $ 41,000 |
Black Hawk County Iowa | 3 | $ 55,000 | $ 18,000 | $ 41,000 |
Kalamazoo County Michigan | 3 | $ 175,000 | $ 58,000 | $ 67,000 |
Lapeer County Michigan | 3 | $ 65,000 | $ 21,000 | $ 35,000 |
Pickaway County Ohio | 3 | $ 105,000 | $ 35,000 | $ 48,000 |
Kosciusko County Indiana | 2 | $ 30,000 | $ 15,000 | $ 27,000 |
LaGrange County Indiana | 2 | $ 50,000 | $ 25,000 | $ 53,000 |
Barry County Michigan | 2 | $ 60,000 | $ 30,000 | $ 79,000 |
Cass County Michigan | 2 | $ 120,000 | $ 60,000 | $ 64,000 |
Emmet County Michigan | 2 | $ 70,000 | $ 35,000 | $ 25,000 |
Gratiot County Michigan | 2 | $ 50,000 | $ 25,000 | $ 58,000 |
Mason County Michigan | 2 | $ 70,000 | $ 35,000 | $ 49,000 |
Clay County Missouri | 2 | $ 90,000 | $ 45,000 | $ 30,000 |
Cuyahoga County Ohio | 2 | $ 40,000 | $ 20,000 | $ 29,000 |
Licking County Ohio | 2 | $ 80,000 | $ 40,000 | $ 36,000 |
Mercer County Ohio | 2 | $ 50,000 | $ 25,000 | $ 40,000 |
Morrow County Ohio | 2 | $ 40,000 | $ 20,000 | $ 36,000 |
Grundy County Illinois | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
Macon County Illinois | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
McHenry County Illinois | 1 | $ 925,000 | $ 925,000 | $ 0 |
Peoria County Illinois | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
Stephenson County Illinois | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
Williamson County Illinois | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
Winnebago County Illinois | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
Hancock County Indiana | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
Hendricks County Indiana | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
Jennings County Indiana | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
Lake County Indiana | 1 | $ 25,000 | $ 25,000 | $ 2,000 |
Marshall County Indiana | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
Wayne County Indiana | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
Des Moines County Iowa | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
Hamilton County Iowa | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
Henry County Iowa | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
Muscatine County Iowa | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
Van Buren County Michigan | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
Clermont County Ohio | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
Lucas County Ohio | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
Montgomery County Ohio | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
Portage County Ohio | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
Shelby County Ohio | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,959 | $96,035,000 | $49,000 | $1,515,000 | $51,000 | $220,000 |
Refinancing | 30 | $8,490,000 | $283,000 | $1,255,000 | $53,000 | $106,000 |
Cash-out Refinancing | 9 | $2,505,000 | $278,000 | $585,000 | $0 | $0 |
Home Improvement | 1 | $135,000 | $135,000 | $135,000 | $0 | $0 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,629 | $69,245,000 | $42,000 | $435,000 | $51,000 | $220,000 |
Hispanic | 143 | $5,535,000 | $38,000 | $95,000 | $48,000 | $125,000 |
Black or African American | 137 | $5,245,000 | $38,000 | $85,000 | $48,000 | $117,000 |
Not applicable | 56 | $25,570,000 | $456,000 | $1,515,000 | $0 | $0 |
Asian | 17 | $765,000 | $45,000 | $95,000 | $45,000 | $91,000 |
American Indian or Alaskan Native | 13 | $605,000 | $46,000 | $95,000 | $51,000 | $102,000 |
Native Hawaiian or Other Pacific Islander | 3 | $155,000 | $51,000 | $65,000 | $54,000 | $84,000 |
Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,999 | $107,165,000 | $53,000 | $1,515,000 | $51,000 | $220,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Application Denied By Financial Institution | 1,240 | $49,970,000 | $40,000 | $175,000 | $48,000 | $217,000 |
Loan Originated | 535 | $48,365,000 | $90,000 | $1,515,000 | $57,000 | $177,000 |
Application Approved But Not Accepted | 192 | $7,630,000 | $39,000 | $125,000 | $56,000 | $220,000 |
Application Withdrawn By Applicant | 21 | $775,000 | $36,000 | $75,000 | $44,000 | $86,000 |
File Closed For Incompleteness | 11 | $425,000 | $38,000 | $85,000 | $41,000 | $108,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 759 | $57,195,000 | $75,000 | $1,515,000 | $56,000 | $220,000 |
Credit History | 744 | $29,410,000 | $39,000 | $175,000 | $52,000 | $217,000 |
Debt-To-Income Ratio | 404 | $17,040,000 | $42,000 | $115,000 | $39,000 | $163,000 |
Employment History | 48 | $1,640,000 | $34,000 | $95,000 | $39,000 | $71,000 |
Unverifiable Information | 28 | $1,260,000 | $45,000 | $105,000 | $56,000 | $117,000 |
Other | 16 | $620,000 | $38,000 | $85,000 | $69,000 | $104,000 |
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.