Oxford Bank & Trust
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Oxford Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Oxford Bank & Trust 1111 W. 22Nd Street #800 Oak Brook, IL 60523 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,570 |
| Total Mortgage Loan Application Amount | $134,660,000 |
| Average Mortgage Loan Application Amount | $340,750 |
| Highest Mortgage Loan Application Amount | $2,105,000 |
| Average Applicant Income | $50,500 |
| Highest Applicant Income | $493,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 242 | $ 10,290,000 | $ 42,000 | $ 51,000 |
| Macomb County Michigan | 230 | $ 9,610,000 | $ 41,000 | $ 51,000 |
| Wayne County Michigan | 187 | $ 7,135,000 | $ 38,000 | $ 49,000 |
| Cook County Illinois | 131 | $ 18,735,000 | $ 143,000 | $ 54,000 |
| Ottawa County Michigan | 122 | $ 7,600,000 | $ 62,000 | $ 54,000 |
| Kent County Michigan | 121 | $ 5,935,000 | $ 49,000 | $ 51,000 |
| Washtenaw County Michigan | 117 | $ 7,805,000 | $ 66,000 | $ 63,000 |
| Livingston County Michigan | 71 | $ 4,165,000 | $ 58,000 | $ 57,000 |
| St. Clair County Michigan | 66 | $ 3,410,000 | $ 51,000 | $ 50,000 |
| Madison County Indiana | 63 | $ 2,075,000 | $ 32,000 | $ 37,000 |
| Monroe County Michigan | 60 | $ 2,730,000 | $ 45,000 | $ 42,000 |
| Marion County Indiana | 49 | $ 1,915,000 | $ 39,000 | $ 44,000 |
| Kankakee County Illinois | 47 | $ 1,925,000 | $ 40,000 | $ 56,000 |
| Polk County Iowa | 46 | $ 1,930,000 | $ 41,000 | $ 46,000 |
| Genesee County Michigan | 42 | $ 1,500,000 | $ 35,000 | $ 46,000 |
| Clinton County Michigan | 36 | $ 1,980,000 | $ 55,000 | $ 54,000 |
| Morgan County Indiana | 35 | $ 1,525,000 | $ 43,000 | $ 43,000 |
| Kalamazoo County Michigan | 35 | $ 1,175,000 | $ 33,000 | $ 41,000 |
| DeKalb County Indiana | 32 | $ 840,000 | $ 26,000 | $ 49,000 |
| Champaign County Illinois | 29 | $ 1,135,000 | $ 39,000 | $ 40,000 |
| Jackson County Michigan | 28 | $ 1,360,000 | $ 48,000 | $ 57,000 |
| Howard County Indiana | 27 | $ 855,000 | $ 31,000 | $ 46,000 |
| Lorain County Ohio | 27 | $ 875,000 | $ 32,000 | $ 54,000 |
| LaPorte County Indiana | 25 | $ 1,105,000 | $ 44,000 | $ 52,000 |
| Allegan County Michigan | 24 | $ 790,000 | $ 32,000 | $ 41,000 |
| Eaton County Michigan | 23 | $ 755,000 | $ 32,000 | $ 49,000 |
| St. Joseph County Indiana | 22 | $ 500,000 | $ 22,000 | $ 38,000 |
| Will County Illinois | 21 | $ 2,165,000 | $ 103,000 | $ 87,000 |
| Wood County Ohio | 19 | $ 705,000 | $ 37,000 | $ 44,000 |
| Boone County Illinois | 18 | $ 790,000 | $ 43,000 | $ 67,000 |
| Allen County Indiana | 18 | $ 620,000 | $ 34,000 | $ 54,000 |
| Linn County Iowa | 18 | $ 880,000 | $ 48,000 | $ 57,000 |
| Ionia County Michigan | 18 | $ 730,000 | $ 40,000 | $ 43,000 |
| DeKalb County Illinois | 17 | $ 715,000 | $ 42,000 | $ 56,000 |
| Madison County Illinois | 17 | $ 765,000 | $ 45,000 | $ 60,000 |
| Hendricks County Indiana | 17 | $ 395,000 | $ 23,000 | $ 38,000 |
| Porter County Indiana | 15 | $ 605,000 | $ 40,000 | $ 46,000 |
| Emmet County Michigan | 15 | $ 595,000 | $ 39,000 | $ 47,000 |
| Lenawee County Michigan | 15 | $ 645,000 | $ 43,000 | $ 55,000 |
| Butler County Ohio | 15 | $ 445,000 | $ 29,000 | $ 55,000 |
| Pottawattamie County Iowa | 14 | $ 640,000 | $ 45,000 | $ 54,000 |
| Calhoun County Michigan | 14 | $ 680,000 | $ 48,000 | $ 48,000 |
| Hamilton County Iowa | 12 | $ 440,000 | $ 36,000 | $ 40,000 |
| Ingham County Michigan | 12 | $ 420,000 | $ 35,000 | $ 51,000 |
| Winnebago County Illinois | 11 | $ 475,000 | $ 43,000 | $ 57,000 |
| Livingston County Illinois | 10 | $ 270,000 | $ 27,000 | $ 43,000 |
| Kosciusko County Indiana | 10 | $ 410,000 | $ 41,000 | $ 51,000 |
| Marion County Iowa | 10 | $ 360,000 | $ 36,000 | $ 48,000 |
| Grand Traverse County Michigan | 10 | $ 820,000 | $ 82,000 | $ 55,000 |
| Lake County Illinois | 9 | $ 1,845,000 | $ 205,000 | $ 53,000 |
| Whitley County Indiana | 9 | $ 475,000 | $ 52,000 | $ 51,000 |
| Boone County Iowa | 9 | $ 335,000 | $ 37,000 | $ 52,000 |
| Scott County Iowa | 9 | $ 165,000 | $ 18,000 | $ 36,000 |
| Fulton County Ohio | 9 | $ 395,000 | $ 43,000 | $ 52,000 |
| Henry County Ohio | 9 | $ 315,000 | $ 35,000 | $ 55,000 |
| Licking County Ohio | 9 | $ 355,000 | $ 39,000 | $ 48,000 |
| Montgomery County Ohio | 9 | $ 295,000 | $ 32,000 | $ 47,000 |
| DuPage County Illinois | 8 | $ 4,310,000 | $ 538,000 | $ 217,000 |
| Dallas County Iowa | 8 | $ 510,000 | $ 63,000 | $ 45,000 |
| Clermont County Ohio | 8 | $ 320,000 | $ 40,000 | $ 49,000 |
| Franklin County Ohio | 8 | $ 370,000 | $ 46,000 | $ 50,000 |
| Grundy County Illinois | 7 | $ 235,000 | $ 33,000 | $ 40,000 |
| McLean County Illinois | 7 | $ 295,000 | $ 42,000 | $ 43,000 |
| Elkhart County Indiana | 7 | $ 265,000 | $ 37,000 | $ 50,000 |
| Berrien County Michigan | 7 | $ 305,000 | $ 43,000 | $ 36,000 |
| Shiawassee County Michigan | 7 | $ 385,000 | $ 55,000 | $ 40,000 |
| Delaware County Indiana | 6 | $ 260,000 | $ 43,000 | $ 30,000 |
| Henry County Iowa | 6 | $ 670,000 | $ 111,000 | $ 43,000 |
| Warren County Iowa | 6 | $ 240,000 | $ 40,000 | $ 36,000 |
| Gratiot County Michigan | 6 | $ 270,000 | $ 45,000 | $ 37,000 |
| Defiance County Ohio | 6 | $ 240,000 | $ 40,000 | $ 47,000 |
| Hamilton County Ohio | 6 | $ 300,000 | $ 50,000 | $ 58,000 |
| Lucas County Ohio | 6 | $ 280,000 | $ 46,000 | $ 62,000 |
| Hamilton County Indiana | 5 | $ 215,000 | $ 43,000 | $ 61,000 |
| Van Buren County Michigan | 5 | $ 215,000 | $ 43,000 | $ 47,000 |
| Kenosha County Wisconsin | 5 | $ 235,000 | $ 47,000 | $ 39,000 |
| Sauk County Wisconsin | 5 | $ 135,000 | $ 27,000 | $ 50,000 |
| St. Clair County Illinois | 4 | $ 140,000 | $ 35,000 | $ 52,000 |
| Dearborn County Indiana | 4 | $ 300,000 | $ 75,000 | $ 44,000 |
| Harrison County Indiana | 4 | $ 140,000 | $ 35,000 | $ 46,000 |
| Jefferson County Indiana | 4 | $ 100,000 | $ 25,000 | $ 57,000 |
| Tippecanoe County Indiana | 4 | $ 150,000 | $ 37,000 | $ 47,000 |
| Barry County Michigan | 4 | $ 120,000 | $ 30,000 | $ 48,000 |
| Midland County Michigan | 4 | $ 150,000 | $ 37,000 | $ 34,000 |
| Newaygo County Michigan | 4 | $ 100,000 | $ 25,000 | $ 47,000 |
| Saginaw County Michigan | 4 | $ 90,000 | $ 22,000 | $ 30,000 |
| Bartholomew County Indiana | 3 | $ 125,000 | $ 41,000 | $ 52,000 |
| Jasper County Indiana | 3 | $ 135,000 | $ 45,000 | $ 50,000 |
| Monroe County Indiana | 3 | $ 85,000 | $ 28,000 | $ 40,000 |
| Dubuque County Iowa | 3 | $ 105,000 | $ 35,000 | $ 44,000 |
| Kane County Illinois | 2 | $ 810,000 | $ 405,000 | $ 0 |
| Moultrie County Illinois | 2 | $ 70,000 | $ 35,000 | $ 52,000 |
| Marshall County Iowa | 2 | $ 50,000 | $ 25,000 | $ 59,000 |
| Mason County Michigan | 2 | $ 70,000 | $ 35,000 | $ 43,000 |
| Greene County Ohio | 2 | $ 40,000 | $ 20,000 | $ 58,000 |
| Mercer County Ohio | 2 | $ 60,000 | $ 30,000 | $ 44,000 |
| Portage County Ohio | 2 | $ 60,000 | $ 30,000 | $ 67,000 |
| Williams County Ohio | 2 | $ 90,000 | $ 45,000 | $ 32,000 |
| Columbia County Wisconsin | 2 | $ 60,000 | $ 30,000 | $ 43,000 |
| Eau Claire County Wisconsin | 2 | $ 90,000 | $ 45,000 | $ 42,000 |
| McHenry County Illinois | 1 | $ 1,435,000 | $ 1,435,000 | $ 0 |
| Hancock County Indiana | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Johnson County Indiana | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Montgomery County Indiana | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Noble County Indiana | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Shelby County Indiana | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Wayne County Indiana | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Wells County Indiana | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Grundy County Iowa | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Story County Iowa | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| Isabella County Michigan | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Montcalm County Michigan | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Pickaway County Ohio | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Summit County Ohio | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Adams County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Portage County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Oxford Bank & Trust in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,528 | $118,730,000 | $46,000 | $1,475,000 | $50,000 | $493,000 |
| Refinancing | 25 | $6,735,000 | $269,000 | $1,175,000 | $68,000 | $217,000 |
| Cash-out Refinancing | 16 | $8,690,000 | $543,000 | $2,105,000 | $84,000 | $108,000 |
| Other Purpose | 1 | $505,000 | $505,000 | $505,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,016 | $89,420,000 | $44,000 | $1,175,000 | $50,000 | $229,000 |
| Black or African American | 278 | $13,000,000 | $46,000 | $145,000 | $51,000 | $178,000 |
| Hispanic | 175 | $8,345,000 | $47,000 | $455,000 | $49,000 | $493,000 |
| Not applicable | 40 | $21,120,000 | $528,000 | $2,105,000 | $0 | $0 |
| American Indian or Alaskan Native | 29 | $1,135,000 | $39,000 | $105,000 | $49,000 | $90,000 |
| Asian | 28 | $1,440,000 | $51,000 | $225,000 | $50,000 | $128,000 |
| Not Provided | 3 | $175,000 | $58,000 | $95,000 | $86,000 | $124,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,569 | $134,625,000 | $52,000 | $2,105,000 | $50,000 | $493,000 |
| VA-guaranteed (Veterans Administration) | 1 | $35,000 | $35,000 | $35,000 | $49,000 | $49,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,789 | $78,295,000 | $43,000 | $225,000 | $48,000 | $229,000 |
| Loan Originated | 501 | $43,915,000 | $87,000 | $2,105,000 | $58,000 | $217,000 |
| Application Approved But Not Accepted | 253 | $11,095,000 | $43,000 | $505,000 | $57,000 | $493,000 |
| File Closed For Incompleteness | 22 | $1,150,000 | $52,000 | $125,000 | $49,000 | $124,000 |
| Application Withdrawn By Applicant | 5 | $205,000 | $41,000 | $65,000 | $43,000 | $58,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 932 | $39,620,000 | $42,000 | $225,000 | $53,000 | $183,000 |
| Not applicable | 781 | $56,365,000 | $72,000 | $2,105,000 | $57,000 | $493,000 |
| Debt-To-Income Ratio | 708 | $32,630,000 | $46,000 | $175,000 | $40,000 | $151,000 |
| Employment History | 91 | $3,335,000 | $36,000 | $95,000 | $45,000 | $88,000 |
| Other | 35 | $1,555,000 | $44,000 | $125,000 | $70,000 | $229,000 |
| Unverifiable Information | 20 | $1,000,000 | $50,000 | $125,000 | $44,000 | $123,000 |
| Credit Application Incomplete | 2 | $100,000 | $50,000 | $75,000 | $41,000 | $58,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $55,000 | $55,000 | $55,000 | $43,000 | $43,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.