Oxford Bank & Trust
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Oxford Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Oxford Bank & Trust 1111 W. 22Nd Street #800 Oak Brook, IL 60523 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,170 |
| Total Mortgage Loan Application Amount | $144,380,000 |
| Average Mortgage Loan Application Amount | $227,333 |
| Highest Mortgage Loan Application Amount | $3,205,000 |
| Average Applicant Income | $108,000 |
| Highest Applicant Income | $269,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Michigan | 222 | $ 10,720,000 | $ 48,000 | $ 54,000 |
| Oakland County Michigan | 211 | $ 8,405,000 | $ 39,000 | $ 50,000 |
| Macomb County Michigan | 161 | $ 9,445,000 | $ 58,000 | $ 55,000 |
| Washtenaw County Michigan | 146 | $ 11,190,000 | $ 76,000 | $ 65,000 |
| Cook County Illinois | 124 | $ 36,270,000 | $ 292,000 | $ 55,000 |
| Livingston County Michigan | 86 | $ 5,420,000 | $ 63,000 | $ 59,000 |
| Ottawa County Michigan | 85 | $ 5,375,000 | $ 63,000 | $ 54,000 |
| Madison County Indiana | 66 | $ 2,770,000 | $ 41,000 | $ 52,000 |
| Kent County Michigan | 47 | $ 2,295,000 | $ 48,000 | $ 47,000 |
| Kankakee County Illinois | 44 | $ 1,820,000 | $ 41,000 | $ 59,000 |
| Marion County Indiana | 44 | $ 1,830,000 | $ 41,000 | $ 52,000 |
| DeKalb County Indiana | 43 | $ 1,365,000 | $ 31,000 | $ 48,000 |
| Allegan County Michigan | 40 | $ 1,820,000 | $ 45,000 | $ 48,000 |
| McLean County Illinois | 36 | $ 1,900,000 | $ 52,000 | $ 51,000 |
| Polk County Iowa | 36 | $ 1,760,000 | $ 48,000 | $ 60,000 |
| Elkhart County Indiana | 33 | $ 1,395,000 | $ 42,000 | $ 62,000 |
| Howard County Indiana | 28 | $ 1,190,000 | $ 42,000 | $ 43,000 |
| Wood County Ohio | 28 | $ 1,350,000 | $ 48,000 | $ 49,000 |
| Boone County Illinois | 26 | $ 1,240,000 | $ 47,000 | $ 54,000 |
| Jackson County Michigan | 26 | $ 1,180,000 | $ 45,000 | $ 52,000 |
| Madison County Iowa | 25 | $ 735,000 | $ 29,000 | $ 45,000 |
| Morgan County Indiana | 23 | $ 1,375,000 | $ 59,000 | $ 48,000 |
| Monroe County Michigan | 23 | $ 1,115,000 | $ 48,000 | $ 50,000 |
| Clinton County Michigan | 22 | $ 1,090,000 | $ 49,000 | $ 44,000 |
| Genesee County Michigan | 21 | $ 825,000 | $ 39,000 | $ 63,000 |
| LaPorte County Indiana | 20 | $ 1,070,000 | $ 53,000 | $ 55,000 |
| Eaton County Michigan | 20 | $ 780,000 | $ 39,000 | $ 40,000 |
| Calhoun County Michigan | 19 | $ 835,000 | $ 43,000 | $ 54,000 |
| St. Clair County Michigan | 19 | $ 1,215,000 | $ 63,000 | $ 64,000 |
| DeKalb County Illinois | 18 | $ 900,000 | $ 50,000 | $ 46,000 |
| Ingham County Michigan | 18 | $ 720,000 | $ 40,000 | $ 41,000 |
| Allen County Indiana | 17 | $ 515,000 | $ 30,000 | $ 44,000 |
| Linn County Iowa | 17 | $ 665,000 | $ 39,000 | $ 48,000 |
| Grand Traverse County Michigan | 17 | $ 1,415,000 | $ 83,000 | $ 53,000 |
| Kosciusko County Indiana | 15 | $ 625,000 | $ 41,000 | $ 55,000 |
| Dallas County Iowa | 14 | $ 710,000 | $ 50,000 | $ 58,000 |
| Lorain County Ohio | 14 | $ 700,000 | $ 50,000 | $ 58,000 |
| Montgomery County Ohio | 14 | $ 460,000 | $ 32,000 | $ 42,000 |
| Will County Illinois | 13 | $ 1,335,000 | $ 102,000 | $ 89,000 |
| Winnebago County Illinois | 13 | $ 515,000 | $ 39,000 | $ 50,000 |
| Berrien County Michigan | 12 | $ 710,000 | $ 59,000 | $ 65,000 |
| Scott County Iowa | 11 | $ 445,000 | $ 40,000 | $ 44,000 |
| Barry County Michigan | 9 | $ 565,000 | $ 62,000 | $ 67,000 |
| Lenawee County Michigan | 9 | $ 375,000 | $ 41,000 | $ 53,000 |
| DuPage County Illinois | 8 | $ 2,980,000 | $ 372,000 | $ 0 |
| Lake County Illinois | 8 | $ 710,000 | $ 88,000 | $ 63,000 |
| Monroe County Indiana | 8 | $ 260,000 | $ 32,000 | $ 33,000 |
| Boone County Iowa | 8 | $ 430,000 | $ 53,000 | $ 51,000 |
| Champaign County Illinois | 7 | $ 335,000 | $ 47,000 | $ 57,000 |
| Porter County Indiana | 7 | $ 335,000 | $ 47,000 | $ 48,000 |
| Whitley County Indiana | 7 | $ 335,000 | $ 47,000 | $ 54,000 |
| Defiance County Ohio | 7 | $ 345,000 | $ 49,000 | $ 44,000 |
| Kenosha County Wisconsin | 7 | $ 515,000 | $ 73,000 | $ 53,000 |
| Newaygo County Michigan | 6 | $ 150,000 | $ 25,000 | $ 48,000 |
| Henry County Ohio | 6 | $ 330,000 | $ 55,000 | $ 65,000 |
| Hamilton County Indiana | 5 | $ 415,000 | $ 83,000 | $ 76,000 |
| Johnson County Indiana | 5 | $ 135,000 | $ 27,000 | $ 47,000 |
| Tippecanoe County Indiana | 5 | $ 205,000 | $ 41,000 | $ 54,000 |
| Van Buren County Michigan | 5 | $ 265,000 | $ 53,000 | $ 74,000 |
| Franklin County Ohio | 5 | $ 275,000 | $ 55,000 | $ 53,000 |
| Fulton County Ohio | 5 | $ 225,000 | $ 45,000 | $ 32,000 |
| Huron County Ohio | 5 | $ 325,000 | $ 65,000 | $ 52,000 |
| Lucas County Ohio | 5 | $ 205,000 | $ 41,000 | $ 40,000 |
| Hendricks County Indiana | 4 | $ 170,000 | $ 42,000 | $ 41,000 |
| Vigo County Indiana | 4 | $ 130,000 | $ 32,000 | $ 50,000 |
| Ionia County Michigan | 4 | $ 150,000 | $ 37,000 | $ 47,000 |
| Portage County Ohio | 4 | $ 190,000 | $ 47,000 | $ 37,000 |
| Jasper County Indiana | 3 | $ 245,000 | $ 81,000 | $ 99,000 |
| Dubuque County Iowa | 3 | $ 195,000 | $ 65,000 | $ 78,000 |
| Grundy County Iowa | 3 | $ 145,000 | $ 48,000 | $ 35,000 |
| Bay County Michigan | 3 | $ 135,000 | $ 45,000 | $ 45,000 |
| Kalamazoo County Michigan | 3 | $ 135,000 | $ 45,000 | $ 51,000 |
| Ashtabula County Ohio | 3 | $ 195,000 | $ 65,000 | $ 51,000 |
| Licking County Ohio | 3 | $ 85,000 | $ 28,000 | $ 27,000 |
| Grundy County Illinois | 2 | $ 60,000 | $ 30,000 | $ 52,000 |
| Kane County Illinois | 2 | $ 140,000 | $ 70,000 | $ 80,000 |
| LaSalle County Illinois | 2 | $ 1,270,000 | $ 635,000 | $ 0 |
| Macon County Illinois | 2 | $ 40,000 | $ 20,000 | $ 33,000 |
| Jackson County Indiana | 2 | $ 90,000 | $ 45,000 | $ 49,000 |
| Shelby County Indiana | 2 | $ 100,000 | $ 50,000 | $ 70,000 |
| St. Joseph County Indiana | 2 | $ 70,000 | $ 35,000 | $ 76,000 |
| Henry County Iowa | 2 | $ 250,000 | $ 125,000 | $ 61,000 |
| Muskegon County Michigan | 2 | $ 40,000 | $ 20,000 | $ 93,000 |
| Tuscola County Michigan | 2 | $ 60,000 | $ 30,000 | $ 26,000 |
| Hamilton County Ohio | 2 | $ 70,000 | $ 35,000 | $ 41,000 |
| Williams County Ohio | 2 | $ 70,000 | $ 35,000 | $ 39,000 |
| Columbia County Wisconsin | 2 | $ 50,000 | $ 25,000 | $ 38,000 |
| Peoria County Illinois | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Bartholomew County Indiana | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Carroll County Indiana | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Clinton County Indiana | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Fulton County Indiana | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Grant County Indiana | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Harrison County Indiana | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Lake County Indiana | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Marion County Iowa | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Emmet County Michigan | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Hillsdale County Michigan | 1 | $ 45,000 | $ 45,000 | $ 76,000 |
| Isabella County Michigan | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Lapeer County Michigan | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Butler County Ohio | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Clermont County Ohio | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Geauga County Ohio | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Mercer County Ohio | 1 | $ 45,000 | $ 45,000 | $ 79,000 |
| Summit County Ohio | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Wayne County Ohio | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Manitowoc County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Sheboygan County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Washington County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Oxford Bank & Trust in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,141 | $135,555,000 | $63,000 | $3,205,000 | $54,000 | $269,000 |
| Refinancing | 16 | $4,030,000 | $251,000 | $855,000 | $56,000 | $78,000 |
| Cash-out Refinancing | 13 | $4,795,000 | $368,000 | $805,000 | $214,000 | $214,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,761 | $89,565,000 | $50,000 | $965,000 | $54,000 | $269,000 |
| Black or African American | 199 | $11,795,000 | $59,000 | $195,000 | $53,000 | $182,000 |
| Hispanic | 127 | $6,555,000 | $51,000 | $735,000 | $48,000 | $152,000 |
| Not applicable | 50 | $33,720,000 | $674,000 | $3,205,000 | $0 | $0 |
| American Indian or Alaskan Native | 17 | $1,105,000 | $65,000 | $145,000 | $60,000 | $164,000 |
| Asian | 6 | $730,000 | $121,000 | $425,000 | $104,000 | $214,000 |
| Not Provided | 5 | $655,000 | $131,000 | $405,000 | $60,000 | $80,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $110,000 | $55,000 | $55,000 | $43,000 | $45,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,170 | $144,380,000 | $66,000 | $3,205,000 | $54,000 | $269,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,504 | $79,800,000 | $53,000 | $1,975,000 | $51,000 | $269,000 |
| Loan Originated | 434 | $52,090,000 | $120,000 | $3,205,000 | $61,000 | $218,000 |
| Application Approved But Not Accepted | 217 | $11,915,000 | $54,000 | $185,000 | $59,000 | $203,000 |
| Application Withdrawn By Applicant | 10 | $460,000 | $46,000 | $65,000 | $65,000 | $117,000 |
| File Closed For Incompleteness | 5 | $115,000 | $23,000 | $35,000 | $37,000 | $59,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 746 | $36,710,000 | $49,000 | $425,000 | $58,000 | $269,000 |
| Not applicable | 666 | $64,580,000 | $96,000 | $3,205,000 | $60,000 | $218,000 |
| Debt-To-Income Ratio | 531 | $28,745,000 | $54,000 | $185,000 | $42,000 | $164,000 |
| Employment History | 158 | $7,280,000 | $46,000 | $145,000 | $47,000 | $114,000 |
| Other | 33 | $4,145,000 | $125,000 | $1,975,000 | $66,000 | $164,000 |
| Unverifiable Information | 23 | $1,265,000 | $55,000 | $155,000 | $48,000 | $182,000 |
| Credit Application Incomplete | 10 | $530,000 | $53,000 | $105,000 | $44,000 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,125,000 | $375,000 | $465,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.