Pennsylvania State Employees Credit Union
Mortgage Loan Application
Totals and Details
for 2018

Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Pennsylvania State Employees Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Pennsylvania State Employees Credit Union
Po Box 67013
Harrisburg, PA 17106
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,606
Total Mortgage Loan Application Amount $644,400,000
Average Mortgage Loan Application Amount $96,000
Highest Mortgage Loan Application Amount $675,000
Average Applicant Income $96,000
Highest Applicant Income $1,936,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Pennsylvania State Employees Credit Union by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dauphin County Pennsylvania 1,010 $ 71,420,000 $ 70,000 $ 98,000
Cumberland County Pennsylvania 597 $ 49,535,000 $ 82,000 $ 103,000
Lancaster County Pennsylvania 583 $ 48,485,000 $ 83,000 $ 107,000
York County Pennsylvania 451 $ 32,555,000 $ 72,000 $ 109,000
Allegheny County Pennsylvania 391 $ 30,485,000 $ 77,000 $ 100,000
Berks County Pennsylvania 256 $ 19,510,000 $ 76,000 $ 103,000
Montgomery County Pennsylvania 255 $ 26,835,000 $ 105,000 $ 141,000
Luzerne County Pennsylvania 239 $ 15,965,000 $ 66,000 $ 97,000
Schuylkill County Pennsylvania 232 $ 13,330,000 $ 57,000 $ 90,000
Centre County Pennsylvania 221 $ 18,575,000 $ 84,000 $ 101,000
Philadelphia County Pennsylvania 202 $ 19,370,000 $ 95,000 $ 95,000
Lebanon County Pennsylvania 201 $ 14,985,000 $ 74,000 $ 106,000
Chester County Pennsylvania 183 $ 19,505,000 $ 106,000 $ 143,000
Westmoreland County Pennsylvania 183 $ 10,845,000 $ 59,000 $ 87,000
Northumberland County Pennsylvania 179 $ 9,215,000 $ 51,000 $ 71,000
Bucks County Pennsylvania 156 $ 15,770,000 $ 101,000 $ 126,000
Indiana County Pennsylvania 154 $ 11,470,000 $ 74,000 $ 82,000
Lycoming County Pennsylvania 154 $ 10,780,000 $ 70,000 $ 88,000
Perry County Pennsylvania 150 $ 11,620,000 $ 77,000 $ 91,000
Lackawanna County Pennsylvania 143 $ 9,745,000 $ 68,000 $ 89,000
Lehigh County Pennsylvania 143 $ 12,715,000 $ 88,000 $ 100,000
Northampton County Pennsylvania 138 $ 10,540,000 $ 76,000 $ 108,000
Blair County Pennsylvania 123 $ 6,855,000 $ 55,000 $ 106,000
Delaware County Pennsylvania 121 $ 10,565,000 $ 87,000 $ 123,000
Monroe County Pennsylvania 106 $ 7,100,000 $ 66,000 $ 92,000
Erie County Pennsylvania 101 $ 5,915,000 $ 58,000 $ 83,000
Huntingdon County Pennsylvania 100 $ 5,960,000 $ 59,000 $ 76,000
Cambria County Pennsylvania 97 $ 5,245,000 $ 54,000 $ 72,000
Clearfield County Pennsylvania 96 $ 5,910,000 $ 61,000 $ 74,000
Columbia County Pennsylvania 95 $ 8,545,000 $ 89,000 $ 92,000
Clinton County Pennsylvania 94 $ 5,710,000 $ 60,000 $ 82,000
Snyder County Pennsylvania 89 $ 6,025,000 $ 67,000 $ 79,000
Franklin County Pennsylvania 82 $ 8,540,000 $ 104,000 $ 97,000
Washington County Pennsylvania 81 $ 4,695,000 $ 57,000 $ 92,000
Butler County Pennsylvania 78 $ 5,220,000 $ 66,000 $ 100,000
Juniata County Pennsylvania 72 $ 5,140,000 $ 71,000 $ 75,000
Adams County Pennsylvania 71 $ 5,425,000 $ 76,000 $ 91,000
Union County Pennsylvania 68 $ 4,980,000 $ 73,000 $ 89,000
Venango County Pennsylvania 63 $ 3,615,000 $ 57,000 $ 75,000
Fayette County Pennsylvania 61 $ 4,095,000 $ 67,000 $ 83,000
Mifflin County Pennsylvania 58 $ 3,550,000 $ 61,000 $ 81,000
Carbon County Pennsylvania 50 $ 3,950,000 $ 79,000 $ 93,000
Jefferson County Pennsylvania 50 $ 3,340,000 $ 66,000 $ 74,000
Crawford County Pennsylvania 49 $ 2,655,000 $ 54,000 $ 81,000
Bedford County Pennsylvania 47 $ 4,075,000 $ 86,000 $ 87,000
Mercer County Pennsylvania 44 $ 2,970,000 $ 67,000 $ 74,000
Somerset County Pennsylvania 43 $ 1,865,000 $ 43,000 $ 86,000
Armstrong County Pennsylvania 38 $ 2,920,000 $ 76,000 $ 92,000
Beaver County Pennsylvania 36 $ 2,250,000 $ 62,000 $ 93,000
Clarion County Pennsylvania 35 $ 1,665,000 $ 47,000 $ 89,000
Wayne County Pennsylvania 34 $ 2,660,000 $ 78,000 $ 77,000
Pike County Pennsylvania 32 $ 1,840,000 $ 57,000 $ 110,000
Warren County Pennsylvania 31 $ 1,835,000 $ 59,000 $ 68,000
Tioga County Pennsylvania 26 $ 1,610,000 $ 61,000 $ 76,000
Montour County Pennsylvania 23 $ 1,575,000 $ 68,000 $ 101,000
Lawrence County Pennsylvania 22 $ 1,340,000 $ 60,000 $ 81,000
Greene County Pennsylvania 20 $ 1,240,000 $ 62,000 $ 87,000
Bradford County Pennsylvania 19 $ 1,105,000 $ 58,000 $ 86,000
McKean County Pennsylvania 18 $ 1,100,000 $ 61,000 $ 66,000
Susquehanna County Pennsylvania 18 $ 1,370,000 $ 76,000 $ 74,000
Potter County Pennsylvania 17 $ 805,000 $ 47,000 $ 82,000
Sullivan County Pennsylvania 17 $ 1,795,000 $ 105,000 $ 73,000
Elk County Pennsylvania 13 $ 735,000 $ 56,000 $ 86,000
Wyoming County Pennsylvania 12 $ 1,040,000 $ 86,000 $ 73,000
Forest County Pennsylvania 10 $ 570,000 $ 57,000 $ 59,000
Fulton County Pennsylvania 8 $ 700,000 $ 87,000 $ 88,000
Cameron County Pennsylvania 7 $ 405,000 $ 57,000 $ 87,000
New Castle County Delaware 1 $ 5,000 $ 5,000 $ 0
District of Columbia County District Of Columbia 1 $ 55,000 $ 55,000 $ 105,000
Clay County Florida 1 $ 25,000 $ 25,000 $ 112,000
Lee County Florida 1 $ 5,000 $ 5,000 $ 19,000
Cumberland County Maine 1 $ 155,000 $ 155,000 $ 118,000
Anne Arundel County Maryland 1 $ 105,000 $ 105,000 $ 205,000
Washington County Maryland 1 $ 15,000 $ 15,000 $ 97,000
Bergen County New Jersey 1 $ 215,000 $ 215,000 $ 230,000
Franklin County Ohio 1 $ 15,000 $ 15,000 $ 0
York County South Carolina 1 $ 45,000 $ 45,000 $ 224,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Pennsylvania State Employees Credit Union in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 2,880 $127,020,000 $44,000 $645,000 $102,000 $1,478,000
Other Purpose 2,810 $138,420,000 $49,000 $545,000 $99,000 $1,043,000
Home Purchase 1,372 $196,860,000 $143,000 $675,000 $89,000 $1,463,000
Refinancing 924 $91,650,000 $99,000 $445,000 $101,000 $1,936,000
Cash-out Refinancing 620 $90,450,000 $145,000 $455,000 $89,000 $366,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,037 $522,425,000 $74,000 $675,000 $98,000 $1,936,000
Not Provided 995 $75,205,000 $75,000 $475,000 $98,000 $487,000
Black or African American 287 $20,835,000 $72,000 $505,000 $94,000 $800,000
Hispanic 124 $8,680,000 $70,000 $385,000 $87,000 $394,000
Asian 78 $9,060,000 $116,000 $455,000 $103,000 $307,000
American Indian or Alaskan Native 38 $3,730,000 $98,000 $545,000 $84,000 $236,000
Native Hawaiian or Other Pacific Islander 2 $150,000 $75,000 $115,000 $59,000 $65,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,606 $644,400,000 $74,000 $675,000 $98,000 $1,936,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,273 $389,005,000 $73,000 $475,000 $103,000 $1,478,000
Application Denied By Financial Institution 1,519 $111,275,000 $73,000 $545,000 $83,000 $1,936,000
Application Withdrawn By Applicant 924 $80,310,000 $86,000 $645,000 $97,000 $539,000
File Closed For Incompleteness 513 $44,525,000 $86,000 $675,000 $97,000 $1,275,000
Application Approved But Not Accepted 377 $19,285,000 $51,000 $455,000 $98,000 $430,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,087 $533,125,000 $75,000 $675,000 $101,000 $1,478,000
Debt-To-Income Ratio 670 $50,460,000 $75,000 $545,000 $65,000 $266,000
Credit History 409 $23,035,000 $56,000 $345,000 $87,000 $1,936,000
Collateral 357 $29,095,000 $81,000 $405,000 $100,000 $583,000
Other 45 $4,865,000 $108,000 $325,000 $180,000 $1,463,000
Insufficient Cash (Downpayment, Closing Cost) 20 $1,940,000 $97,000 $235,000 $140,000 $1,464,000
Credit Application Incomplete 7 $975,000 $139,000 $265,000 $148,000 $217,000
Unverifiable Information 6 $440,000 $73,000 $105,000 $71,000 $209,000
Employment History 5 $465,000 $93,000 $135,000 $42,000 $72,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.

Download the Pennsylvania Lender List