Pacific Premier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Pacific Premier Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pacific Premier Bank 17901 Von Karman Avenue, Suite 1200 Irvine, CA 92614 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 267 |
| Total Mortgage Loan Application Amount | $831,555,000 |
| Average Mortgage Loan Application Amount | $2,871,000 |
| Highest Mortgage Loan Application Amount | $23,175,000 |
| Average Applicant Income | $233,333 |
| Highest Applicant Income | $1,141,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Pacific Premier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pacific Premier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Pacific Premier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pacific Premier Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pacific Premier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pacific Premier Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 117 | $ 434,625,000 | $ 3,714,000 | $ 100,000 |
| San Diego County California | 35 | $ 99,315,000 | $ 2,837,000 | $ 272,000 |
| Maricopa County Arizona | 14 | $ 56,070,000 | $ 4,005,000 | $ 124,000 |
| San Bernardino County California | 14 | $ 27,310,000 | $ 1,950,000 | $ 130,000 |
| Riverside County California | 8 | $ 9,900,000 | $ 1,237,000 | $ 1,141,000 |
| Pierce County Washington | 7 | $ 29,935,000 | $ 4,276,000 | $ 0 |
| Pima County Arizona | 6 | $ 3,420,000 | $ 570,000 | $ 0 |
| Alameda County California | 5 | $ 6,225,000 | $ 1,245,000 | $ 182,000 |
| King County Washington | 5 | $ 18,865,000 | $ 3,773,000 | $ 0 |
| Orange County California | 4 | $ 5,580,000 | $ 1,395,000 | $ 0 |
| Sacramento County California | 4 | $ 5,080,000 | $ 1,270,000 | $ 0 |
| Contra Costa County California | 3 | $ 3,965,000 | $ 1,321,000 | $ 0 |
| San Luis Obispo County California | 3 | $ 3,845,000 | $ 1,281,000 | $ 0 |
| Santa Barbara County California | 3 | $ 5,305,000 | $ 1,768,000 | $ 0 |
| Clark County Nevada | 3 | $ 3,915,000 | $ 1,305,000 | $ 156,000 |
| Multnomah County Oregon | 3 | $ 8,205,000 | $ 2,735,000 | $ 0 |
| Yavapai County Arizona | 2 | $ 2,610,000 | $ 1,305,000 | $ 0 |
| Santa Clara County California | 2 | $ 4,900,000 | $ 2,450,000 | $ 0 |
| Linn County Oregon | 2 | $ 5,680,000 | $ 2,840,000 | $ 0 |
| Clark County Washington | 2 | $ 2,870,000 | $ 1,435,000 | $ 0 |
| Cowlitz County Washington | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Kittitas County Washington | 2 | $ 3,710,000 | $ 1,855,000 | $ 0 |
| Merced County California | 1 | $ 2,875,000 | $ 2,875,000 | $ 0 |
| Monterey County California | 1 | $ 3,185,000 | $ 3,185,000 | $ 0 |
| Solano County California | 1 | $ 2,555,000 | $ 2,555,000 | $ 0 |
| Tulare County California | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Ventura County California | 1 | $ 6,005,000 | $ 6,005,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 18,205,000 | $ 18,205,000 | $ 0 |
| Orange County Florida | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Stark County North Dakota | 1 | $ 1,355,000 | $ 1,355,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Clatsop County Oregon | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Lane County Oregon | 1 | $ 7,755,000 | $ 7,755,000 | $ 0 |
| Marion County Oregon | 1 | $ 1,405,000 | $ 1,405,000 | $ 0 |
| Umatilla County Oregon | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
| Union County Pennsylvania | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Dallas County Texas | 1 | $ 23,175,000 | $ 23,175,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 1,985,000 | $ 1,985,000 | $ 0 |
| Travis County Texas | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 2,095,000 | $ 2,095,000 | $ 0 |
| Chelan County Washington | 1 | $ 5,345,000 | $ 5,345,000 | $ 0 |
| Thurston County Washington | 1 | $ 5,445,000 | $ 5,445,000 | $ 0 |
Mortgage Loan Application Detail Totals for Pacific Premier Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 198 | $624,210,000 | $3,152,000 | $21,805,000 | $272,000 | $1,141,000 |
| Home Purchase | 67 | $202,465,000 | $3,021,000 | $23,175,000 | $156,000 | $156,000 |
| Home Improvement | 2 | $4,880,000 | $2,440,000 | $4,075,000 | $272,000 | $272,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 220 | $753,030,000 | $3,422,000 | $21,805,000 | $0 | $0 |
| Not Provided | 19 | $42,985,000 | $2,262,000 | $23,175,000 | $414,000 | $1,141,000 |
| White | 14 | $15,760,000 | $1,125,000 | $2,095,000 | $147,000 | $182,000 |
| Hispanic | 5 | $7,905,000 | $1,581,000 | $2,875,000 | $0 | $0 |
| Black or African American | 4 | $2,770,000 | $692,000 | $795,000 | $81,000 | $81,000 |
| Asian | 1 | $1,175,000 | $1,175,000 | $1,175,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 267 | $831,555,000 | $3,114,000 | $23,175,000 | $259,000 | $1,141,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 197 | $597,165,000 | $3,031,000 | $21,805,000 | $259,000 | $1,141,000 |
| Application Denied By Financial Institution | 31 | $76,115,000 | $2,455,000 | $23,175,000 | $0 | $0 |
| Application Withdrawn By Applicant | 21 | $86,995,000 | $4,142,000 | $18,205,000 | $0 | $0 |
| Loan Purchased By The Institution | 14 | $65,930,000 | $4,709,000 | $13,435,000 | $0 | $0 |
| File Closed For Incompleteness | 2 | $4,410,000 | $2,205,000 | $3,005,000 | $0 | $0 |
| Application Approved But Not Accepted | 2 | $940,000 | $470,000 | $745,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 267 | $831,555,000 | $3,114,000 | $23,175,000 | $259,000 | $1,141,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pacific Premier Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pacific Premier Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.