Pacific Union Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Pacific Union Financial, Llc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pacific Union Financial, Llc 8900 Freeport Pkwy, Ste 150 Irving, TX 75063 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 979 |
| Total Mortgage Loan Application Amount | $253,959,000 |
| Average Mortgage Loan Application Amount | $260,000 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $114,500 |
| Highest Applicant Income | $923,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Pacific Union Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pacific Union Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Pacific Union Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pacific Union Financial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Pacific Union Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pacific Union Financial, Llc's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 98 | $ 30,182,000 | $ 307,000 | $ 124,000 |
| Contra Costa County California | 64 | $ 19,049,000 | $ 297,000 | $ 124,000 |
| Miami-Dade County Florida | 52 | $ 12,826,000 | $ 246,000 | $ 115,000 |
| Cook County Illinois | 38 | $ 9,570,000 | $ 251,000 | $ 94,000 |
| San Joaquin County California | 29 | $ 6,508,000 | $ 224,000 | $ 98,000 |
| Alameda County California | 28 | $ 8,845,000 | $ 315,000 | $ 117,000 |
| San Diego County California | 28 | $ 8,466,000 | $ 302,000 | $ 125,000 |
| Riverside County California | 22 | $ 6,023,000 | $ 273,000 | $ 119,000 |
| San Bernardino County California | 22 | $ 5,200,000 | $ 236,000 | $ 136,000 |
| Sacramento County California | 19 | $ 4,577,000 | $ 240,000 | $ 117,000 |
| Palm Beach County Florida | 16 | $ 4,405,000 | $ 275,000 | $ 131,000 |
| San Mateo County California | 14 | $ 4,632,000 | $ 330,000 | $ 107,000 |
| Broward County Florida | 14 | $ 3,028,000 | $ 216,000 | $ 98,000 |
| Orange County Florida | 14 | $ 2,956,000 | $ 211,000 | $ 83,000 |
| Harris County Texas | 14 | $ 2,528,000 | $ 180,000 | $ 135,000 |
| Orange County California | 13 | $ 4,969,000 | $ 382,000 | $ 143,000 |
| Solano County California | 12 | $ 2,800,000 | $ 233,000 | $ 115,000 |
| Osceola County Florida | 12 | $ 2,488,000 | $ 207,000 | $ 80,000 |
| Seminole County Florida | 12 | $ 2,726,000 | $ 227,000 | $ 114,000 |
| Santa Clara County California | 11 | $ 4,842,000 | $ 440,000 | $ 109,000 |
| Stanislaus County California | 11 | $ 2,593,000 | $ 235,000 | $ 105,000 |
| Jackson County Oregon | 11 | $ 2,194,000 | $ 199,000 | $ 125,000 |
| King County Washington | 11 | $ 2,699,000 | $ 245,000 | $ 93,000 |
| Maricopa County Arizona | 10 | $ 1,976,000 | $ 197,000 | $ 67,000 |
| Sonoma County California | 9 | $ 3,659,000 | $ 406,000 | $ 150,000 |
| Hillsborough County Florida | 9 | $ 2,471,000 | $ 274,000 | $ 144,000 |
| Pierce County Washington | 9 | $ 2,161,000 | $ 240,000 | $ 103,000 |
| Fresno County California | 8 | $ 1,804,000 | $ 225,000 | $ 70,000 |
| Ventura County California | 8 | $ 1,848,000 | $ 231,000 | $ 77,000 |
| Multnomah County Oregon | 8 | $ 1,760,000 | $ 220,000 | $ 141,000 |
| Kern County California | 6 | $ 1,385,000 | $ 230,000 | $ 105,000 |
| Monterey County California | 6 | $ 1,958,000 | $ 326,000 | $ 92,000 |
| San Francisco County California | 6 | $ 2,415,000 | $ 402,000 | $ 157,000 |
| Pinellas County Florida | 6 | $ 875,000 | $ 145,000 | $ 168,000 |
| Ada County Idaho | 6 | $ 948,000 | $ 158,000 | $ 67,000 |
| Bonner County Idaho | 6 | $ 1,101,000 | $ 183,000 | $ 117,000 |
| Macomb County Michigan | 6 | $ 997,000 | $ 166,000 | $ 65,000 |
| Clark County Washington | 6 | $ 1,265,000 | $ 210,000 | $ 134,000 |
| Marin County California | 5 | $ 2,881,000 | $ 576,000 | $ 232,000 |
| Denver County Colorado | 5 | $ 1,105,000 | $ 221,000 | $ 104,000 |
| Brevard County Florida | 5 | $ 905,000 | $ 181,000 | $ 150,000 |
| Lake County Illinois | 5 | $ 1,023,000 | $ 204,000 | $ 96,000 |
| Clackamas County Oregon | 5 | $ 1,226,000 | $ 245,000 | $ 107,000 |
| Horry County South Carolina | 5 | $ 1,018,000 | $ 203,000 | $ 232,000 |
| Snohomish County Washington | 5 | $ 1,689,000 | $ 337,000 | $ 120,000 |
| Jefferson County Colorado | 4 | $ 1,012,000 | $ 253,000 | $ 132,000 |
| Lee County Florida | 4 | $ 564,000 | $ 141,000 | $ 101,000 |
| Polk County Florida | 4 | $ 503,000 | $ 125,000 | $ 77,000 |
| Canyon County Idaho | 4 | $ 594,000 | $ 148,000 | $ 45,000 |
| DuPage County Illinois | 4 | $ 1,269,000 | $ 317,000 | $ 69,000 |
| Oakland County Michigan | 4 | $ 877,000 | $ 219,000 | $ 66,000 |
| Marion County Oregon | 4 | $ 1,305,000 | $ 326,000 | $ 146,000 |
| Montgomery County Texas | 4 | $ 705,000 | $ 176,000 | $ 117,000 |
| Travis County Texas | 4 | $ 682,000 | $ 170,000 | $ 210,000 |
| Salt Lake County Utah | 4 | $ 1,069,000 | $ 267,000 | $ 135,000 |
| Humboldt County California | 3 | $ 827,000 | $ 275,000 | $ 70,000 |
| Madera County California | 3 | $ 755,000 | $ 251,000 | $ 178,000 |
| Tulare County California | 3 | $ 642,000 | $ 214,000 | $ 85,000 |
| Pueblo County Colorado | 3 | $ 660,000 | $ 220,000 | $ 150,000 |
| St. Lucie County Florida | 3 | $ 327,000 | $ 109,000 | $ 62,000 |
| Honolulu County Hawaii | 3 | $ 1,638,000 | $ 546,000 | $ 280,000 |
| Kootenai County Idaho | 3 | $ 631,000 | $ 210,000 | $ 90,000 |
| Middlesex County Massachusetts | 3 | $ 973,000 | $ 324,000 | $ 115,000 |
| Josephine County Oregon | 3 | $ 779,000 | $ 259,000 | $ 59,000 |
| Bexar County Texas | 3 | $ 866,000 | $ 288,000 | $ 109,000 |
| Brazoria County Texas | 3 | $ 507,000 | $ 169,000 | $ 56,000 |
| Fort Bend County Texas | 3 | $ 493,000 | $ 164,000 | $ 80,000 |
| Clallam County Washington | 3 | $ 788,000 | $ 262,000 | $ 81,000 |
| Pinal County Arizona | 2 | $ 286,000 | $ 143,000 | $ 35,000 |
| El Dorado County California | 2 | $ 826,000 | $ 413,000 | $ 198,000 |
| Lake County California | 2 | $ 274,000 | $ 137,000 | $ 91,000 |
| Placer County California | 2 | $ 540,000 | $ 270,000 | $ 135,000 |
| Santa Cruz County California | 2 | $ 650,000 | $ 325,000 | $ 168,000 |
| Sutter County California | 2 | $ 423,000 | $ 211,000 | $ 180,000 |
| Tehama County California | 2 | $ 263,000 | $ 131,000 | $ 65,000 |
| Adams County Colorado | 2 | $ 255,000 | $ 127,000 | $ 47,000 |
| Arapahoe County Colorado | 2 | $ 448,000 | $ 224,000 | $ 64,000 |
| Park County Colorado | 2 | $ 826,000 | $ 413,000 | $ 89,000 |
| Collier County Florida | 2 | $ 525,000 | $ 262,000 | $ 90,000 |
| Highlands County Florida | 2 | $ 284,000 | $ 142,000 | $ 95,000 |
| Okaloosa County Florida | 2 | $ 419,000 | $ 209,000 | $ 98,000 |
| St. Johns County Florida | 2 | $ 580,000 | $ 290,000 | $ 100,000 |
| Gwinnett County Georgia | 2 | $ 306,000 | $ 153,000 | $ 54,000 |
| Maui County Hawaii | 2 | $ 535,000 | $ 267,000 | $ 177,000 |
| St. Clair County Illinois | 2 | $ 305,000 | $ 152,000 | $ 73,000 |
| Will County Illinois | 2 | $ 628,000 | $ 314,000 | $ 114,000 |
| Lake County Indiana | 2 | $ 466,000 | $ 233,000 | $ 68,000 |
| Prince George's County Maryland | 2 | $ 994,000 | $ 497,000 | $ 232,000 |
| Norfolk County Massachusetts | 2 | $ 441,000 | $ 220,000 | $ 71,000 |
| Clay County Missouri | 2 | $ 312,000 | $ 156,000 | $ 107,000 |
| St. Louis County Missouri | 2 | $ 621,000 | $ 310,000 | $ 187,000 |
| Douglas County Nevada | 2 | $ 683,000 | $ 341,000 | $ 249,000 |
| Washoe County Nevada | 2 | $ 502,000 | $ 251,000 | $ 171,000 |
| Deschutes County Oregon | 2 | $ 364,000 | $ 182,000 | $ 94,000 |
| Douglas County Oregon | 2 | $ 254,000 | $ 127,000 | $ 75,000 |
| Lane County Oregon | 2 | $ 450,000 | $ 225,000 | $ 115,000 |
| Washington County Oregon | 2 | $ 569,000 | $ 284,000 | $ 124,000 |
| Collin County Texas | 2 | $ 217,000 | $ 108,000 | $ 60,000 |
| Nacogdoches County Texas | 2 | $ 249,000 | $ 124,000 | $ 60,000 |
| Tarrant County Texas | 2 | $ 294,000 | $ 147,000 | $ 112,000 |
| Summit County Utah | 2 | $ 515,000 | $ 257,000 | $ 205,000 |
| Utah County Utah | 2 | $ 620,000 | $ 310,000 | $ 300,000 |
| Weber County Utah | 2 | $ 380,000 | $ 190,000 | $ 95,000 |
| Loudoun County Virginia | 2 | $ 279,000 | $ 139,000 | $ 118,000 |
| Prince William County Virginia | 2 | $ 512,000 | $ 256,000 | $ 133,000 |
| Stafford County Virginia | 2 | $ 370,000 | $ 185,000 | $ 41,000 |
| Virginia Beach County Virginia | 2 | $ 536,000 | $ 268,000 | $ 68,000 |
| Grant County Washington | 2 | $ 485,000 | $ 242,000 | $ 65,000 |
| Skagit County Washington | 2 | $ 656,000 | $ 328,000 | $ 108,000 |
| Cochise County Arizona | 1 | $ 133,000 | $ 133,000 | $ 41,000 |
| Coconino County Arizona | 1 | $ 795,000 | $ 795,000 | $ 322,000 |
| Navajo County Arizona | 1 | $ 194,000 | $ 194,000 | $ 74,000 |
| Pima County Arizona | 1 | $ 181,000 | $ 181,000 | $ 65,000 |
| Butte County California | 1 | $ 125,000 | $ 125,000 | $ 211,000 |
| Mendocino County California | 1 | $ 376,000 | $ 376,000 | $ 105,000 |
| Mono County California | 1 | $ 240,000 | $ 240,000 | $ 292,000 |
| Nevada County California | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Plumas County California | 1 | $ 204,000 | $ 204,000 | $ 31,000 |
| San Benito County California | 1 | $ 284,000 | $ 284,000 | $ 72,000 |
| Santa Barbara County California | 1 | $ 265,000 | $ 265,000 | $ 156,000 |
| Shasta County California | 1 | $ 251,000 | $ 251,000 | $ 91,000 |
| Tuolumne County California | 1 | $ 417,000 | $ 417,000 | $ 82,000 |
| Douglas County Colorado | 1 | $ 293,000 | $ 293,000 | $ 83,000 |
| Eagle County Colorado | 1 | $ 392,000 | $ 392,000 | $ 399,000 |
| El Paso County Colorado | 1 | $ 177,000 | $ 177,000 | $ 140,000 |
| Garfield County Colorado | 1 | $ 403,000 | $ 403,000 | $ 238,000 |
| Montrose County Colorado | 1 | $ 146,000 | $ 146,000 | $ 38,000 |
| Fairfield County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Bay County Florida | 1 | $ 415,000 | $ 415,000 | $ 154,000 |
| Charlotte County Florida | 1 | $ 308,000 | $ 308,000 | $ 146,000 |
| DeSoto County Florida | 1 | $ 288,000 | $ 288,000 | $ 334,000 |
| Duval County Florida | 1 | $ 248,000 | $ 248,000 | $ 78,000 |
| Escambia County Florida | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Flagler County Florida | 1 | $ 302,000 | $ 302,000 | $ 104,000 |
| Indian River County Florida | 1 | $ 100,000 | $ 100,000 | $ 56,000 |
| Lake County Florida | 1 | $ 243,000 | $ 243,000 | $ 60,000 |
| Leon County Florida | 1 | $ 292,000 | $ 292,000 | $ 142,000 |
| Marion County Florida | 1 | $ 148,000 | $ 148,000 | $ 103,000 |
| Volusia County Florida | 1 | $ 108,000 | $ 108,000 | $ 54,000 |
| Cobb County Georgia | 1 | $ 157,000 | $ 157,000 | $ 132,000 |
| Fulton County Georgia | 1 | $ 136,000 | $ 136,000 | $ 128,000 |
| Boundary County Idaho | 1 | $ 109,000 | $ 109,000 | $ 43,000 |
| Fremont County Idaho | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Jerome County Idaho | 1 | $ 81,000 | $ 81,000 | $ 24,000 |
| Lincoln County Idaho | 1 | $ 144,000 | $ 144,000 | $ 137,000 |
| Twin Falls County Idaho | 1 | $ 140,000 | $ 140,000 | $ 79,000 |
| Grundy County Illinois | 1 | $ 400,000 | $ 400,000 | $ 87,000 |
| Jersey County Illinois | 1 | $ 191,000 | $ 191,000 | $ 74,000 |
| Kankakee County Illinois | 1 | $ 417,000 | $ 417,000 | $ 177,000 |
| Kendall County Illinois | 1 | $ 261,000 | $ 261,000 | $ 96,000 |
| LaSalle County Illinois | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| McHenry County Illinois | 1 | $ 384,000 | $ 384,000 | $ 74,000 |
| Porter County Indiana | 1 | $ 63,000 | $ 63,000 | $ 72,000 |
| Livingston County Louisiana | 1 | $ 166,000 | $ 166,000 | $ 70,000 |
| St. Tammany County Louisiana | 1 | $ 270,000 | $ 270,000 | $ 51,000 |
| Allegany County Maryland | 1 | $ 150,000 | $ 150,000 | $ 31,000 |
| Anne Arundel County Maryland | 1 | $ 405,000 | $ 405,000 | $ 96,000 |
| Baltimore County Maryland | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Hampshire County Massachusetts | 1 | $ 208,000 | $ 208,000 | $ 80,000 |
| Plymouth County Massachusetts | 1 | $ 188,000 | $ 188,000 | $ 67,000 |
| Suffolk County Massachusetts | 1 | $ 210,000 | $ 210,000 | $ 142,000 |
| Kent County Michigan | 1 | $ 99,000 | $ 99,000 | $ 110,000 |
| Ottawa County Michigan | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Wayne County Michigan | 1 | $ 189,000 | $ 189,000 | $ 100,000 |
| Otter Tail County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 57,000 |
| Clark County Nevada | 1 | $ 460,000 | $ 460,000 | $ 386,000 |
| Westchester County New York | 1 | $ 417,000 | $ 417,000 | $ 56,000 |
| Payne County Oklahoma | 1 | $ 248,000 | $ 248,000 | $ 315,000 |
| Tulsa County Oklahoma | 1 | $ 327,000 | $ 327,000 | $ 515,000 |
| Columbia County Oregon | 1 | $ 285,000 | $ 285,000 | $ 50,000 |
| Klamath County Oregon | 1 | $ 198,000 | $ 198,000 | $ 204,000 |
| Lincoln County Oregon | 1 | $ 368,000 | $ 368,000 | $ 126,000 |
| Polk County Oregon | 1 | $ 315,000 | $ 315,000 | $ 106,000 |
| Oconee County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 19,000 |
| Bell County Texas | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Dallas County Texas | 1 | $ 156,000 | $ 156,000 | $ 88,000 |
| Denton County Texas | 1 | $ 280,000 | $ 280,000 | $ 216,000 |
| El Paso County Texas | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Henderson County Texas | 1 | $ 253,000 | $ 253,000 | $ 118,000 |
| Hidalgo County Texas | 1 | $ 350,000 | $ 350,000 | $ 84,000 |
| Kaufman County Texas | 1 | $ 107,000 | $ 107,000 | $ 99,000 |
| Llano County Texas | 1 | $ 863,000 | $ 863,000 | $ 348,000 |
| Midland County Texas | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Nueces County Texas | 1 | $ 101,000 | $ 101,000 | $ 119,000 |
| Randall County Texas | 1 | $ 123,000 | $ 123,000 | $ 90,000 |
| Rockwall County Texas | 1 | $ 417,000 | $ 417,000 | $ 157,000 |
| Sherman County Texas | 1 | $ 73,000 | $ 73,000 | $ 44,000 |
| Williamson County Texas | 1 | $ 182,000 | $ 182,000 | $ 91,000 |
| Cache County Utah | 1 | $ 101,000 | $ 101,000 | $ 126,000 |
| Davis County Utah | 1 | $ 281,000 | $ 281,000 | $ 79,000 |
| Kane County Utah | 1 | $ 410,000 | $ 410,000 | $ 180,000 |
| Tooele County Utah | 1 | $ 416,000 | $ 416,000 | $ 132,000 |
| Alexandria County Virginia | 1 | $ 400,000 | $ 400,000 | $ 242,000 |
| Botetourt County Virginia | 1 | $ 336,000 | $ 336,000 | $ 134,000 |
| Charlottesville County Virginia | 1 | $ 164,000 | $ 164,000 | $ 52,000 |
| Chesapeake County Virginia | 1 | $ 152,000 | $ 152,000 | $ 102,000 |
| Fairfax County Virginia | 1 | $ 212,000 | $ 212,000 | $ 60,000 |
| Frederick County Virginia | 1 | $ 372,000 | $ 372,000 | $ 114,000 |
| Greene County Virginia | 1 | $ 136,000 | $ 136,000 | $ 55,000 |
| Louisa County Virginia | 1 | $ 231,000 | $ 231,000 | $ 162,000 |
| Norfolk County Virginia | 1 | $ 136,000 | $ 136,000 | $ 28,000 |
| Portsmouth County Virginia | 1 | $ 104,000 | $ 104,000 | $ 22,000 |
| Roanoke City County Virginia | 1 | $ 71,000 | $ 71,000 | $ 45,000 |
| Salem County Virginia | 1 | $ 216,000 | $ 216,000 | $ 94,000 |
| Shenandoah County Virginia | 1 | $ 164,000 | $ 164,000 | $ 44,000 |
| Suffolk County Virginia | 1 | $ 124,000 | $ 124,000 | $ 36,000 |
| York County Virginia | 1 | $ 281,000 | $ 281,000 | $ 86,000 |
| Cowlitz County Washington | 1 | $ 176,000 | $ 176,000 | $ 69,000 |
| Kitsap County Washington | 1 | $ 131,000 | $ 131,000 | $ 26,000 |
| Pacific County Washington | 1 | $ 200,000 | $ 200,000 | $ 170,000 |
| Spokane County Washington | 1 | $ 188,000 | $ 188,000 | $ 57,000 |
| Stevens County Washington | 1 | $ 322,000 | $ 322,000 | $ 135,000 |
| Thurston County Washington | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Walla Walla County Washington | 1 | $ 380,000 | $ 380,000 | $ 207,000 |
| Yakima County Washington | 1 | $ 134,000 | $ 134,000 | $ 34,000 |
| Eau Claire County Wisconsin | 1 | $ 214,000 | $ 214,000 | $ 160,000 |
| Oconto County Wisconsin | 1 | $ 177,000 | $ 177,000 | $ 79,000 |
| Sauk County Wisconsin | 1 | $ 302,000 | $ 302,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Pacific Union Financial, Llc in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 578 | $146,988,000 | $254,000 | $917,000 | $120,000 | $923,000 |
| Refinancing | 401 | $106,971,000 | $266,000 | $1,000,000 | $109,000 | $515,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 408 | $107,720,000 | $264,000 | $917,000 | $129,000 | $564,000 |
| Hispanic | 235 | $57,292,000 | $243,000 | $730,000 | $89,000 | $252,000 |
| Not Provided | 159 | $43,975,000 | $276,000 | $1,000,000 | $125,000 | $432,000 |
| Asian | 108 | $27,133,000 | $251,000 | $718,000 | $112,000 | $600,000 |
| Black or African American | 57 | $14,871,000 | $260,000 | $792,000 | $113,000 | $923,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,907,000 | $317,000 | $563,000 | $126,000 | $300,000 |
| American Indian or Alaskan Native | 6 | $1,061,000 | $176,000 | $329,000 | $66,000 | $90,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 868 | $220,327,000 | $253,000 | $1,000,000 | $118,000 | $923,000 |
| FHA-insured (Federal Housing Administration) | 111 | $33,632,000 | $302,000 | $886,000 | $94,000 | $356,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 624 | $164,550,000 | $263,000 | $924,000 | $118,000 | $923,000 |
| Loan Originated | 281 | $68,300,000 | $243,000 | $1,000,000 | $109,000 | $564,000 |
| Application Approved But Not Accepted | 51 | $15,385,000 | $301,000 | $720,000 | $115,000 | $300,000 |
| Application Withdrawn By Applicant | 19 | $4,701,000 | $247,000 | $508,000 | $112,000 | $258,000 |
| File Closed For Incompleteness | 4 | $1,023,000 | $255,000 | $417,000 | $124,000 | $204,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 186 | $46,598,000 | $250,000 | $863,000 | $119,000 | $600,000 |
| Debt-To-Income Ratio | 134 | $36,048,000 | $269,000 | $795,000 | $117,000 | $384,000 |
| Collateral | 85 | $25,274,000 | $297,000 | $924,000 | $121,000 | $395,000 |
| Credit History | 85 | $21,056,000 | $247,000 | $650,000 | $112,000 | $923,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 58 | $15,671,000 | $270,000 | $792,000 | $117,000 | $360,000 |
| Employment History | 33 | $8,827,000 | $267,000 | $917,000 | $120,000 | $525,000 |
| Other | 29 | $7,280,000 | $251,000 | $417,000 | $127,000 | $417,000 |
| Credit Application Incomplete | 3 | $795,000 | $265,000 | $329,000 | $62,000 | $87,000 |
| Mortgage Insurance Denied | 2 | $603,000 | $301,000 | $486,000 | $82,000 | $117,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pacific Union Financial, Llc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pacific Union Financial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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