Paragon Home Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Paragon Home Lending, Llc 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Paragon Home Lending, Llc 19435 W. Capitol Drive, Suite 201 Brookfield, WI 53045 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 17,106 |
| Total Mortgage Loan Application Amount | $2,109,228,000 |
| Average Mortgage Loan Application Amount | $118,000 |
| Highest Mortgage Loan Application Amount | $1,310,000 |
| Average Applicant Income | $44,977 |
| Highest Applicant Income | $3,132,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Paragon Home Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Paragon Home Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Paragon Home Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Paragon Home Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Paragon Home Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Paragon Home Lending, Llc's mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MILWAUKEE-WAUKESHA, WI | 3,056 | $ 365,849,000 | $ 119,000 | $ 53,000 |
| CHICAGO, IL | 2,285 | $ 349,954,000 | $ 153,000 | $ 52,000 |
| MINNEAPOLIS-ST. PAUL, MN-WI | 1,569 | $ 250,444,000 | $ 159,000 | $ 50,000 |
| ROCKFORD, IL | 636 | $ 59,851,000 | $ 94,000 | $ 37,000 |
| APPLETON-OSHKOSH-NEENAH, WI | 566 | $ 65,621,000 | $ 115,000 | $ 48,000 |
| PITTSBURGH, PA | 520 | $ 58,215,000 | $ 111,000 | $ 51,000 |
| RACINE, WI | 397 | $ 44,562,000 | $ 112,000 | $ 40,000 |
| DETROIT, MI | 375 | $ 46,787,000 | $ 124,000 | $ 53,000 |
| INDIANAPOLIS, IN | 353 | $ 39,836,000 | $ 112,000 | $ 57,000 |
| LOUISVILLE, KY-IN | 280 | $ 30,787,000 | $ 109,000 | $ 47,000 |
| GREEN BAY, WI | 274 | $ 33,045,000 | $ 120,000 | $ 53,000 |
| KENOSHA, WI | 250 | $ 31,682,000 | $ 126,000 | $ 39,000 |
| MADISON, WI | 202 | $ 32,239,000 | $ 159,000 | $ 49,000 |
| PEORIA-PEKIN, IL | 184 | $ 15,195,000 | $ 82,000 | $ 36,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 179 | $ 19,881,000 | $ 111,000 | $ 57,000 |
| ST. LOUIS, MO-IL | 145 | $ 13,568,000 | $ 93,000 | $ 38,000 |
| LEXINGTON, KY | 135 | $ 15,060,000 | $ 111,000 | $ 43,000 |
| ORLANDO, FL | 124 | $ 14,592,000 | $ 117,000 | $ 46,000 |
| FLINT, MI | 119 | $ 11,079,000 | $ 93,000 | $ 56,000 |
| COLUMBUS, OH | 116 | $ 13,426,000 | $ 115,000 | $ 44,000 |
| JANESVILLE-BELOIT, WI | 116 | $ 11,974,000 | $ 103,000 | $ 42,000 |
| BALTIMORE, MD | 105 | $ 17,510,000 | $ 166,000 | $ 54,000 |
| EAU CLAIRE, WI | 105 | $ 10,273,000 | $ 97,000 | $ 41,000 |
| JACKSONVILLE, FL | 98 | $ 11,427,000 | $ 116,000 | $ 52,000 |
| SHEBOYGAN, WI | 90 | $ 10,878,000 | $ 120,000 | $ 53,000 |
| WAUSAU, WI | 80 | $ 8,169,000 | $ 102,000 | $ 49,000 |
| COLORADO SPRINGS, CO | 63 | $ 8,814,000 | $ 139,000 | $ 61,000 |
| GARY, IN | 60 | $ 6,133,000 | $ 102,000 | $ 43,000 |
| PHILADELPHIA, PA-NJ | 60 | $ 9,593,000 | $ 159,000 | $ 49,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 55 | $ 5,567,000 | $ 101,000 | $ 73,000 |
| FORT WAYNE, IN | 52 | $ 5,066,000 | $ 97,000 | $ 49,000 |
| KANSAS CITY, MO-KS | 52 | $ 6,204,000 | $ 119,000 | $ 55,000 |
| DES MOINES, IA | 50 | $ 5,445,000 | $ 108,000 | $ 61,000 |
| WASHINGTON, DC-MD-VA-WV | 50 | $ 8,467,000 | $ 169,000 | $ 42,000 |
| HARRISBURG-LEBANON-CARLISLE, PA | 45 | $ 4,927,000 | $ 109,000 | $ 54,000 |
| CLEVELAND-LORAIN-ELYRIA, OH | 40 | $ 5,654,000 | $ 141,000 | $ 46,000 |
| DAYTON-SPRINGFIELD, OH | 40 | $ 3,457,000 | $ 86,000 | $ 48,000 |
| LAFAYETTE, IN | 38 | $ 3,885,000 | $ 102,000 | $ 43,000 |
| ST. CLOUD, MN | 37 | $ 4,480,000 | $ 121,000 | $ 57,000 |
| ANN ARBOR, MI | 31 | $ 5,058,000 | $ 163,000 | $ 53,000 |
| LINCOLN, NE | 31 | $ 3,209,000 | $ 103,000 | $ 62,000 |
| OMAHA, NE-IA | 31 | $ 3,583,000 | $ 115,000 | $ 56,000 |
| AKRON, OH | 30 | $ 2,894,000 | $ 96,000 | $ 49,000 |
| NEW ORLEANS, LA | 29 | $ 3,002,000 | $ 103,000 | $ 52,000 |
| DAYTONA BEACH, FL | 28 | $ 2,798,000 | $ 99,000 | $ 35,000 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 28 | $ 2,935,000 | $ 104,000 | $ 41,000 |
| DENVER, CO | 25 | $ 4,656,000 | $ 186,000 | $ 72,000 |
| FORT LAUDERDALE, FL | 25 | $ 3,262,000 | $ 130,000 | $ 63,000 |
| BLOOMINGTON, IN | 23 | $ 2,968,000 | $ 129,000 | $ 59,000 |
| CINCINNATI, OH-KY-IN | 21 | $ 2,789,000 | $ 132,000 | $ 53,000 |
| COLUMBIA, MO | 21 | $ 2,571,000 | $ 122,000 | $ 51,000 |
| TOLEDO, OH | 21 | $ 1,889,000 | $ 89,000 | $ 51,000 |
| CEDAR RAPIDS, IA | 18 | $ 2,098,000 | $ 116,000 | $ 52,000 |
| KOKOMO, IN | 17 | $ 1,490,000 | $ 87,000 | $ 45,000 |
| SARASOTA-BRADENTON, FL | 17 | $ 1,947,000 | $ 114,000 | $ 54,000 |
| WEST PALM BEACH-BOCA RATON, FL | 17 | $ 2,956,000 | $ 173,000 | $ 139,000 |
| SIOUX FALLS, SD | 16 | $ 2,071,000 | $ 129,000 | $ 48,000 |
| BLOOMINGTON-NORMAL, IL | 15 | $ 1,916,000 | $ 127,000 | $ 32,000 |
| LANCASTER, PA | 15 | $ 1,882,000 | $ 125,000 | $ 59,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA | 14 | $ 1,390,000 | $ 99,000 | $ 45,000 |
| EVANSVILLE-HENDERSON, IN-KY | 14 | $ 1,170,000 | $ 83,000 | $ 52,000 |
| READING, PA | 14 | $ 1,837,000 | $ 131,000 | $ 48,000 |
| DULUTH-SUPERIOR, MN-WI | 13 | $ 1,186,000 | $ 91,000 | $ 50,000 |
| WATERLOO-CEDAR FALLS, IA | 13 | $ 989,000 | $ 76,000 | $ 30,000 |
| WICHITA, KS | 13 | $ 1,577,000 | $ 121,000 | $ 61,000 |
| WILMINGTON-NEWARK, DE-MD | 13 | $ 1,874,000 | $ 144,000 | $ 33,000 |
| CANTON-MASSILLON, OH | 12 | $ 1,524,000 | $ 127,000 | $ 39,000 |
| ERIE, PA | 12 | $ 1,199,000 | $ 99,000 | $ 44,000 |
| HAMILTON-MIDDLETOWN, OH | 12 | $ 1,500,000 | $ 125,000 | $ 33,000 |
| YOUNGSTOWN-WARREN, OH | 12 | $ 1,259,000 | $ 104,000 | $ 56,000 |
| RICHMOND-PETERSBURG, VA | 11 | $ 1,340,000 | $ 121,000 | $ 11,000 |
| OCALA, FL | 10 | $ 763,000 | $ 76,000 | $ 48,000 |
| ROCHESTER, MN | 10 | $ 1,403,000 | $ 140,000 | $ 41,000 |
| SAGINAW-BAY CITY-MIDLAND, MI | 10 | $ 694,000 | $ 69,000 | $ 40,000 |
| SHARON, PA | 10 | $ 1,037,000 | $ 103,000 | $ 62,000 |
| GAINESVILLE, FL | 9 | $ 1,358,000 | $ 150,000 | $ 47,000 |
| LA CROSSE, WI-MN | 9 | $ 869,000 | $ 96,000 | $ 28,000 |
| LANSING-EAST LANSING, MI | 9 | $ 771,000 | $ 85,000 | $ 27,000 |
| MIAMI, FL | 9 | $ 1,258,000 | $ 139,000 | $ 81,000 |
| FORT MYERS-CAPE CORAL, FL | 8 | $ 994,000 | $ 124,000 | $ 61,000 |
| GRAND RAPIDS-MUSKEGON-HOLLAND, MI | 8 | $ 1,180,000 | $ 147,000 | $ 49,000 |
| IOWA CITY, IA | 8 | $ 901,000 | $ 112,000 | $ 60,000 |
| KALAMAZOO-BATTLE CREEK, MI | 8 | $ 867,000 | $ 108,000 | $ 51,000 |
| MANSFIELD, OH | 8 | $ 697,000 | $ 87,000 | $ 37,000 |
| MUNCIE, IN | 8 | $ 533,000 | $ 66,000 | $ 35,000 |
| JOHNSTOWN, PA | 7 | $ 902,000 | $ 128,000 | $ 55,000 |
| LAKELAND-WINTER HAVEN, FL | 7 | $ 521,000 | $ 74,000 | $ 48,000 |
| PUNTA GORDA, FL | 7 | $ 771,000 | $ 110,000 | $ 46,000 |
| SIOUX CITY, IA-NE | 7 | $ 481,000 | $ 68,000 | $ 37,000 |
| ST. JOSEPH, MO | 7 | $ 551,000 | $ 78,000 | $ 37,000 |
| TOPEKA, KS | 7 | $ 837,000 | $ 119,000 | $ 61,000 |
| COLUMBIA, SC | 6 | $ 448,000 | $ 74,000 | $ 47,000 |
| KANKAKEE, IL | 6 | $ 547,000 | $ 91,000 | $ 42,000 |
| LIMA, OH | 6 | $ 525,000 | $ 87,000 | $ 27,000 |
| NAPLES, FL | 6 | $ 1,129,000 | $ 188,000 | $ 98,000 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 6 | $ 671,000 | $ 111,000 | $ 61,000 |
| OWENSBORO, KY | 6 | $ 614,000 | $ 102,000 | $ 51,000 |
| TALLAHASSEE, FL | 6 | $ 600,000 | $ 100,000 | $ 38,000 |
| PUEBLO, CO | 5 | $ 784,000 | $ 156,000 | $ 44,000 |
| SOUTH BEND, IN | 5 | $ 539,000 | $ 107,000 | $ 89,000 |
| SPRINGFIELD, MO | 5 | $ 405,000 | $ 81,000 | $ 29,000 |
| BATON ROUGE, LA | 4 | $ 396,000 | $ 99,000 | $ 55,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 4 | $ 695,000 | $ 173,000 | $ 65,000 |
| CUMBERLAND, MD-WV | 4 | $ 231,000 | $ 57,000 | $ 46,000 |
| DUBUQUE, IA | 4 | $ 620,000 | $ 155,000 | $ 37,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 4 | $ 384,000 | $ 96,000 | $ 61,000 |
| BOULDER-LONGMONT, CO | 3 | $ 666,000 | $ 222,000 | $ 53,000 |
| ELKHART-GOSHEN, IN | 3 | $ 316,000 | $ 105,000 | $ 50,000 |
| LAWRENCE, KS | 3 | $ 294,000 | $ 98,000 | $ 40,000 |
| WILLIAMSPORT, PA | 3 | $ 183,000 | $ 61,000 | $ 26,000 |
| YORK, PA | 3 | $ 231,000 | $ 77,000 | $ 14,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 337,000 | $ 168,000 | $ 29,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 170,000 | $ 85,000 | $ 89,000 |
| FARGO-MOORHEAD, ND-MN | 2 | $ 156,000 | $ 78,000 | $ 67,000 |
| GRAND JUNCTION, CO | 2 | $ 375,000 | $ 187,000 | $ 78,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 2 | $ 227,000 | $ 113,000 | $ 42,000 |
| PENSACOLA, FL | 2 | $ 157,000 | $ 78,000 | $ 48,000 |
| ROANOKE, VA | 2 | $ 217,000 | $ 108,000 | $ 58,000 |
| SPRINGFIELD, IL | 2 | $ 192,000 | $ 96,000 | $ 10,000 |
| SUMTER, SC | 2 | $ 147,000 | $ 73,000 | $ 36,000 |
| TERRE HAUTE, IN | 2 | $ 265,000 | $ 132,000 | $ 120,000 |
| ATLANTA, GA | 1 | $ 100,000 | $ 100,000 | $ 130,000 |
| BENTON HARBOR, MI | 1 | $ 248,000 | $ 248,000 | $ 174,000 |
| DECATUR, IL | 1 | $ 114,000 | $ 114,000 | $ 69,000 |
| FLORENCE, SC | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 170,000 | $ 170,000 | $ 0 |
| FORT WALTON BEACH, FL | 1 | $ 62,000 | $ 62,000 | $ 0 |
| GREELEY, CO | 1 | $ 148,000 | $ 148,000 | $ 96,000 |
| JACKSON, MI | 1 | $ 71,000 | $ 71,000 | $ 60,000 |
| JOPLIN, MO | 1 | $ 63,000 | $ 63,000 | $ 44,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 40,000 | $ 40,000 | $ 15,000 |
Mortgage Loan Application Detail Totals for Paragon Home Lending, Llc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 16,537 | $2,042,266,000 | $119,680 | $1,310,000 | $51,960 | $3,132,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 569 | $66,962,000 | $115,789 | $550,000 | $35,789 | $704,000 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,408 | $1,164,518,000 | $120,333 | $1,310,000 | $51,666 | $1,044,000 |
| Information not provided by applicant in mail or telephone application | 5,041 | $650,081,000 | $117,708 | $1,260,000 | $40,250 | $3,132,000 |
| Black | 1,513 | $159,309,000 | $118,600 | $736,000 | $52,850 | $520,000 |
| Hispanic | 817 | $89,312,000 | $112,473 | $358,000 | $46,210 | $210,000 |
| Asian or Pacific Islander | 177 | $26,281,000 | $150,062 | $783,000 | $69,750 | $254,000 |
| Other | 92 | $13,185,000 | $142,117 | $266,000 | $68,470 | $1,200,000 |
| American Indian or Alaskan Native | 58 | $6,542,000 | $110,200 | $348,000 | $59,400 | $509,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,176 | $1,877,790,000 | $120,840 | $1,310,000 | $54,640 | $3,132,000 |
| FHA-insured (Federal Housing Administration) | 1,913 | $229,240,000 | $125,812 | $261,000 | $19,125 | $522,000 |
| VA-guaranteed (Veterans Administration) | 17 | $2,198,000 | $125,000 | $206,000 | $10,200 | $73,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,718 | $1,204,622,000 | $122,857 | $975,000 | $49,095 | $936,000 |
| Application Withdrawn By Applicant | 5,312 | $662,098,000 | $120,913 | $1,260,000 | $46,956 | $3,132,000 |
| Application Denied By Financial Institution | 1,957 | $229,489,000 | $115,875 | $1,310,000 | $54,083 | $704,000 |
| File Closed For Incompleteness | 73 | $8,051,000 | $116,900 | $450,000 | $50,700 | $133,000 |
| Application Approved But Not Accepted | 46 | $4,968,000 | $113,000 | $270,000 | $54,250 | $270,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Paragon Home Lending, Llc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Paragon Home Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.