Paramount Financial, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Paramount Financial, Inc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Paramount Financial, Inc 1250 Douglas Ave, Ste 100 Longwood, FL 32779 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,029 |
| Total Mortgage Loan Application Amount | $152,445,000 |
| Average Mortgage Loan Application Amount | $165,142 |
| Highest Mortgage Loan Application Amount | $630,000 |
| Average Applicant Income | $79,357 |
| Highest Applicant Income | $711,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Paramount Financial, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Paramount Financial, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Paramount Financial, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Paramount Financial, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Paramount Financial, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Paramount Financial, Inc's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County Florida | 414 | $ 60,619,000 | $ 146,000 | $ 83,000 |
| Seminole County Florida | 235 | $ 34,632,000 | $ 147,000 | $ 76,000 |
| Volusia County Florida | 89 | $ 11,681,000 | $ 131,000 | $ 68,000 |
| Osceola County Florida | 63 | $ 7,640,000 | $ 121,000 | $ 41,000 |
| Lake County Florida | 38 | $ 5,174,000 | $ 136,000 | $ 55,000 |
| Polk County Florida | 28 | $ 3,664,000 | $ 130,000 | $ 55,000 |
| Brevard County Florida | 23 | $ 3,359,000 | $ 146,000 | $ 39,000 |
| Monroe County Florida | 12 | $ 4,302,000 | $ 358,000 | $ 232,000 |
| Palm Beach County Florida | 12 | $ 2,410,000 | $ 200,000 | $ 52,000 |
| Sarasota County Florida | 12 | $ 1,772,000 | $ 147,000 | $ 118,000 |
| St. Lucie County Florida | 12 | $ 1,624,000 | $ 135,000 | $ 65,000 |
| Broward County Florida | 9 | $ 1,677,000 | $ 186,000 | $ 85,000 |
| Hillsborough County Florida | 8 | $ 1,465,000 | $ 183,000 | $ 49,000 |
| Pinellas County Florida | 8 | $ 1,177,000 | $ 147,000 | $ 69,000 |
| Miami-Dade County Florida | 5 | $ 1,191,000 | $ 238,000 | $ 117,000 |
| Duval County Florida | 4 | $ 416,000 | $ 104,000 | $ 25,000 |
| Indian River County Florida | 4 | $ 753,000 | $ 188,000 | $ 82,000 |
| Marion County Florida | 4 | $ 356,000 | $ 89,000 | $ 47,000 |
| Okaloosa County Florida | 4 | $ 932,000 | $ 233,000 | $ 128,000 |
| Sumter County Florida | 4 | $ 524,000 | $ 131,000 | $ 57,000 |
| Manatee County Florida | 3 | $ 599,000 | $ 199,000 | $ 61,000 |
| Santa Rosa County Florida | 3 | $ 301,000 | $ 100,000 | $ 79,000 |
| Walton County Florida | 3 | $ 933,000 | $ 311,000 | $ 378,000 |
| Escambia County Florida | 2 | $ 210,000 | $ 105,000 | $ 49,000 |
| Lee County Florida | 2 | $ 268,000 | $ 134,000 | $ 68,000 |
| Martin County Florida | 2 | $ 260,000 | $ 130,000 | $ 26,000 |
| Fairfax County Virginia | 2 | $ 505,000 | $ 252,000 | $ 152,000 |
| Alachua County Florida | 1 | $ 123,000 | $ 123,000 | $ 42,000 |
| Bay County Florida | 1 | $ 171,000 | $ 171,000 | $ 111,000 |
| Charlotte County Florida | 1 | $ 500,000 | $ 500,000 | $ 117,000 |
| Collier County Florida | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Hardee County Florida | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Leon County Florida | 1 | $ 82,000 | $ 82,000 | $ 25,000 |
| Madison County Florida | 1 | $ 86,000 | $ 86,000 | $ 25,000 |
| Pasco County Florida | 1 | $ 129,000 | $ 129,000 | $ 90,000 |
| Putnam County Florida | 1 | $ 166,000 | $ 166,000 | $ 129,000 |
| Suwannee County Florida | 1 | $ 66,000 | $ 66,000 | $ 12,000 |
| Wakulla County Florida | 1 | $ 204,000 | $ 204,000 | $ 86,000 |
| Harris County Georgia | 1 | $ 260,000 | $ 260,000 | $ 120,000 |
| Paulding County Georgia | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Porter County Indiana | 1 | $ 86,000 | $ 86,000 | $ 34,000 |
| Hardin County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Suffolk County Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 86,000 |
| Fulton County New York | 1 | $ 44,000 | $ 44,000 | $ 16,000 |
| Rensselaer County New York | 1 | $ 107,000 | $ 107,000 | $ 80,000 |
| Suffolk County New York | 1 | $ 168,000 | $ 168,000 | $ 31,000 |
| Westchester County New York | 1 | $ 368,000 | $ 368,000 | $ 168,000 |
| Macon County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 56,000 |
| Roanoke County Virginia | 1 | $ 97,000 | $ 97,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Paramount Financial, Inc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 689 | $102,439,000 | $135,333 | $620,000 | $72,166 | $704,000 |
| Refinancing | 338 | $49,889,000 | $206,000 | $630,000 | $80,285 | $711,000 |
| Home Improvement | 2 | $117,000 | $58,000 | $91,000 | $116,000 | $197,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 701 | $107,114,000 | $175,222 | $630,000 | $77,000 | $711,000 |
| Hispanic | 153 | $18,857,000 | $145,000 | $400,000 | $38,500 | $285,000 |
| Black or African American | 54 | $6,930,000 | $128,000 | $320,000 | $49,000 | $132,000 |
| Asian | 43 | $6,441,000 | $149,000 | $402,000 | $81,000 | $704,000 |
| Not Provided | 35 | $6,290,000 | $213,500 | $500,000 | $93,000 | $175,000 |
| Native Hawaiian or Other Pacific Islander | 30 | $4,400,000 | $146,000 | $250,000 | $145,000 | $696,000 |
| American Indian or Alaskan Native | 13 | $2,413,000 | $185,000 | $430,000 | $91,000 | $210,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 944 | $141,965,000 | $174,375 | $630,000 | $77,375 | $711,000 |
| FHA-insured (Federal Housing Administration) | 72 | $8,118,000 | $112,000 | $163,000 | $43,000 | $88,000 |
| VA-guaranteed (Veterans Administration) | 13 | $2,362,000 | $190,500 | $251,000 | $61,500 | $93,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 777 | $117,130,000 | $184,000 | $630,000 | $85,571 | $711,000 |
| Application Withdrawn By Applicant | 236 | $33,200,000 | $161,000 | $620,000 | $60,500 | $422,000 |
| Application Denied By Financial Institution | 14 | $1,947,000 | $167,500 | $380,000 | $67,500 | $244,000 |
| Application Approved But Not Accepted | 2 | $168,000 | $84,000 | $134,000 | $73,000 | $73,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3 | $625,000 | $208,000 | $380,000 | $100,000 | $244,000 |
| Other | 3 | $273,000 | $91,000 | $143,000 | $82,000 | $203,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $292,000 | $146,000 | $151,000 | $67,000 | $74,000 |
| Debt-To-Income Ratio | 2 | $155,000 | $77,000 | $124,000 | $32,000 | $38,000 |
| Employment History | 1 | $141,000 | $141,000 | $141,000 | $48,000 | $48,000 |
| Collateral | 1 | $108,000 | $108,000 | $108,000 | $90,000 | $90,000 |
| Credit Application Incomplete | 1 | $152,000 | $152,000 | $152,000 | $111,000 | $111,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Paramount Financial, Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Paramount Financial, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.