Parish National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Parish National Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Parish National Bank 404 E Kirkland Street Covington, LA 70433 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 888 |
| Total Mortgage Loan Application Amount | $136,761,000 |
| Average Mortgage Loan Application Amount | $132,666 |
| Highest Mortgage Loan Application Amount | $1,700,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $2,100,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Parish National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Parish National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Parish National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Parish National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Parish National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Parish National Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Tammany County Louisiana | 451 | $ 72,048,000 | $ 159,000 | $ 91,000 |
| Tangipahoa County Louisiana | 126 | $ 18,601,000 | $ 147,000 | $ 106,000 |
| Washington County Louisiana | 86 | $ 4,664,000 | $ 54,000 | $ 48,000 |
| Jefferson County Louisiana | 63 | $ 11,531,000 | $ 183,000 | $ 91,000 |
| Orleans County Louisiana | 61 | $ 13,988,000 | $ 229,000 | $ 160,000 |
| Livingston County Louisiana | 20 | $ 2,754,000 | $ 137,000 | $ 129,000 |
| St. Charles County Louisiana | 12 | $ 1,847,000 | $ 153,000 | $ 65,000 |
| East Baton Rouge County Louisiana | 8 | $ 1,107,000 | $ 138,000 | $ 80,000 |
| Ascension County Louisiana | 6 | $ 928,000 | $ 154,000 | $ 109,000 |
| St. Bernard County Louisiana | 6 | $ 659,000 | $ 109,000 | $ 45,000 |
| Baldwin County Alabama | 5 | $ 764,000 | $ 152,000 | $ 89,000 |
| Hancock County Mississippi | 4 | $ 772,000 | $ 193,000 | $ 84,000 |
| Harrison County Mississippi | 4 | $ 980,000 | $ 245,000 | $ 231,000 |
| Pearl River County Mississippi | 4 | $ 547,000 | $ 136,000 | $ 60,000 |
| Walthall County Mississippi | 3 | $ 200,000 | $ 66,000 | $ 25,000 |
| Okaloosa County Florida | 2 | $ 240,000 | $ 120,000 | $ 91,000 |
| Santa Rosa County Florida | 2 | $ 133,000 | $ 66,000 | $ 28,000 |
| Walton County Florida | 2 | $ 855,000 | $ 427,000 | $ 81,000 |
| Plaquemines County Louisiana | 2 | $ 460,000 | $ 230,000 | $ 54,000 |
| St. James County Louisiana | 2 | $ 402,000 | $ 201,000 | $ 77,000 |
| St. John the Baptist County Louisiana | 2 | $ 252,000 | $ 126,000 | $ 84,000 |
| Colbert County Alabama | 1 | $ 140,000 | $ 140,000 | $ 119,000 |
| Santa Barbara County California | 1 | $ 290,000 | $ 290,000 | $ 95,000 |
| Escambia County Florida | 1 | $ 225,000 | $ 225,000 | $ 288,000 |
| Hillsborough County Florida | 1 | $ 194,000 | $ 194,000 | $ 52,000 |
| Lafayette County Louisiana | 1 | $ 280,000 | $ 280,000 | $ 102,000 |
| Ouachita County Louisiana | 1 | $ 160,000 | $ 160,000 | $ 84,000 |
| Rapides County Louisiana | 1 | $ 188,000 | $ 188,000 | $ 69,000 |
| St. Helena County Louisiana | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Covington County Mississippi | 1 | $ 32,000 | $ 32,000 | $ 43,000 |
| Lafayette County Mississippi | 1 | $ 124,000 | $ 124,000 | $ 213,000 |
| Marion County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Webster County Mississippi | 1 | $ 1,000 | $ 1,000 | $ 25,000 |
| Henderson County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 85,000 |
| Vance County North Carolina | 1 | $ 312,000 | $ 312,000 | $ 213,000 |
| Blount County Tennessee | 1 | $ 171,000 | $ 171,000 | $ 90,000 |
| Nueces County Texas | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Chippewa County Wisconsin | 1 | $ 392,000 | $ 392,000 | $ 431,000 |
Mortgage Loan Application Detail Totals for Parish National Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 475 | $81,440,000 | $171,000 | $1,700,000 | $100,000 | $2,100,000 |
| Refinancing | 277 | $47,775,000 | $172,000 | $1,172,000 | $94,000 | $2,000,000 |
| Home Improvement | 136 | $7,546,000 | $55,000 | $500,000 | $76,000 | $328,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 793 | $122,425,000 | $154,000 | $1,700,000 | $95,000 | $2,100,000 |
| Black or African American | 48 | $6,195,000 | $129,000 | $417,000 | $61,000 | $185,000 |
| Not applicable | 19 | $4,143,000 | $218,000 | $750,000 | $201,000 | $1,289,000 |
| Hispanic | 15 | $2,008,000 | $133,000 | $242,000 | $53,000 | $190,000 |
| Asian | 6 | $525,000 | $87,000 | $142,000 | $52,000 | $155,000 |
| Not Provided | 6 | $1,398,000 | $233,000 | $417,000 | $68,000 | $147,000 |
| American Indian or Alaskan Native | 1 | $67,000 | $67,000 | $67,000 | $46,000 | $46,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 832 | $128,765,000 | $154,000 | $1,700,000 | $97,000 | $2,100,000 |
| FHA-insured (Federal Housing Administration) | 50 | $6,900,000 | $138,000 | $203,000 | $55,000 | $115,000 |
| VA-guaranteed (Veterans Administration) | 5 | $948,000 | $189,000 | $270,000 | $61,000 | $117,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $148,000 | $148,000 | $148,000 | $50,000 | $50,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 691 | $108,254,000 | $156,000 | $1,700,000 | $102,000 | $2,100,000 |
| Application Withdrawn By Applicant | 79 | $12,657,000 | $160,000 | $600,000 | $76,000 | $331,000 |
| Application Denied By Financial Institution | 76 | $8,871,000 | $116,000 | $794,000 | $59,000 | $332,000 |
| File Closed For Incompleteness | 39 | $6,538,000 | $167,000 | $400,000 | $65,000 | $199,000 |
| Application Approved But Not Accepted | 3 | $441,000 | $147,000 | $190,000 | $82,000 | $134,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 43 | $4,261,000 | $99,000 | $314,000 | $49,000 | $146,000 |
| Debt-To-Income Ratio | 15 | $2,019,000 | $134,000 | $794,000 | $58,000 | $221,000 |
| Collateral | 11 | $1,480,000 | $134,000 | $304,000 | $113,000 | $332,000 |
| Other | 3 | $681,000 | $227,000 | $261,000 | $35,000 | $78,000 |
| Employment History | 3 | $384,000 | $128,000 | $184,000 | $53,000 | $74,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $46,000 | $46,000 | $46,000 | $19,000 | $19,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Parish National Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Parish National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.